Emerald Lakes
Homes for Sale in Stuart, FL
All 687 homes for sale in Stuart, FL · median $419,888 · 81 townhomes for sale in Stuart · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Beaches MLS
As of November 2026, Emerald Lakes in Stuart, FL has 6 homes for sale and 3 pending, asking from $269,900 to $459,000 (median $349,450). Over the 12 months ending 2026-08-10, 23 recorded sales closed at a median of $277,900 (-10% versus the prior year's median), $203 per square foot, a median 67 days on market, sellers accepting 91% of original asking. Homes listed or recently sold were built 1983–1999; 21 of 21 report an HOA (median $251/mo); none of the 21 geocoded homes sit in a FEMA special flood hazard zone (median elevation 16 ft). At the median price and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $4,300 ($3,690 with the full homestead exemption).
Last 30 days in Emerald Lakes: 1 new listing (median asking $269,900), 3 under contract right now, 4 closed sales (median $276,500). As of November 4, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
Homes For Sale Right Now in Emerald Lakes
Live MLS inventory for Emerald Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 52 daysTop listing
Active · 38 days
Active · 39 days
Active · 45 daysActive · 4 days
Active · 171 days
Active · 21 days
Under Contract · 8 days
Pending · 83 daysActive and pending Emerald Lakes listings as of 2026-11-02, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Emerald Lakes right now
🟡 Balanced market. 2.6 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of August 10, 2026. Confidence: High (5 active and pending listings, 23 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($278K) is down 10.4% from the prior 12 months ($310K) and up 257% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending August 10. Confidence: Medium (23 and 14 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 4, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Emerald Lakes market snapshot (as of August 10, 2026): the median sale price is about $278K ($203 per sq ft over the trailing 12 months of closed sales), a median 67 days on market for closed sales, and 2.6 months of supply, a balanced market. The trailing-12-month median is down 10% from the prior 12 months and up 257% since 2012, computed from record-level Beaches MLS closed sales (23 closings in the current window).
In ZIP 33469 (Stuart), 322 homes closed in the last 12 months at a median of $620K ($389/sq ft), up 1.5% year over year, with a median 56 days on market. Right now 38 active and 14 pending listings put supply at about 3.0 months — a balanced market. See the live ZIP 33469 housing market and the Palm Beach County market.
Flood zones in Emerald Lakes: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Stuart.
Emerald Lakes is a community of 467 homes in Stuart, Martin County, built between 1983 and 2000 (median 1984), with a median living area of about 1,288 square feet. 69% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Emerald Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Emerald LakesEmerald LakesEmerald LakesEmerald LakesEmerald LakesEmerald LakesEmerald LakesEmerald LakesPhotos from Beaches MLS listings in Emerald Lakes; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 10 of each year, from record-level Beaches MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($278K) IS the median in the snapshot above, and the move from 2025 ($310K) IS the -10.4% one-year change.
Windows contain 4 to 23 sales each (23 in the current window); every figure carries its sample size, and thin markets swing on single closings. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
22% of homes for sale in ZIP 34997 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-04).
Emerald Lakes Market Scorecard
Emerald Lakes is currently a balanced market. About 6.0 months of supply, a median asking price of $349,450, and homes go under contract in about 44.0 days.
Typical home value in the 34997 ZIP is $429,959, about 14.8% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Emerald Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Life at Emerald Lakes
- Tennis Court(s) · reported on 12 of 13 listings
- Manager On Site · reported on 9 of 13 listings
- Pickleball Court(s) · reported on 9 of 13 listings
- Gated - No Guard · reported on 9 of 13 listings
- Parking · reported on 8 of 13 listings
- Pool · reported on 8 of 13 listings
- Community Room · reported on 6 of 13 listings
- Jogging Path · reported on 4 of 13 listings
- Management · reported on 4 of 13 listings
- Internet Included · reported on 4 of 13 listings
- Library · reported on 4 of 13 listings
- Gated · reported on 3 of 13 listings
Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- SeaWind · Elementary
- Murray · Middle
- South Fork · High
Zoned schools reflect the assignments reported on recent Emerald Lakes listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Emerald Lakes address.
Shop the zone: Homes zoned for South Fork High School
Recent Developments in Emerald Lakes
Development, infrastructure, retail, and school activity affecting Emerald Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
Murray Middle School in Stuart breaks ground on $33M rebuild phase
The second phase adds new learning spaces, a performing arts wing and gym renovations after Hurricane Milton's tornado damaged three main buildings. The gym is expected by August 2027 and the new buildings by December 2027.
What it may mean for the marketReplaces portable classrooms with permanent facilities, improving a public school campus in the Stuart area. The project is about 6 miles northwest of Emerald Lakes, elsewhere in Martin County.
Source: WPTV - October 2026Parks & Amenities
Mattamy Homes to transfer 125 acres at Newfield for St. Lucie River muck storage
Mattamy is moving 125 acres from the northern part of its Newfield development to Martin County for river restoration, matched by an adjacent 125 acres from the Florida Inland Navigation District. The combined land can hold about 2.4 million cubic yards of dredged muck, and removal starts only after federal funding is authorized.
