Aerial view of 32765, Florida

32765 (Oviedo)
Housing Market & Home Values

ZIP code market report · Seminole County, FL

Median sale price $485,000, down 2.3% year over year, with homes going under contract in about 36 days, 70 homes on the market.

101 communities reporting734 sales analyzedRefreshed twice dailyMomentum Score 64
Live Market Pulse
64/100
Momentum
Balanced Market
405 homes sold here in the last 12 months. Recalculated every day from licensed MLS data · last refresh October 5, 2026 at 1:44 PM ET.
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Live · 32765 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$485K ▼
Median sold · 12 moConfidence: High
down 2.3% vs the prior 12 months
-2.3% ▼
1-yr price change
n = 734 recent sales
$251/sf ▼
Sold $/sqft · 12 mo
Seminole County: $237 · -3.6% vs prior yr
96.8% ▼
Sale vs ask
Seminole County: 96.2% · -0.5pp vs prior yr
$401K ▼
Seminole County home value
Zillow ZHVI, monthly · -0.8% vs a year ago
Tempo
3.4mo
Supply
3 to 6 months is the balanced band
36days ▲
Median DOM · closed
Seminole County: 34 days · +1.0 days vs prior yr
30%
Under contract
Seminole County: 34%
70 · 34 ▼7
For sale · pending
live counts, refreshed twice daily
405 ▲
Sold · last 12 mo
closed across all tracked communities · +4.6% vs prior yr
Market context
33% ▲
Listings with price cuts
Seminole County · Zillow · +0.9pp vs prior month
2,082 ▲
County for-sale inventory
Zillow, monthly · +0.4% vs prior month
8% ▼
New construction
share of recent sales · -2.1pp vs prior yr
21% ▼
Cash buyers
share of sales · peak 28% · -6.6pp vs prior yr
64/100
Momentum score
Balanced Market
Economy & people · county layer
$83,030
Median household income
U.S. Census ACS, county
474,912
County population
+4.4% since 2018
4.8×
Price to income
county home value vs median income
66%
Owner-occupied
U.S. Census ACS, county
$2,493/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 5, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 3.4 months of supply — balanced by the 3-to-6-month balanced benchmark, and 30% of listed homes are already under contract. Prices are down 2.3% versus the prior year, but sellers are still collecting 96.8% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 64
Momentum Score
Buyer leverage36
Seller leverage64

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 30% of inventory sits under contract.
  • Mortgage sensitivity — at 4.8× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32765 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

$300K–$500K
2.2 mo · seller-tilted · 43 active
$500K–$750K
2.1 mo · seller-tilted · 16 active
$750K+
1.7 mo · seller-tilted · 10 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 32765 is hot — and where it isn't

Each dot is a community (100 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32765 (Oviedo)

The median sale price across 32765 currently stands at $485,000, down 2.3% from a year ago. Buyers are paying a median of $251 per square foot. The typical home goes under contract in about 36 days. Sellers are capturing 96.8% of their original asking price on average.

There are 70 active listings on the market, with 34 more already under contract. At the current sales pace that works out to 3.4 months of supply — a seller-leaning market by the standard six-month benchmark. 405 homes closed here over the trailing 12 months.

Zillow's home value index for Seminole County stands at $400,851. About 33% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32765 is 64 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 5, 2026.

Trends & History

32765 since 2012 — and where it’s heading

A median home here sold for $180,739 in 2012 and $513,600 over the last recorded year — 184% appreciation across 14 years of recorded sales. Cash buyers took 21% of recent sales, down from a 28% peak.

