EMERALD LAKES
Homes for Sale in Stuart, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
EMERALD LAKES right now
🟡 Balanced market. 2.6 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of August 10, 2026. Confidence: High (5 active and pending listings, 23 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($278K) is down 10.4% from the prior 12 months ($310K) and up 257% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending August 10. Confidence: Medium (23 and 14 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 10, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
EMERALD LAKES market snapshot (as of August 10, 2026): the median sale price is about $278K ($203 per sq ft over the trailing 12 months of closed sales), a median 67 days on market for closed sales, and 2.6 months of supply, a balanced market. The trailing-12-month median is down 10% from the prior 12 months and up 257% since 2012, computed from record-level Beaches MLS closed sales (23 closings in the current window).
EMERALD LAKES is a community of 467 homes in Stuart, Martin County, built between 1983 and 2000 (median 1984), with a median living area of about 1,288 square feet. 69% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of EMERALD LAKES. Swipe to explore the community.
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EMERALD LAKESPrice History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 10 of each year, from record-level Beaches MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($278K) IS the median in the snapshot above, and the move from 2025 ($310K) IS the -10.4% one-year change.
Windows contain 4 to 23 sales each (23 in the current window); every figure carries its sample size, and thin markets swing on single closings. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Emerald Lakes Market Scorecard
Emerald Lakes is currently a balanced market (limited data). About 2.6 months of supply, a median asking price of $269,999, and homes go under contract in about 11 days.
Typical home value in the 34997 ZIP is $430,040, about 13.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Emerald Lakes Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Homes For Sale Right Now in EMERALD LAKES
Live MLS inventory for EMERALD LAKES. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 9 daysTop listing
Active · 4 days
Active · 124 days
Active · 11 days
Active · 9 daysActive and pending EMERALD LAKES listings as of 2026-08-10, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
EMERALD LAKES on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at EMERALD LAKES
- Tennis Court(s) · reported on 12 of 13 listings
- Manager On Site · reported on 9 of 13 listings
- Pickleball Court(s) · reported on 9 of 13 listings
- Gated - No Guard · reported on 9 of 13 listings
- Parking · reported on 8 of 13 listings
- Pool · reported on 8 of 13 listings
- Community Room · reported on 6 of 13 listings
- Jogging Path · reported on 4 of 13 listings
- Management · reported on 4 of 13 listings
- Internet Included · reported on 4 of 13 listings
- Library · reported on 4 of 13 listings
- Gated · reported on 3 of 13 listings
Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- SeaWind · Elementary
- Murray · Middle
- South Fork · High
Zoned schools reflect the assignments reported on recent EMERALD LAKES listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any EMERALD LAKES address.
The EMERALD LAKES buying strategy.
If we were buying in EMERALD LAKES today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in EMERALD LAKES.
A closer look at the EMERALD LAKES market
At a median of $203 per square foot, EMERALD LAKES prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 2.6 months of supply, a balanced market and the trailing-12-month median down 10% year over year. Homes that do trade take a median 67 days on market, useful leverage on any listing that has lingered.
The housing stock is 467 homes built between 1983 and 2000, and 69% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in EMERALD LAKES. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in EMERALD LAKES buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (6.4). Basis: Long-Term Appreciation +257% since 2012; Recent Direction -10.4% year-over-year; Liquidity & Demand 2.6 months of supply; Owner Commitment 69% owner-occupied; Pricing Power 91.3% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a EMERALD LAKES buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed EMERALD LAKES sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in EMERALD LAKES, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your EMERALD LAKES home worth?
Get a no-obligation home value based on real comparable sales in EMERALD LAKES, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in EMERALD LAKES on the map →
Frequently Asked Questions
What is the median home price in EMERALD LAKES?
How long do homes in EMERALD LAKES take to sell?
Is EMERALD LAKES a buyer's or seller's market right now?
How many homes are in EMERALD LAKES?
What share of EMERALD LAKES is owner-occupied?
When were the homes in EMERALD LAKES built?
Have EMERALD LAKES home prices gone up?
Who is the best real estate agent for EMERALD LAKES?
How do I find a top Stuart real estate agent who knows EMERALD LAKES?
Can Momentum Realty connect me with an agent for EMERALD LAKES?
Nearby Communities
Explore more neighborhoods near EMERALD LAKES with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: August 10, 2026) |
| Community market stats | Beaches MLS closed sales, 12-month windows ending August 10, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 33469/34984/34997)) |
| Under-contract shares | Beaches MLS records, as of 2026-08-10 |
| Historical depth | Closed-sale records back to 2001 (256 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More Stuart & Stuart & Martin County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Stuart & Martin County or the full Neighborhood Finder.
See how EMERALD LAKES fits the bigger picture — live prices, inventory, and Momentum Scores: