Pine Island Cove
Homes for Sale in St James City, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Pine Island Cove right now
🟡 Still climbing. The trailing-12-month median ($168K) is up 5.8% from the prior 12 months ($158K). With about 17 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level fgc closed sales, 12-month windows ending July 29. Confidence: Medium (15 and 12 sales in the two windows).
What's unique here: the median sale price is about 53% below the typical Lee County sale ($168K vs $355K, trailing 12 months, fgc records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 29, 2026 · Live data: fgc, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pine Island Cove market snapshot (as of July 29, 2026): the median sale price is about $168K ($176 per sq ft over the trailing 12 months of closed sales), and a median 65 days on market for closed sales. The trailing-12-month median is up 6% from the prior 12 months, computed from record-level fgc closed sales (15 closings in the current window).
Pine Island Cove is a community of 248 homes in St James City, Lee County, built between 1973 and 2024 (median 1988.0), with a median living area of about 1,754 square feet. 31% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 29 of each year, from record-level fgc closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($168K) IS the median in the snapshot above, and the move from 2025 ($158K) IS the +5.8% one-year change.
Windows contain 7 to 26 sales each (15 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
17% of homes for sale in ZIP 33956 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The Pine Island Cove buying strategy.
If we were buying in Pine Island Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Island Cove.
A closer look at the Pine Island Cove market
At a median of $176 per square foot, Pine Island Cove prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 6% year over year. Homes that do trade take a median 65 days on market, useful leverage on any listing that has lingered.
The housing stock is 248 homes built between 1973 and 2024, and 31% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Pine Island Cove. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pine Island Cove buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.3). Basis: Recent Direction +5.8% year-over-year; Owner Commitment 31% owner-occupied; Pricing Power 88.3% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pine Island Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Island Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Island Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Island Cove home worth?
Get a no-obligation home value based on real comparable sales in Pine Island Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Pine Island Cove on the map →
Frequently Asked Questions
What is the median home price in Pine Island Cove?
How long do homes in Pine Island Cove take to sell?
How many homes are in Pine Island Cove?
What share of Pine Island Cove is owner-occupied?
When were the homes in Pine Island Cove built?
Do cash buyers compete in Pine Island Cove?
Who is the best real estate agent for Pine Island Cove?
How do I find a top St James City real estate agent who knows Pine Island Cove?
Can Momentum Realty connect me with an agent for Pine Island Cove?
Data sources & freshness
| Community market stats | fgc closed sales, 12-month windows ending July 29, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (10 streets, ZIP 33956)) |
| Under-contract shares | fgc records, as of 2026-07-18 |
| Historical depth | Closed-sale records back to 2014 (201 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of fgc records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the fgc member average and 8 days faster, and we’ll price yours against live your area comps.
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