Concourse Crossing
Homes for Sale in Fernandina Beach, FL
All 234 homes for sale in Fernandina Beach, FL · median $671,950 · 225 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of HERRON REAL ESTATE LLC · via realMLS
As of October 2026, Concourse Crossing in Fernandina Beach, FL has 4 homes for sale. Homes listed or recently sold were built 2022–2025 with 6 new construction; 16 of 16 report an HOA (median $78/mo); none of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft).
Last 30 days in Concourse Crossing: 3 closed sales (median $425,000). As of October 29, 2026, realMLS.
Homes For Sale Right Now in Concourse Crossing
Live MLS inventory for Concourse Crossing. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 285 daysTop listing
Active · 91 days
Active · 168 days
Active · 43 daysActive and pending Concourse Crossing listings as of 2026-10-29, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Concourse Crossing is a small, all-new-construction pocket of Fernandina Beach — 147 homes built between 2022 and 2024, with a median build year of 2024 and a median living area of 2,563 square feet. At a median price of $415,940 and $188.76 per square foot, this community is priced closer to what it costs to build today than to any long resale history, since almost none of these homes have changed hands more than once.
Right now the market here leans toward sellers: just 4 active listings against 1.4 months of supply, a median 51 days on market, and 32 closings feeding this snapshot. Pricing has eased slightly, down 1.9% year over year, which reads less like a downturn and more like a community settling into its post-construction resale pace. Buyers need to move fast when something lists; sellers still hold the leverage but shouldn't assume last year's pricing carries forward automatically.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Concourse Crossing right now
🔴 Seller-leaning market. 1.9 months of supply and 20% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of September 7, 2026. Confidence: High (5 active and pending listings, 19 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 29, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Concourse Crossing market snapshot (as of September 7, 2026): the median sale price is about $420K ($188 per sq ft over the trailing 12 months of closed sales), a median 84 days on market for closed sales, and 1.9 months of supply, a seller-leaning market.
In ZIP 32034 (Fernandina Beach), 627 homes closed in the last 12 months at a median of $442K ($197/sq ft), up 1.9% year over year, with a median 56 days on market. Right now 228 active and 72 pending listings put supply at about 4.0 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
Flood zones in Concourse Crossing: of 13 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Fernandina Beach.
Concourse Crossing is a community of 111 homes in Fernandina Beach, Nassau County, built between 2022 and 2024 (median 2024), with a median living area of about 2,212 square feet. 32% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Concourse Crossing is one of Fernandina Beach's newest communities, built out entirely between 2022 and 2024, so buyers are shopping recent construction rather than decades of varied renovation history. With only 147 homes total and inventory this thin, most shopping here happens by watching for the next listing rather than comparing a deep pool of active options.
The setting & the homes.
Aerial and on-site photos of Concourse Crossing. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Concourse CrossingPhotos from realMLS listings in Concourse Crossing; content deemed reliable but not guaranteed.
Who Concourse Crossing is best for.
Best for
- Buyers who want new construction (built 2022-2024) over an older resale needing updates.
- Buyers who can act quickly in a seller-leaning market where supply stays thin.
- Buyers who prioritize low-maintenance grounds care over a large private-yard commitment.
Probably not for
- Buyers who want to compare a wide pool of active listings before deciding — only 4 are typically on the market.
- Buyers hoping to negotiate hard on price in a market still leaning toward sellers.
- Buyers seeking an extensive amenity package beyond a jogging path and grounds maintenance.
Sold History: Closed Sales in Concourse Crossing by Year
Closed sales in Concourse Crossing by trailing-12-month window ending September 7 of each year, from realMLS (Northeast Florida MLS) closing records. 19 homes closed in the current window at a median of $420,000. Aggregates only; individual closed sales are not shown.
| Window | Closings | Median sold | $ / sq ft | Median DOM | Typical size |
|---|---|---|---|---|---|
| 2026 | 19 | $420,000 | $188 | 84 days | 2,225 sq ft |
Source: realMLS closed listings, aggregated by Momentum Research. Deemed reliable but not guaranteed.
Concourse Crossing on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Concourse Crossing
- Jogging Path · reported on 2 of 10 listings
- Maintenance Grounds · reported on 2 of 10 listings
- Management - Off Site · reported on 1 of 10 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Concourse Crossing are close: the nearest parks is about 3 minutes away.
