Concourse Crossing in Fernandina Beach

Concourse Crossing
Homes for Sale in Fernandina Beach, FL

All 238 homes for sale in Fernandina Beach, FL · median $672,500 · 237 homes for sale in 32034 · Nassau County homes for sale

Community in Fernandina Beach · Nassau County · ZIP 32034
111 homesBuilt 2022–2024Median sale $420K
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Photo courtesy of HERRON REAL ESTATE LLC · via realMLS

Built fromLive realMLS dataFL DOR public recordsUpdated twice daily

As of September 2026, Concourse Crossing in Fernandina Beach, FL has 5 homes for sale and 2 pending, asking from $400,000 to $549,000 (median $419,000). Homes listed or recently sold were built 2022–2025 with 9 new construction; 19 of 19 report an HOA (median $76/mo); none of the 17 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft).

Live · Concourse Crossing Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$420K
Median sold · 12 mo
$189/sf
Sold $/sqft · 12 mo
peak $189 in 2026
Tempo
1.9mo
Supply
3 to 6 months is the balanced band
83days
Median DOM · closed
83 days at the 2026 low
20%
Under contract
Nassau: 28% (202 of 717)
4 · 1
For sale · pending
live counts, refreshed twice daily
23
Sold · last 12 mo
Ownership and context
32%
Owner-occupied · Concourse Crossing
54 of 167 parcels homesteaded (FL DOR 2025)
68%
Non-owner-occupied · Concourse Crossing
incl. 11% trust or LLC-held · 19% out-of-state
111
Homes in the community
plus 56 vacant residential lots · 167 residential parcels (FL DOR 2025)
Track record · years of records
Est. 2022
Community established
homes built 2022-2024, median 2024 (FL DOR 2025)

Homes For Sale Right Now in Concourse Crossing

Live MLS inventory for Concourse Crossing. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Concourse Crossing listings as of 2026-09-20, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Every Home for Sale in Concourse Crossing Fernandina Beach Right Now (7)

All 7 active and pending Concourse Crossing Fernandina Beach listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 95278 Katherine Street · $419,000 · 3 bd / 2 ba · listed Sep 13, 2026 · listed by Coldwell Banker The Amelia Group
  • 95967 Surrey Place · $425,000 · 4 bd / 3 ba · pending · listed Sep 9, 2026 · listed by Watson Realty Corp
  • 95958 Surrey Place · $445,000 · 4 bd / 2.5 ba · pending · listed Sep 1, 2026 · listed by Christie'S International Real Estate First Coast
  • 96512 Stillpoint Way · $419,900 · 3 bd / 2 ba · listed Jul 28, 2026 · listed by Pineywoods Realty Llc
  • 95057 Terri'S Way · $400,000 · 4 bd / 2.5 ba · listed Jul 3, 2026 · listed by Summer House Realty
  • 95220 Terri'S Way · $417,900 · 4 bd / 3 ba · listed Jun 21, 2026 · listed by Christie'S International Real Estate First Coast
  • 95058 Rocky Place · $549,000 · 5 bd / 3.5 ba · listed Jun 21, 2026 · listed by The Legends Of Real Estate
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Concourse Crossing is a small, all-new-construction pocket of Fernandina Beach — 147 homes built between 2022 and 2024, with a median build year of 2024 and a median living area of 2,563 square feet. At a median price of $415,940 and $188.76 per square foot, this community is priced closer to what it costs to build today than to any long resale history, since almost none of these homes have changed hands more than once.

Right now the market here leans toward sellers: just 4 active listings against 1.4 months of supply, a median 51 days on market, and 32 closings feeding this snapshot. Pricing has eased slightly, down 1.9% year over year, which reads less like a downturn and more like a community settling into its post-construction resale pace. Buyers need to move fast when something lists; sellers still hold the leverage but shouldn't assume last year's pricing carries forward automatically.

Concourse Crossing Housing Pulse · Momentum Research · as of September 7, 2026

Concourse Crossing right now

🔴 Seller-leaning market. 1.9 months of supply and 20% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of September 7, 2026. Confidence: High (5 active and pending listings, 23 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 20, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Concourse Crossing market snapshot (as of September 7, 2026): the median sale price is about $420K ($189 per sq ft over the trailing 12 months of closed sales), a median 83 days on market for closed sales, and 1.9 months of supply, a seller-leaning market.

In ZIP 32034 (Fernandina Beach), 1,096 homes closed in the last 12 months at a median of $439K ($205/sq ft), up 1.3% year over year, with a median 54 days on market. Right now 214 active and 94 pending listings put supply at about 4.0 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.

