Moving to Clearwater Beach, Florida: The 2026 Data Guide
As of 2026-10-02, the median home sold in Clearwater Beach, Florida over the last 12 months went for $742,000 (303 closings across 109 communities in Momentum’s MLS record), about $521 per square foot for a median 1,489-sq-ft home built around 1981. Homes currently listed have been on the market a median of 62 days, and with 1,469 active listings against that sales pace the city is carrying roughly 58.2 months of supply. Sellers have been getting about 91% of their original asking price. That median is 86% above the median across Momentum’s Florida and Georgia coverage.
Clearwater Beach right now — October 2026
Live pages for your move: 252 homes for sale in Clearwater Beach · Luxury homes · New construction · Condos (200) · Townhomes (12) · Homes by ZIP (1 ZIPs) · New listings this week · Price reductions · What your budget buys in Pinellas County · Property tax · Pinellas County homes for sale.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated October 2, 2026.
What your budget buys in Clearwater Beach
Three price points from 292 recent Clearwater Beach closings in our record, each showing what actually closed within 10% of that price:
- Around $475,000: the typical sale in this band was a 2-bed, 2-bath home of about 1,248 sq ft, built around 1974 (36 sales).
- Around $742,000: the typical sale in this band was a 2-bed, 2-bath home of about 1,462 sq ft, built around 1980 (27 sales).
- Around $1,200,000: the typical sale in this band was a 2-bed, 2.5-bath home of about 1,760 sq ft, built around 1992 (29 sales).
The real monthly cost of owning in Clearwater Beach
Take the median $742,000 home with 20% down at today’s 7.28% 30-year rate: principal and interest run about $4,061/month. Pinellas County’s typical total millage is 19.39 mills, so after the $50,000 homestead exemption the property tax is roughly $13,415/year ($1,118/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Pinellas County is about $1,911/year; private-market quotes vary with roof age and wind mitigation. 32% of current Clearwater Beach listings carry an HOA, with a median of $550/month where one applies. All in, budget on the order of $5,339/month to own the median Clearwater Beach home.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Pinellas County property tax guide and our home insurance by county map.
Where people are buying: Clearwater Beach’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Regatta Beach Club Condo | 29 | $375,000 | 57 |
| Cw Resort | 26 | $899,908 | 50 |
| Mandalay (Clearwater Beach) | 24 | $742,250 | 58 |
| Clearwater Point 8 Tennis | 17 | $460,000 | 64 |
| Island Estates | 15 | $1,300,000 | 68 |
| Belle Harbor Condo | 11 | $1,395,000 | 8 |
| Sand Key Condo-South Beach | 8 | $777,000 | 67 |
| 736 Island Way Condo | 8 | $622,500 | 112 |
Clearwater Beach by ZIP code
Sales and medians by ZIP over the same 12 months: 33767 (287 sales, median $730,000).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 14% were single-family homes, 7% townhomes or villas, and 80% condos. New construction accounted for 9% of closings, led by Cw Resort. The housing stock skews older: 8% of homes sold were built in 2015 or later and 45% before 1980.
Getting around from Clearwater Beach
Measured from the center of Clearwater Beach’s recent sales: Tampa International Airport (TPA) is about 18 miles; Downtown Tampa is about 23 miles; Sarasota is about 48 miles; Lakeland is about 54 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Pinellas County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Pinellas County’s typical millage of 19.39; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Pinellas County average of $1,911/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Clearwater Beach: the case for and against
What works in Clearwater Beach’s favor
- about 58.2 months of supply gives buyers room to negotiate
- insurance is comparatively manageable here (Citizens average $1,911/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- prices run 86% above the statewide median in our coverage
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Clearwater Beach relocation toolkit
- Homes for sale in Clearwater Beach right now
- New construction in Clearwater Beach
- Search every Clearwater Beach community
Common questions about moving to Clearwater Beach
How much does a house cost in Clearwater Beach, FL?
What does it cost per month to own a home in Clearwater Beach?
What are property taxes like in Clearwater Beach?
Is Clearwater Beach a buyer's or seller's market right now?
Is there a lot of new construction in Clearwater Beach?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Clearwater Beach communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Pinellas County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.