Twin Rivers
Homes for Sale in Oviedo, FL
All 223 homes for sale in Oviedo, FL · median $475,000 · 171 homes for sale in 32765 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, Twin Rivers in Oviedo, FL has 6 homes for sale and 2 pending, asking from $439,000 to $649,900 (median $515,000). Over the 12 months ending 2026-11-13, 12 recorded sales closed at a median of $564,500, $250 per square foot, a median 18 days on market, sellers accepting 95% of original asking. Homes listed or recently sold were built 1988 - 1994; 20 of 20 report an HOA (median $20/mo); 1 of the 20 geocoded homes sit in a FEMA special flood hazard zone (median elevation 41 ft). At the median price and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $8,570 ($7,970 with the full homestead exemption).
Villages & sections of Twin Rivers
Twin Rivers in Oviedo, FL is a master-planned community recorded as 2 named villages and sections in the MLS; 7 homes are for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.
- Riverside at Twin Rivers · 7 for sale · 8 sold/12 mo
- Twin Rivers Model Home Area
Last 30 days in Twin Rivers: 1 new listing (median asking $535,000), 2 under contract right now. As of November 12, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Twin Rivers
Live MLS inventory for Twin Rivers. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 117 daysTop listing
Active · 147 days
Active · 29 days
Active · 45 days
Active · 164 days
Active · 76 days
Under Contract · 1 days
Under Contract · 2 daysActive and pending Twin Rivers listings as of 2026-11-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026. Tap any home to ask about it.
Twin Rivers is a built-out, deed-restricted community in Oviedo where homes date from 1988 to 2002 and run a median of about 2,090 square feet. With a median near $500,000 and roughly $251 per square foot, the number on the listing is driven less by any fixed tier and more by condition and updates - these are homes of a certain era, so a renovated kitchen and systems carry real weight against one that still needs work.
The posture is seller-leaning but not frantic: 2.7 months of supply, only four active listings, and a median 15 days on market mean well-prepared homes move quickly. The year-over-year median is down 7.4 percent, so sellers should price to the current comps rather than last year's, and buyers have a narrow but real window to act decisively when the right home appears.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Twin Rivers right now
🟡 Balanced market. 3.6 months of supply and 25% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of November 13, 2026. Confidence: High (8 active and pending listings, 12 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Twin Rivers market snapshot (as of November 13, 2026): the median sale price is about $564K ($250 per sq ft over the trailing 12 months of closed sales), a median 19 days on market for closed sales, and 3.6 months of supply, a balanced market.
In ZIP 32765 (Oviedo), 279 homes closed in the last 12 months at a median of $505K ($243/sq ft), down 2.6% year over year, with a median 28 days on market. Right now 40 active and 12 pending listings put supply at about 1.7 months - a healthy market. See the live ZIP 32765 housing market and the Seminole County market.
County records show 18 qualified sales in Twin Rivers across 2024 - 2025 (11 in 2024, 7 in 2025), median $539,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Twin Rivers: of 16 listing addresses checked against the FEMA National Flood Hazard Layer, 94% sit outside the FEMA Special Flood Hazard Area (Zone X); 6% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Oviedo.
Twin Rivers is a community of 326 homes in Oviedo, Seminole County, built between 1988 and 2002 (median 1991.0), with a median living area of about 2,088 square feet. 83% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a mature golf-oriented community of just under 300 homes, overwhelmingly owner-occupied at an 83 percent homestead share, which keeps turnover low and inventory thin.
The setting & the homes.
Aerial and on-site photos of Twin Rivers. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Twin RiversTwin RiversTwin RiversTwin RiversTwin RiversTwin RiversTwin RiversTwin RiversPhotos from Stellar MLS listings in Twin Rivers; content deemed reliable but not guaranteed.
Who Twin Rivers is best for.