Flood zones in Concourse Crossing: of 16 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Fernandina Beach.

Concourse Crossing is a community of 111 homes in Fernandina Beach, Nassau County, built between 2022 and 2024 (median 2024), with a median living area of about 2,212 square feet. 32% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Concourse Crossing is one of Fernandina Beach's newest communities, built out entirely between 2022 and 2024, so buyers are shopping recent construction rather than decades of varied renovation history. With only 147 homes total and inventory this thin, most shopping here happens by watching for the next listing rather than comparing a deep pool of active options.

Best for

  • Buyers who want new construction (built 2022-2024) over an older resale needing updates.
  • Buyers who can act quickly in a seller-leaning market where supply stays thin.
  • Buyers who prioritize low-maintenance grounds care over a large private-yard commitment.

Probably not for

  • Buyers who want to compare a wide pool of active listings before deciding — only 4 are typically on the market.
  • Buyers hoping to negotiate hard on price in a market still leaning toward sellers.
  • Buyers seeking an extensive amenity package beyond a jogging path and grounds maintenance.

Price History: What Homes Here Have Actually Sold For

Closed sales in Concourse Crossing by trailing-12-month window ending September 7 of each year, from realMLS (Northeast Florida MLS) closing records. 23 homes closed in the current window at a median of $420,000. Aggregates only; individual closed sales are not shown.

WindowClosingsMedian sold$ / sq ftMedian DOMTypical size
202623$420,000$18983 days2,225 sq ft

Source: realMLS closed listings, aggregated by Momentum Research. Deemed reliable but not guaranteed.

Housing distress & ownership in Concourse Crossing, Fernandina Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 10 listings
Median closed sale price — $426,245 · ▲ 1.7% yr (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-09-14)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Concourse Crossing

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

The takeaway

Everyday stops around Concourse Crossing are close: the nearest parks is about 3 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Nearby Communities

Explore more neighborhoods near Concourse Crossing with Momentum Realty’s local guides.

Amelia Bay Estates0.1 mi away · 19 homes, built 2006–24, 1 for saleHarbor Concourse0.4 mi away · median $440K, 9 sales/12 moCreekstone0.5 mi away · 46 homes, built 2019–20Sandy Pointe Preserve0.7 mi away · median $290K, 3 sales/12 moSam Harrison Grant0.7 mi awayCypress0.8 mi awayVillages Of Woodbridge0.8 mi away · median $375K, 10 sales/12 mo

Browse all neighborhood guides →

Schools

In short
  • Nassau County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Yulee Elementary SchoolFLDOE grade A · Public Elementary, Nassau County
  • Yulee Middle SchoolFLDOE grade A · Public 6-8
  • Yulee High SchoolFLDOE grade A · Public 9-12

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Concourse Crossing address.

Recent Developments in Concourse Crossing

Development, infrastructure, retail, and school activity affecting Concourse Crossing, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum44/100 · Moderate
  1. July 2026
    Builder Activity

    Wildlight subdivision advances in Yulee as the master-planned community expands

    Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.

    What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 11 miles northwest of Concourse Crossing.

    Source: Jax Daily Record
  2. March 2026
    Development

    First Wildlight Commerce Park speculative building opens in Yulee

    The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.

    What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 11 miles northwest of Concourse Crossing.

    Source: Jax Daily Record

Development alerts for Concourse CrossingGet a short monthly email when something new is approved, funded, or opens near Concourse Crossing.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Concourse Crossing today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Concourse Crossing.

Best Buy
New-construction buyers who want a home built within the 2022-2024 window rather than an older resale.
Biggest Risk
Inventory scarcity — with only 4 active listings across 147 homes, buyers may wait a while for the right one to surface.
Sweet Spot
Buyers targeting a home near the $415,940 median with roughly 2,563 square feet of living space.
Avoid If
You need options today — thin supply and a seller-leaning market mean less room to negotiate or compare.

New Construction, Thin Inventory

What sets pricing in Concourse Crossing is build recency and size, not renovation variance. Every home was completed within the 2022-2024 build window, with a median living area of 2,563 square feet and a median price of $415,940 — a per-square-foot figure of $188.76 that reflects newer systems and finishes rather than the condition-driven spread you'd see in an older, more varied community.

With only 4 active listings against 147 total homes, and 1.4 months of supply, there is almost no cushion in this market. Homes are moving at a median 51 days on market, and the 32 closings behind this snapshot show steady turnover. Year-over-year pricing is down 1.9%, a modest pullback worth noting for anyone pricing off last year's comps.

