Moving to Stuart, Florida: The 2026 Data Guide
As of 2026-10-02, the median home sold in Stuart, Florida over the last 12 months went for $415,000 (620 closings across 275 communities in Momentum’s MLS record), about $256 per square foot for a median 1,550-sq-ft home built around 1989. Homes currently listed have been on the market a median of 56 days, and with 357 active listings against that sales pace the city is carrying roughly 6.9 months of supply. Sellers have been getting about 94% of their original asking price. That median is 4% above the median across Momentum’s Florida and Georgia coverage.
Stuart right now — October 2026
Live pages for your move: 268 homes for sale in Stuart · Luxury homes · New construction · Condos (72) · Townhomes (36) · Homes by ZIP (3 ZIPs) · New listings this week · Price reductions · What your budget buys in Martin County · Cost of living · Best neighborhoods · Property tax · Flood zones by neighborhood · Martin County homes for sale.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated October 2, 2026.
What your budget buys in Stuart
Three price points from 842 recent Stuart closings in our record, each showing what actually closed within 10% of that price:
- Around $242,500: the typical sale in this band was a 2-bed, 2-bath home of about 1,212 sq ft, built around 1984 (61 sales).
- Around $415,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,550 sq ft, built around 1999 (102 sales).
- Around $645,000: the typical sale in this band was a 3-bed, 2-bath home of about 2,120 sq ft, built around 1998 (78 sales).
The real monthly cost of owning in Stuart
Take the median $415,000 home with 20% down at today’s 7.28% 30-year rate: principal and interest run about $2,272/month. Martin County’s typical total millage is 15.47 mills, so after the $50,000 homestead exemption the property tax is roughly $5,646/year ($471/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Martin County is about $2,580/year; private-market quotes vary with roof age and wind mitigation. 84% of current Stuart listings carry an HOA, with a median of $529/month where one applies. All in, budget on the order of $3,486/month to own the median Stuart home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Martin County property tax guide and our home insurance by county map.
Where people are buying: Stuart’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Camellia | 40 | $380,302 | 35 |
| Emerald Lakes | 23 | $277,900 | 67 |
| The Preserve At Park Trace | 23 | $645,000 | 64 |
| Highpointe | 21 | $747,220 | 91 |
| River Pines | 20 | $249,500 | 37 |
| Summerfield | 19 | $560,000 | 77 |
| Martins Crossing | 18 | $350,000 | 30 |
| The Florida Club | 16 | $542,500 | 63 |
Stuart by ZIP code
Sales and medians by ZIP over the same 12 months: 34997 (513 sales, median $444,900), 34994 (190 sales, median $241,500), 34996 (132 sales, median $483,500).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 50% were single-family homes, 14% townhomes or villas, and 31% condos. New construction accounted for 20% of closings, led by Camellia, The Preserve At Park Trace, Highpointe, Cove Royale, Port Salerno. The housing stock skews mixed: 15% of homes sold were built in 2015 or later and 31% before 1980.
Getting around from Stuart
Measured from the center of Stuart’s recent sales: West Palm Beach is about 32 miles; Melbourne is about 68 miles; Fort Lauderdale is about 71 miles; Miami International Airport (MIA) is about 94 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Martin County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Martin County’s typical millage of 15.47; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Martin County average of $2,580/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Stuart: the case for and against
What works in Stuart’s favor
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- 84% of listings carry an HOA (median $529/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Stuart relocation toolkit
- Homes for sale in Stuart right now
- Cost of living in Stuart
- Best neighborhoods in Stuart
- New construction in Stuart
- Find an agent in Stuart
- Stuart ZIP codes with prices
- Search every Stuart community
Common questions about moving to Stuart
How much does a house cost in Stuart, FL?
What does it cost per month to own a home in Stuart?
What are property taxes like in Stuart?
Is Stuart a buyer's or seller's market right now?
Is there a lot of new construction in Stuart?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Stuart communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Martin County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.