33851 (Lake Hamilton)
Housing Market
Median sale price $300,000, down 2.9% year over year, with homes going under contract in about 54 days.
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Housing Market Analyst
Prices are down 2.9% versus the prior year, but sellers are still collecting 95.7% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Mortgage sensitivity — at 4.7× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current 33851 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on 33851 (Lake Hamilton)
The median sale price across 33851 currently stands at $300,000, down 2.9% from a year ago. Buyers are paying a median of $174 per square foot. The typical home goes under contract in about 54 days. Sellers are capturing 95.7% of their original asking price on average.
Zillow's home value index for Polk County stands at $298,826. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 33851 is 57 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
Where the market is heading
Home value trend · Polk County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Polk County (MLS)
What’s driving 33851
Top inbound states: NY, NJ, PA, TX. Movers arriving report ~$56,322 average income. Source: IRS SOI county-to-county migration, 2022-2023
5,380 Citizens policies in force in Polk County — the state-backed insurer of last resort. Budget insurance into any Polk purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
6,725 single-family · 1,511 multi-family · 10.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Nearby ZIP codes in Polk
| Market | Median | Active | Score | |
|---|---|---|---|---|
| 33851 ← this page | $300K | — | 57 | |
| 33813 | $384K | 41 | 47 | Open → |
| 33823 | $369K | 19 | 73 | Open → |
| 33837 | $355K | 18 | 55 | Open → |
| 33884 | $308K | 16 | 47 | Open → |
| 33897 | $395K | 12 | 60 | Open → |
Neighborhoods on the move
| SCENIC TERRACE SOUTH PHASE 1Haines City | $300K | ▲ 0% |
| HAMILTON BLUFFLake Hamilton | $295K | ▲ -5% |
| HAMILTON BLUFFLake Hamilton | $295K | ▼ 5% |
| SCENIC TERRACE SOUTH PHASE 1Haines City | $300K | ▼ 0% |
| LAKE HAMILTON 50'SHaines City | $325K | 19 days |
| SCENIC TERRACE SOUTH PHASE 1Haines City | $300K | 26 days |
| HAMILTON BLUFFLake Hamilton | $295K | 112 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 33851 right now?
The data says conditions currently favor neither side decisively in 33851 — the Momentum Score reads 57/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 33851 becoming more affordable?
Yes, modestly — the median sale price in 33851 is $300,000, down 2.9% versus the prior year, while sellers still capture 95.7% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in 33851?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are HAMILTON BLUFF (-5%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which 33851 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are LAKE HAMILTON 50'S (19 days); SCENIC TERRACE SOUTH PHASE 1 (26 days); HAMILTON BLUFF (112 days) — homes there go under contract well ahead of the market-wide pace of 54 days.
33851 (Lake Hamilton) housing market FAQ
What is the median home price in 33851?
The median sale price in 33851 is currently $300,000, down 2.9% from a year ago, based on MLS sales data updated August 6, 2026.
Is 33851 a buyer's or seller's market right now?
The data currently is roughly balanced. 33851 scores 57 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in 33851?
The typical home in 33851 goes under contract in about 54 days, per current MLS data.
Are home prices in 33851 rising or falling?
Median sale prices are down 2.9% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across 33851 (Lake Hamilton). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.