Best for
- Buying to hold in a low-turnover, deed-restricted community where owners tend to stay
- Seeking golf-course access, a clubhouse, pool, tennis, and golf-cart-friendly streets in one place
- Prepared to move quickly when a right-condition home comes up in a thin inventory
Probably not for
- Wanting new construction or homes newer than the 1988-to-2002 range
- Needing a wide selection of active listings to compare at any given time
- Unwilling to budget for updates on a home of this era
Twin Rivers on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Twin Rivers
- Golf · reported on 7 of 12 listings
- Golf Carts OK · reported on 4 of 12 listings
- Clubhouse · reported on 3 of 12 listings
- Deed Restrictions · reported on 2 of 12 listings
- Park · reported on 2 of 12 listings
- Golf Course · reported on 2 of 12 listings
- Playground · reported on 2 of 12 listings
- Tennis Court(s) · reported on 2 of 12 listings
- Pool · reported on 1 of 12 listings
- Racquetball · reported on 1 of 12 listings
- Secured Garage/Parking · reported on 1 of 12 listings
- Security Lights · reported on 1 of 12 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Seminole County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Carillon Elementary · Elementary
- Chiles Middle · Middle
- Hagerty High · High
Zoned schools reflect the assignments reported on recent Twin Rivers listings and can change; always confirm with Seminole County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Twin Rivers address.
Shop the zone: Homes zoned for Hagerty High High School
The Twin Rivers buying strategy.
If we were buying in Twin Rivers today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Twin Rivers.
A built-out community where condition sets the price
With homes built between 1988 and 2002 and a median build year of 1991, Twin Rivers is fully established - there is no new construction here, and the housing stock is consistent in vintage. That makes the price spread a function of what a seller has done with the home: updated systems, roofs, and interiors command a premium, while original-condition homes trade at a discount. The amenity list reported across listings is deep for a community this size - golf course and clubhouse, pool, tennis, racquetball, park and playground, plus golf-cart access throughout.
Inventory is the headline constraint. Four active listings against 299 homes and a 15-day median means serious buyers need to be ready to move, and sellers of turnkey homes have leverage. The high homestead share reinforces the low-churn character of the community: owners tend to stay, so listings are an event rather than a steady stream. Verify current amenity access and any HOA or deed-restriction details directly before you count on them.
The location and the amenities are priced into every listing in Twin Rivers. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Twin Rivers buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.2). Basis: Liquidity & Demand 3.6 months of supply; Owner Commitment 83% owner-occupied; Pricing Power 95.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community with four active listings and a 15-day median, the edge is preparation and timing. We track what actually closes here, help sellers price to current comps rather than last year's softer-by-7.4-percent memory, and get buyers positioned to act on the rare right-condition home before it's gone. We will also tell you plainly when an original-condition home is priced like an updated one.
Twin Rivers in 15 seconds.
Tools for a Twin Rivers buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Twin Rivers sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Twin Rivers, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Twin Rivers home worth?
Get a no-obligation home value based on real comparable sales in Twin Rivers, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Oviedo →
Recently off market in Twin Rivers
Homes in Twin Rivers that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 1004 Muirfield Court · off market
- 2200 Ekana Drive · off market
| Location | Oviedo, Seminole County, FL · ZIP 32765 |
|---|---|
| Homes in the community | 326 (FL DOR 2025 assessment roll) |
| Years built | 1988–2002 (median 1991.0) |
| Typical living area | 2,088 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Golf, Deed Restrictions, Golf Carts OK, Clubhouse, Golf Course, Park |
| Sale prices, last 12 months | $564,500 median across 12 closed sales · $250 per sq ft |
| Days on market (closed sales) | 18 median |
| For sale right now | 6 active, 2 pending · median asking $515,000 · 3.6 months of supply |
| Owner-occupied (homestead) share | 83% |
Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Twin Rivers key facts,” movewithmomentum.com/neighborhoods/twin-rivers-oviedo, data as of November 13, 2026.
