Aerial view of Oakcrest

Oakcrest
Homes for Sale in Southport, FL

Community in Southport · Bay County · ZIP 32409
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True comps, carrying-cost math, and listings before the portals.

Built fromLive CPAR MLS data14 years of closingsUpdated twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Oakcrest reads as a fairly cohesive build era rather than a mixed bag: with a median year built of 2006 across a 1993-2022 span, most of the 120 homes here were constructed in a tighter window than the full range suggests. That matters for a buyer's diligence checklist — roof age, HVAC vintage, and permit history will cluster more predictably than in a neighborhood with truly scattered construction dates.

No community amenities are identified from current MLS listings, which tells us this is a housing-stock play, not a lifestyle-package sell. With no closings recorded in this window, we don't have fresh sold data to anchor pricing conversations — buyers and sellers should lean on comparable condition and square footage (median living area running just over 2,000 square feet) rather than assume recent transaction trends carry forward unchanged.

Nearby homes for sale

No active listings inside Oakcrest right now. These are the 2 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

13825 Ashton Way
$390K · 0.5 mi away
3 bd · 2 ba
13825 Ashton Way
Listed by Empire Real Estate of Florida LLC
1906 Kingslee Drive
$175K · 0.5 mi away
4 bd · 2 ba
1906 Kingslee Drive
Listed by AMERICAN REALTY of Bay Co, Inc

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Oakcrest is a Southport neighborhood of 120 homes built predominantly in the 2000s, with a majority carrying homestead exemption — a signal that most owners here treat these as primary residences rather than rental or seasonal holdings.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing square footage (median 2,088 sq ft) over a clubhouse or pool amenity package
  • Buyers comfortable doing home-by-home condition diligence across a build range spanning 1993 to 2022
  • Buyers looking for a Southport-area neighborhood with a largely owner-occupied ownership pattern

Probably not for

  • Buyers who want a documented, active resale market to benchmark pricing against right now
  • Buyers whose primary draw is a managed amenity system — none is listed in current MLS data
  • Investors expecting a fast-turnover, high-rental-density block based on current homestead figures

The market around Oakcrest

Oakcrest is too small for its own price trend, so here is the market around it.

In ZIP 32409, 107 homes are on the market and 24% are under contract — a steady corner of Southport.

Across Bay County, 2,576 homes are active and 585 pending (18% under contract).

In ZIP 32409 (Southport), 128 homes closed in the last 12 months at a median of $455K, up 1.6% year over year, with a median 64 days on market. Right now 84 active and 35 pending listings — a balanced market. See the live ZIP 32409 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Oakcrest specifically. Momentum Research analysis of MLS records.

If we were buying in Oakcrest today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oakcrest.

Best Buy
Buyers who want a 2000s-built home with living space around 2,088 square feet and are comfortable evaluating condition property by property.
Biggest Risk
With no recent closings on record, pricing conversations require extra diligence rather than a quick market read.
Sweet Spot
Homes built closer to the 2006 median tend to balance system age against price expectations most cleanly.
Avoid If
You want a neighborhood sold on a shared amenity package — none is identified here.

A steady-build pocket without a packaged amenity pitch

The construction timeline (1993 to 2022, median 2006) puts Oakcrest past the first wave of Bay County subdivision building but still well short of new-construction status for most of its inventory. That middle-age positioning usually means original systems are aging into replacement territory for the earliest homes while later-built houses still carry more of their original components — worth confirming house by house rather than assuming a neighborhood-wide condition.

There's no recorded community amenity package in current MLS data, so the case for Oakcrest rests on the individual home and lot, not a shared clubhouse or pool system. With homestead share sitting at roughly 69%, this reads as a neighborhood where most residents have filed for owner-occupant tax status, which typically correlates with longer average hold periods and more owner-maintained upkeep than a heavily rental or investment-driven street.

The location and the amenities are priced into every listing in Oakcrest. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With zero closings recorded in the current window, Oakcrest is a market where you cannot lean on a quick comp pull — you need someone pulling permit histories, verifying build years against tax records, and walking the actual condition spread across a 1993-2022 range. We do that legwork before you write or price an offer, not after.

Oakcrest in 15 seconds.

Best forBuyers who want a 2000s-built home with living space around 2,088 square feet and are comfortable evaluating condition property by property.
Biggest advantageA largely owner-occupied base (69% homestead) suggests steadier upkeep patterns than a rental-heavy street.
Biggest riskWith no recent closings on record, pricing conversations require extra diligence rather than a quick market read.
Sweet spotHomes built closer to the 2006 median tend to balance system age against price expectations most cleanly.
Avoid ifYou want a neighborhood sold on a shared amenity package — none is identified here.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oakcrest sales matched to your home.

What is your Oakcrest home worth?

Get a no-obligation home value based on real comparable sales in Oakcrest, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Oakcrest on the map →

Real comps, not an automated estimate.
Buyers prioritizing square footage (median 2,088 sq ft) over a clubhouse or pool amenity packageExcellent fit
Buyers comfortable doing home-by-home condition diligence across a build range spanning 1993 to 2022Excellent fit
Buyers looking for a Southport-area neighborhood with a largely owner-occupied ownership patternExcellent fit
Buyers who want a documented, active resale market to benchmark pricing against right nowProbably not
Buyers whose primary draw is a managed amenity system — none is listed in current MLS dataProbably not
Investors expecting a fast-turnover, high-rental-density block based on current homestead figuresProbably not

Data sources & freshness

Under-contract sharesCPAR MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2012 (50 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in Oakcrest? See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Common questions about Oakcrest

Where is Oakcrest?

Oakcrest is a community in Southport, Bay County, Florida, ZIP 32409.

Are there homes for sale in Oakcrest right now?

No active listings inside Oakcrest at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Oakcrest have an HOA or CDD?

No HOA is on record for Oakcrest in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Oakcrest with Momentum Realty’s local guides.

SSikes0.5 mi away · 1 for saleW(Woodcrest (Bay)0.5 mi away · 1 for salePPinebrook1.2 mi awaySHSand Hills2.3 mi awayLMLake Merial3.0 mi away · median $554K, 6 sales/12 moBMBurnt Mill Creek3.1 mi away · median $299K, 5 sales/12 moRLRiver Lake3.3 mi away · 1 for saleLMLake Merial3.7 mi away · median $526K, 8 sales/12 mo

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,090/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.