Cambria
Homes for Sale in Milton, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of Laura Pittman, KELLER WILLIAMS REALTY GULF COAST · via Pensacola MLS
As of October 2026, Cambria in Milton, FL has 4 homes for sale. Over the 12 months ending 2026-09-20, 12 recorded sales closed at a median of $299,500, $161 per square foot, a median 73 days on market, sellers accepting 96% of original asking (+3% versus the prior year). Homes listed or recently sold were built 2020–2021; 17 of 17 report an HOA (median $20/mo); none of the 17 geocoded homes sit in a FEMA special flood hazard zone (median elevation 94 ft). At the median price and Santa Rosa County's FY2025-26 rate of 12.81 mills, annual property tax runs about $3,840 ($3,330 with the full homestead exemption).
Last 30 days in Cambria: 1 new listing (median asking $349,999), 2 under contract right now, 1 closed sale (median $297,500). As of October 30, 2026, Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.
Homes For Sale Right Now in Cambria
Live MLS inventory for Cambria. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 1 daysTop listing
Active · 84 days
Active · 167 days
Under Contract · 10 days
Under Contract · 284 daysActive and pending Cambria listings as of 2026-10-31, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.
Every Home for Sale in Cambria Right Now (5)
All 5 active and pending Cambria listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5560 Guinevere Ln · $349,999 · 4 bd / 2 ba · listed Oct 5, 2026 · listed by Coldwell Banker Realty
- 5632 Fulcina Ct · $307,000 · 4 bd / 2 ba · pending · listed Aug 31, 2026 · listed by LPT Realty
- 5528 Lancelot Tr · $299,000 · 3 bd / 2 ba · listed Aug 5, 2026 · listed by Keller Williams Realty Gulf Coast
- 5689 Guinevere Ln · $290,000 · 4 bd / 2 ba · listed by Woodlands & Homes, LLC
- 5578 Galahad Trl · $289,000 · 4 bd / 2 ba · pending · listed by Patriot Realty
Cambria is a tight, recently built subdivision in Milton — every home here dates from 2019 to 2021, with a median build of 2020 and a median footprint right around 2,060 square feet. That consistency is what sets the price: at a $299,500 median and about $161 per square foot, you are paying for newer construction and uniform size rather than a wide spread of vintages or custom character. Expect condition and finish level, not age, to drive what separates one listing from the next.
The market posture is genuinely balanced — 4.4 months of supply, a heat score of 22, and a median 73.5 days on market tell you this is not a bidding-war community. Prices are up 2.6% year over year, which is steady rather than hot. With only four active listings against 143 homes, inventory is thin in absolute terms, so sellers have some footing, but the slower days-on-market says buyers have room to inspect, negotiate, and wait for the right fit.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Cambria right now
🟡 Balanced market. 4.4 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of September 20, 2026. Confidence: High (6 active and pending listings, 12 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($300K) is up 2.6% from the prior 12 months ($292K).Momentum Research, record-level Pensacola MLS closed sales, 12-month windows ending September 20. Confidence: Medium (12 and 12 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 29, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cambria market snapshot (as of September 20, 2026): the median sale price is about $300K ($161 per sq ft over the trailing 12 months of closed sales), a median 74 days on market for closed sales, and 4.4 months of supply, a balanced market. The trailing-12-month median is up 3% from the prior 12 months, computed from record-level Pensacola MLS closed sales (12 closings in the current window).
In ZIP 32583 (Milton), 617 homes closed in the last 12 months at a median of $320K ($172/sq ft), up 2.0% year over year, with a median 63 days on market. Right now 144 active and 100 pending listings put supply at about 2.9 months — a healthy market. See the live ZIP 32583 housing market and the Santa Rosa County market.
County records show 14 qualified sales in Cambria across 2024–2025 (8 in 2024, 6 in 2025), median $300,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Cambria: of 16 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Milton.
Cambria is a community of 143 homes in Milton, Santa Rosa County, built between 2019 and 2021 (median 2020), with a median living area of about 2,060 square feet. 55% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Cambria is a small, nearly new-build community in Milton where the homes are close in age and size, so the real variable you are shopping is condition and lot — not era. The balanced market gives both sides time to transact on terms rather than speed.
The setting & the homes.
Aerial and on-site photos of Cambria. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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CambriaPhotos from Pensacola MLS listings in Cambria; content deemed reliable but not guaranteed.
Who Cambria is best for.
Best for
- Buying newer construction where age and size are consistent across the neighborhood
- Looking for a balanced market that gives time to inspect and negotiate
- Buying to hold in a community with a solid owner-occupant base
Probably not for
- Needing on-site community amenities, which none were identified from current listings
- Wanting a wide range of home styles, ages, or sizes to choose from
- Needing to close quickly given a median of roughly 73 days on market
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Pensacola MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($300K) IS the median in the snapshot above, and the move from 2025 ($292K) IS the +2.6% one-year change.
Windows contain 0 to 158 sales each (12 in the current window); every figure carries its sample size, and thin markets swing on single closings. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
Cambria Market Scorecard
Cambria is currently a seller's market (limited data). About 2.8 months of supply, a median asking price of $299,000, and homes go under contract in about 84 days.
Typical home value in the 32583 ZIP is $290,641, about 30.9% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Cambria on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Pensacola MLS. Map data © OpenStreetMap contributors.
