Boca Bayou in Boca Raton

Boca Bayou Homes for Sale in Boca Raton, FL

Boca Raton · Palm Beach County

Boca Raton's gated waterfront condo community, low-maintenance living minutes from downtown and the beach.

Gated waterfront condosResort-style amenitiesNear downtown Boca
Live Market Pulse
46/100
Momentum
Buyer-Leaning Market
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive BeachesMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseBeachesMLS
$340K
Median Price
4.2mo
Supply
109days
Avg DOM
Soft
Seller Leverage
$325/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Boca Bayou is a large, gated waterfront condominium community in downtown Boca Raton, with several hundred units, a manned gatehouse, and a deep amenity package on the water. The read is condition plus association health on older stock. The buildings were constructed mainly in the 1980s and 1990s, with later phases into the early 2000s, so the diligence is the monthly fee and what it covers, the association's reserves, and Florida's milestone-inspection and reserve rules on buildings three stories or higher. A residential rental policy, with a minimum lease term, keeps this a residential community rather than a vacation-rental property. The close-in Boca location and amenities are the draw; the building's finances and the unit's condition are the deal."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Boca Bayou market snapshot (as of June 15, 2026): the median sale price is about $340K ($325 per sq ft), with homes averaging 109 days on market and 4.2 months of supply, a buyer-leaning market. Based on 20 recent closings in live BeachesMLS data.

Boca Bayou is a gated waterfront condominium community in Boca Raton, Palm Beach County, reported at roughly 721 units across multiple phases. It sits in the heart of the city near downtown, with a manned guardhouse and a residential, amenity-rich setting on the water.

The community was built mainly in the 1980s and 1990s, with later additions into the early 2000s, so it is established, low-maintenance condominium living rather than new construction. Every purchase is a resale, and unit condition varies from original to fully updated.

Amenities are a core part of the appeal: a 24-hour manned guardhouse, multiple heated pools, tennis and pickleball courts, a clubhouse, fitness centers, boat docks available to rent when open, plus saunas, bocce, shuffleboard, and grilling areas. It is designed as a full-service, lock-and-leave community.

The rental policy is residential, with leasing limited to one lease per year and a minimum term reported at three months, so this is a primary or seasonal-residence community rather than a short-term-rental property. Diligence is the diligence of an older condo: the monthly fee and inclusions, the building's reserves, Florida's milestone-inspection and reserve requirements, and the unit's condition. Price by building, condition, and outlook, not by the community name.

Best for

  • Buyers who want gated, low-maintenance waterfront condo living near downtown Boca Raton
  • Seasonal or lock-and-leave buyers who want amenities and a manned gate
  • Buyers comfortable with older condo stock who will read the building's budget and reserves

Probably not for

  • Buyers who want a single-family home or new construction
  • Anyone seeking a short-term-rental or vacation-rental investment, which the rental policy does not allow
  • Buyers unwilling to budget for older-building maintenance and possible special assessments

How Boca Bayou is performing right now

46/100
momentum
Buyer-Leaning Market
Seller's marketBalancedBuyer's market
4.2Months of supplytight
86Median days on marketdays
0 : 7Under contract vs for salestrong demand
20Sold in last 12 monthsliquidity
-3%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from BeachesMLS, as of June 15, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Boca Bayou listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Boca Bayou buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Boca Bayou

Live MLS inventory for Boca Bayou. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Boca Bayou listings as of 2026-06-15, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.. Tap any home to ask about it.

Listing locations from BeachesMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Downtown Boca Raton / Mizner Park~5 to 10 min · dining and shopping; approximate
Boca Raton beaches~5 to 10 min · east to the coast
I-95 (Palmetto Park Road)~5 min · regional corridor
Town Center at Boca Raton~10 to 15 min · west via Glades Road
Boca Raton Airport~10 min · general-aviation field
Fort Lauderdale-Hollywood International (FLL)~30 to 40 min · south via I-95

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Boca Bayou (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Palm Beach County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Boca Bayou is served by Palm Beach County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Boca Bayou address.

The takeaway

What actually shapes value at Boca Bayou, sourced and dated. We do not publish rumor.

Recent Developments in Boca Bayou

Our read on what is being built around Boca Bayou, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishFor an older waterfront condo community the budget is the headline: Florida's milestone-inspection and reserve rules can require funding that flows through to fees and assessments. At Boca Bayou the downtown location, water setting, and amenities are the draw, and the building's reserves and condition are the diligence.

Residential rental policy (minimum lease, no short-term rentals)

NeutralLeasing is limited to one lease per year with a minimum term reported at three months, which keeps Boca Bayou a residential community rather than a vacation-rental property and shapes the buyer pool. impact
SignificanceRadius: Community-wide

Residential rental policy (minimum lease, no short-term rentals)

Florida condominium milestone-inspection and reserve law (SB 4-D)

NeutralOlder condominium buildings three stories or higher must complete milestone inspections and reserve studies, which can drive funding and special assessments. Confirm the specific building's status. impact
SignificanceRadius: Applies to the older buildings

Florida condominium milestone-inspection and reserve law (SB 4-D)

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Boca Bayou, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2022
    Regulation

    Florida enacts condo milestone-inspection and reserve requirements

    Florida's 2022 Senate Bill 4-D, passed after the 2021 Surfside collapse, requires milestone structural inspections for condominium buildings three stories or higher and structural-integrity reserve studies with funding obligations. Why it matters: For a 1980s-to-1990s waterfront condo community, this law is a central budget variable. Confirm the specific building's inspection status, reserves, and any special assessment before you buy. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Boca Bayou, this is the order of operations we would run, and the one we run for our clients.

