Moving to Clearwater Beach, Florida: The 2026 Data Guide

As of 2026-09-09, the median home sold in Clearwater Beach, Florida over the last 12 months went for $742,000 (60 closings across 16 communities in Momentum’s MLS record), about $501 per square foot for a median 1,636-sq-ft home built around 1970. Homes currently listed have been on the market a median of 58 days, and with 4,976 active listings against that sales pace the city is carrying roughly 995.2 months of supply. Sellers have been getting about 89% of their original asking price. That median is 84% above the median across Momentum’s Florida and Georgia coverage.

$742,000

Median sale (12 mo)

$501

Price per sq ft

$5,111

Est. monthly cost to own

58 days

Days listed (median)

995.2

Months of supply

What your budget buys in Clearwater Beach

Three price points from 34 recent Clearwater Beach closings in our record, each showing what actually closed within 10% of that price:

The real monthly cost of owning in Clearwater Beach

Take the median $742,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $3,834/month. Pinellas County’s typical total millage is 19.39 mills, so after the $50,000 homestead exemption the property tax is roughly $13,415/year ($1,118/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Pinellas County is about $1,911/year; private-market quotes vary with roof age and wind mitigation. 35% of current Clearwater Beach listings carry an HOA, with a median of $546/month where one applies. All in, budget on the order of $5,111/month to own the median Clearwater Beach home.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Pinellas County property tax guide and our home insurance by county map.

Where people are buying: Clearwater Beach’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

Community	Sales (12 mo)	Median	Days listed
Mandalay (Clearwater Beach)	24	$742,250	58
Island Estates	12	$1,445,000	77

Clearwater Beach by ZIP code

Sales and medians by ZIP over the same 12 months: 33767 (34 sales, median $1,000,000).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 65% were single-family homes, 3% townhomes or villas, and 32% condos. The housing stock skews older: 6% of homes sold were built in 2015 or later and 59% before 1980.

Getting around from Clearwater Beach

Measured from the center of Clearwater Beach’s recent sales: Tampa International Airport (TPA) is about 18 miles; Downtown Tampa is about 23 miles; Sarasota is about 48 miles; Lakeland is about 53 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Pinellas County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Pinellas County’s typical millage of 19.39; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Pinellas County average of $1,911/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Clearwater Beach: the case for and against

What works in Clearwater Beach’s favor

about 995.2 months of supply gives buyers room to negotiate
insurance is comparatively manageable here (Citizens average $1,911/year)
no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

prices run 84% above the statewide median in our coverage
property taxes reset to your purchase price, so never budget off the seller’s bill

Your Clearwater Beach relocation toolkit

Common questions about moving to Clearwater Beach

How much does a house cost in Clearwater Beach, FL?

The median sale over the last 12 months was $742,000 (60 closings), about $501 per square foot. Among recent closings in our record a quarter sold under $610,000 and a quarter over $1,500,000.

What does it cost per month to own a home in Clearwater Beach?

For the median $742,000 home with 20% down at 6.71%, roughly $5,111 per month including principal, interest, Pinellas County property tax after the homestead exemption, insurance.

What are property taxes like in Clearwater Beach?

Pinellas County's typical total millage is 19.39 mills. On the median home that is about $13,415 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.

Is Clearwater Beach a buyer's or seller's market right now?

With about 995.2 months of supply and a median 58 days on market for current listings, conditions favor buyers.

Is there a lot of new construction in Clearwater Beach?

New construction is a small share of Clearwater Beach sales; most of the market is resale.

Does Florida have a state income tax?

No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Clearwater Beach communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Pinellas County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.