Moving to Oviedo, Florida: The 2026 Data Guide
As of 2026-09-27, the median home sold in Oviedo, Florida over the last 12 months went for $464,000 (528 closings across 193 communities in Momentum’s MLS record), about $254 per square foot for a median 1,847-sq-ft home built around 2005. Homes currently listed have been on the market a median of 31 days, and with 154 active listings against that sales pace the city is carrying roughly 3.5 months of supply. Sellers have been getting about 97% of their original asking price. That median is 16% above the median across Momentum’s Florida and Georgia coverage.
Oviedo right now — September 2026
Live pages for your move: 198 homes for sale in Oviedo · Luxury homes · New construction · Condos (9) · Townhomes (44) · Homes by ZIP (2 ZIPs) · New listings this week · Price reductions · What your budget buys in Seminole County · Cost of living · Best neighborhoods · Property tax · Flood zones by neighborhood · Seminole County homes for sale.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated September 27, 2026.
What your budget buys in Oviedo
Three price points from 512 recent Oviedo closings in our record, each showing what actually closed within 10% of that price:
- Around $389,990: the typical sale in this band was a 3-bed, 2.5-bath home of about 1,662 sq ft, built around 2006 (88 sales).
- Around $464,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,907 sq ft, built around 1998 (96 sales).
- Around $720,000: the typical sale in this band was a 4-bed, 3-bath home of about 2,752 sq ft, built around 2004 (82 sales).
The real monthly cost of owning in Oviedo
Take the median $464,000 home with 20% down at today’s 7.03% 30-year rate: principal and interest run about $2,477/month. Seminole County’s typical total millage is 15.18 mills, so after the $50,000 homestead exemption the property tax is roughly $6,285/year ($524/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Seminole County is about $1,572/year; private-market quotes vary with roof age and wind mitigation. 81% of current Oviedo listings carry an HOA, with a median of $126/month where one applies. All in, budget on the order of $3,257/month to own the median Oviedo home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Seminole County property tax guide and our home insurance by county map.
Where people are buying: Oviedo’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Alafaya Woods | 83 | $395,000 | 21 |
| Twin Rivers | 30 | $500,000 | 15 |
| Riverside at Twin Rivers | 23 | $400,000 | 45 |
| Cobblestone | 14 | $333,500 | 41 |
| Greystone | 14 | $320,000 | 34 |
| Oviedo Square | 12 | $424,500 | — |
| Aulin Square | 11 | $460,000 | 168 |
| Isles Of Oviedo | 11 | $373,000 | 31 |
Oviedo by ZIP code
Sales and medians by ZIP over the same 12 months: 32765 (455 sales, median $500,000), 32766 (43 sales, median $675,000), 32771 (12 sales, median $317,500).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 73% were single-family homes, 24% townhomes or villas, and 3% condos. New construction accounted for 13% of closings, led by Oviedo Square, Aulin Square, Townes at Northlake, Towns at Greenleaf, Ravencliffe. The housing stock skews mixed: 27% of homes sold were built in 2015 or later and 4% before 1980.
Getting around from Oviedo
Measured from the center of Oviedo’s recent sales: Downtown Orlando is about 13 miles; Orlando International Airport (MCO) is about 16 miles; Daytona Beach is about 41 miles; Melbourne is about 53 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Seminole County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Seminole County’s typical millage of 15.18; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Seminole County average of $1,572/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Oviedo: the case for and against
What works in Oviedo’s favor
- homes move quickly (median 31 days listed), so well-priced homes get competition
- insurance is comparatively manageable here (Citizens average $1,572/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- prices run 16% above the statewide median in our coverage
- only about 3.5 months of supply, so choice is limited in the most popular price bands
- 81% of listings carry an HOA (median $126/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Oviedo relocation toolkit
- Homes for sale in Oviedo right now
- Cost of living in Oviedo
- Best neighborhoods in Oviedo
- New construction in Oviedo
- Find an agent in Oviedo
- Oviedo ZIP codes with prices
- Search every Oviedo community
Common questions about moving to Oviedo
How much does a house cost in Oviedo, FL?
What does it cost per month to own a home in Oviedo?
What are property taxes like in Oviedo?
Is Oviedo a buyer's or seller's market right now?
Is there a lot of new construction in Oviedo?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Oviedo communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Seminole County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.