Living in Celebration, Florida: The 2026 Data Guide
As of 2026-09-27, the median home sold in Celebration, Florida over the last 12 months went for $845,000 (195 closings across 36 communities in Momentum’s MLS record), about $366 per square foot for a median 2,193-sq-ft home built around 2001. Homes currently listed have been on the market a median of 48 days, and with 68 active listings against that sales pace the city is carrying roughly 4.2 months of supply. Sellers have been getting about 96% of their original asking price. That median is 111% above the median across Momentum’s Florida and Georgia coverage.
Celebration right now — September 2026
Live pages for your move: 92 homes for sale in Celebration · Luxury homes · Condos (39) · Townhomes (21) · Homes by ZIP (1 ZIPs) · New listings this week · Price reductions · What your budget buys in Osceola County · Cost of living · Best neighborhoods · Property tax · Osceola County homes for sale.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated September 27, 2026.
What your budget buys in Celebration
Three price points from 159 recent Celebration closings in our record, each showing what actually closed within 10% of that price:
- Around $370,000: the typical sale in this band was a 2-bed, 2-bath home of about 1,392 sq ft, built around 2002 (17 sales).
- Around $845,000: the typical sale in this band was a 4-bed, 2.5-bath home of about 2,283 sq ft, built around 2004 (21 sales).
- Around $900,000: the typical sale in this band was a 4-bed, 2.5-bath home of about 2,489 sq ft, built around 2004 (24 sales).
The real monthly cost of owning in Celebration
Take the median $845,000 home with 20% down at today’s 7.03% 30-year rate: principal and interest run about $4,511/month. Osceola County’s typical total millage is 15.23 mills, so after the $50,000 homestead exemption the property tax is roughly $12,110/year ($1,009/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Osceola County is about $1,735/year; private-market quotes vary with roof age and wind mitigation. 88% of current Celebration listings carry an HOA, with a median of $149/month where one applies. All in, budget on the order of $5,814/month to own the median Celebration home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Osceola County property tax guide and our home insurance by county map.
Where people are buying: Celebration’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Island Village at Celebration | 73 | $844,509 | 59 |
| Celebration East Village | 19 | $871,500 | 48 |
| Celebration Village Unit 02 | 16 | $1,612,500 | 16 |
| Celebration | 12 | $924,950 | 15 |
| Artisan Club Condo Ph 05 | 11 | $405,000 | 19 |
| Siena At Celebration Condo B | 8 | $277,500 | 138 |
| Siena At Celebration Condo C | 8 | $312,500 | 42 |
| Celebration Roseville Corner | 5 | $415,000 | 17 |
Celebration by ZIP code
Sales and medians by ZIP over the same 12 months: 34747 (159 sales, median $617,833).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 45% were single-family homes, 11% townhomes or villas, and 45% condos. New construction accounted for 30% of closings, led by Island Village at Celebration.
Getting around from Celebration
Measured from the center of Celebration’s recent sales: Orlando International Airport (MCO) is about 17 miles; Downtown Orlando is about 19 miles; Lakeland is about 31 miles; Melbourne is about 60 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Osceola County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Osceola County’s typical millage of 15.23; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Osceola County average of $1,735/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Celebration: the case for and against
What works in Celebration’s favor
- 30% of sales are new construction, so builder incentives and warranties are part of the market
- insurance is comparatively manageable here (Citizens average $1,735/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- prices run 111% above the statewide median in our coverage
- 88% of listings carry an HOA (median $149/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Celebration relocation toolkit
- Homes for sale in Celebration right now
- Cost of living in Celebration
- Best neighborhoods in Celebration
- Find an agent in Celebration
- Search every Celebration community
Common questions about moving to Celebration
How much does a house cost in Celebration, FL?
What does it cost per month to own a home in Celebration?
What are property taxes like in Celebration?
Is Celebration a buyer's or seller's market right now?
Is there a lot of new construction in Celebration?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Celebration communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Osceola County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.