1

Read the building's finances. Pull the budget, reserves, milestone-inspection status, and any special assessment under Florida's condo law before anything else.

2

Confirm the rental policy. Verify the minimum lease term and the one-lease-per-year rule if you intend to rent, since short-term rentals are not allowed here.

3

Inspect an older unit and building. Roof, plumbing, elevators, and systems vary by phase; price condition honestly rather than assuming the fee covers everything.

4

Confirm what the fee covers and the boat-dock terms. Verify the monthly fee inclusions and how dock rentals work if water access matters to you.

5

Comp by building and outlook. Match the unit to recent closed sales in the same building and similar water or garden view, not to a community-wide number.

Best Buy
An updated unit in a building with healthy reserves and a completed milestone inspection, on a good water outlook, priced to recent comparable sales.
Biggest Risk
Buying into a building facing a milestone-driven repair or special assessment not reflected in the price.
Best Lot
Building, floor, and view drive value; water outlooks and updated units carry the premium over original-condition stock.
Smart Timing
A deep inventory and steady demand keep the market liquid, so a prepared buyer who reads the building's finances can be selective.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Boca Bayou is a gated waterfront condominium community in Boca Raton, Palm Beach County (ZIP 33432), reported at roughly 721 units built mainly in the 1980s and 1990s with later phases into the early 2000s, near downtown and the beach. Amenities include a 24-hour manned guardhouse, multiple heated pools, tennis and pickleball courts, a clubhouse, fitness centers, boat docks, saunas, bocce, and shuffleboard. Leasing is limited to one lease per year with a minimum term reported at three months. Older buildings three stories or higher are subject to Florida's milestone-inspection and reserve requirements. The community is in the Palm Beach County School District; verify any school specifics with the district.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: original-condition units
$219K to $299K

Older, unrenovated condos at the attainable end of downtown Boca living. Price the updates and confirm the building's reserves and inspection status before assuming a low number is a bargain.

Lowest entry
Core: updated units with good outlooks
$299K to $370K

Renovated condos in buildings with healthy finances, often with water or garden views. The heart of the market, where condition and the building's budget separate similar floor plans.

Most inventory
High: larger or premium-water updated units
$370K to $495K

The larger floor plans or best water outlooks with full updates. The top of the community, priced on view, condition, and a sound building budget.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$219K to $299K
Entry: original-condition units
Older, unrenovated condos at the attainable end of downtown Boca living. Price the updates and confirm the building's reserves and inspection status before assuming a low number is a bargain.
$299K to $370K
Core: updated units with good outlooks
Renovated condos in buildings with healthy finances, often with water or garden views. The heart of the market, where condition and the building's budget separate similar floor plans.
$370K to $495K
High: larger or premium-water updated units
The larger floor plans or best water outlooks with full updates. The top of the community, priced on view, condition, and a sound building budget.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Asking price per square foot
Renovated$317
Original$290
Median days on market
Renovated95
Original48

From current Boca Bayou listings (renovated 5, original 2); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Jon Brooks, Momentum Realty
Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Boca Raton locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Boca Bayou

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The gated, amenity-rich waterfront setting and the downtown-Boca location are priced into every Boca Bayou listing. The deal is in the building's reserves, its milestone inspection, and the condition and outlook of the unit, not the community name.

Jon Brooks · Founder, Momentum Realty
7.8B+ · Buy Score
Resale Strength8.0/10
Renovation Risk5.6/10
Location Efficiency8.8/10
Long-Term Defensibility7.6/10
Carrying Cost Advantage6.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Boca Bayou is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live BeachesMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live BeachesMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium

Fill = price per square foot; ring = by realized $/sqft per unit. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from BeachesMLS; for orientation, not an appraisal.

15-Second Take
  • Building, floor, and water outlook drive value as much as the floor plan.
  • Water views and updated units carry the premium over original-condition stock.
  • A building's financial health can matter more than the unit itself.

In a large older waterfront condo community, value turns on the building's financial health, the floor and water outlook, and the unit's condition. Water views and renovated interiors command premiums, while original-condition units in buildings facing reserve or repair needs trade lower for good reason. Because Florida's milestone-inspection and reserve rules apply to the taller buildings, compare a unit against recent closed sales in the same building and weigh the association's budget alongside the home.

Boca Bayou in 15 seconds.

