Blue Water Cove in Largo

Blue Water Cove
Homes for Sale in Largo, FL

All 490 homes for sale in Largo, FL · median $310,500 · 52 homes for sale in 33773 · Pinellas County homes for sale

Community in Largo · Pinellas County · ZIP 33773
131 homesBuilt 1935–2018Median sale $484K
Free · No obligation
Talk to a Blue Water Cove Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data21 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $484,250, $260 per square foot, a median 90 days on market, sellers accepting 91% of original asking (-2% versus the prior year). Homes listed or recently sold were built 1980 - 1983. At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $9,390 ($8,580 with the full homestead exemption).

Blue Water Cove key facts
LocationLargo, Pinellas County, FL · ZIP 33773
Homes in the community131 (FL DOR 2025 assessment roll)
Years built1935–2018 (median 1981)
Typical living area1,520 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersSecurity System
Sale prices, last 12 months$484,250 median across 6 closed sales · $260 per sq ft · -2.3% vs the prior 12 months
Days on market (closed sales)90 median
For sale right now0 active, 0 pending
Owner-occupied (homestead) share81%
Zoned public schoolsPinellas County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Blue Water Cove key facts,” movewithmomentum.com/neighborhoods/blue-water-cove, data as of September 20, 2026.

Live · Blue Water Cove Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$484K ▼
Median sold · 12 mo
down 2.3% vs the prior 12 months
-2.3% ▼
1-yr price change
n = 6 and 7 sales in the two windows
$260/sf
Sold $/sqft · 12 mo
peak $322 in 2022
90.6%
Sale vs ask
Tempo
91days
Median DOM · closed
8 days at the 2022 low
0 · 0
For sale · pending
live counts, refreshed twice daily
6
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
81%
Owner-occupied · Blue Water Cove
106 of 131 parcels homesteaded (FL DOR 2025)
19%
Non-owner-occupied · Blue Water Cove
incl. 5% trust or LLC-held · 7% out-of-state
131
Homes in the community
131 residential parcels (FL DOR 2025)
Track record · 21 years of records
7
Recorded sales · 2024-2025
median $496K · qualified sales on the county roll (FL DOR 2025)
Est. 1935
Community established
homes built 1935-2018, median 1981 (FL DOR 2025)
1,682sqft
Median sold home size
12-mo windows, closed sales
4.6%/yr
Turnover rate
about 6 of 131 homes trade a year
Blue Water Cove Housing Pulse · Momentum Research · as of September 20, 2026

Blue Water Cove right now

🟡 Off the recent peak. The trailing-12-month median ($484K) is down 2.3% from the prior 12 months ($496K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Medium (6 and 7 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 28, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Nearby homes for sale

No active listings inside Blue Water CoveHomes for Sale in Largo, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

12692 PINEWAY DRIVE
$799K · 0.1 mi away
4 bd · 4 ba · 2,405 sqft
12692 PINEWAY DRIVE
Listed by BEYCOME OF FLORIDA LLC
9900 ULMERTON ROAD #49
$170K · 0.2 mi away
2 bd · 2 ba · 960 sqft
9900 ULMERTON ROAD #49
Listed by DALTON WADE INC
9900 ULMERTON ROAD #28
$120K · 0.2 mi away
1 bd · 1 ba · 552 sqft
9900 ULMERTON ROAD #28
Listed by MIHARA & ASSOCIATES INC.
9900 ULMERTON ROAD #13
$140K · 0.2 mi away
2 bd · 1.5 ba · 1,032 sqft
9900 ULMERTON ROAD #13
Listed by KELLER WILLIAMS ST PETE REALTY
9463 ARBOL COURT
$282K · 0.2 mi away
3 bd · 1 ba · 768 sqft
9463 ARBOL COURT
Listed by GRACE REALTY & PROPERTY MGMT
13225 101ST STREET #356
$175K · 0.3 mi away
2 bd · 2 ba · 1,284 sqft
13225 101ST STREET #356
Listed by SELECT REAL ESTATE OF PINELLAS

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Blue Water Cove market snapshot (as of September 20, 2026): the median sale price is about $484K ($260 per sq ft over the trailing 12 months of closed sales), and a median 91 days on market for closed sales. The trailing-12-month median is down 2% from the prior 12 months, computed from record-level Stellar MLS closed sales (6 closings in the current window).

In ZIP 33773 (Largo), 228 homes closed in the last 12 months at a median of $354K ($271/sq ft), down 1.7% year over year, with a median 47 days on market. Right now 33 active and 10 pending listings put supply at about 3.6 months - a balanced market. See the live ZIP 33773 housing market and the Pinellas County market.

