Burnt Mill Creek
Homes for Sale in Southport, FL
All 9 homes for sale in Southport, FL · median $199,900 · 57 homes for sale in 32409 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of November 2026, Burnt Mill Creek in Southport, FL has 5 homes for sale and 12 pending, asking from $250,990 to $344,990 (median $332,490). Over the 12 months ending 2026-11-11, 12 recorded sales closed at a median of $271,240, a median 32 days on market, sellers accepting 99% of original asking. Homes listed or recently sold were built 2026–2026 with 18 new construction; 18 of 18 report an HOA (median $33/mo); 1 of the 18 geocoded homes sit in a FEMA special flood hazard zone (median elevation 58 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,330 ($2,850 with the full homestead exemption).
Last 30 days in Burnt Mill Creek: 5 new listings (median asking $332,490), 12 under contract right now. As of November 12, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Burnt Mill Creek
Live MLS inventory for Burnt Mill Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 3 daysTop listing
Active · 3 days
Active · 28 days
Active · 0 days
Active · 6 daysActive and pending Burnt Mill Creek listings as of 2026-11-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Price here is driven by condition and age of home, not by any shared community feature. With a stock spanning from 1942 to 2024 and a median build year of 1996, you are looking at a genuinely mixed inventory — mid-century houses sitting near recent construction — so two homes of similar size can price very differently depending on updates and structural age.
There were no closings in the current window, which means recent comps are thin and pricing leans on older data and asking behavior rather than fresh sales. For sellers, that argues for pricing to condition and being patient. For buyers, it means you evaluate each house on its own merits rather than a tidy neighborhood price band.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Burnt Mill Creek right now
🟡 Balanced market. 5.0 months of supply and 72% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of CPAR MLS records, as of November 11, 2026. Confidence: Very High (18 active and pending listings, 12 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Burnt Mill Creek market snapshot (as of November 11, 2026): the median sale price is about $271K, a median 33 days on market for closed sales, and 5.0 months of supply, a balanced market.
In ZIP 32409 (Southport), 42 homes closed in the last 12 months at a median of $509K, with a median 60 days on market. Right now 36 active and 18 pending listings put supply at about 10.3 months — a balanced market. See the live ZIP 32409 housing market and the Bay County market.
CPAR sales records identify 41 homes in Burnt Mill Creek that have changed hands since 2026, built between 1997 and 2026 (median 2026), with a median living area of about 1,732 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Burnt Mill Creek: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 92% sit outside the FEMA Special Flood Hazard Area (Zone X); 8% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov.
Burnt Mill Creek is a modest-sized pocket of 72 homes in Southport, Bay County, with a wide age range and a median living area under 1,500 square feet — compact houses across several eras rather than a uniform subdivision.
The setting & the homes.
Aerial and on-site photos of Burnt Mill Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Burnt Mill CreekPhotos from CPAR MLS listings in Burnt Mill Creek; content deemed reliable but not guaranteed.
Who Burnt Mill Creek is best for.
Best for
- Buyers seeking a compact footprint under about 1,500 square feet who value efficiency over size
- Value-focused buyers willing to inspect carefully and price a home to its condition and age
- Owner-occupiers looking for a modest-sized Southport home rather than an amenity package
Probably not for
- Buyers who need a pool, clubhouse, or other shared amenities
- Buyers who want a large floor plan well above the sub-1,500 sqft median
- Buyers who need abundant recent comps to feel confident on price
Burnt Mill Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Burnt Mill Creek buying strategy.
If we were buying in Burnt Mill Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Burnt Mill Creek.
A mixed-age stock with no shared amenities
The defining trait is the spread in build years — 1942 through 2024 — with a median around 1996. That range tells you to expect everything from older cottages to newer infill, and it puts a premium on inspection and honest condition assessment. The median living area of roughly 1,496 square feet points to smaller, efficient footprints rather than sprawling floor plans.
No community amenities were identified from current MLS listings, so this is not an amenitized community — no pool, clubhouse, or shared recreation to factor into value. A homestead share of about 37% suggests a meaningful portion of homes are owner-occupied, with the balance held for other uses; that mix matters if you care about long-term neighbor stability versus turnover.
The location and the amenities are priced into every listing in Burnt Mill Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With no recent closings to anchor pricing and a stock that ranges across eight decades of construction, this is a market where a comp-by-comp, condition-first read matters more than a rule of thumb. We help buyers price the age and updates of a specific house, and help sellers position honestly when the sales record is quiet.
Burnt Mill Creek in 15 seconds.
Tools for a Burnt Mill Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Burnt Mill Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Burnt Mill Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Burnt Mill Creek home worth?
Get a no-obligation home value based on real comparable sales in Burnt Mill Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Burnt Mill Creek
Homes in Burnt Mill Creek that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 26 on record.
