The Reserve At Hammock Oaks in Lady Lake

The Reserve At Hammock Oaks
Homes for Sale in Lady Lake, FL

All 184 homes for sale in LADY LAKE, FL · median $330,000 · 183 homes for sale in 32159 · Lake County homes for sale

Community in Lady Lake · Lake County · ZIP 32159
Median sale $250K
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Built fromLive Stellar MLS dataUpdated twice daily

As of September 2026, The Reserve At Hammock Oaks in Lady Lake, FL has 13 homes for sale and 4 pending, asking from $265,000 to $375,000 (median $320,000). Over the 12 months ending 2026-09-12, 17 recorded sales closed at a median of $249,784, $156 per square foot, a median 120 days on market, sellers accepting 83% of original asking. Homes listed or recently sold were built 2025 - 2026 with 29 new construction; 29 of 29 report an HOA (median $135/mo); none of the 29 geocoded homes sit in a FEMA special flood hazard zone (median elevation 78 ft). At the median price and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $4,160 ($3,490 with the full homestead exemption).

Part of the Hammock Oaks master-planned community in Lady Lake, FL — see all Hammock Oaks homes for sale (31 listings across 5 villages and sections in the MLS).

Live · The Reserve At Hammock Oaks Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$250K
Median sold · 12 mo
$156/sf
Sold $/sqft · 12 mo
peak $156 in 2026
83.3%
Sale vs ask
Tempo
9.8mo
Supply
3 to 6 months is the balanced band
120days
Median DOM · closed
120 days at the 2026 low
24%
Under contract
Lake: 25% (1,077 of 4,256)
13 · 4
For sale · pending
live counts, refreshed twice daily
17
Sold · last 12 mo
10-yr average: about 17 a year
Track record · 0 years of records
1,566sqft
Median sold home size
12-mo windows, closed sales

Homes For Sale Right Now in The Reserve At Hammock Oaks

Live MLS inventory for The Reserve At Hammock Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending The Reserve At Hammock Oaks listings as of 2026-09-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

The Reserve At Hammock Oaks is a small, amenity-heavy deed-restricted community where price is currently doing most of the talking. A median of $242,000 works out to roughly $147.67 a square foot, and with only 18 active listings and a recent closings sample of just 7 transactions, any single sale can swing the read on value. This is not a market where you can point to a tight comp set and call it a day - pricing here has to be built home by home.

With months of supply sitting around 27 and a median time on market near 86 days, this reads as a buyer-leaning setup: inventory is taking a while to clear, and sellers who price on hope rather than condition tend to sit. For buyers, that translates into negotiating room and time to be selective. For sellers, it means the listing has to earn attention through condition and presentation, not just the amenity package.

The Reserve At Hammock Oaks Housing Pulse · Momentum Research · as of September 12, 2026

The Reserve At Hammock Oaks right now

🟢 Buyer-leaning market. 9.8 months of supply and 24% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Very High (17 active and pending listings, 17 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

The Reserve At Hammock Oaks market snapshot (as of September 12, 2026): the median sale price is about $250K ($156 per sq ft over the trailing 12 months of closed sales), a median 120 days on market for closed sales, and 9.8 months of supply, a buyer-leaning market.

In ZIP 32159 (LADY LAKE), 1,693 homes closed in the last 12 months at a median of $360K ($236/sq ft), down 1.6% year over year, with a median 43 days on market. Right now 115 active and 48 pending listings put supply at about 5.4 months - a balanced market. See the live ZIP 32159 housing market and the Lake County market.

Stellar MLS sales records identify 34 homes in The Reserve At Hammock Oaks that have changed hands since 2026, built between 2025 and 2026 (median 2025), with a median living area of about 1,840 sq ft and a typical 4-bedroom, 2.5-bath layout; 85% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Flood zones in The Reserve At Hammock Oaks: of 20 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov.

The Reserve At Hammock Oaks in Lady Lake pairs a deed-restricted, amenity-rich layout with a small, slow-moving resale market - the kind of setup where patience and pricing discipline matter more than speed.

Best for

  • Buyers prioritizing amenity access (pool, courts, trails, clubhouse) over a fast closing timeline
  • Buyers comfortable negotiating price and terms in a slower-moving, buyer-leaning market
  • Buyers who want a deed-restricted community and are willing to verify HOA terms and current amenity access before writing an offer

Probably not for

  • Buyers who need a quick, low-friction close in a competitive-offer environment
  • Sellers expecting a fast sale without adjusting price to the current 86-day median timeline
  • Buyers relying on a large, tight comp set to validate price - the closings sample here is thin

Housing distress & ownership in The Reserve At Hammock Oaks, LADY LAKE

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 22 listings
Distress share trend - 0.0% now (2026-08-10 → 2026-09-13)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Lake County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Villages Elem of Lady Lake · Elementary
  • Carver Middle · Middle
  • Leesburg High · High

Zoned schools reflect the assignments reported on recent The Reserve At Hammock Oaks listings and can change; always confirm with Lake County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any The Reserve At Hammock Oaks address.

If we were buying in The Reserve At Hammock Oaks today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Reserve At Hammock Oaks.

