St James City
Homes for Sale in St James City, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of October 2026, St James City in St James City, FL has 16 homes for sale and 1 pending, asking from $292,500 to $1,484,000 (median $454,950). Over the 12 months ending 2026-09-20, 14 recorded sales closed at a median of $412,500, $241 per square foot, a median 111 days on market, sellers accepting 88% of original asking (-32% versus the prior year). Homes listed or recently sold were built 1955–2026 with 3 new construction; 13 of the 17 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft). At the median price and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $6,590 ($5,920 with the full homestead exemption).
Homes For Sale Right Now in St James City
Live MLS inventory for St James City. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending St James City listings as of 2026-10-01, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
St James City right now
🔴 Off the recent peak. The trailing-12-month median ($412K) is down 32.3% from the prior 12 months ($610K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (14 and 6 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
St James City market snapshot (as of September 20, 2026): the median sale price is about $412K ($241 per sq ft over the trailing 12 months of closed sales), and a median 112 days on market for closed sales. The trailing-12-month median is down 32% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (14 closings in the current window).
In ZIP 33956 (St James City), 186 homes closed in the last 12 months at a median of $412K ($287/sq ft), up 4.6% year over year, with a median 78 days on market. Right now 99 active and 15 pending listings — a buyer's market. See the live ZIP 33956 housing market and the Lee County market.
Flood zones in St James City: of 13 listing addresses checked against the FEMA National Flood Hazard Layer, 100% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary — verify any specific address at msc.fema.gov.
St James City is a community of 21 homes in St James City, Lee County, built between 1965 and 2006 (median 1985), with a median living area of about 2,631 square feet. 30% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of St James City. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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St James CityPhotos from Florida Gulf Coast MLS listings in St James City; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($412K) IS the median in the snapshot above, and the move from 2025 ($610K) IS the -32.3% one-year change.
Windows contain 0 to 19 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lee County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lee County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
6% of homes for sale in St James City are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
St James City Market Scorecard
St James City is currently a balanced market., a median asking price of $459,900, and homes go under contract in about 86 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
St James City on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The St James City buying strategy.
If we were buying in St James City today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St James City.
A closer look at the St James City market
At a median of $241 per square foot, St James City prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 32% year over year. Homes that do trade take a median 112 days on market, useful leverage on any listing that has lingered.
The housing stock is 21 homes built between 1965 and 2006, and 30% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in St James City. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in St James City buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (1.7). Basis: Recent Direction -32.3% year-over-year; Owner Commitment 30% owner-occupied; Pricing Power 87.9% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $12/month · median of 20 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $12 per month — the median AssociationFee across 20 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a St James City buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St James City sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St James City, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St James City home worth?
Get a no-obligation home value based on real comparable sales in St James City, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in St James City on the map →
Recently off market in St James City
Homes in St James City that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 5 on record.
- 2420 Poinciana Ave · off market
- 2660 Date St · off market
- 3100 Stringfellow Rd 4 · off market
- 3989 Sunshine Blvd · off market
- 6050 Stringfellow Rd · off market
Frequently Asked Questions
What is the median home price in St James City?
How long do homes in St James City take to sell?
How many homes are in St James City?
What share of St James City is owner-occupied?
When were the homes in St James City built?
Who is the best real estate agent for St James City?
How do I find a top St James City real estate agent who knows St James City?
Can Momentum Realty connect me with an agent for St James City?
Where is St James City, and what county is it in?
Is St James City a good place to live?
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 33956)) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (117 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how St James City fits the bigger picture — live prices, inventory, and Momentum Scores:
More on St James City
- Home values · What homes in St James City actually sell for
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