Moving to Covington, Georgia: The 2026 Data Guide
Covington is in Newton County, Georgia (ZIP codes 30014, 30016). Not Covington, Kentucky. · Homes for sale in Covington · Newton County
As of 2026-09-06, the median home sold in Covington, Georgia over the last 12 months went for $317,000 (449 closings across 243 communities in Momentum’s MLS record), about $146 per square foot for a median 2,170-sq-ft home built around 2003. Homes currently listed have been on the market a median of 43 days, and with 289 active listings against that sales pace the city is carrying roughly 7.7 months of supply. Sellers have been getting about 96% of their original asking price. That median is 21% below the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Covington
Three price points from 547 recent Covington closings in our record, each showing what actually closed within 10% of that price:
- Around $265,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,664 sq ft, built around 2000 (122 sales).
- Around $317,000: the typical sale in this band was a 4-bed, 2.5-bath home of about 2,014 sq ft, built around 2003 (152 sales).
- Around $385,000: the typical sale in this band was a 4-bed, 3-bath home of about 2,500 sq ft, built around 2018 (114 sales).
The real monthly cost of owning in Covington
Take the median $317,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $1,638/month. Georgia taxes 40% of fair market value: at Newton County’s typical unincorporated millage of 24.07 mills, the median home’s bill is roughly $3,004/year ($250/month) after the standard homestead exemption — county and school exemptions vary and can lower it; inside a city, add the city millage. Georgia homeowners insurance runs well below Florida’s coastal premiums for most of the state; get a quote on the specific address, since roof age and wind exposure still move it. All in, budget on the order of $1,888/month to own the median Covington home.
For the full worksheet — the 40% assessment, the exemptions Newton County offers, and city versus unincorporated millage — see the Newton County property tax guide.
Where people are buying: Covington’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| The Ridge at Twin Rivers | 38 | $316,990 | 64 |
| Neely Farm | 24 | $357,475 | 66 |
| Westminster | 21 | $375,000 | 55 |
| Underwood Crossing | 19 | $688,500 | 25 |
| River Walk Farms | 15 | $380,000 | 43 |
| Clarks Grove | 10 | $417,500 | 57 |
| Covington Place | 10 | $443,750 | 33 |
| River Walk Farm | 10 | $370,287 | 12 |
Covington by ZIP code
Sales and medians by ZIP over the same 12 months: 30016 (305 sales, median $300,000), 30014 (198 sales, median $364,070).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 98% were single-family homes, 1% townhomes or villas, and 0% condos. New construction accounted for 21% of closings, led by The Ridge at Twin Rivers, Neely Farm, Underwood Crossing, River Walk Farms, Westminster. The housing stock skews mixed: 32% of homes sold were built in 2015 or later and 9% before 1980.
Getting around from Covington
Measured from the center of Covington’s recent sales: Downtown Atlanta is about 29 miles; Hartsfield-Jackson Atlanta International Airport (ATL) is about 29 miles; Alpharetta is about 40 miles; Athens is about 41 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
Confirm school zoning for any specific address directly with the district. Property tax figures on this page use Newton County’s typical millage of 24.07; municipal and special-district millage varies inside the county. Get an insurance quote for the specific address before you go under contract.
Covington: the case for and against
What works in Covington’s favor
- prices run 21% below the statewide median in our coverage
- homes move quickly (median 43 days listed), so well-priced homes get competition
- about 7.7 months of supply gives buyers room to negotiate
- property tax is levied on 40% of value, so the effective rate is lower than the millage suggests, and most counties add homestead exemptions on top
What to plan for
- Georgia has a flat state income tax (about 5%, scheduled to keep stepping down), which Florida does not
Common questions about moving to Covington
How much does a house cost in Covington, GA?
What does it cost per month to own a home in Covington?
What are property taxes like in Covington?
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Is there a lot of new construction in Covington?
Does Georgia have a state income tax?
<a href="https://movewithmomentum.com/moving-to-covington-ga">Moving to Covington, GA (2026): Home Prices, Cost to Own, Neighborhoods & Taxes — Momentum Realty</a>Sales figures are Momentum Realty’s MLS record of closings in Covington communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Newton County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.