What it may mean for the marketPreserves open land near Newfield and supports St. Lucie River water quality, with possible recreational use of the parcels later. The project is about 7 miles west of Emerald Lakes, elsewhere in Martin County.
Source: WPTV - October 2026Civic
Martin County adopts one-year moratorium on new data centers
Commissioners voted 4-0 on Oct. 27 for a one-year pause on data center development. A hyperscale application west of I-95 off Kanner Highway was filed earlier and is not affected.
What it may mean for the marketSets a pause on a large industrial land use while the county writes rules, which shapes what may be built near western Martin corridors. The site is about 6 miles west of Emerald Lakes.
Source: WPTV - October 2026Civic
Martin County moves to restore MARTY bus service with emergency contract
Commissioners voted to end the contract with Martin County Transit and negotiate a one-year emergency agreement with MTM Transit after service stopped suddenly the prior week. County staff hoped to restart service within about a week.
What it may mean for the marketAffects county-wide bus access and commute options until service resumes. The site is about 7 miles northwest of Emerald Lakes.
Source: WPTV - September 2026Development
Martin County approves limited-industrial zoning on Southeast Powerline Avenue in Hobe Sound
Commissioners voted 3-2 to rezone a property along Southeast Powerline Avenue to limited-industrial, a less intensive class than the general industrial designation first proposed. The county said the existing zoning was outdated and that no data center is planned. Any proposal over 100,000 square feet would need board approval.
What it may mean for the marketLimited-industrial zoning could add light industrial space and local jobs in Hobe Sound while capping the scale of future uses. The project is about 6 miles south of Emerald Lakes, elsewhere in Martin County.
Source: WFLX (FOX 29) - August 2026Infrastructure
Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied
The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.
What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is about 6 miles northwest of Emerald Lakes.
Source: WJNO (iHeart)
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Emerald Lakes buying strategy.
If we were buying in Emerald Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Emerald Lakes.
A closer look at the Emerald Lakes market
At a median of $203 per square foot, Emerald Lakes prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 2.6 months of supply, a balanced market and the trailing-12-month median down 10% year over year. Homes that do trade take a median 67 days on market, useful leverage on any listing that has lingered.
The housing stock is 467 homes built between 1983 and 2000, and 69% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Emerald Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Emerald Lakes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (6.4). Basis: Long-Term Appreciation +257% since 2012; Recent Direction -10.4% year-over-year; Liquidity & Demand 2.6 months of supply; Owner Commitment 69% owner-occupied; Pricing Power 91.3% sale-to-list. Refreshed with each data update.
Tools for a Emerald Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Emerald Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Emerald Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Emerald Lakes home worth?
Get a no-obligation home value based on real comparable sales in Emerald Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
Recently off market in EMERALD LAKES
Homes in EMERALD LAKES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 18 on record.
- 4310 SE Scotland Cay Way · off market
- 4325 SE Scotland Cay Way · off market
- 5627 SE Windsong Lane #514 · off market
- 5633 SE Windsong Lane · off market
- 5662 SE Windsong Lane #408 · off market
- 5675 SE Windsong Lane · off market
- 5720 SE Windsong Lane #326 · off market
- 5738 SE Windsong Lane #315 · off market
| Location | Stuart, Martin County, FL · ZIP 33469, 34984, 34997 |
|---|---|
| Homes in the community | 467 (FL DOR 2025 assessment roll) |
| Years built | 1983–2000 (median 1984) |
| Typical living area | 1,288 sq ft (median) |
| Home types (current listings and sales) | townhouses 67%, single-family 29% |
| Amenities listed by sellers | Pool, Tennis Court(s), Pickleball Court(s), Manager On Site, Gated - No Guard, Gated |
| Sale prices, last 12 months | $277,900 median across 23 closed sales · $203 per sq ft · -10.4% vs the prior 12 months |
| Days on market (closed sales) | 67 median |
| For sale right now | 5 active, 0 pending · median asking $269,999 · 2.6 months of supply |
| Owner-occupied (homestead) share | 69% |
Data as of August 10, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Emerald Lakes key facts,” movewithmomentum.com/neighborhoods/emerald-lakes-stuart, data as of August 10, 2026.