Schools
- Santa Rosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Bennett C. Russell Elementary SchoolFLDOE grade C · Elementary
- Avalon Middle SchoolFLDOE grade B · Middle
- Milton High SchoolFLDOE grade B · High
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Santa Rosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cambria address.
Shop the zone: Homes zoned for Milton High School
The Cambria buying strategy.
If we were buying in Cambria today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cambria.
A uniform inventory in a patient market
With 143 homes and a build window of just 2019 to 2021, Cambria behaves like a cohesive subdivision rather than a mixed-vintage neighborhood. The median living area of roughly 2,060 square feet points to a consistent product, which makes pricing easier to read and comparables cleaner to pull. The flip side is that differentiation comes down to upgrades, upkeep, and placement within the community, so walk the options before committing.
At 4.4 months of supply with a median 73.5 days on market, this is a market that rewards preparation over urgency. A homestead share just over half suggests a meaningful owner-occupant base, and no community amenities surfaced in current MLS listings — so budget your expectations around the home itself rather than shared facilities. Sellers should price to the balanced reality; buyers should use the slower pace to their advantage.
The location and the amenities are priced into every listing in Cambria. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cambria buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.3). Basis: Recent Direction +2.6% year-over-year; Liquidity & Demand 4.4 months of supply; Owner Commitment 55% owner-occupied; Pricing Power 96.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a balanced market this thin on active listings, the edge comes from reading comparables correctly and timing the few homes that come up. We know how to separate a well-kept Cambria home from one that only looks the part, and we will price or negotiate to the 73.5-day reality instead of chasing a number the data does not support.
Cambria in 15 seconds.
Tools for a Cambria buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cambria sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cambria, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cambria home worth?
Get a no-obligation home value based on real comparable sales in Cambria, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Milton →
Recently off market in Cambria
Homes in Cambria that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 5615 Tristan Ct · off market
- 5673 Guinevere Ln · off market
| Location | Milton, Santa Rosa County, FL · ZIP 32583 |
|---|---|
| Homes in the community | 143 (FL DOR 2025 assessment roll) |
| Years built | 2019–2021 (median 2020) |
| Typical living area | 2,060 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Security System |
| Sale prices, last 12 months | $299,500 median across 12 closed sales · $161 per sq ft · +2.6% vs the prior 12 months |
| Days on market (closed sales) | 73 median |
| For sale right now | 4 active, 2 pending · median asking $296,750 · 4.4 months of supply |
| Owner-occupied (homestead) share | 55% |
| Zoned public schools | Bennett C. Russell Elementary School (C, FLDOE 2025-26); Avalon Middle School (B, FLDOE 2025-26); Milton High School (B, FLDOE 2025-26) |
Data as of September 20, 2026. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cambria key facts,” movewithmomentum.com/neighborhoods/cambria, data as of September 20, 2026.
Housing distress & ownership in Cambria, Milton
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
Just listed in Cambria
The newest homes for sale in Cambria right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 5560 Guinevere Ln $349,999 · 4 bd · 2 ba · 2,230 sq ft · listed Oct 28, 2026 Courtesy of Coldwell Banker Realty
- 5528 Lancelot Tr $299,000 · 3 bd · 2 ba · 1,585 sq ft · listed Aug 6, 2026 Courtesy of KELLER WILLIAMS REALTY GULF COAST
- 5689 Guinevere Ln $290,000 · 4 bd · 2 ba · 1,791 sq ft · listed May 15, 2026 Courtesy of Woodlands & Homes, LLC
Checked against the MLS nightly. All new listings in this market.
Recently sold in Cambria
- 5615 Tristan Ct · sold $297,500
- 5673 Guinevere Ln · sold $300,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Milton home searches
- All homes for sale in Milton, FL
- Homes for sale in Santa Rosa County, FL
- Milton home values: what is my house worth?
- ZIP 32583 housing scorecard
- 4 coming-soon communities in Santa Rosa County
Milton guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Santa Rosa County)
- Homestead exemption (Santa Rosa County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
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Email me new listings in Cambria
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Cambria
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Cambria will answer, and the answer is published on this page for the next buyer.
What it really costs to own in Cambria
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | MLS listings here mostly enter dues as billed annually, but the median entry is only $241/year across 15 listings (2026-10-29), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Santa Rosa County is $2,444/yr (876 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 16 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2020 across 12 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Frequently Asked Questions
What is the median home price in Cambria?
How long do homes in Cambria take to sell?
Is Cambria a buyer's or seller's market right now?
How many homes are in Cambria?
What share of Cambria is owner-occupied?
When were the homes in Cambria built?
What schools serve Cambria?
Who is the best real estate agent for Cambria?
How do I find a top Milton real estate agent who knows Cambria?
Can Momentum Realty connect me with an agent for Cambria?
Where is Cambria, and what county is it in?
Is Cambria in a flood zone?
Is Cambria a good place to live?
Should you buy in Cambria?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: October 31, 2026) |
| Community market stats | Pensacola MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32583)) |
| Under-contract shares | Pensacola MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2019 (313 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Cambria fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Cambria
- Home values · What homes in Cambria actually sell for
- Find an agent · How to choose the best real estate agent in Cambria
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Guinevere Lane (109 homes on record)
- Lancelot Tr (32 homes on record)
- Galahad Trail (32 homes on record)
- Merlin Way (28 homes on record)
Nearby Communities
Explore more neighborhoods near Cambria Homes for Sale in Milton, FL with Momentum Realty’s local guides.