- Goffinsville Nassau River Park · Parks3 min
- The Hidden Crab · Dining5 min
- Ellianos Coffee · Coffee5 min
- Winn Dixie · Groceries7 min
- Villages of Amelia · Shopping7 min
- VITAS Healthcare · Health9 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Concourse Crossing with Momentum Realty’s local guides.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Yulee Elementary SchoolFLDOE grade A · Public Elementary, Nassau County
- Yulee Middle SchoolFLDOE grade A · Public 6-8
- Yulee High SchoolFLDOE grade A · Public 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Concourse Crossing address.
Shop the zone: Homes zoned for Yulee Elementary School · Homes zoned for Emma Love Hardee Elementary School · Homes zoned for Southside Elementary School · Homes zoned for Fernandina Beach Middle School · Homes zoned for Yulee Middle School
Recent Developments in Concourse Crossing
Development, infrastructure, retail, and school activity affecting Concourse Crossing, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Nassau review committee considers up to 350 lots in Wildlight southern planning area
At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.
What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The site is about 6 miles northwest of Concourse Crossing.
Source: Nassau NewsLine - August 2026Builder Activity
Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County
Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.
What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The site is about 2 miles northeast of Concourse Crossing.
Source: Nassau NewsLine - July 2026Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 11 miles northwest of Concourse Crossing.
Source: Jax Daily Record - March 2026Development
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 11 miles northwest of Concourse Crossing.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Concourse Crossing buying strategy.
If we were buying in Concourse Crossing today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Concourse Crossing.
New Construction, Thin Inventory
What sets pricing in Concourse Crossing is build recency and size, not renovation variance. Every home was completed within the 2022-2024 build window, with a median living area of 2,563 square feet and a median price of $415,940 — a per-square-foot figure of $188.76 that reflects newer systems and finishes rather than the condition-driven spread you'd see in an older, more varied community.
With only 4 active listings against 147 total homes, and 1.4 months of supply, there is almost no cushion in this market. Homes are moving at a median 51 days on market, and the 32 closings behind this snapshot show steady turnover. Year-over-year pricing is down 1.9%, a modest pullback worth noting for anyone pricing off last year's comps.
The location and the amenities are priced into every listing in Concourse Crossing. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only 4 homes active at any given time across a 147-home community, missing a listing by a day can mean missing the opportunity. Momentum tracks Concourse Crossing's activity in real time, understands how the community's jogging path, grounds maintenance, and off-site management factor into ongoing costs, and can help buyers and sellers price accurately against a market that's easing slightly rather than repeating outdated comps.
Concourse Crossing in 15 seconds.
What it really costs to own in Concourse Crossing
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | At today's median asking price of $419,900, the first-year bill with homestead is about $5,100/yr (Nassau County total millage 13.2757 mills, FY2025-26, Nassau County Property Appraiser, FY2025-26 adopted budget). |
|---|---|
| HOA dues | Median $950/year (about $79/month) across 13 MLS listings (most billed annually; 2026-10-29). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Nassau County is $1,159/yr (389 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 13 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
Estimated carrying cost at the median asking price, before the mortgage: about $601/month (tax $425, HOA $79, insurance $97). An estimate from the sources above, not a quote.
HOA, CDD & Fees
- No CDD
- HOA reported ~$907/year
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Flood & Insurance Context
Of 13 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=13) · as of 2026-10
Tools for a Concourse Crossing buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Concourse Crossing sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Concourse Crossing, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Concourse Crossing home worth?
Get a no-obligation home value based on real comparable sales in Concourse Crossing, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Concourse Crossing
Homes in Concourse Crossing that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 22 on record.
