What's in this guide
- Executive Summary
- Quick Facts
- Community Overview & History
- Neighborhoods & Areas
- Real Estate Market
- Who Lives Here
- Schools
- Amenities & Lifestyle
- HOA, CDD & Costs
- Commute Analysis
- Shopping & Dining
- Pros & Cons
- Neighborhood Comparisons
- Hidden Things to Know
- Momentum Expert Insight
- Live Listings & Recent Sales
- Flood Zones & Insurance
- Internet & Connectivity
- The Tax Reality
- What Your Budget Buys
- The Future of the Area
- Resale Liquidity
- The Buyer Playbook
- Questions to Ask
- Mistakes to Avoid
- Frequently Asked Questions
Executive Summary
Concourse Crossing is a Century Communities community on the mainland side of Fernandina Beach, not on Amelia Island itself, built out from roughly 2021 through 2025 and 2026 and now essentially sold out, so most opportunities here are resale.
The community spans three sub-collections in the MLS: The Townes at Concourse Crossing, The Preserve at Concourse Crossing, and the single-family sections, covering roughly 1,388 to 3,161 square feet.
Per Jome data referenced in June 2026, the community price range ran roughly 320,750 to 471,990 dollars, with the last move-in-ready specs listed at 409,990 to 437,000 dollars.
Quick Facts
| Category | Detail |
|---|---|
| Location | Off the Amelia Concourse corridor, Fernandina Beach mainland, Nassau County |
| County | Nassau County |
| ZIP code | 32034 |
| Homes | Townhomes and single-family by Century Communities |
| Built | Built roughly 2021 to 2026; essentially sold out, resale market |
| Home sizes | About 1,388 to 3,161 square feet |
| Amenities | Walking trail, boardwalk, water viewing platform |
| Schools | Nassau County School District (highly rated; confirm zoning by address) |
| Gate / HOA | Not gated; HOA reported around 950 dollars per year in the townhome section; no CDD found, verify |
Community Overview & History
The Amelia Concourse growth corridor
The Amelia Concourse corridor became the value answer to Amelia Island: mainland Nassau County land, Nassau County schools, and a 15-to-20-minute run to the beach. Concourse Crossing is one of the corridor communities that filled in during the 2021-to-2026 wave, and it is important to be clear that it sits on the mainland side, west of the Intracoastal, not on the island.
How it feels on the ground today
Concourse Crossing reads as a finished or nearly finished community: streets in, homes occupied, the trail and boardwalk in use, and only the tail end of builder inventory, if any, remaining. From here forward, the market in Concourse Crossing is set by resales, not by a builder price sheet.
The Sections and What You Are Buying
Concourse Crossing shows up in the MLS as three collections, so know which one you are searching.
The Townes at Concourse Crossing
The townhome section, with the most attainable entry into the community and an HOA reported around 950 dollars per year by pre-construction sources; verify the current fee for the section.
The Preserve at Concourse Crossing
A single-family collection backing to the preserved areas that give the community its trail and water views.
Single-family sections
Century Communities single-family plans up to about 3,161 square feet, the top of the Concourse Crossing stack.
Real Estate Market
Per Jome data referenced in June 2026, Concourse Crossing pricing ran roughly 320,750 to 471,990 dollars across the community, with move-in-ready specs at 409,990 to 437,000 dollars at the close-out stage.
With the builder essentially out, resale pricing now sets itself against the broader Amelia Concourse corridor, where several newer communities compete in the same band.
The buyer pool is mainland Nassau value hunters: families targeting the schools, beach-area workers, and buyers priced off Amelia Island itself.
Who Lives Here
Concourse Crossing draws families targeting Nassau County schools, buyers who want the Amelia Island lifestyle without island pricing, and townhome buyers entering the corridor at the lowest price point.
Schools
Concourse Crossing is served by the highly rated Nassau County School District. Confirm the exact zoning for a Concourse Crossing address before you buy. Aggregators such as Jome have listed Emma Love Hardee Elementary, Yulee Middle, and Yulee High nearby; these are proximity-based listings, so confirm actual zoning by address.
Amenities & Lifestyle
The amenity package here is modest and nature-led, not a resort campus.
Walking trail
The connective thread of the community.
Boardwalk
Runs through the preserved wetland areas.
Water viewing platform
The quiet payoff at the end of the boardwalk.
The corridor itself
The bigger amenity is the location: Amelia Island beaches and downtown Fernandina are a short drive.
HOA, CDD & Costs
The HOA has been reported at about 950 dollars per year for the Townes section by pre-construction sources; fees can differ by section in a community with townhomes and single-family, so verify the schedule for the specific section in writing.
No CDD was found for Concourse Crossing in third-party sources at publish time. Note that the nearby Amelia Concourse CDD belongs to a different community despite the similar name; confirm the tax bill on any specific address before contract.
On the townhomes, confirm exactly what the fee covers, especially exterior maintenance and insurance lines.
Commute Analysis
| Destination | Typical drive |
|---|---|
| Downtown Fernandina Beach | About 15 minutes |
| Amelia Island beaches | About 15 to 20 minutes |
| Yulee retail at SR 200 and A1A | About 10 minutes |
| Jacksonville International Airport | About 30 minutes |
| Downtown Jacksonville | About 40 to 45 minutes |
Concourse Crossing leans on Amelia Concourse and SR 200: the beach and downtown Fernandina run 15 to 20 minutes, Yulee retail is the daily loop, and Jacksonville is the long leg via I-95.
