Belaire Estates U-5
Homes for Sale in Lynn Haven, FL

Community in Lynn Haven · Bay County · ZIP 32444
196 homesBuilt 1942–2023
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True comps, carrying-cost math, and listings before the portals.

Built fromLive cpar data14 years of closingsFL DOR public recordsUpdated twice daily
Live · Belaire Estates U-5 Housing Pulse cpar + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
1
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
59%
Owner-occupied · Belaire Estates U-5
120 of 203 parcels homesteaded (FL DOR 2025)
41%
Non-owner-occupied · Belaire Estates U-5
incl. 8% trust or LLC-held · 3% out-of-state
196
Homes in the community
plus 7 vacant residential lots · 203 residential parcels (FL DOR 2025)
Track record · 14 years of records
Est. 1942
Community established
homes built 1942-2023, median 1988 (FL DOR 2025)
0.5%/yr
Turnover rate
about 1 of 196 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Belaire Estates U-5 is a mixed-vintage pocket of Lynn Haven, with homes dating from 1942 through as recent as 2023 and a median build year of 1988. That range means condition and updates, not just square footage, drive value here more than in a subdivision built in a single phase.

With 196 homes and a homestead share just under 60%, the community carries a meaningful mix of owner-occupants and non-homestead ownership. That blend, combined with the wide build-year spread, tends to produce a market where comparable sales require real diligence rather than a quick pull of recent closings.

Best for

  • Buyers who want a Lynn Haven address and are willing to compare homes on condition and vintage rather than a single build era
  • Buyers targeting a moderate-footprint home near the median living area of roughly 1,580 square feet
  • Investors or owners comfortable with a mix of homestead and non-homestead ownership in the surrounding streets

Probably not for

  • Buyers who want a newer, single-phase subdivision with uniform construction dates
  • Buyers who require on-site community amenities such as a pool, clubhouse, or organized recreation
  • Buyers unwilling to budget time for individual property inspections given the wide build-year spread

If we were buying in Belaire Estates U-5 today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Belaire Estates U-5.

Best Buy
Buyers comfortable evaluating homes individually rather than assuming a uniform build era.
Biggest Risk
With no identified community amenities, the draw here is the home and lot, not shared facilities.
Sweet Spot
A single-family purchase in the roughly 1,580 square foot median range, prioritizing Lynn Haven location.
Avoid If
You are set on a community with organized amenities like a pool or clubhouse.

A community defined by its build-year spread

The defining fact about Belaire Estates U-5 is its age range: homes built as early as 1942 sit alongside construction from 2023, with the median landing at 1988. That is unusual for a single named subdivision, and it means buyers should expect real variation in systems, layouts, and finish levels from one listing to the next rather than a uniform product.

No community amenities are identified from current MLS listings, so the appeal here is the housing stock and the Lynn Haven location itself rather than a shared clubhouse, pool, or recreational package. At a median of about 1,579 square feet of living area, most homes fall into a moderate footprint, but with 196 homes and a build-year range this wide, size and condition should be evaluated property by property.

The location and the amenities are priced into every listing in Belaire Estates U-5. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A community spanning an eight-decade build range needs a buyer-side or seller-side read that goes past the headline stats. We pull the actual comparable set for a given vintage and condition tier in Belaire Estates U-5, not just a blended community average, so pricing conversations are grounded in the right peer group.

Belaire Estates U-5 in 15 seconds.

Best forBuyers comfortable evaluating homes individually rather than assuming a uniform build era.
Biggest advantageThe build-year range means options from older, established construction to more recently built homes within the same footprint.
Biggest riskWith no identified community amenities, the draw here is the home and lot, not shared facilities.
Sweet spotA single-family purchase in the roughly 1,580 square foot median range, prioritizing Lynn Haven location.
Avoid ifYou are set on a community with organized amenities like a pool or clubhouse.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Belaire Estates U-5 sales matched to your home.

What is your Belaire Estates U-5 home worth?

Get a no-obligation home value based on real comparable sales in Belaire Estates U-5, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Belaire Estates U-5 on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,053/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Belaire Estates U-5?
The Florida DOR 2025 assessment roll shows 196 homes plus 7 vacant residential lots in Belaire Estates U-5 (public records).
What share of Belaire Estates U-5 is owner-occupied?
59% of Belaire Estates U-5 parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Belaire Estates U-5 built?
Homes in Belaire Estates U-5 were built between 1942 and 2023, with a median year built of 1988.0 (FL DOR 2025 roll).
Who is the best real estate agent for Belaire Estates U-5?
The best agent for Belaire Estates U-5 is one who actively works Lynn Haven and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Belaire Estates U-5.
How do I find a top Lynn Haven real estate agent who knows Belaire Estates U-5?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Belaire Estates U-5 and the wider Lynn Haven area.
Can Momentum Realty connect me with an agent for Belaire Estates U-5?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Belaire Estates U-5 purchase or sale - no call center and no pressure.
Buyers who want a Lynn Haven address and are willing to compare homes on condition and vintage rather than a single build eraExcellent fit
Buyers targeting a moderate-footprint home near the median living area of roughly 1,580 square feetExcellent fit
Investors or owners comfortable with a mix of homestead and non-homestead ownership in the surrounding streetsExcellent fit
Buyers who want a newer, single-phase subdivision with uniform construction datesProbably not
Buyers who require on-site community amenities such as a pool, clubhouse, or organized recreationProbably not
Buyers unwilling to budget time for individual property inspections given the wide build-year spreadProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (5 streets, ZIP 32444))
Historical depthClosed-sale records back to 2012 (43 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.

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More Lynn Haven & Panama City & Bay County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Panama City & Bay County or the full Neighborhood Finder.

Thinking of selling in Belaire Estates U-5? 1 recorded closings (window ending 2026-07-28). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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