Housing distress & ownership in Twin Rivers, Oviedo
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Every Home for Sale in Twin Rivers Right Now (8)
All 8 active and pending Twin Rivers listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1027 Kelly Creek Circle · $445,000 · 3 bd / 2 ba · pending · listed Oct 25, 2026 · listed by The Carvajal Group
- 1064 Kelly Creek Circle · $424,999 · 3 bd / 2 ba · pending · listed Oct 16, 2026 · listed by Lpt Realty, Llc
- 1003 N Magee Creek Court · $535,000 · 4 bd / 2 ba · listed Oct 15, 2026 · listed by Wemert Group Realty Llc
- 1093 Kelly Creek Circle · $495,000 · 3 bd / 3 ba · listed Sep 29, 2026 · listed by Sand Dollar Realty Group Inc
- 1047 Kelly Creek Circle · $439,000 · 4 bd / 2 ba · listed Sep 8, 2026 · listed by A+ Realty Professionals, Inc
- 2578 Ekana Drive · $649,900 · 4 bd / 3 ba · listed Aug 15, 2026 · listed by Keller Williams Heritage Realty
- 1986 Crystal Downs Court · $570,000 · 4 bd / 2 ba · listed Aug 15, 2026 · listed by Lpt Realty, Llc
- 1022 Silcox Branch Circle · $494,500 · 4 bd / 3 ba · listed Aug 15, 2026 · listed by Keller Williams Advantage Realty
Recently sold in Twin Rivers Oviedo
- 1004 Muirfield Court · sold $590,000
- 2200 Ekana Drive · sold $565,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Oviedo home searches
- All homes for sale in Oviedo, FL
- Homes for sale in Seminole County, FL
- Oviedo pool homes for sale
- Gated communities in Oviedo
- Homes under $300K in Oviedo
- Oviedo home values: what is my house worth?
- ZIP 32765 housing scorecard
Oviedo guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Seminole County)
- Homestead exemption (Seminole County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Real estate agent in Oviedo? Join Momentum in Oviedo: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Kelly Creek Circle (59 homes on record)
- Ekana Drive (41 homes on record)
- Turnberry Drive (37 homes on record)
- Long Branch Lane (25 homes on record)
- W Riviera Boulevard (18 homes on record)
- W Riviera Boulevard (17 homes on record)
- Seminole Creek Drive (17 homes on record)
- W Riviera Boulevard (14 homes on record)
- Turnberry Drive (13 homes on record)
- Turnberry Drive (8 homes on record)
- Seminole Creek Drive (7 homes on record)
- Kelly Creek Circle (5 homes on record)
What it really costs to own in Twin Rivers
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | MLS listings here mostly enter dues as billed annually, but the median entry is only $237/year across 20 listings (2026-11-14), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Seminole County is $1,572/yr (1,203 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 16 listing addresses checked against the FEMA flood map, 94% sit outside the high-risk zone and 6% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 1991 across 18 listings. An original roof here would be about 35 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Twin Rivers
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Twin Rivers
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Twin Rivers will answer, and the answer is published on this page for the next buyer.
29% of homes for sale in ZIP 32765 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-14).
TWIN RIVERS Market Scorecard
TWIN RIVERS is currently a seller's market. About 3.6 months of supply, a median asking price of $515,000, and homes go under contract in about 96 days.
Typical home value in the 32765 ZIP is $486,742, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Price History: What Homes Here Have Actually Sold For
Median sale prices in Twin Rivers Oviedo year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
What is the median home price in Twin Rivers?
How long do homes in Twin Rivers take to sell?
Is Twin Rivers a buyer's or seller's market right now?
How many homes are in Twin Rivers?
What share of Twin Rivers is owner-occupied?
When were the homes in Twin Rivers built?
Who is the best real estate agent for Twin Rivers?
How do I find a top Oviedo real estate agent who knows Twin Rivers?
Can Momentum Realty connect me with an agent for Twin Rivers?
Where is Twin Rivers, and what county is it in?
Is Twin Rivers in a flood zone?
Is Twin Rivers a good place to live?
Should you buy in Twin Rivers?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending November 13, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32765)) |
| Under-contract shares | Stellar MLS records, as of 2026-11-13 |
| Historical depth | Closed-sale records back to 2024 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Twin Rivers fits the bigger picture — live prices, inventory, and Momentum Scores:
