Emerald Lakes in Stuart

Emerald Lakes

Established mixed-product community · Port Salerno area, Stuart · Stuart, ZIP 34997

A large, affordable, non-gated community of townhomes, villas, and homes around lakes in Stuart.

Homes, townhomes, villasAround the lakesCentral Stuart location
Live Market Pulse
67/100
Momentum
Balanced Market (limited data)
This is a large, multi-product community organized under more than one association, so the read is the product type and the section's dues; confirm the schedule, which varies.
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Unlock Off-Market Emerald Lakes

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive BeachesMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseBeachesMLS
$279K
Median Price
0.5mo
Supply
66days
Avg DOM
Balanced
Seller Leverage
$207/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Emerald Lakes is a large, affordable Stuart community in the Port Salerno area, mixing townhomes, villas, and single-family homes around several small lakes, dating to about 1983. Because it is organized under more than one association, dues and rules differ by section, so the read is the product type and the section's dues. Your leverage is confirming which product and association apply and matching the home to its own comps."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Emerald Lakes market snapshot (as of June 13, 2026): the median sale price is about $279K ($207 per sq ft), with homes averaging 66 days on market and 0.5 months of supply, a balanced market (limited data). Based on 23 recent closings in live BeachesMLS data.

Emerald Lakes is a large, non-gated community in the Port Salerno area of Stuart, Martin County (34997), mixing townhomes, villas, and single-family homes around several small lakes, dating to about 1983.

It is organized under more than one homeowners association, so rules and dues differ by housing section; reported figures vary and some sections are described as low or no-fee, so confirm the current dues and inclusions for a specific home. Reported amenities include lakes, walking paths, tennis, a heated pool, and a clubhouse.

The buy here is the product type and the section. Confirm which product and association apply, read the condition, and match the home to its own comps.

Best for

  • Buyers who want an affordable home, townhome, or villa in Stuart
  • Buyers who value a central location near retail and highways
  • Buyers comparing several product types in one community
  • Buyers who want a Martin County schools address

Probably not for

  • Buyers who want a gated, high-amenity community
  • Buyers who want new construction with a builder warranty
  • Buyers who want a no-HOA or large-acreage lot
  • Buyers who want a waterfront or boating community

How Emerald Lakes is performing right now

67/100
momentum
Balanced Market (limited data)
Seller's marketBalancedBuyer's market
0.5Months of supplytight
66Median days on marketdays
2 : 1Under contract vs for salestrong demand
23Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+3%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from BeachesMLS, as of June 13, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Emerald Lakes listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Emerald Lakes buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Emerald Lakes

Live MLS inventory for Emerald Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Emerald Lakes listings as of 2026-06-13, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.. Tap any home to ask about it.

Listing locations from BeachesMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Port Salerno retail~5 min · walkable or short drive
Interstate 95 and Florida's Turnpike~10 min · west
Downtown Stuart~12 min · north
Stuart and Atlantic beaches~20 min · east

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Emerald Lakes with Momentum Realty’s local guides.

Martins CrossingMartins CrossingStuart, FL · 0.5 miSummerfieldSummerfieldStuart, FL · 0.5 miRiver MarinaRiver MarinaStuart, FL · 0.8 miThe Florida ClubThe Florida ClubStuart, FL · 1.2 miCamelliaCamelliaStuart, FL · 1.7 miMariner SandsCountry ClubMariner SandsCountry ClubStuart, FL · 1.8 miGolden GateGolden GateStuart, FL · 2.0 miRiver PinesRiver PinesStuart, FL · 2.1 miWilloughbyGolf ClubWilloughbyGolf ClubStuart, FL · 2.2 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Emerald Lakes (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Martin County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Emerald Lakes is served by Martin County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Emerald Lakes address.

The takeaway

What is actually shaping value at Emerald Lakes: an affordable, central, lake-oriented community in a firm Martin County market. Each item is sourced and dated.

Recent Developments in Emerald Lakes

Our read on what is being built around Emerald Lakes, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishMartin County's market backdrop is firm, and affordable product stays in demand. The near-term read is condition, product type, and the section's dues.

Firm Martin County market

2025-12
BullishNotable impact
SignificanceRadius: County

A long run of year-over-year median gains supports values across Stuart.

Affordable, central, lake-oriented community

Ongoing
BullishNotable impact
SignificanceRadius: Community

Affordable homes around lakes near retail are a durable draw for value buyers.

Multiple associations and product types

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Varied product and dues mean buyers must compare like to like and confirm the section.