Median sale price · 2012–2026 (7,173 recorded sales)

$173K$365K$557K$514K2012: $181K2013: $205K2014: $228K2015: $252K2016: $263K2017: $287K2018: $297K2019: $322K2021: $378K2022: $455K2023: $524K2024: $510K2025: $549K2026: $514K20122015201920232026

Days on market by year

4d50d96d36d2012: 33d2013: 30d2014: 36d2015: 35d2016: 26d2017: 28d2018: 37d2019: 95d2021: 7d2022: 6d2023: 15d2024: 21d2025: 35d2026: 36d20122015201920232026

Cash buyers · share of sales

16%22%28%21%2016: 16%2017: 19%2018: 17%2019: 17%2020: 17%2021: 18%2022: 26%2023: 26%2024: 23%2025: 28%2026: 21%20162018202120242026

Home value trend · Seminole County (Zillow ZHVI)

$400K$402K$404K$401KAug '25: $404KSep '25: $403KOct '25: $402KNov '25: $402KDec '25: $402KJan '26: $402KFeb '26: $403KMar '26: $403KApr '26: $402KMay '26: $402KJun '26: $401KJul '26: $401KAug '26: $401KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

1,7982,0342,2692,082Aug '25: 2,260Sep '25: 2,176Oct '25: 2,101Nov '25: 2,016Dec '25: 1,905Jan '26: 1,836Feb '26: 1,808Mar '26: 1,874Apr '26: 1,937May '26: 2,009Jun '26: 2,060Jul '26: 2,074Aug '26: 2,082Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Seminole County (MLS)

5091,1231,736Jul 07 · Active: 1,523Aug 03 · Active: 1,600Aug 04 · Active: 1,566Aug 05 · Active: 1,597Aug 06 · Active: 1,599Aug 07 · Active: 1,611Aug 08 · Active: 1,631Aug 09 · Active: 1,635Aug 10 · Active: 1,640Aug 11 · Active: 1,624Aug 12 · Active: 1,623Aug 13 · Active: 1,626Aug 15 · Active: 1,653Aug 17 · Active: 1,638Aug 19 · Active: 1,629Aug 22 · Active: 1,659Aug 23 · Active: 1,656Aug 28 · Active: 1,651Aug 29 · Active: 1,647Aug 30 · Active: 1,641Aug 31 · Active: 1,638Sep 07 · Active: 1,632Sep 09 · Active: 1,646Sep 11 · Active: 1,697Sep 12 · Active: 1,700Sep 13 · Active: 1,690Sep 14 · Active: 1,681Sep 15 · Active: 1,680Sep 16 · Active: 1,695Sep 17 · Active: 1,700Sep 19 · Active: 1,709Sep 20 · Active: 1,702Sep 21 · Active: 1,692Sep 22 · Active: 1,682Sep 23 · Active: 1,678Sep 24 · Active: 1,682Sep 25 · Active: 1,684Sep 26 · Active: 1,693Sep 28 · Active: 1,694Sep 29 · Active: 1,690Oct 01 · Active: 1,702Oct 04 · Active: 1,712Oct 05 · Active: 1,705Jul 07Sep 07Oct 05ActivePending

Median price · daily recalculation

$459K$472K$486K$485KAug 06: $460KAug 08: $460KAug 09: $460KAug 10: $460KAug 11: $460KAug 12: $460KAug 13: $460KAug 15: $460KAug 17: $460KAug 18: $460KAug 19: $460KAug 20: $460KAug 21: $460KAug 22: $460KAug 23: $460KAug 24: $460KAug 26: $460KAug 28: $460KAug 29: $460KAug 30: $460KAug 31: $460KSep 01: $460KSep 04: $460KSep 05: $460KSep 06: $460KSep 07: $460KSep 08: $460KSep 09: $460KSep 10: $460KSep 11: $460KSep 12: $485KSep 13: $485KSep 14: $485KSep 15: $485KSep 16: $485KSep 17: $485KSep 19: $485KSep 20: $485KSep 21: $485KSep 22: $485KSep 23: $485KSep 24: $485KSep 25: $485KSep 26: $485KSep 28: $485KSep 29: $485KSep 30: $485KOct 01: $485KOct 03: $485KOct 04: $485KOct 05: $485KAug 06Aug 21Sep 07Sep 21Oct 05
Single-family 84%Townhome 13%? 1%Villa 1%Condo 1%
Local Economics · county layer

What’s driving 32765

Who’s moving here
-99 net residents/yr

Top inbound states: NY, NJ, TX, CA. Movers arriving report ~$62,559 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,572/yr avg premium

1,203 Citizens policies in force in Seminole County — the state-backed insurer of last resort. Budget insurance into any Seminole purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,997 units permitted -12% YoY

893 single-family · 1,104 multi-family · 4.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
THE MEADOWS ▼ 21%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$300K–$500K: 2.2 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 32765 right now.