Best Buy
Buyers who want a deed-restricted community with a full amenity slate and are willing to negotiate on price and terms.
Biggest Risk
Thin closing volume means the published median can shift quickly as new sales post.
Sweet Spot
Buyers focused on lifestyle amenities - pool, courts, trails, clubhouse - who aren't in a rush to close.
Avoid If
Avoid if you need a fast, predictable resale timeline or a tightly comped pricing environment.

A Long Supply Runway

Twenty-seven months of supply is the number that defines this community right now. At that pace, the listings on the ground today would take well over two years to absorb at the current sales rate, which puts firm control in buyers' hands on terms, contingencies, and price negotiation. Combined with a median 86 days on market, homes here are not moving fast, and that alone should shape how a seller prices and how a buyer negotiates.

The amenity package - pool, clubhouse, pickleball and tennis courts, playground, dog park, trails, and a basketball court, all under deed restrictions - is substantial for a community this size, and it's a meaningful part of what a buyer is paying for at $147.67 a square foot. With only 18 active listings and a thin closings sample behind the median, buyers should treat published stats as a starting point and verify condition and comps directly rather than assuming a tight, predictable market.

The location and the amenities are priced into every listing in The Reserve At Hammock Oaks. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this small - 18 active listings and a handful of recent closings - the difference between a fair offer and an overpay comes down to knowing which specific homes are priced to the current pace and which are still catching up to it. We track the Reserve's actual absorption and days-on-market trend rather than relying on a stale community-wide average, and we verify amenity access and deed-restriction terms directly with the HOA before a client writes an offer.

The Reserve At Hammock Oaks in 15 seconds.

Best forBuyers who want a deed-restricted community with a full amenity slate and are willing to negotiate on price and terms.
Biggest advantageA 27-month supply overhang gives buyers real leverage on price and contingencies.
Biggest riskThin closing volume means the published median can shift quickly as new sales post.
Sweet spotBuyers focused on lifestyle amenities - pool, courts, trails, clubhouse - who aren't in a rush to close.
Avoid ifAvoid if you need a fast, predictable resale timeline or a tightly comped pricing environment.

HOA, CDD & Fees

In short
  • HOA dues reported around $135/month (about $1,620/yr) · median of 87 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $135 per month ($1,620 a year) - the median AssociationFee across 87 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Reserve At Hammock Oaks sales matched to your home.

What is your The Reserve At Hammock Oaks home worth?

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Recently off market in The Reserve At Hammock Oaks

Homes in The Reserve At Hammock Oaks that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.

The Reserve at Hammock Oaks Market Scorecard

Strong buyer's market

The Reserve at Hammock Oaks is currently a strong buyer's market. About 9.8 months of supply, a median asking price of $320,000, and homes go under contract in about 113 days.

9.8
Months supply
$320,000
Median list
$251,792
Median sold
$163
Per sqft
113
Days on mkt
13/4/16
Active/Pend/Sold

Typical home value in the 32159 ZIP is $317,506, about 10.6% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What is the median home price in The Reserve At Hammock Oaks?
The median sale price in The Reserve At Hammock Oaks was $250K over the 12 months ending September 12, 2026 (17 closed sales, Stellar MLS).
How long do homes in The Reserve At Hammock Oaks take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 120 days on market (17 sales, Stellar MLS).
Is The Reserve At Hammock Oaks a buyer's or seller's market right now?
As of September 12, 2026, The Reserve At Hammock Oaks leans toward buyers: 9.8 months of supply at the current sales pace (Stellar MLS live counts).
Who is the best real estate agent for The Reserve At Hammock Oaks?
The best agent for The Reserve At Hammock Oaks is one who actively works Lady Lake and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for The Reserve At Hammock Oaks.
How do I find a top Lady Lake real estate agent who knows The Reserve At Hammock Oaks?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows The Reserve At Hammock Oaks and the wider Lady Lake area.
Can Momentum Realty connect me with an agent for The Reserve At Hammock Oaks?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your The Reserve At Hammock Oaks purchase or sale - no call center and no pressure.
Buyers prioritizing amenity access (pool, courts, trails, clubhouse) over a fast closing timelineExcellent fit
Buyers comfortable negotiating price and terms in a slower-moving, buyer-leaning marketExcellent fit
Buyers who want a deed-restricted community and are willing to verify HOA terms and current amenity access before writing an offerExcellent fit
Buyers who need a quick, low-friction close in a competitive-offer environmentProbably not
Sellers expecting a fast sale without adjusting price to the current 86-day median timelineProbably not
Buyers relying on a large, tight comp set to validate price - the closings sample here is thinProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 14, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 12, 2026
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2026 (17 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near The Reserve At Hammock Oaks with Momentum Realty’s local guides.

Reserves At Hammock Oaks0.2 mi away · median $313K, 37 sales/12 moUrico Sub0.5 mi away · 1 for saleKCKh Cw Hammock Oaks Llc0.7 mi away · median $495K, 7 sales/12 moPine Tree Estates0.7 mi away · 1 for saleHOHammock Oaks0.9 mi away · median $425K, 7 sales/12 moHOHammock Oaks Gainesville0.9 mi away · median $389K, 6 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in The Reserve At Hammock Oaks? 17 recorded closings; median 120 days on market (window ending 2026-09-12). See the Lake County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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