Lady Lake
Housing Market

City market report · Lake County · 4 ZIP codes

Median sale price $231,500, up 4.1% year over year, with homes going under contract in about 46 days, 107 homes on the market.

39 communities reporting524 sales analyzedRefreshed twice dailyMomentum Score 59
Live Market Pulse
59/100
Momentum
Balanced Market
Buyers are negotiating roughly 7% off asking. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · Lady Lake Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$232K
Median sold · 12 moConfidence: High
up 4.1% vs the prior 12 months
+4.1%
1-yr price change
n = 524 recent sales
$165/sf
Sold $/sqft · 12 mo
Lake County: $205 · -0.6% vs prior yr
92.8%
Sale vs ask
Lake County: 95.4% · +2.0pp vs prior yr
$363K
Lake County home value
Zillow ZHVI, monthly · -2.8% vs a year ago
Tempo
4.4mo
Supply
3 to 6 months is the balanced band
46days
Median DOM · closed
Lake County: 52 days · -10.0 days vs prior yr
39%
Under contract
Lake County: 32%
107 · 47 ▼15
For sale · pending
live counts, refreshed twice daily
321
Sold · last 12 mo
closed across all tracked communities · +48.0% vs prior yr
Market context
30%
Listings with price cuts
Lake County · Zillow · -0.1pp vs prior month
2,903
County for-sale inventory
Zillow, monthly · +0.3% vs prior month
21%
New construction
share of recent sales · +17.3pp vs prior yr
50%
Cash buyers
share of sales · peak 68% · -8.0pp vs prior yr
59/100
Momentum score
Balanced Market
Economy & people · county layer
$69,956
Median household income
U.S. Census ACS, county
398,696
County population
+18.9% since 2018
5.2×
Price to income
county home value vs median income
77%
Owner-occupied
U.S. Census ACS, county
$2,284/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 4.4 months of supply — balanced by the 3-to-6-month balanced benchmark, and 39% of listed homes are already under contract. Prices are up 4.1% versus the prior year and sellers are still collecting 92.8% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 59
Momentum Score
Buyer leverage41
Seller leverage59

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 39% of inventory sits under contract.
  • Mortgage sensitivity — at 5.2× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Lady Lake data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.5 mo · balanced band · 51 active
$300K–$500K
4.9 mo · balanced band · 36 active
$500K–$750K
4.0 mo · balanced band · 20 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Lady Lake is hot — and where it isn't

Each dot is a community (39 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Lady Lake

The median sale price across Lady Lake currently stands at $231,500, up 4.1% from a year ago. Buyers are paying a median of $165 per square foot. The typical home goes under contract in about 46 days. Sellers are capturing 92.8% of their original asking price on average.

There are 107 active listings on the market, with 47 more already under contract. At the current sales pace that works out to 4.4 months of supply — roughly balanced conditions by the standard six-month benchmark. 321 homes closed here over the trailing 12 months.

Lady Lake prices sit below the Lake County median by roughly 36%. Zillow's home value index for Lake County stands at $363,142. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Lady Lake is 59 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

Lady Lake since 2012 — and where it’s heading

A median home here sold for $209,837 in 2012 and $303,851 over the last recorded year — 45% appreciation across 14 years of recorded sales. Cash buyers took 50% of recent sales, down from a 68% peak.

Median sale price · 2012–2026 (2,524 recorded sales)

$159K$260K$362K$304K2012: $210K2013: $235K2014: $215K2015: $222K2016: $189K2017: $194K2018: $278K2019: $163K2021: $242K2022: $302K2023: $358K2024: $318K2025: $299K2026: $304K20122015201920232026

Days on market by year

3d143d284d46d2012: 123d2013: 95d2014: 114d2015: 56d2016: 58d2017: 87d2018: 279d2019: 31d2021: 9d2022: 13d2023: 26d2024: 39d2025: 56d2026: 46d20122015201920232026

Cash buyers · share of sales

42%55%68%50%2016: 53%2017: 50%2018: 50%2019: 47%2020: 43%2021: 48%2022: 51%2023: 57%2024: 68%2025: 58%2026: 50%20162018202120242026

Home value trend · Lake County (Zillow ZHVI)

$363K$368K$374K$363KJul '25: $373KAug '25: $371KSep '25: $369KOct '25: $368KNov '25: $367KDec '25: $367KJan '26: $367KFeb '26: $367KMar '26: $367KApr '26: $366KMay '26: $365KJun '26: $364KJul '26: $363KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

2,7332,8482,9622,903Jul '25: 2,937Aug '25: 2,958Sep '25: 2,935Oct '25: 2,917Nov '25: 2,876Dec '25: 2,787Jan '26: 2,738Feb '26: 2,744Mar '26: 2,847Apr '26: 2,885May '26: 2,912Jun '26: 2,893Jul '26: 2,903Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Lake County (MLS)