Central Port Salerno location

Ongoing
BullishNotable impact
SignificanceRadius: Community

Proximity to retail and highways is a practical draw.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Emerald Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. December 2025
    Market

    Martin County median home price posts another year-over-year gain

    Martin County reported a median existing-home price around $409,200, up about 1.2 percent year over year. Why it matters: A firm county backdrop supports values in established Stuart communities like Emerald Lakes. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Emerald Lakes, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the product type and the association that apply to a specific home.

2

Confirm the current dues and inclusions, which vary by section.

3

Read the home's condition and any updates on an early-1980s home.

4

Verify school zoning by address with the Martin County School District.

5

Match the home to its own product-type comps, not a community average.

Best Buy
An updated home or townhome matched to its product-type comps
Biggest Risk
Comparing across product types or misreading the section's dues
Best Lot
A lake view within the chosen product type
Smart Timing
Confirm the section's dues and reserves
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Emerald Lakes is a large, non-gated community in the Port Salerno area of Stuart, mixing townhomes, villas, and single-family homes around several small lakes, dating to about 1983. It is organized under more than one homeowners association, so rules and dues differ by housing section, with some sections described as low or no-fee. Reported amenities include lakes, walking paths, tennis, a heated pool, and a clubhouse; confirm the current dues and inclusions for a specific home.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Townhome or Villa
$210K to $275K

Townhomes and villas, the affordable entry into a central Stuart community.

Lowest entry
The Single-Family Home
$275K to $320K

Single-family homes around the lakes, the core of the resale market here.

Most inventory
The Updated Lake Home
$320K to $405K

Renovated homes on lake views, the homes that tend to hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$210K to $275K
The Townhome or Villa
Townhomes and villas, the affordable entry into a central Stuart community.
$275K to $320K
The Single-Family Home
Single-family homes around the lakes, the core of the resale market here.
$320K to $405K
The Updated Lake Home
Renovated homes on lake views, the homes that tend to hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Asking price per square foot
Renovated$214
Original$211
Median days on market
Renovated66
Original56

From current Emerald Lakes listings (renovated 1, original 2); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Jon Brooks, Momentum Realty
Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Emerald Lakes

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The lakes and the location are in every listing. The deal turns on the product type, the section's dues, and condition.

Jon Brooks · Founder, Momentum Realty
7.5B · Buy Score
Resale Strength7.4/10
Renovation Risk6.6/10
Location Efficiency8.2/10
Long-Term Defensibility7.4/10
Carrying Cost Advantage8.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Emerald Lakes is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live BeachesMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live BeachesMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from BeachesMLS; for orientation, not an appraisal.

15-Second Take
  • Golf, lake, and preserve lots hold value best
  • Interior lots are where buyers overpay
  • The lot cannot be renovated, the house can
  • Premium homesites resell faster
  • ~3% asking premium for premium lots today

In a built-out club community, the lot is the resale insurance

The houses can be renovated, but the lot and view cannot. Golf frontage, lakefront, and preserve lots consistently command higher premiums and resell faster than interior lots backing to another home. The premium you pay for a great homesite is the discount you avoid when you sell.

The mistake is paying an estate price for a base interior lot. We help buyers spot which homesites carry real, durable premiums and which are dressed-up interiors, so your money lands where the market will give it back.

Strongest resaleGolf frontage and lakefront homesites at Emerald Lakes

Golf & lakefront lots

Open views over the course or the 26 community lakes. The scarcest, most in-demand homesites; they command the highest premiums and resell fastest.

Strong resalePreserve-backing homesites at Emerald Lakes

Preserve lots

Backing to protected preserve means privacy with no rear neighbor. A consistent favorite that holds value well above a standard interior lot.

Moderate resaleCul-de-sac and larger interior homesites at Emerald Lakes

Cul-de-sac & larger lots

Less traffic, more yard, and an easy walk to the club for some streets. A real but smaller premium that depends on the street and parcel size.

Value tierStandard interior homesites at Emerald Lakes

Standard interior lots

The most affordable way through the gates, and the best renovation value. Just do not pay a golf or lake price for one, this is where buyers most often overpay.

Relative resale strength by lot and view, illustrative of how Emerald Lakes homesites trade. The exact premium depends on the specific home, the view, and the street.

Emerald Lakes in 15 seconds.

Best forBuyers who want an affordable home, townhome, or villa around lakes in Stuart.
Biggest advantageA central, lake-oriented setting near retail and highways.
Biggest riskComparing across product types or misreading the section's dues.
Sweet spotAn updated home or townhome matched to its product-type comps.
Avoid ifYou want a gated, high-amenity, new-construction, or no-HOA community.