- 95026 Rocky Place · off market
- 95057 Terri'S Way · off market
- 95161 Lock Street · off market
- 95214 Katherine Street · off market
- 95238 Katherine Street · off market
- 95252 Terris Way · off market
- 95958 Surrey Place · off market
- 95967 Surrey Place · off market
| Location | Fernandina Beach, Nassau County, FL · ZIP 32034 |
|---|---|
| Homes in the community | 111 (FL DOR 2025 assessment roll) |
| Years built | 2022–2024 (median 2024) |
| Typical living area | 2,212 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Curbs, Carbon Monoxide Detector(s), Dog Park, Jogging Path, Maintenance Grounds, Management - Off Site |
| For sale right now | 4 active, 1 pending · median asking $418,900 · 1.9 months of supply |
| Owner-occupied (homestead) share | 32% |
| Zoned public schools | Yulee Elementary School (A, FLDOE 2025-26); Yulee Middle School (A, FLDOE 2025-26); Yulee High School (A, FLDOE 2025-26) |
Data as of September 7, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Concourse Crossing key facts,” movewithmomentum.com/neighborhoods/concourse-crossing-fernandina-beach, data as of September 7, 2026.
Housing distress & ownership in Concourse Crossing, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Just listed in Concourse Crossing
The newest homes for sale in Concourse Crossing right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 95278 Katherine Street $409,000 · 3 bd · 2 ba · 1,895 sq ft · listed Sep 13, 2026 Courtesy of COLDWELL BANKER THE AMELIA GROUP
- 96512 Stillpoint Way $419,900 · 3 bd · 2 ba · 1,388 sq ft · listed Jul 27, 2026 Courtesy of PINEYWOODS REALTY LLC
- 95058 Rocky Place $549,000 · 5 bd · 3.5 ba · 3,173 sq ft · listed Jan 14, 2026 Courtesy of THE LEGENDS OF REAL ESTATE
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Concourse Crossing Fernandina Beach Right Now (4)
All 4 active and pending Concourse Crossing Fernandina Beach listings with a detail page, newest first, refreshed twice a day from the MLS.
- 95278 Katherine Street · $409,000 · 3 bd / 2 ba · listed Sep 13, 2026 · listed by Coldwell Banker The Amelia Group
- 96512 Stillpoint Way · $419,900 · 3 bd / 2 ba · listed Jul 31, 2026 · listed by Pineywoods Realty Llc
- 95220 Terri'S Way · $417,900 · 4 bd / 3 ba · listed Jul 31, 2026 · listed by Christie'S International Real Estate First Coast
- 95058 Rocky Place · $549,000 · 5 bd / 3.5 ba · listed Jul 31, 2026 · listed by The Legends Of Real Estate
Recently sold in Concourse Crossing Fernandina Beach
- 95057 Terri'S Way · sold $393,000
- 95967 Surrey Place · sold $425,000
- 95958 Surrey Place · sold $440,000
- 95238 Katherine Street · sold $404,000
- 95161 Lock Street · sold $408,000
- 95252 Terris Way · sold $420,000
- 96277 Broadmoor Road · sold $439,000
- 95026 Rocky Place · sold $449,990
- 95214 Katherine Street · sold $555,000
- 96461 Stillpoint Way · sold $449,990
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Fernandina Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Stillpoint Way (29 homes on record)
- Broadmoor Road (26 homes on record)
- Terri'S Way (25 homes on record)
- Terri'S Way (2 homes on record)
- Broadmoor Road (1 homes on record)
Email me new listings in Concourse Crossing
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Concourse Crossing
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Concourse Crossing will answer, and the answer is published on this page for the next buyer.
Price History: What Homes Here Have Actually Sold For
Median sale prices in Concourse Crossing Fernandina Beach year by year since 2022, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
19% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-29).
Concourse Crossing Market Scorecard
Concourse Crossing is currently a strong seller's market. About 2.3 months of supply, a median asking price of $418,900, and homes go under contract in about 132 days.
Typical home value in the 32034 ZIP is $617,328, about 27.5% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Concourse Crossing?
How long do homes in Concourse Crossing take to sell?
Is Concourse Crossing a buyer's or seller's market right now?
How many homes are in Concourse Crossing?
What share of Concourse Crossing is owner-occupied?
When were the homes in Concourse Crossing built?
What schools serve Concourse Crossing?
Who is the best real estate agent for Concourse Crossing?
How do I find a top Fernandina Beach real estate agent who knows Concourse Crossing?
Can Momentum Realty connect me with an agent for Concourse Crossing?
Where is Concourse Crossing, and what county is it in?
Is Concourse Crossing in a flood zone?
Is Concourse Crossing a good place to live?
Should you buy in Concourse Crossing?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 29, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending September 7, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-09-05 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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More on Concourse Crossing
- Find an agent · How to choose the best real estate agent in Concourse Crossing