Housing distress & ownership in EMERALD LAKES, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Just listed in Emerald Lakes
The newest homes for sale in Emerald Lakes right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 5714 SE Windsong Lane #327 $269,900 · 2 bd · 2.5 ba · 1,288 sq ft · listed Oct 12, 2026 Courtesy of RE/MAX Gold
- 6020 SE Walkers Cay Court $425,000 · 3 bd · 2 ba · 1,536 sq ft · listed Sep 25, 2026 Courtesy of Florida Homes Realty & Mortgag
- 4348 SE Hopetown Terrace $419,900 · 3 bd · 2 ba · 1,422 sq ft · listed Sep 24, 2026 Courtesy of The Keyes Company - Stuart
- 5726 SE Windsong Lane ##324 $279,000 · 2 bd · 2.5 ba · 1,288 sq ft · listed Sep 18, 2026 Courtesy of RE/MAX of Stuart
- 6193 SE Windsong Lane $459,000 · 3 bd · 2 ba · 1,508 sq ft · listed Sep 11, 2026 Courtesy of Premier Brokers International
- 5646 SE Windsong Lane #415 $269,999 · 2 bd · 2.5 ba · 1,288 sq ft · listed May 15, 2026 Courtesy of Coldwell Banker/ Res. Real Est
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Emerald Lakes Stuart Right Now (9)
All 9 active and pending Emerald Lakes Stuart listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5913 SE Windsong Lane #834 · $274,900 · 3 bd / 2.5 ba · listed Oct 29, 2026 · listed by The Keyes Company - Stuart
- 5714 SE Windsong Lane #327 · $269,900 · 2 bd / 2.5 ba · listed Oct 11, 2026 · listed by RE/MAX Gold
- 6020 SE Walkers Cay Court · $425,000 · 3 bd / 2 ba · listed Sep 25, 2026 · listed by Florida Homes Realty & Mortgag
- 5793 SE Windsong Lane · $260,000 · 2 bd / 2.5 ba · pending · listed Sep 25, 2026 · listed by Redfin Corporation
- 4348 SE Hopetown Terrace · $419,900 · 3 bd / 2 ba · listed Sep 24, 2026 · listed by The Keyes Company - Stuart
- 5726 SE Windsong Lane ##324 · $279,000 · 2 bd / 2.5 ba · listed Sep 18, 2026 · listed by RE/MAX of Stuart
- 6193 SE Windsong Lane · $459,000 · 3 bd / 2 ba · listed Sep 11, 2026 · listed by Premier Brokers International
- 5684 SE Windsong Lane · $219,000 · 2 bd / 2.5 ba · pending · listed Aug 10, 2026 · listed by Realty One Group Engage
- 5646 SE Windsong Lane #415 · $269,999 · 2 bd / 2.5 ba · listed Aug 4, 2026 · listed by Coldwell Banker/ Res. Real Est
Recently sold in Emerald Lakes Stuart
- 4310 Se Scotland Cay Way · sold $420,000
- 6431 Se Windsong Lane #117 · sold $220,000
- 5633 Se Windsong Lane · sold $238,000
- 6508 Se Windsong Lane · sold $315,000
- 6145 Se Windsong Lane · sold $298,000
- 6455 Se Windsong Lane #105 · sold $265,000
- 6066 Se Grand Cay Court · sold $444,900
- 5742 Se Windsong Lane · sold $243,000
- 6419 Se Windsong Lane · sold $255,000
- 5720 Se Windsong Lane #326 · sold $240,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Stuart home searches
- All homes for sale in Stuart, FL
- Homes for sale in Martin County, FL
- Gated communities in Stuart
- Stuart home values: what is my house worth?
Stuart guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (Martin County)
- Homestead exemption (Martin County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
Real estate agent in Stuart? Join Momentum in Stuart: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- SE Windsong Lane (28 homes on record)
- SE Windsong Lane (13 homes on record)
- SE Windsong Lane (5 homes on record)
- SE Windsong Lane (3 homes on record)
What it really costs to own in Emerald Lakes
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $3,037/yr across 19 listings here (MLS tax records, 2026-11-04). |
|---|---|
| HOA dues | Median $251/month across 23 MLS listings (most billed monthly; 2026-11-04). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 12 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 1984 across 19 listings. An original roof here would be about 42 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $719/month (tax $253, HOA $251, insurance $215). An estimate from the sources above, not a quote.
Email me new listings in Emerald Lakes
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Emerald Lakes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Emerald Lakes will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Emerald Lakes?
How long do homes in Emerald Lakes take to sell?
Is Emerald Lakes a buyer's or seller's market right now?
How many homes are in Emerald Lakes?
What share of Emerald Lakes is owner-occupied?
When were the homes in Emerald Lakes built?
Have Emerald Lakes home prices gone up?
Who is the best real estate agent for Emerald Lakes?
How do I find a top Stuart real estate agent who knows Emerald Lakes?
Can Momentum Realty connect me with an agent for Emerald Lakes?
Where is Emerald Lakes, and what county is it in?
Is Emerald Lakes in a flood zone?
Is Emerald Lakes a good place to live?
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: November 2, 2026) |
| Community market stats | Beaches MLS closed sales, 12-month windows ending August 10, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 33469/34984/34997)) |
| Under-contract shares | Beaches MLS records, as of 2026-08-10 |
| Historical depth | Closed-sale records back to 2001 (256 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how EMERALD LAKES fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Emerald Lakes
- Home values · What homes in Emerald Lakes actually sell for
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