HOA, CDD & Fees

15-Second Take
  • Large, non-gated, multi-product community
  • Townhomes, villas, and single-family homes
  • More than one association, dues vary
  • Lakes, pool, tennis, and clubhouse reported
  • Central Port Salerno location near retail

Emerald Lakes is organized under more than one association, so dues and rules differ by section and some are described as low or no-fee; confirm the current dues and inclusions for the specific home and association.

Reported to cover common areas and, by section, the lakes, pool, tennis, and clubhouse; the townhome, villa, and single-family schedules differ, so confirm per home.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Emerald Lakes, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Martins Crossing, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Emerald Lakes home worth?

Get a no-obligation home value based on real comparable sales in Emerald Lakes matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Emerald Lakes home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Emerald Lakes year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Emerald Lakes Market Scorecard

Strong seller's market

Emerald Lakes is currently a strong seller's market. About 2.2 months of supply, a median asking price of $1,099,999, and homes go under contract in about 68 days.

2.2
Months supply
$1,099,999
Median list
$847,500
Median sold
$321
Per sqft
68
Days on mkt
7/6/39
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Emerald Lakes a gated community?
No. Emerald Lakes is not a gated community, based on third-party descriptions; confirm with the listing.
What type of homes are in Emerald Lakes?
Emerald Lakes is characterized by a large, non-gated community mixing townhomes, villas, and single-family homes around several small lakes, dating to about 1983. Confirm the specifics of any individual home with the listing.
Who built Emerald Lakes?
Emerald Lakes is associated with early-1980s builders, built from about 1983, per third-party sources. Confirm the builder and year for a specific home.
Does Emerald Lakes have an HOA?
Confirm the homeowners association status and current dues for a specific Emerald Lakes home with the listing, as published figures move.
Does Emerald Lakes have a CDD fee?
No CDD has been confirmed here; confirm the CDD status per home with the listing.
What amenities does Emerald Lakes offer?
Reported amenities include several small lakes, walking paths, tennis courts, a heated community pool, and a clubhouse or cabana; confirm the on-site amenities per section. Confirm current amenity access and any associated fees with the listing.
What schools serve Emerald Lakes?
Emerald Lakes is in the Martin County School District; confirm the exact zoning for a specific home with the district. School assignment is by address and changes periodically, so confirm the exact zoning for a specific Emerald Lakes home with the district.
Where is Emerald Lakes located?
Emerald Lakes is in Stuart, Martin County, Florida (34997). It sits in the Port Salerno area of Stuart near retail, with access to I-95 and Florida's Turnpike.
Is Emerald Lakes a good place to buy?
Emerald Lakes offers a large, affordable, non-gated community of townhomes, villas, and homes around lakes near retail in Stuart. The right read is a comparable-sales analysis on a specific home; this is not a guarantee of future value.
How is the market in Emerald Lakes?
Inventory here is limited, so a single sale can move the averages. Read current pricing as context and lean on the comparable-sales analysis for a specific home.
What is there to do near Emerald Lakes?
Emerald Lakes puts everyday shopping, dining, and major roads within a short drive; see the commute section for approximate drive times, and confirm your real commute at your real departure time.
Should I use the listing agent to buy in Emerald Lakes?
No. The listing agent works for the seller. Having your own representation is the highest-leverage decision you make on a purchase here.
How do I sell a home in Emerald Lakes?
The right list price comes from recent comparable sales matched to your home's size, condition, and location, not an automated estimate. We build the case with real comps and a pricing strategy for the current market.
Are there new listings in Emerald Lakes before they hit the portals?
We track Emerald Lakes inventory from the live feed and can flag homes as they come available. Tell us your budget and timeline and we will send matches.
Buyers who want an affordable home, townhome, or villa in StuartExcellent fit
Buyers who value a central location near retail and highwaysExcellent fit
Buyers comparing several product types in one communityExcellent fit
Buyers who want a Martin County schools addressExcellent fit
Buyers who want a gated, high-amenity communityProbably not
Buyers who want new construction with a builder warrantyProbably not
Buyers who want a no-HOA or large-acreage lotProbably not
Buyers who want a waterfront or boating communityProbably not

Get the inside read on Emerald Lakes

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Emerald Lakes home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Emerald Lakes specialist will reach out personally, usually the same day.

Emerald Lakes median home price history from 2012 to 2026, chart by Momentum Realty
Median sale price in Emerald Lakes, Florida by year (2012 to 2026). Source: Momentum Realty.
BeachesMLS logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing photos provided by BeachesMLS, Inc. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Martin County market guide or every community in the Neighborhood Finder.

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