Biggest opportunity
$750K+: 1.7 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Seminole

MarketMedianActiveScore
32765 ← this page$485K7064
32771$370K12663Open →
32746$422K7768Open →
32714$368K7362Open →
32773$410K7070Open →
32701$368K3861Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Brighton Park At Carillon Ph 2Oviedo$666K▲ 17%
Oviedo ForestOviedo$775K▲ 15%
KenmureOviedo$790K▲ 12%
BRIGHTON PARK AT CARILLONOviedo$620K▲ 8%
DUNHILL UNIT 1Oviedo$412K▲ 7%
Prices cooling fastest
THE MEADOWSSarasota$490K▼ 21%
live oak reserve unit threeOviedo$686K▼ 14%
ALOMA WOODS PH 1Oviedo$428K▼ 10%
GREYSTONE PH 1Sanford$318K▼ 8%
Villas At Lakeside A CondoOviedo$185K▼ 8%
Most homes for sale
Alafaya WoodsOviedo$395K15
Aulin SquareOviedo$460K4
GREYSTONE PH 1Sanford$320K4
HAWK'S OVERLOOKOviedo$967K4
Townes At NorthlakeOviedo$494K4
Selling fastest
live oak reserve unit threeOviedo$686K5 days
Stillwater Ph 3Oviedo$468K8 days
Brighton Park At Carillon Ph 2Oviedo$666K9 days
BRIGHTON PARK AT CARILLONOviedo$620K11 days
WAVERLEE WOODS UNIT 3Oviedo$418K12 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32765 right now?

The data says conditions currently favor neither side decisively in 32765 — the Momentum Score reads 64/100 with 3.4 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32765 becoming more affordable?

Yes, modestly — the median sale price in 32765 is $485,000, down 2.3% versus the prior year, while sellers still capture 96.8% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 32765?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are THE MEADOWS (-21%); live oak reserve unit three (-14%); ALOMA WOODS PH 1 (-10%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32765 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are live oak reserve unit three (5 days); Stillwater Ph 3 (8 days); Brighton Park At Carillon Ph 2 (9 days) — homes there go under contract well ahead of the market-wide pace of 36 days.

Questions

32765 (Oviedo) housing market FAQ

How is the housing market in 32765 right now?

As of October 5, 2026, the 32765 housing market favors sellers: the median sale price is $485,000 (down 2.3% year over year), 70 homes are for sale against 405 sales in the last 12 months, which is 3.4 months of supply, and the typical home goes under contract in about 36 days.

How much is a house in 32765?

The median home sold for $485,000 in 32765 over the last 12 months, about $251 per square foot; asking prices on the 70 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 32765?

By the numbers, sellers in 32765 are getting 96.8% of asking price and going under contract in about 36 days with 3.4 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 32765 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 32765 median sale prices are down 2.3% year over year, inventory stands at 3.4 months of supply, and 30% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 32765?

The median sale price in 32765 is currently $485,000, down 2.3% from a year ago, based on MLS sales data updated October 5, 2026.

Is 32765 a buyer's or seller's market right now?

The data currently favors sellers. 32765 scores 64 of 100 on the Momentum Score, with 3.4 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 32765?

The typical home in 32765 goes under contract in about 36 days, per current MLS data.

How many homes are for sale in 32765?

There are approximately 70 active listings in 32765 as of October 5, 2026.

Are home prices in 32765 rising or falling?

Median sale prices are down 2.3% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32765 (Oviedo). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 5, 2026 at 1:44 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.