What $400K Buys in Martin County, FL
A $400K budget buys a very different house depending on which Martin County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 128 homes for sale in Martin County, FL priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,582 sq ft, built 1993, at $261/sq ft; 14% of them are new construction and the median has been on the market 93 days. The most house for the money is in Jensen Beach (1,614 sq ft median); the least in Stuart (1,532 sq ft); the newest in Jensen Beach (median build year 2022).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Stuart | 70 | 1,532 | 3 / 2 | 1994 | $262 | 7% | 83 |
| Jensen Beach | 30 | 1,614 | 3 / 2.5 | 2022 | $265 | 37% | 98 |
| Palm City | 14 | 1,612 | 3 / 2 | 1988 | $242 | 0% | 120 |
| Hobe Sound | 9 | 1,610 | 2 / 2 | 1995 | $258 | 0% | 115 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 34997 Stuart | 43 | 1,590 | 2004 | $254 | 7% |
| 34957 Jensen Beach | 30 | 1,614 | 2022 | $265 | 37% |
| 34994 Stuart | 16 | 1,378 | 1980 | $298 | 12% |
| 34990 Palm City | 14 | 1,612 | 1988 | $242 | 0% |
| 34996 Stuart | 13 | 1,187 | 1982 | $331 | 0% |
| 33455 Hobe Sound | 9 | 1,610 | 1995 | $258 | 0% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| West Jensen Pud | Jensen Beach | 11 | 1,614 | 2026 |
| Willoughby Townhomes Pud | Stuart | 4 | 1,718 | 2024 |
| Whitemarsh Reserve | Stuart | 4 | 1,958 | 2010 |
| Osprey Preserve | Jensen Beach | 4 | 1,804 | 2022 |
| Sandpebble Condo | Stuart | 4 | 1,032 | 1982 |
| Hansons Landing | Stuart | 3 | 1,135 | 1989 |
| Green Turtle Cove Condo | Jensen Beach | 3 | 1,204 | 1974 |
| The Meadows At Martin Downs | Palm City | 3 | 1,525 | 1993 |
| Mariner Cay | Stuart | 3 | 1,300 | 1973 |
| Terra Lago | Indiantown | 3 | 1,964 | 2026 |
| Mariner Sands Country Club | Stuart | 3 | 2,015 | 1981 |
| Circle Bay Yacht Club | Stuart | 3 | 1,236 | 1979 |
| Ocean View Condo | Stuart | 2 | 1,227 | 1977 |
| Osprey Creek At Martin Downs (Aka Martin Downs Pla | Palm City | 2 | 1,542 | 1984 |
| Edgewater Pointe | Stuart | 2 | 1,553 | 2024 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of September 15, 2026; property mix at this price: Townhouse 34%, Single-family 28%, Condo 27%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Martin County: $300K, $500K, $750K, $1M. Back to homes for sale in Martin County, FL.