County records show 7 qualified sales in Blue Water Cove across 2024 - 2025 (4 in 2024, 3 in 2025), median $495,500 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Blue Water Cove is a community of 131 homes in Largo, Pinellas County, built between 1935 and 2018 (median 1981), with a median living area of about 1,520 square feet. 81% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 0 to 7 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.

Every sale since 2005 · price vs size
$0$200K$400K$600K2k2k
39 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Homes sold per 12-mo window
024620122014201620182020202220242026
0 to 7 a year; 6 in the current window.
How much local inventory is already under contract

21% of homes for sale in ZIP 33773 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).

Blue Water Cove Market Scorecard

Balanced

Blue Water Cove is currently a balanced market..

$484,250
Median sold
0/0/8
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Blue Water Cove, Largo

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 8 listings
Distress share trend - 0.0% now (2026-08-10 → 2026-09-20)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Pinellas County Public Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent Blue Water Cove listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Blue Water Cove address.

If we were buying in Blue Water Cove today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Blue Water Cove.

A closer look at the Blue Water Cove market

At a median of $260 per square foot, Blue Water Cove prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

The trailing-12-month median down 2% year over year. Homes that do trade take a median 91 days on market, useful leverage on any listing that has lingered.

The housing stock is 131 homes built between 1935 and 2018, and 81% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Blue Water Cove. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.7C+ · Buy Score
Recent Direction5.4/10
Owner Commitment8.1/10
Pricing Power3.7/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.7). Basis: Recent Direction -2.3% year-over-year; Owner Commitment 81% owner-occupied; Pricing Power 90.6% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Blue Water Cove homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Blue Water Cove.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Blue Water Cove sales matched to your home.

What is your Blue Water Cove home worth?

Get a no-obligation home value based on real comparable sales in Blue Water Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Largo →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Blue Water Cove?
The median sale price in Blue Water Cove was $484K over the 12 months ending September 20, 2026 (6 closed sales, Stellar MLS).
How long do homes in Blue Water Cove take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 91 days on market (6 sales, Stellar MLS).
How many homes are in Blue Water Cove?
The Florida DOR 2025 assessment roll shows 131 homes in Blue Water Cove (public records).
What share of Blue Water Cove is owner-occupied?
81% of Blue Water Cove parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Blue Water Cove built?
Homes in Blue Water Cove were built between 1935 and 2018, with a median year built of 1981 (FL DOR 2025 roll).
What schools serve Blue Water Cove?
Blue Water Cove is served by Pinellas County Public Schools, typically Pinellas County Public Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Blue Water Cove?
The best agent for Blue Water Cove is one who actively works Largo and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Blue Water Cove.
How do I find a top Largo real estate agent who knows Blue Water Cove?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Blue Water Cove and the wider Largo area.
Can Momentum Realty connect me with an agent for Blue Water Cove?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Blue Water Cove purchase or sale - no call center and no pressure.
Where is Blue Water Cove, and what county is it in?
Blue Water Cove is in Largo, Pinellas County, FL, ZIP 33773. The community's center is about 2 miles southwest of the center of Largo (straight-line).
Is Blue Water Cove a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Blue Water Cove: the median sale price over the last 12 months was $484K (6 sales), 42% above the Largo median of $342K; homes took a median 90 days to go under contract; the assessment roll counts 131 homes, 81% of them homesteaded (owner-occupied); listings report Pinellas County Public Schools (verify by address), Confirm zoned elementary, middle, and high, Magnet and choice options may apply as the zoned schools. The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 26, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 33773))
Under-contract sharesStellar MLS records, as of 2026-09-20
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2005 (39 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

Nearby Communities

Explore more neighborhoods near Blue Water Cove with Momentum Realty’s local guides.

LOLakes Of Pine Ridge0.1 mi away · median $438K, 3 sales/12 moFFarview0.2 mi away · 190 homes, built 1952–18Grosse Pointe Co Op Inc Unrec0.2 mi away · median $119K, 4 sales/12 moTTTree Top0.2 mi away · 15 homes, built 1987–96, 1 for saleUUlmerton0.2 mi away · median $304K, 6 sales/12 moIPIdawood Park0.3 mi away · 24 homes, built 1923–24Four Seasons Estates0.3 mi away · median $122K, 7 sales/12 moShadow Pines Estates0.4 mi away · median $529K, 3 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Blue Water Cove? 6 recorded closings; median 90 days on market (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
Talk to a Local Blue Water Cove Expert
Call Get Listings