1,0292,1083,187Jul 07 · Active: 3,068Aug 03 · Active: 3,069Aug 04 · Active: 3,045Aug 05 · Active: 3,050Aug 06 · Active: 3,043Aug 07 · Active: 3,054Aug 08 · Active: 3,077Aug 09 · Active: 3,068Aug 10 · Active: 3,064Aug 11 · Active: 3,042Aug 12 · Active: 3,070Aug 13 · Active: 3,069Aug 15 · Active: 3,093Aug 17 · Active: 3,084Aug 19 · Active: 3,082Aug 22 · Active: 3,122Aug 23 · Active: 3,128Aug 28 · Active: 3,126Aug 29 · Active: 3,136Aug 30 · Active: 3,124Aug 31 · Active: 3,116Sep 07 · Active: 3,102Sep 09 · Active: 3,087Sep 11 · Active: 3,144Sep 12 · Active: 3,138Sep 13 · Active: 3,123Sep 14 · Active: 3,127Sep 15 · Active: 3,112Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$225K$228K$232K$232KAug 06: $225KAug 08: $225KAug 09: $225KAug 10: $225KAug 11: $225KAug 12: $225KAug 13: $225KAug 15: $225KAug 17: $225KAug 18: $225KAug 19: $225KAug 20: $225KAug 21: $225KAug 22: $225KAug 23: $225KAug 24: $225KAug 26: $225KAug 28: $225KAug 29: $225KAug 30: $225KAug 31: $225KSep 01: $225KSep 04: $225KSep 05: $225KSep 06: $225KSep 07: $225KSep 08: $225KSep 09: $225KSep 10: $225KSep 11: $225KSep 12: $232KSep 13: $232KSep 14: $232KSep 15: $232KAug 06Aug 17Aug 28Sep 07Sep 15
Single-family 55%Manufactured Home - Post 1977 30%Manufactured 11%Villa 1%? 1%
Local Economics · county layer

What’s driving Lady Lake

Who’s moving here
+12,855 net residents/yr

Top inbound states: NY, CA, NJ, TX. Movers arriving report ~$80,711 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,756/yr avg premium

3,500 Citizens policies in force in Lake County — the state-backed insurer of last resort. Budget insurance into any Lake purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
5,342 units permitted +7% YoY

3,999 single-family · 1,343 multi-family · 13.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Harbor Hills Unit 01 ▼ 12%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$300K–$500K: 4.9 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Lady Lake right now.

Biggest opportunity
Under $300K: 3.5 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Lake County

MarketMedianActiveScore
Lady Lake ← this page$232K10759
Leesburg$282K31144Open →
Clermont$438K23964Open →
Tavares$330K12550Open →
Groveland$373K7158Open →
Bella Collina$2.17M6437Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
LADY LAKE ORANGE BLOSSOM GARDENS UNIT 08Lady Lake$218K▲ 9%
Lady Lake Orange Blossom GardensLady Lake$210K▲ 5%
Lady Lake Orange Blossom Gardens Unit 06Lady Lake$150K▲ 2%
Carlton Village ParkLady Lake$248K▲ 1%
HARBOR HILLSLady Lake$500K▲ -0%
Prices cooling fastest
Harbor Hills Unit 01Lady Lake$450K▼ 12%
Lady Lake Orange Blossom Gardens Unit 16Lady Lake$250K▼ 9%
Orange Blossom GardensLady Lake$187K▼ 4%
Lady Lake Orange Blossom Gardens Unit 10Lady Lake$200K▼ 2%
Harbor Hills Unit 02ALady Lake$495K▼ 1%
Most homes for sale
HARBOR HILLSLady Lake$500K20
Lady Lake Orange Blossom GardensLady Lake$210K20
The Reserve At Hammock OaksLady Lake$250K13
Orange Blossom GardensLady Lake$187K9
Green Key VillageLady Lake$330K8
Selling fastest
Green Key VillageLady Lake$330K24 days
Reserves At Hammock OaksLady Lake$313K27 days
Lady Lake Orange Blossom Gardens Unit 06Lady Lake$150K29 days
LADY LAKE ORANGE BLOSSOM GARDENS UNIT 08Lady Lake$218K31 days
Lady Lake Orange Blossom Gardens Unit 16Lady Lake$250K32 days
Explore Deeper

Lady Lake ZIP codes

Most active communities

More on Lady Lake

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Lady Lake right now?

The data says conditions currently favor neither side decisively in Lady Lake — the Momentum Score reads 59/100 with 4.4 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Lady Lake becoming more affordable?

No — the median sale price in Lady Lake is $231,500, up 4.1% versus the prior year, while sellers still capture 92.8% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in Lady Lake?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Harbor Hills Unit 01 (-12%); Lady Lake Orange Blossom Gardens Unit 16 (-9%); Orange Blossom Gardens (-4%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Lady Lake neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Green Key Village (24 days); Reserves At Hammock Oaks (27 days); Lady Lake Orange Blossom Gardens Unit 06 (29 days) — homes there go under contract well ahead of the market-wide pace of 46 days.

How does Lady Lake compare to the rest of Lake County?

Lady Lake's median of $231,500 runs 36% below the county-wide median of $360,000, and homes here take 46 days to go under contract versus 52 county-wide.

Questions

Lady Lake housing market FAQ

How is the housing market in Lady Lake right now?

As of September 15, 2026, the Lady Lake housing market favors sellers: the median sale price is $231,500 (up 4.1% year over year), 107 homes are for sale against 321 sales in the last 12 months, which is 4.4 months of supply, and the typical home goes under contract in about 46 days.

How much is a house in Lady Lake?

The median home sold for $231,500 in Lady Lake over the last 12 months, about $165 per square foot; asking prices on the 107 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Lady Lake?

By the numbers, sellers in Lady Lake are getting 92.8% of asking price and going under contract in about 46 days with 4.4 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Lady Lake housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Lady Lake median sale prices are up 4.1% year over year, inventory stands at 4.4 months of supply, and 39% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Lady Lake?

The median sale price in Lady Lake is currently $231,500, up 4.1% from a year ago, based on MLS sales data updated September 15, 2026.

Is Lady Lake a buyer's or seller's market right now?

The data currently favors sellers. Lady Lake scores 59 of 100 on the Momentum Score, with 4.4 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Lady Lake?

The typical home in Lady Lake goes under contract in about 46 days, per current MLS data.

How many homes are for sale in Lady Lake?

There are approximately 107 active listings in Lady Lake as of September 15, 2026.

Are home prices in Lady Lake rising or falling?

Median sale prices are up 4.1% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Lady Lake. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.