Shopping & Dining
The SR 200 corridor through Yulee covers groceries, big-box, and dining about ten minutes away, with downtown Fernandina Beach adding the boutique and restaurant layer.
Pros and Cons
Pros
- Nassau County schools at a mainland price point
- Townhome entry well below island pricing
- Newer construction, roughly 2021 to 2026
- Walking trail, boardwalk, and preserve frontage
- No CDD found, pending verification
Cons
- Essentially sold out, so selection depends on resale turnover
- Mainland location, not Amelia Island itself
- Amenities are modest compared to resort-style competitors
- HOA differs by section and needs written confirmation
- SR 200 corridor traffic keeps growing with the area
Concourse Crossing vs. Comparable Communities
| Community | How it compares to Concourse Crossing |
|---|---|
| Amelia Concourse | The neighboring corridor community that shares the address and the value thesis, and the one whose CDD name causes the confusion. |
| Amelia Walk | The larger Yulee master plan comparison with a fuller amenity campus. |
| Seasons at Morada | A similar light-amenity, light-fee value play at the other end of the region in St. Augustine. |
Hidden Things Buyers Should Know
The CDD name trap
The Amelia Concourse CDD that shows up in county records belongs to a different community nearby, not to Concourse Crossing; buyers see the name and assume a CDD applies here. Pull the actual tax bill for the address.
Three MLS names, one community
Searches miss inventory here because listings file under The Townes, The Preserve, or the plain community name; search all three.
Close-out resale math
Early resales in a just-finished community price against the last builder specs; per Jome those closed out at 409,990 to 437,000 dollars in June 2026, which anchors the single-family comp base.
Momentum Expert Insight
Concourse Crossing is the quiet kind of corridor win: newer construction, Nassau schools, preserve trails, and no resort-fee bloat, fifteen minutes from the beach.
My advice is to treat it as a resale market now: track turnover across all three MLS collections, verify the section-level HOA, and use the close-out builder specs as the pricing anchor.
Selling a Home in Concourse Crossing
With the builder out, your home prices against corridor resales, so condition, lot, and section all carry weight.
We price from the freshest corridor comparables and position the preserve and trail story honestly.
Get a no-obligation home value for your Concourse Crossing home, based on real comparable sales in the community rather than an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Flood Zones & Insurance
Nassau County is coastal, so on-island and marsh-adjacent homes carry more flood exposure than off-island inland communities; the Nassau County FEMA maps are the reference for any specific address.
The reliable move is to pull the FEMA flood designation for the exact Concourse Crossing address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.
Internet & Connectivity
The Yulee and Nassau corridor is served by AT&T and Xfinity (Comcast), with fiber expanding and the Wildlight area marketing gigabit service. If working from home matters, confirm the options, and fiber in particular, at the specific Concourse Crossing address rather than assuming.
The Tax Reality
Nassau County carries a lower effective property-tax rate than much of the metro, with a median effective rate near 0.98 percent, below the Florida median of about 1.10 percent. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.
The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.
What Your Budget Buys Here
The same budget buys very different homes across Concourse Crossing and the surrounding area, depending on age, size, lot, and condition. Rather than anchor on the asking price or the neighborhood average, price any specific home off the most recent comparable sales, and weigh what your money would buy in the nearby alternatives before you commit.The Future of the Area
Nassau County continues to grow, with new rooftops, retail, and road work reshaping parts of the area. That growth supports long-run demand, but it can also add competing inventory and construction traffic in the near term, so factor both the upside and the disruption into your timing and your pricing.Resale Liquidity
How quickly a Concourse Crossing home resells comes down to presentation, condition, and pricing against the latest comparable sales rather than the neighborhood average. Homes that are priced correctly and shown well tend to move, while overpriced or dated homes sit. We track the active and sold comparable set so a Concourse Crossing home is priced to the real market.The Concourse Crossing Playbook
If you are buying in Concourse Crossing, here is how we would approach it: pull the flood zone and a real insurance quote for the specific address, confirm the HOA dues and whether a CDD applies, compare what your budget would buy nearby, and price the home off the closest comparable sales rather than the asking price. If you are buying any new-construction home, bring your own agent before you register, since the on-site representative works for the builder, not for you.
Questions We Would Ask Before Buying Here
Ask the seller
- What flood zone is this exact address in?
- What are the HOA dues, and is there a CDD or special assessment?
- What did the last few comparable homes actually sell for?
- How old are the roof, HVAC, and water heater?
- What is the true second-year tax estimate after reassessment?
Ask yourself
- Does the commute to work, schools, and daily life actually work?
- Do I need fiber internet, and is it at this address?
- Am I pricing against the right comparable sales, not the average?
- Does the lot and the condition fit my budget and my resale plan?
Mistakes to Avoid
The common ones around Concourse Crossing: trusting the seller current tax bill instead of the post-sale reset; skipping the address-specific flood check; assuming fiber is at every home; and pricing off the neighborhood average rather than the closest comparable sales. Each is avoidable with the right diligence, which is exactly where having your own agent pays off.
Frequently Asked Questions
Where is Concourse Crossing?
Who built Concourse Crossing?
Can I still buy new construction here?
What did homes cost?
How big are the homes?
What are the MLS sub-collections?
Is there an HOA?
Is there a CDD?
What amenities does it have?
What schools serve it?
How far is the beach?
How far is downtown Fernandina Beach?
Is it gated?
Is Concourse Crossing a good investment?
Who should I call about Concourse Crossing?
Do I need my own agent to buy here?
Related Reading
If you are weighing Concourse Crossing against the rest of the Nassau County corridor, these guides are a good next step.