Best forBuyers who want gated, low-maintenance waterfront condo living minutes from downtown Boca Raton and the beach.
Strong onLocation and amenities: a manned gate, multiple pools, tennis and pickleball, a clubhouse, fitness, and boat docks on the water near downtown.
WatchOlder-building condition and the specific building's budget, reserves, milestone inspection, and any special assessment.
Not forBuyers who want a single-family home, new construction, or a short-term-rental investment the rules do not allow.
The edgeReading the individual building's finances and condition lets a prepared buyer avoid a unit facing a surprise assessment.

HOA, CDD & Fees

15-Second Take
  • The monthly fee funds the gate, amenities, and building services; confirm inclusions.
  • Florida's milestone-inspection law makes reserves and assessments the key diligence.
  • Leasing has a minimum term and no short-term rentals; confirm the policy if you will rent.

Boca Bayou units carry a monthly condominium association fee that varies by building and unit. Confirm the current fee, what it covers, the reserves, and any special assessment for the specific building before you offer.

The fee generally covers building services, the gated security, common areas, and the amenity package; confirm the exact inclusions, the reserve position, and any milestone-inspection findings with the building's association.

Recreation is built in: a 24-hour manned guardhouse, multiple heated pools, tennis and pickleball courts, a clubhouse, fitness centers, boat docks to rent when available, plus saunas, bocce, shuffleboard, and grilling areas. There is no separate optional club membership.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Boca Bayou, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Boca Bayou, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Boca Bayou home worth?

Get a no-obligation home value based on real comparable sales in Boca Bayou matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Boca Bayou on the map →
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Real comps, not a Zestimate.

Boca Bayou Market Scorecard

Buyer-Leaning Market

Boca Bayou is currently a buyer-leaning market. About 4.2 months of supply, a median asking price of $339,000, and homes go under contract in about 86 days.

4.2
Months supply
$339,000
Median list
$340,000
Median sold
$325
Per sqft
86
Days on mkt
7/0/20
Active/Pend/Sold

Typical home value in the 33432 ZIP is $1,044,099, about 122.6% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Boca Bayou located?
In Boca Raton, Palm Beach County, Florida (ZIP 33432), a gated waterfront condominium community near downtown Boca and the beach, with I-95 at Palmetto Park Road about five minutes away.
What kind of community is Boca Bayou?
A large, gated, amenity-rich waterfront condominium community of roughly 721 units, built mainly in the 1980s and 1990s with later phases into the early 2000s. It is designed for low-maintenance primary or seasonal living.
What amenities does Boca Bayou offer?
A 24-hour manned guardhouse, multiple heated pools, tennis and pickleball courts, a clubhouse, fitness centers, and boat docks to rent when available, plus saunas, bocce, shuffleboard, and grilling areas.
Can I rent out a unit in Boca Bayou?
Only on a residential basis. Leasing is limited to one lease per year with a minimum term reported at three months, so short-term rentals are not allowed. Confirm the current rental policy in writing before buying with any rental plans.
What is the Boca Bayou condo fee?
The monthly condominium fee varies by building and unit and covers the gated security, amenities, and building services. Confirm the current fee, inclusions, reserves, and any special assessment for the specific building before you offer.
Does Florida's condo inspection law affect Boca Bayou?
Yes, on the buildings three stories or higher. Florida's 2022 law requires milestone inspections and reserve studies for those buildings, which can drive funding and special assessments. Confirm the specific building's status.
How much do homes in Boca Bayou cost?
Pricing is driven by building, unit size, condition, floor, and water outlook across older condo stock. Treat any reported figures as third-party context and confirm current pricing with a comparable-sales analysis on the specific building.
Are there boat docks at Boca Bayou?
Yes. The community offers boat docks that can be rented when available. Confirm current availability, cost, and any size or access limits for your boat during diligence.
How is the location and commute?
Boca Bayou sits minutes from downtown Boca Raton and the beach, with I-95 about five minutes away and the Town Center mall roughly 10 to 15 minutes west. Drive times are approximate and vary with traffic.
Is Boca Bayou a 55-plus community?
Boca Bayou is generally an all-ages waterfront condominium community rather than an age-restricted one. Confirm the current occupancy rules with the association for the specific building before you offer.
What should I verify before buying in Boca Bayou?
The specific building's budget and reserves, its milestone-inspection status and findings, any pending special assessment, the fee inclusions, the rental policy, the dock terms, and the condition of the unit and building.
Do I need my own agent to buy in Boca Bayou?
Yes. The listing agent works for the seller. Your own agent reads the specific building's finances, confirms the inspection status and rental rules, and comps the unit by building and outlook so you do not inherit a surprise assessment.
You want gated, low-maintenance waterfront condo living near downtown Boca RatonExcellent fit
You are a seasonal or lock-and-leave buyer who wants amenities and a manned gateExcellent fit
You are comfortable with older condo stock and will read the building's budget and reservesExcellent fit
You want a single-family home or new constructionProbably not
You want a short-term-rental or vacation-rental investment, which the rental policy does not allowProbably not
You are unwilling to budget for older-building maintenance and possible special assessmentsProbably not

Get the inside read on Boca Bayou

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Boca Bayou home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Boca Bayou specialist will reach out personally, usually the same day.

BeachesMLS logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing photos provided by BeachesMLS, Inc. Information deemed reliable but not guaranteed.

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