Florida Housing Intelligence › Pasco County › 34660 (Port Richey)
Aerial view of 34660, Florida

34660 (Port Richey)
Housing Market & Home Values

ZIP code market report · Pasco County, FL

Median sale price $227,000, up 4.2% year over year, with homes going under contract in about 34 days, 5 homes on the market.

3 communities reporting39 sales analyzedRefreshed twice dailyMomentum Score 78
Live Market Pulse
78/100
Momentum
Healthy Market
Prices up 4% over the past year. Recalculated every day from licensed MLS data · last refresh October 3, 2026 at 11:31 AM ET.
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Live · 34660 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$227K ▲
Median sold · 12 moConfidence: Medium
up 4.2% vs the prior 12 months
+4.2% ▲
1-yr price change
n = 39 recent sales
$189/sf ▼
Sold $/sqft · 12 mo
Pasco County: $191 · -9.4% vs prior yr
96.4% ▲
Sale vs ask
Pasco County: 94.9% · +4.7pp vs prior yr
$329K ▼
Pasco County home value
Zillow ZHVI, monthly · -2.1% vs a year ago
Tempo
2.5mo
Supply
3 to 6 months is the balanced band
34days ▲
Median DOM · closed
Pasco County: 47 days · +1.0 days vs prior yr
52%
Under contract
Pasco County: 25%
5 · 2 ▼30
For sale · pending
live counts, refreshed twice daily
25 ▲
Sold · last 12 mo
closed across all tracked communities · +44.4% vs prior yr
Market context
32% ▲
Listings with price cuts
Pasco County · Zillow · +0.4pp vs prior month
4,707 ▲
County for-sale inventory
Zillow, monthly · +1.3% vs prior month
15% ▼
Cash buyers
share of sales · peak 43% · -27.9pp vs prior yr
78/100
Momentum score
Healthy Market
3
Communities reporting
of 3 tracked in 34660
Economy & people · county layer
$67,384
Median household income
U.S. Census ACS, county
588,758
County population
+15.3% since 2018
4.9×
Price to income
county home value vs median income
76%
Owner-occupied
U.S. Census ACS, county
$2,028/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 3, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 2.5 months of supply — tight by the 3-to-6-month balanced benchmark, and 52% of listed homes are already under contract. Prices are up 4.2% versus the prior year and sellers are still collecting 96.4% of asking. Taken together, the data points to a seller-leaning market.

What It Means

Who has leverage right now

BUYER'S SELLER'S 78
Momentum Score
Buyer leverage22
Seller leverage78

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — pressure remains upward while supply stays this thin.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 52% of inventory sits under contract.
  • Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34660 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 34660 (Port Richey)

The median sale price across 34660 currently stands at $227,000, up 4.2% from a year ago. Buyers are paying a median of $189 per square foot. The typical home goes under contract in about 34 days. Sellers are capturing 96.4% of their original asking price on average.

There are 5 active listings on the market, with 2 more already under contract. At the current sales pace that works out to 2.5 months of supply — a seller-leaning market by the standard six-month benchmark. 25 homes closed here over the trailing 12 months.

Zillow's home value index for Pasco County stands at $329,345. About 32% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34660 is 78 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 3, 2026.

Trends & History

34660 since 2014 — and where it’s heading

A median home here sold for $152,184 in 2014 and $373,256 over the last recorded year — 145% appreciation across 12 years of recorded sales. Cash buyers took 15% of recent sales, down from a 43% peak.

Median sale price · 2014–2026 (267 recorded sales)

$84K$231K$379K$373K2014: $152K2015: $90K2016: $128K2017: $145K2018: $103K2022: $287K2024: $331K2025: $371K2026: $373K20142016201820242026

Days on market by year

5d49d92d34d2014: 44d2015: 91d2016: 32d2017: 21d2018: 15d2022: 7d2024: 35d2025: 33d2026: 34d20142016201820242026

Home value trend · Pasco County (Zillow ZHVI)

$329K$333K$337K$329KAug '25: $336KSep '25: $335KOct '25: $334KNov '25: $334KDec '25: $333KJan '26: $333KFeb '26: $333KMar '26: $333KApr '26: $333KMay '26: $332KJun '26: $331KJul '26: $330KAug '26: $329KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

4,2244,4814,7384,707Aug '25: 4,728Sep '25: 4,662Oct '25: 4,589Nov '25: 4,461Dec '25: 4,304Jan '26: 4,235Feb '26: 4,251Mar '26: 4,424Apr '26: 4,515May '26: 4,569Jun '26: 4,601Jul '26: 4,646Aug '26: 4,707Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Pasco County (MLS)

