Blue Water Cove
Homes for Sale in Largo, FL
All 473 homes for sale in Largo, FL · median $319,900 · 46 homes for sale in 33773 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-12, 6 recorded sales closed at a median of $484,250, $260 per square foot, a median 90 days on market, sellers accepting 91% of original asking (-2% versus the prior year). Homes listed or recently sold were built 1980 - 1983. At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $9,390 ($8,580 with the full homestead exemption).
Blue Water Cove right now
🟡 Off the recent peak. The trailing-12-month median ($484K) is down 2.3% from the prior 12 months ($496K) and up 188% since 2012. With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Medium (6 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Blue Water Cove right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Blue Water Cove market snapshot (as of September 12, 2026): the median sale price is about $484K ($260 per sq ft over the trailing 12 months of closed sales), and a median 91 days on market for closed sales. The trailing-12-month median is down 2% from the prior 12 months and up 188% since 2012, computed from record-level Stellar MLS closed sales (6 closings in the current window).
In ZIP 33773 (Largo), 240 homes closed in the last 12 months at a median of $354K ($271/sq ft), down 0.5% year over year, with a median 49 days on market. Right now 35 active and 7 pending listings put supply at about 3.7 months - a balanced market. See the live ZIP 33773 housing market and the Pinellas County market.
Blue Water Cove is a community of 131 homes in Largo, Pinellas County, built between 1935 and 2018 (median 1981), with a median living area of about 1,520 square feet. 81% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($484K) IS the median in the snapshot above, and the move from 2025 ($496K) IS the -2.3% one-year change.
Windows contain 0 to 7 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Blue Water Cove Market Scorecard
Blue Water Cove is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 33773 ZIP is $336,178, about 9.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Blue Water Cove on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Blue Water Cove listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Blue Water Cove address.
The Blue Water Cove buying strategy.
If we were buying in Blue Water Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Blue Water Cove.
A closer look at the Blue Water Cove market
At a median of $260 per square foot, Blue Water Cove prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 2% year over year. Homes that do trade take a median 91 days on market, useful leverage on any listing that has lingered.
The housing stock is 131 homes built between 1935 and 2018, and 81% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Blue Water Cove. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Blue Water Cove buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.8). Basis: Long-Term Appreciation +188% since 2012; Recent Direction -2.3% year-over-year; Owner Commitment 81% owner-occupied; Pricing Power 90.6% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Blue Water Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Blue Water Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Blue Water Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Blue Water Cove home worth?
Get a no-obligation home value based on real comparable sales in Blue Water Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Largo →
Frequently Asked Questions
What is the median home price in Blue Water Cove?
How long do homes in Blue Water Cove take to sell?
How many homes are in Blue Water Cove?
What share of Blue Water Cove is owner-occupied?
When were the homes in Blue Water Cove built?
Have Blue Water Cove home prices gone up?
What schools serve Blue Water Cove?
Who is the best real estate agent for Blue Water Cove?
How do I find a top Largo real estate agent who knows Blue Water Cove?
Can Momentum Realty connect me with an agent for Blue Water Cove?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 33773)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2005 (39 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Blue Water Cove fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Blue Water Cove with Momentum Realty’s local guides.