Bay Tree Cottages
Homes for Sale in St. Simons Island, GA
All 302 homes for sale in St. Simons Island, GA · median $847,495 · 344 homes for sale in 31522
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of Hannah Melton, Duckworth Properties BWK · via ScoutMLS®
As of September 2026, Bay Tree Cottages in St. Simons Island, GA has 3 homes for sale. Over the 12 months ending 2026-09-03, 6 recorded sales closed at a median of $510,000, $323 per square foot, a median 83 days on market, sellers accepting 97% of original asking (+1% versus the prior year). Homes listed or recently sold were built 1986–1994; 10 of 11 report an HOA (median $153/mo). At the median price and Glynn County's 2025 rate of 24.07 mills, annual property tax runs about $4,910.
| Location | St. Simons Island, Glynn County, GA · ZIP 31522 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Landscaping, Management, Trail(s), Other, Fire Alarm, Jogging Path |
| Sale prices, last 12 months | $510,000 median across 6 closed sales · $323 per sq ft · +1.2% vs the prior 12 months |
| Days on market (closed sales) | 83 median |
| For sale right now | 3 active, 1 pending · median asking $549,900 · 6.0 months of supply |
Data as of September 3, 2026. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bay Tree Cottages key facts,” movewithmomentum.com/neighborhoods/bay-tree-cottages, data as of September 3, 2026.
Homes For Sale Right Now in Bay Tree Cottages
Live MLS inventory for Bay Tree Cottages. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 44 daysTop listing
Active · 3 days
Active · 111 days
Pending · 29 days
Pending · 73 daysActive and pending Bay Tree Cottages listings as of 2026-09-19, priced high to low. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. 
Tap any home to ask about it.
Every Home for Sale in Bay Tree Cottages Right Now (5)
All 5 active and pending Bay Tree Cottages listings with a detail page, newest first, refreshed twice a day from the MLS.
- 39 Bay Tree Court East Court · $559,000 · 3 bd / 2 ba · listed Sep 16, 2026 · listed by Keller Williams Realty Golden Isles
- 3 Bay Tree Court · $549,900 · 3 bd / 2 ba · pending · listed Aug 12, 2026 · listed by Duckworth Properties BWK
- 35 E Bay Tree Court · $650,000 · 3 bd / 2.5 ba · listed Aug 6, 2026 · listed by Avalon Properties Group, LLC
- 22 Bay Tree Court · $449,000 · 3 bd / 2 ba · pending · listed Jun 29, 2026 · listed by BHHS Hodnett Cooper Real Estate
- 8 Bay Tree Court · $485,000 · 3 bd / 2 ba · listed Jun 21, 2026 · listed by Keller Williams Realty Golden Isles
Bay Tree Cottages is a small, low-volume corner of the St. Simons Island market — with only six closings in the current window, a single unusual sale can move the median more than it would in a larger community. At $510,000 and roughly $323 per square foot, pricing here reflects a mix of lot position, cottage condition, and proximity to the island's core rather than any shared amenity package, since current MLS listings show none identified.
A median of just over 80 days on market and a heat score of 46 point to a market that is neither rushed nor stalled — homes here sell on their own timeline, and sellers who price realistically for condition tend to do better than those chasing the last comp. For buyers, that pace leaves room to inspect carefully and negotiate; for sellers, it argues against overpricing on the assumption of quick, competitive offers.
Bay Tree Cottages right now
🟡 Balanced market. 6.0 months of supply and 25% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of ScoutMLS® records, as of September 3, 2026. Confidence: Medium (4 active and pending listings, 6 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($510K) is up 1.2% from the prior 12 months ($504K) and up 96% since 2012. With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level ScoutMLS® closed sales, 12-month windows ending September 3. Confidence: Low (6 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 20, 2026 · Live data: ScoutMLS®, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bay Tree Cottages market snapshot (as of September 3, 2026): the median sale price is about $510K ($323 per sq ft over the trailing 12 months of closed sales), a median 84 days on market for closed sales, and 6.0 months of supply, a balanced market. The trailing-12-month median is up 1% from the prior 12 months and up 96% since 2012, computed from record-level ScoutMLS® closed sales (6 closings in the current window).
In ZIP 31522 (St. Simons Island), 716 homes closed in the last 12 months at a median of $600K ($308/sq ft), down 0.7% year over year, with a median 89 days on market. Right now 264 active and 61 pending listings put supply at about 5.7 months — a buyer's market. See the live ZIP 31522 housing market.
SCOUT sales records identify 47 homes in Bay Tree Cottages that have changed hands since 2001, built between 1984 and 2020 (median 1987), with a median living area of about 1,669 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: SCOUT closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Bay Tree Cottages is a modest-sized enclave within St. Simons Island's broader Glynn County market, trading on a scale small enough that pricing and pace can shift meaningfully with just a few sales.