1,3093,0834,856Jul 07 · Active: 4,578Aug 03 · Active: 4,663Aug 04 · Active: 4,488Aug 05 · Active: 4,585Aug 06 · Active: 4,605Aug 07 · Active: 4,652Aug 08 · Active: 4,666Aug 09 · Active: 4,669Aug 10 · Active: 4,654Aug 11 · Active: 4,614Aug 12 · Active: 4,612Aug 13 · Active: 4,613Aug 15 · Active: 4,676Aug 17 · Active: 4,646Aug 19 · Active: 4,646Aug 22 · Active: 4,717Aug 23 · Active: 4,721Aug 28 · Active: 4,722Aug 29 · Active: 4,758Aug 30 · Active: 4,758Aug 31 · Active: 4,753Sep 07 · Active: 4,753Sep 09 · Active: 4,690Sep 11 · Active: 4,786Sep 12 · Active: 4,782Sep 13 · Active: 4,781Sep 14 · Active: 4,729Sep 15 · Active: 4,728Sep 16 · Active: 4,724Sep 17 · Active: 4,721Sep 19 · Active: 4,758Sep 20 · Active: 4,750Sep 21 · Active: 4,705Sep 22 · Active: 4,720Sep 23 · Active: 4,713Sep 24 · Active: 4,714Sep 25 · Active: 4,729Sep 26 · Active: 4,754Sep 28 · Active: 4,763Sep 29 · Active: 4,715Oct 01 · Active: 4,685Jul 07Aug 31Oct 01ActivePending

Median price · daily recalculation

$217K$227K$237K$227KSep 12: $227KSep 13: $227KSep 14: $227KSep 15: $227KSep 16: $227KSep 17: $227KSep 19: $227KSep 20: $227KSep 21: $227KSep 22: $227KSep 23: $227KSep 24: $227KSep 25: $227KSep 26: $227KSep 28: $227KSep 29: $227KSep 30: $227KOct 01: $227KOct 03: $227KSep 12Sep 16Sep 22Sep 28Oct 03
Single-family 100%
Local Economics · county layer

What’s driving 34660

Who’s moving here
+18,430 net residents/yr

Top inbound states: NY, NJ, IL, CA. Movers arriving report ~$76,486 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,659/yr avg premium

8,233 Citizens policies in force in Pasco County — the state-backed insurer of last resort. Budget insurance into any Pasco purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
7,878 units permitted +16% YoY

6,191 single-family · 1,687 multi-family · 13.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Ozona Shores 1St Add ▲ 53%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Pasco

MarketMedianActiveScore
34660 ← this page$227K578
33543$418K35457Open →
33541$400K29850Open →
34667$252K26849Open →
33545$449K23561Open →
34652$220K20545Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Ozona Shores 1St AddPalm Harbor$962K▲ 53%
RIDGE CREST GARDENSPort Richey$227K▲ -3%
Ridge Crest Gardens Add 03Port Richey$215K▲ -14%
Prices cooling fastest
Ridge Crest Gardens Add 03Port Richey$215K▼ 14%
RIDGE CREST GARDENSPort Richey$227K▼ 3%
Ozona Shores 1St AddPalm Harbor$962K▼ 53%
Most homes for sale
Ozona Shores 1St AddPalm Harbor$962K3
RIDGE CREST GARDENSPort Richey$227K2
Selling fastest
Ridge Crest Gardens Add 03Port Richey$215K21 days
RIDGE CREST GARDENSPort Richey$227K26 days
Ozona Shores 1St AddPalm Harbor$962K74 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34660 right now?

The data says conditions currently favor sellers in 34660 — the Momentum Score reads 78/100 with 2.5 months of supply. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34660 becoming more affordable?

No — the median sale price in 34660 is $227,000, up 4.2% versus the prior year, while sellers still capture 96.4% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 34660?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Ridge Crest Gardens Add 03 (-14%); RIDGE CREST GARDENS (-3%); Ozona Shores 1St Add (53%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34660 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Ridge Crest Gardens Add 03 (21 days); RIDGE CREST GARDENS (26 days); Ozona Shores 1St Add (74 days) — homes there go under contract well ahead of the market-wide pace of 34 days.

Questions

34660 (Port Richey) housing market FAQ

How is the housing market in 34660 right now?

As of October 3, 2026, the 34660 housing market favors sellers: the median sale price is $227,000 (up 4.2% year over year), 5 homes are for sale against 25 sales in the last 12 months, which is 2.5 months of supply, and the typical home goes under contract in about 34 days.

How much is a house in 34660?

The median home sold for $227,000 in 34660 over the last 12 months, about $189 per square foot; asking prices on the 5 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 34660?

By the numbers, sellers in 34660 are getting 96.4% of asking price and going under contract in about 34 days with 2.5 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 34660 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 34660 median sale prices are up 4.2% year over year, inventory stands at 2.5 months of supply, and 52% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 34660?

The median sale price in 34660 is currently $227,000, up 4.2% from a year ago, based on MLS sales data updated October 3, 2026.

Is 34660 a buyer's or seller's market right now?

The data currently favors sellers. 34660 scores 78 of 100 on the Momentum Score, with 2.5 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 34660?

The typical home in 34660 goes under contract in about 34 days, per current MLS data.

How many homes are for sale in 34660?

There are approximately 5 active listings in 34660 as of October 3, 2026.

Are home prices in 34660 rising or falling?

Median sale prices are up 4.2% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34660 (Port Richey). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 3, 2026 at 11:31 AM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.