- 12255 Rylann Street Hs 92 · off market
- 12263 Rylann Street Hs 94 · off market
- 12267 Rylann Street Hs 95 · off market
- 12279 Rylann Street 98 · off market
- 12279 Rylann Street Hs 98 · off market
- 12280 Rylann Street Hs 84 · off market
- 12283 Rylann Street 99 · off market
- 12283 Rylann Street Hs 99 · off market
| Location | Southport, Bay County, FL · ZIP 32409 |
|---|---|
| Home types (current listings and sales) | singlefamilyresidence 100% |
| Sale prices, last 12 months | $271,240 median across 12 closed sales |
| Days on market (closed sales) | 32 median |
| For sale right now | 5 active, 13 pending · median asking $332,490 · 5.0 months of supply |
Data as of November 11, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Burnt Mill Creek key facts,” movewithmomentum.com/neighborhoods/burnt-mill-creek, data as of November 11, 2026.
Housing distress & ownership in Burnt Mill Creek, Southport
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Burnt Mill Creek
The newest homes for sale in Burnt Mill Creek right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 312 Baylor Street Hs 119, Southport, FL 32409 $261,990 · 3 bd · 2 ba · new today Courtesy of Lennar Realty Inc
- 12264 Bowen Way Hs 63, Southport, FL 32409 $344,990 · 4 bd · 3 ba · listed Nov 10, 2026 Courtesy of Lennar Realty Inc
- 12252 Bowen Way Hs 66, Southport, FL 32409 $332,990 · 4 bd · 2 ba · listed Nov 10, 2026 Courtesy of Lennar Realty Inc
- 12276 Rylann Street Hs 85, Southport, FL 32409 $250,990 · 3 bd · 2 ba · listed Nov 7, 2026 Courtesy of Lennar Realty Inc
- 12271 Bowen Way Hs 74, Southport, FL 32409 $332,490 · 4 bd · 2 ba · listed Oct 16, 2026 Courtesy of Lennar Realty Inc
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Burnt Mill Creek Right Now (17)
All 17 active and pending Burnt Mill Creek listings with a detail page, newest first, refreshed twice a day from the MLS.
- 312 Baylor Street Hs 119, Southport, Fl 32409 · $261,990 · 3 bd / 2 ba · listed Nov 10, 2026 · listed by Lennar Realty Inc
- 12264 Bowen Way Hs 63, Southport, Fl 32409 · $344,990 · 4 bd / 3 ba · listed Nov 6, 2026 · listed by Lennar Realty Inc
- 12252 Bowen Way Hs 66, Southport, Fl 32409 · $332,990 · 4 bd / 2 ba · listed Nov 6, 2026 · listed by Lennar Realty Inc
- 12276 Rylann Street Hs 85, Southport, Fl 32409 · $250,990 · 3 bd / 2 ba · listed Nov 5, 2026 · listed by Lennar Realty Inc
- 12252 Rylann Street Hs 91, Southport, Fl 32409 · $261,490 · 3 bd / 2 ba · pending · listed Nov 5, 2026 · listed by Lennar Realty Inc
- 12261 Malibu Boulevard Hs 55, Southport, Fl 32409 · $250,990 · 3 bd / 2 ba · pending · listed Oct 16, 2026 · listed by Lennar Realty Inc
- 12256 Rylann Street Hs 90, Southport, Fl 32409 · $250,990 · 3 bd / 2 ba · pending · listed Oct 14, 2026 · listed by Lennar Realty Inc
- 12248 Bowen Way Hs 67, Southport, Fl 32409 · $342,990 · 4 bd / 3 ba · pending · listed Oct 8, 2026 · listed by Lennar Realty Inc
- 12260 Rylann Street Hs 89, Southport, Fl 32409 · $261,490 · 3 bd / 2 ba · pending · listed Oct 8, 2026 · listed by Lennar Realty Inc
- 12271 Bowen Way Hs 74, Southport, Fl 32409 · $332,490 · 4 bd / 2 ba · listed Sep 29, 2026 · listed by Lennar Realty Inc
- 12267 Bowen Way Hs 73, Southport, Fl 32409 · $309,990 · 3 bd / 2 ba · pending · listed Sep 26, 2026 · listed by Lennar Realty Inc
- 12272 Rylann Street Hs 86, Southport, Fl 32409 · $251,490 · 3 bd / 2 ba · pending · listed Sep 16, 2026 · listed by Lennar Realty Inc
- 12264 Rylann Street Hs 88, Southport, Fl 32409 · $271,490 · 4 bd / 2 ba · pending · listed Sep 11, 2026 · listed by Lennar Realty Inc
- 12259 Rylann Street Hs 93, Southport, Fl 32409 · $262,490 · 3 bd / 2 ba · pending · listed Aug 30, 2026 · listed by Lennar Realty Inc
- 12283 Bowen Way Hs 77, Southport, Fl 32409 · $309,990 · 3 bd / 2 ba · pending · listed Aug 27, 2026 · listed by Lennar Realty Inc
- 364 Baylor Street 106, Southport, Fl 32409 · $250,990 · 3 bd / 2 ba · pending · listed Aug 22, 2026 · listed by Lennar Realty Inc
- 300 Baylor Street Hs 122, Southport, Fl 32409 · $344,990 · 4 bd / 3 ba · pending · listed Aug 19, 2026 · listed by Lennar Realty Inc
More Southport home searches
- All homes for sale in Southport, FL
- Homes for sale in Bay County, FL
- ZIP 32409 housing scorecard
- 5 coming-soon communities in Bay County
Southport guides & data
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
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- Florida documentary stamp tax, explained
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Recent Developments in Burnt Mill Creek
Development, infrastructure, retail, and school activity affecting Burnt Mill Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Development
Panama City rejects marina bids and will rebuild West Basin in phases
The city rejected all bids earlier this month for the 49-slip West Basin and will rebid in phases focused on wet slips. The boat ramp has been redesigned and will come later. Phase One construction could start within 90 days of selecting a contractor.
