Belle Harbor Condo
Homes for Sale in Clearwater Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Belle Harbor is a tight mid-2000s condo community in Clearwater Beach, and price here is driven far less by age than by unit, floor, view, and finish. Median living space sits near 1,742 square feet, and at a median of $1,347,500 you are paying for location on the barrier island and for the specific unit, not for a range of vintages — the buildings run 2004 to 2008, with a 2005 median. Expect a wide spread around that median depending on condition and outlook.
The current posture leans to the seller but is not frantic. A market heat score of 61 and a median of roughly 10 to 11 days on market tell you well-priced units move quickly, while the 11.1% year-over-year figure reflects real recent movement in values. Buyers should be ready to act on the right unit; sellers should price to the unit's actual condition and view rather than assume the top of the range.
Belle Harbor Condo right now
🟢 Still climbing. The trailing-12-month median ($1.35M) is up 11.1% from the prior 12 months ($1.21M). With about 8 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Medium (12 and 8 sales in the two windows).
What's unique here: the median sale price is about 3x the typical Pinellas County sale ($1.35M vs $390K, trailing 12 months, Stellar MLS records).
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Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Belle Harbor Condo market snapshot (as of July 15, 2026): the median sale price is about $1.35M ($761 per sq ft over the trailing 12 months of closed sales), and a median 11 days on market for closed sales. The trailing-12-month median is up 11% from the prior 12 months, computed from record-level Stellar MLS closed sales (12 closings in the current window).
Belle Harbor Condo is a community of 143 homes in Clearwater Beach, Pinellas County, built between 2004 and 2008 (median 2005), with a median living area of about 1,742 square feet. 27% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Belle Harbor is a small, single-era condo community of 143 homes on Clearwater Beach, where value tracks the individual unit — floor, view, and finish — more than the building. With a homestead share around 27%, a large portion of the units are held as second homes or investments rather than primary residences.
Who Belle Harbor Condo is best for.
Best for
- Buyers targeting a beach-adjacent condo around the mid-seven-figure median who will pay for view and finish
- Second-home or investment buyers who understand the rental rules and carry costs before committing
- Buyers who move quickly and decisively when the right unit lists in a fast-turning market
Probably not for
- Buyers whose budget sits well under the community's median and who need a lower entry point
- Buyers who want a single-family home or land rather than a condo unit
- Buyers unwilling to scrutinize association reserves, insurance, and assessment history on a barrier-island building
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.35M) IS the median in the snapshot above, and the move from 2025 ($1.21M) IS the +11.1% one-year change.
Windows contain 0 to 17 sales each (12 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Belle Harbor Condo buying strategy.
If we were buying in Belle Harbor Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Belle Harbor Condo.
What actually moves the needle here
This is a condensed community: 143 homes built within a four-year window, so you are not comparing eras. The variable is the unit itself. Median price per square foot lands just above $761, but that number hides a real spread — a renovated unit with an open water view and one on a lower floor facing inland can sit far apart on the same price-per-foot math. Underwrite the specific unit, not the building average.
The homestead share near 27% signals a market where many units are not primary residences, which matters for how you think about association dynamics, rental rules, and resale timing. Confirm the current rental policy, reserve position, and any assessment history before you write an offer — on the barrier island, insurance and structural reserve questions are the details that decide whether a good price is actually a good deal.
The location and the amenities are priced into every listing in Belle Harbor Condo. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Belle Harbor Condo buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.8). Basis: Recent Direction +11.1% year-over-year; Owner Commitment 27% owner-occupied; Pricing Power 93.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a 143-unit community where every listing is really a one-off, the edge is knowing which units traded, at what condition, and why. We track the Clearwater Beach condo market unit by unit, help you separate view-and-finish premiums from the median noise, and press on the association, insurance, and reserve questions that make or break a barrier-island condo purchase.
Belle Harbor Condo in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Belle Harbor Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Belle Harbor Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Belle Harbor Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Belle Harbor Condo home worth?
Get a no-obligation home value based on real comparable sales in Belle Harbor Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Belle Harbor Condo?
How long do homes in Belle Harbor Condo take to sell?
How many homes are in Belle Harbor Condo?
What share of Belle Harbor Condo is owner-occupied?
When were the homes in Belle Harbor Condo built?
Do cash buyers compete in Belle Harbor Condo?
Who is the best real estate agent for Belle Harbor Condo?
How do I find a top Clearwater Beach real estate agent who knows Belle Harbor Condo?
Can Momentum Realty connect me with an agent for Belle Harbor Condo?
Should you buy in Belle Harbor Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (85 streets, ZIP 33767)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2013 (110 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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