The setting & the homes.
Aerial and on-site photos of Bay Tree Cottages. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Bay Tree Cottages
Bay Tree CottagesPhotos from ScoutMLS® listings in Bay Tree Cottages; content deemed reliable but not guaranteed.
Who Bay Tree Cottages is best for.
Best for
- Buying with a multi-year hold in mind, where long-run value trends matter more than this year's number
- Wanting a quieter, low-turnover corner of St. Simons Island rather than a high-volume, amenity-driven community
- Comfortable evaluating a home on its own condition and comps rather than leaning on a large, active dataset
Probably not for
- Needing a fast close in a highly competitive, high-inventory market
- Prioritizing a community with an established amenity package, since none is identified in current listings
- Relying heavily on recent-month price trends to make a timing decision, given the small sample size
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 3 of each year, from record-level ScoutMLS® closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($510K) IS the median in the snapshot above, and the move from 2025 ($504K) IS the +1.2% one-year change.
Windows contain 0 to 8 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Deemed reliable but not guaranteed.
15% of homes for sale in ZIP 31522 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Bay Tree Cottages Market Scorecard
Bay Tree Cottages is currently a buyer's market. About 6.0 months of supply, a median asking price of $559,000, and homes go under contract in about 44 days.
Go deeper: true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Bay Tree Cottages, St. Simons Island
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Deemed reliable but not guaranteed.
Bay Tree Cottages on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from ScoutMLS®. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Glynn County School System
- Verify the zoned schools by address
- Magnet and choice options may be available
Glynn County School System posted a 99.0% four-year graduation rate and 12,278 students across 17 schools in 2024-25 (Governor’s Office of Student Achievement).
- Oglethorpe · Elementary
- Glynn Middle School · Middle
- Glynn Academy · High
District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent Bay Tree Cottages listings and can change; always confirm with the Glynn County School System for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bay Tree Cottages address.
Shop the zone: Homes zoned for Oglethorpe Elementary School · Homes zoned for Glynn Middle School · Homes zoned for Glynn Academy
The Bay Tree Cottages buying strategy.
If we were buying in Bay Tree Cottages today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Tree Cottages.
A Small Sample, A Long Runway
The most telling number here isn't the median price — it's the six closings behind it. A community this size doesn't generate the kind of statistical smoothing you'd see in a larger subdivision, so month-to-month or even sale-to-sale swings in price and days on market are normal rather than alarming. That makes trend lines less reliable than they'd be elsewhere and puts more weight on evaluating each home and comp individually.
Zoomed out, the community's value has nearly doubled since 2012, though the most recent year shows only modest, single-digit movement. That combination — a strong long-run gain paired with a flat near-term read — is consistent with a market that has already done most of its repricing and is now moving in smaller, condition-driven increments rather than broad appreciation.
The location and the amenities are priced into every listing in Bay Tree Cottages. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bay Tree Cottages buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.2). Basis: Long-Term Appreciation +96% since 2012; Recent Direction +1.2% year-over-year; Liquidity & Demand 6.0 months of supply; Pricing Power 96.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community with this few closings, generic comps and automated estimates lose accuracy fast. We track each sale in Bay Tree Cottages individually, weigh it against condition and lot specifics rather than a blended average, and price or negotiate accordingly — the only approach that makes sense when the whole dataset is a handful of homes.
Bay Tree Cottages in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $153/month (about $1,836/yr) · median of 35 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $153 per month ($1,836 a year) — the median AssociationFee across 35 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bay Tree Cottages buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Tree Cottages sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Tree Cottages, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Tree Cottages home worth?
Get a no-obligation home value based on real comparable sales in Bay Tree Cottages, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Simons Island →
Frequently Asked Questions
What is the median home price in Bay Tree Cottages?
How long do homes in Bay Tree Cottages take to sell?
Is Bay Tree Cottages a buyer's or seller's market right now?
Have Bay Tree Cottages home prices gone up?
Who is the best real estate agent for Bay Tree Cottages?
How do I find a top St. Simons Island real estate agent who knows Bay Tree Cottages?
Can Momentum Realty connect me with an agent for Bay Tree Cottages?
Where is Bay Tree Cottages, and what county is it in?
Is Bay Tree Cottages a good place to live?
Should you buy in Bay Tree Cottages?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | ScoutMLS®, refreshed twice daily (last: September 19, 2026) |
| Community market stats | ScoutMLS® closed sales, 12-month windows ending September 3, 2026 |
| Under-contract shares | ScoutMLS® records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 1995 (101 transactions analyzed) |
Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.
Momentum Research figures are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Bay Tree Cottages fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Bay Tree Cottages with Momentum Realty’s local guides.