What it may mean for the marketA slower, phased marina rebuild delays new downtown waterfront boating capacity but keeps the project moving toward construction. The project is about 10 miles north of Burnt Mill Creek, elsewhere in Bay County.
Source: WJHG - October 2026Infrastructure
West Beach Drive and Mulberry Avenue water, sewer and sidewalk work set to begin in Panama City
The project covers West Beach Drive from Sixth to Fourth Street and Mulberry Avenue, adding water lines, sewer lines and sidewalks in three phases to keep businesses open. Chevron has agreed to cover extra disposal costs if contaminated soil is found. Crews were expected to mobilize within about a week.
What it may mean for the marketUpgraded utilities and sidewalks support the west-side commercial area, with some construction disruption during phasing. The project is about 9 miles north of Burnt Mill Creek, elsewhere in Bay County.
Source: WJHG - October 2026Development
Tyndall Air Force Base rebuild continues with about 140 new facilities
WJHG reports Tyndall AFB is rebuilding with roughly 140 new hurricane-resistant facilities after Hurricane Michael in 2018, and now hosts F-35 squadrons. Most current projects are expected to finish by 2027, while other buildings await congressional funding and the work has faced labor and budget constraints.
What it may mean for the marketContinued base construction and F-35 operations sustain military and contractor employment and construction activity in the eastern Bay County area. The site is about 7 miles northeast of Burnt Mill Creek.
Source: WJHG - August 2026Development
Deal reached to redevelop historic Panama City Grammar School into apartments and townhomes
Panama City reached a deal for developer Zachary Seymour to buy the 1914 Panama City Grammar School on East Seventh Street and convert it to apartments and townhomes. The city would waive about $375,000 in code fines and a $100,000 CRA grant is pending approval. Seymour has one year to finish structural repairs to roofs, windows and doors.
What it may mean for the marketReuse of a vacant historic building would add downtown-area residential units and remove a long-standing vacant property. The project is about 10 miles north of Burnt Mill Creek, elsewhere in Bay County.
Source: WJHG - July 2026Civic
Panama City approves 12-month moratorium on AI data centers
Panama City commissioners unanimously approved a 12-month pause on AI data centers in certain areas, following a six-month restriction adopted by Bay County the prior week. The city said it will use the period to study data center operations and revisit how they fit into local zoning and land-use rules.
What it may mean for the marketA temporary pause shapes where data centers can locate while the city reviews zoning and land-use standards. The project is about 10 miles north of Burnt Mill Creek, elsewhere in Bay County.
Source: WJHG News Channel 7 - June 2026Infrastructure
Panama City moves downtown marina slip construction to bid, ends City Marina Partners deal
Panama City put the first 50 boat slips at the Downtown Marina out for contractor bids, with construction expected to begin shortly after a contract is awarded and the bid window closing June 16. Commissioners also ended their working relationship with City Marina Partners and budgeted payment for work already completed.
What it may mean for the marketProgress on downtown marina slip construction advances waterfront infrastructure in the Panama City core. The project is about 10 miles north of Burnt Mill Creek, elsewhere in Bay County.
Source: WJHG News Channel 7
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
71% of homes for sale in Burnt Mill Creek are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
What it really costs to own in Burnt Mill Creek
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $400/year (about $33/month) across 23 MLS listings (most billed annually; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 12 listing addresses checked against the FEMA flood map, 92% sit outside the high-risk zone and 8% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2026 across 35 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Burnt Mill Creek
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Burnt Mill Creek
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Burnt Mill Creek will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Burnt Mill Creek?
How long do homes in Burnt Mill Creek take to sell?
Is Burnt Mill Creek a buyer's or seller's market right now?
Who is the best real estate agent for Burnt Mill Creek?
How do I find a top Southport real estate agent who knows Burnt Mill Creek?
Can Momentum Realty connect me with an agent for Burnt Mill Creek?
Where is Burnt Mill Creek, and what county is it in?
Is Burnt Mill Creek in a flood zone?
Is Burnt Mill Creek a good place to live?
Should you buy in Burnt Mill Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending November 11, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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