What $400K Buys in Martin County, FL

A $400K budget buys a very different house depending on which Martin County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.

There are 135 homes for sale in Martin County, FL priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,595 sq ft, built 1995, at $261/sq ft; 13% of them are new construction and the median has been on the market 67 days. The most house for the money is in Indiantown (1,964 sq ft median); the least in Stuart (1,497 sq ft); the newest in Indiantown (median build year 2026).

What $400K buys, city by city

CityHomes for saleMedian sq ftBeds / bathsMedian year built$ / sq ftNew constructionMedian DOM
Stuart721,4973 / 21990$2776%68
Jensen Beach271,6143 / 2.52004$26741%55
Palm City131,6483 / 21989$2460%139
Hobe Sound131,6803 / 22002$2330%57
Indiantown81,9644 / 2.52026$20138%15

By ZIP code: where $400K goes furthest

The same budget by ZIP — useful where one city covers most of the county.

ZIPHomes for saleMedian sq ftMedian year built$ / sq ftNew construction
34997 Stuart451,5492003$2584%
34957 Jensen Beach271,6142004$26741%
34994 Stuart161,4091979$28912%
34990 Palm City131,6481989$2460%
34996 Stuart131,0661982$3810%
33455 Hobe Sound131,6802002$2330%
34956 Indiantown81,9642026$20138%

Communities with the most homes near $400K

CommunityCityHomes for sale near $400KMedian sq ftMedian year built
West Jensen PudJensen Beach111,6142026
Terra LagoIndiantown81,9642026
Hansons LandingStuart41,1351992
Willoughby Townhomes PudStuart41,6322024
Green Turtle Cove CondoJensen Beach31,2041974
Whitemarsh ReserveStuart32,1642008
Mariner CayStuart31,3001973
Circle Bay Yacht ClubStuart31,2361979
Sandpebble CondoStuart31,0321982
Dixie ParkStuart21,2242013
Martins CrossingStuart21,4542005
Osprey Creek At Martin Downs (Aka Martin Downs PlaPalm City21,5421984
Fairway Villas Condo @ IrpStuart21,0301978
Mariner Sands Country ClubStuart22,1321981
Leilani HeightsJensen Beach21,3501981

How to read this

Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of October 5, 2026; property mix at this price: Single-family 34%, Townhouse 29%, Condo 26%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Martin County: $300K, $500K, $750K, $1M. Back to homes for sale in Martin County, FL.

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Common questions

What does $400K buy in Martin County, FL?

Across 135 active listings within 10% of $400K, the median home is 1,595 sq ft and was built in 1995, at about $261 per square foot. Indiantown gives the most space at that price (1,964 sq ft median); Stuart the least.

Which Martin County city has the newest homes around $400K?

Indiantown, where the median listing near $400K was built in 2026 and 38% of them are new construction.

How much new construction is there at $400K in Martin County?

About 13% of the 135 homes listed near $400K are new construction. The highest builder share is in Jensen Beach (41%), Indiantown (38%), Stuart (6%).