The location and the amenities are priced into every listing in Concourse Crossing. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With only 4 homes active at any given time across a 147-home community, missing a listing by a day can mean missing the opportunity. Momentum tracks Concourse Crossing's activity in real time, understands how the community's jogging path, grounds maintenance, and off-site management factor into ongoing costs, and can help buyers and sellers price accurately against a market that's easing slightly rather than repeating outdated comps.

Concourse Crossing in 15 seconds.

Best forNew-construction buyers who want a home built within the 2022-2024 window rather than an older resale.
Biggest advantageLow-maintenance living — grounds upkeep and a jogging path are handled through the community, with off-site management running day-to-day operations.
Biggest riskInventory scarcity — with only 4 active listings across 147 homes, buyers may wait a while for the right one to surface.
Sweet spotBuyers targeting a home near the $415,940 median with roughly 2,563 square feet of living space.
Avoid ifYou need options today — thin supply and a seller-leaning market mean less room to negotiate or compare.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Concourse Crossing homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Concourse Crossing.
In short
  • No CDD
  • HOA reported ~$907/year
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Page states no CDD.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Concourse Crossing sales matched to your home.

What is your Concourse Crossing home worth?

Get a no-obligation home value based on real comparable sales in Concourse Crossing, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fernandina Beach →

Real comps, not an automated estimate.

Recently off market in Concourse Crossing

Homes in Concourse Crossing that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 11 on record.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Concourse Crossing Fernandina Beach year by year since 2022, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,833/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
No CDD
No community development district bond

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Concourse Crossing Market Scorecard

Seller's market

Concourse Crossing is currently a seller's market. About 2.7 months of supply, a median asking price of $419,000, and homes go under contract in about 79 days.

2.7
Months supply
$419,000
Median list
$414,995
Median sold
$180
Per sqft
79
Days on mkt
5/2/22
Active/Pend/Sold

Typical home value in the 32034 ZIP is $615,846, about 26.3% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What is the median home price in Concourse Crossing?
The median sale price in Concourse Crossing was $420K over the 12 months ending September 7, 2026 (23 closed sales, realMLS).
How long do homes in Concourse Crossing take to sell?
Homes that closed in the 12 months ending September 7, 2026 took a median 83 days on market (None sales, realMLS).
Is Concourse Crossing a buyer's or seller's market right now?
As of September 7, 2026, Concourse Crossing leans toward sellers: 1.9 months of supply at the current sales pace (realMLS live counts).
How many homes are in Concourse Crossing?
The Florida DOR 2025 assessment roll shows 111 homes plus 56 vacant residential lots in Concourse Crossing (public records).
What share of Concourse Crossing is owner-occupied?
32% of Concourse Crossing parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Concourse Crossing built?
Homes in Concourse Crossing were built between 2022 and 2024, with a median year built of 2024 (FL DOR 2025 roll).
What schools serve Concourse Crossing?
Concourse Crossing is served by Nassau County Public Schools, typically Yulee Elementary School, Yulee Middle School and Yulee High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Concourse Crossing?
The best agent for Concourse Crossing is one who actively works Fernandina Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Concourse Crossing.
How do I find a top Fernandina Beach real estate agent who knows Concourse Crossing?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Concourse Crossing and the wider Fernandina Beach area.
Can Momentum Realty connect me with an agent for Concourse Crossing?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Concourse Crossing purchase or sale - no call center and no pressure.
Where is Concourse Crossing, and what county is it in?
Concourse Crossing is in Fernandina Beach, Nassau County, FL, ZIP 32034.
Is Concourse Crossing in a flood zone?
No, for the homes we can see: all 16 homes we sampled in Concourse Crossing sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Concourse Crossing a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Concourse Crossing: the assessment roll counts 111 homes, 32% of them homesteaded (owner-occupied); listings report Yulee Elementary School (A), Yulee Middle School (A), Yulee High School (A) as the zoned schools, with FLDOE grades for 2025-26; supply is 1.9 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.
Buyers who want new construction (built 2022-2024) over an older resale needing updates.Excellent fit
Buyers who can act quickly in a seller-leaning market where supply stays thin.Excellent fit
Buyers who prioritize low-maintenance grounds care over a large private-yard commitment.Excellent fit
Buyers who want to compare a wide pool of active listings before deciding — only 4 are typically on the market.Probably not
Buyers hoping to negotiate hard on price in a market still leaning toward sellers.Probably not
Buyers seeking an extensive amenity package beyond a jogging path and grounds maintenance.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: September 20, 2026)
Community market statsrealMLS closed sales, 12-month windows ending September 7, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 32034))
Under-contract sharesrealMLS records, as of 2026-09-05
Schools2025-26 district assignments + FLDOE school grades; verify with the district

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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