Aerial view of 32583, Florida

32583 (Milton)
Housing Market & Home Values

ZIP code market report · Santa Rosa County, FL

Median sale price $319,900, with homes going under contract in about 62 days, 95 homes on the market.

13 communities reporting198 sales analyzedData as of Nov 12, 2026Momentum Score 59
Live Market Pulse
59/100
Momentum
Balanced Market
About 6 months of supply — room to negotiate. Calculated from licensed MLS data · last refresh November 12, 2026 at 5:37 PM ET.
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Live · 32583 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$320K
Median sold · 12 moConfidence: High
$170/sf
Sold $/sqft · 12 mo
Santa Rosa County: $178
98.2%
Sale vs ask
Santa Rosa County: 97.9%
$351K ▲
Santa Rosa County home value
Zillow ZHVI, monthly · +1.5% vs a year ago
Tempo
5.8mo
Supply
95 for sale ÷ (198 sales ÷ 12) · 3 to 6 months is the balanced band
62days
Median DOM · closed
Santa Rosa County: 50 days
43%
Under contract
Santa Rosa County: 41%
95 · 59 ▲10
For sale · pending
MLS counts as of Nov 12, 2026
198
Sold · last 12 mo
closed in the 13 tracked communities with data
Market context
27% ▼
Listings with price cuts
Santa Rosa County · Zillow · -0.1pp vs prior month
1,289 ▼
County for-sale inventory
Zillow, monthly · -2.3% vs prior month
81%
New construction
share of recent sales
59/100
Momentum score
Balanced Market
13
Communities reporting
of 23 tracked in 32583
Economy & people · county layer
$91,922
Median household income
U.S. Census ACS, county
198,472
County population
+16.4% since 2018
3.8×
Price to income
county home value vs median income
81%
Owner-occupied
U.S. Census ACS, county
$1,891/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Data as of Nov 12, 2026
Today's Take · November 12, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 5.8 months of supply — balanced by the 3-to-6-month balanced benchmark, and 43% of listed homes are already under contract. sellers are still collecting 98.2% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 59
Momentum Score
Buyer leverage41
Seller leverage59

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 43% of inventory sits under contract.
  • Mortgage sensitivity — at 3.8× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.

Derived from current 32583 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
2.1 mo · seller-tilted · 27 active
$300K–$500K
2.3 mo · seller-tilted · 68 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 32583 is hot — and where it isn't

Each dot is a community (13 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32583 (Milton)

The median sale price across 32583 currently stands at $319,900. Buyers are paying a median of $170 per square foot. The typical home goes under contract in about 62 days. Homes are selling for about 98.2% of their original asking price.

There are 95 active listings on the market, with 59 more already under contract. With 198 closed sales over the trailing 12 months (95 listings divided by 198 / 12), that works out to 5.8 months of supply — roughly balanced conditions by the 3-to-6-month balanced band.

Zillow's home value index for Santa Rosa County stands at $350,823. About 27% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32583 is 59 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of November 12, 2026.

Trends & History

Where the market is heading

Home value trend · Santa Rosa County (Zillow ZHVI)

$345K$348K$351K$351KSep '25: $346KOct '25: $345KNov '25: $346KDec '25: $346KJan '26: $347KFeb '26: $348KMar '26: $349KApr '26: $350KMay '26: $350KJun '26: $350KJul '26: $350KAug '26: $351KSep '26: $351KSep '25Dec '25Mar '26Jun '26Sep '26

For-sale inventory · county (Zillow)

1,1401,2341,3281,289Sep '25: 1,325Oct '25: 1,309Nov '25: 1,276Dec '25: 1,225Jan '26: 1,179Feb '26: 1,144Mar '26: 1,183Apr '26: 1,219May '26: 1,270Jun '26: 1,296Jul '26: 1,321Aug '26: 1,319Sep '26: 1,289Sep '25Dec '25Mar '26Jun '26Sep '26

Daily active vs pending · Santa Rosa County (MLS)

3887381,088Aug 03 · Active: 1,069Aug 04 · Active: 1,062Aug 05 · Active: 1,059Aug 06 · Active: 1,058Aug 07 · Active: 1,075Aug 08 · Active: 1,075Aug 09 · Active: 1,070Aug 10 · Active: 1,066Aug 11 · Active: 1,050Aug 12 · Active: 1,053Aug 13 · Active: 1,054Aug 15 · Active: 1,053Aug 17 · Active: 1,044Aug 19 · Active: 1,036Aug 22 · Active: 1,056Aug 23 · Active: 1,047Aug 28 · Active: 1,042Aug 29 · Active: 1,052Aug 30 · Active: 1,038Aug 31 · Active: 1,038Sep 07 · Active: 1,040Sep 09 · Active: 1,028Sep 11 · Active: 1,041Sep 12 · Active: 1,040Sep 13 · Active: 1,032Sep 14 · Active: 1,029Sep 15 · Active: 1,033Sep 16 · Active: 1,023Sep 17 · Active: 1,023Sep 19 · Active: 1,035Sep 20 · Active: 1,032Sep 21 · Active: 1,032Sep 22 · Active: 1,035Sep 23 · Active: 1,034Sep 24 · Active: 1,037Sep 25 · Active: 1,047Sep 26 · Active: 1,050Sep 28 · Active: 1,043Sep 29 · Active: 1,037Oct 01 · Active: 1,035Oct 04 · Active: 1,039Oct 05 · Active: 1,039Oct 06 · Active: 1,033Oct 07 · Active: 1,025Oct 09 · Active: 1,024Oct 10 · Active: 1,022Oct 11 · Active: 1,014Oct 12 · Active: 1,011Oct 14 · Active: 996Oct 17 · Active: 986Oct 18 · Active: 981Oct 19 · Active: 971Oct 20 · Active: 974Oct 23 · Active: 963Oct 26 · Active: 953Oct 27 · Active: 935Oct 28 · Active: 930Oct 29 · Active: 928Oct 30 · Active: 922Oct 31 · Active: 922Nov 01 · Active: 916Nov 02 · Active: 911Nov 03 · Active: 907Nov 05 · Active: 919Nov 06 · Active: 935Nov 08 · Active: 938Nov 09 · Active: 939Nov 10 · Active: 938Nov 11 · Active: 937Nov 12 · Active: 947Aug 03Sep 25Nov 12ActivePending

Median price · daily recalculation

$306K$320K$333K$320KSep 12: $320KSep 13: $320KSep 14: $320KSep 15: $320KSep 16: $320KSep 17: $320KSep 19: $320KSep 20: $320KSep 21: $320KSep 22: $320KSep 23: $320KSep 24: $320KSep 25: $320KSep 26: $320KSep 28: $320KSep 29: $320KSep 30: $320KOct 01: $320KOct 03: $320KOct 04: $320KOct 05: $320KOct 06: $320KOct 07: $320KOct 09: $320KOct 10: $320KOct 11: $320KOct 12: $320KOct 14: $320KOct 17: $320KOct 18: $320KOct 19: $320KOct 20: $320KOct 23: $320KOct 26: $320KOct 27: $320KOct 28: $320KOct 29: $320KOct 30: $320KOct 31: $320KNov 01: $320KNov 02: $320KNov 05: $320KNov 06: $320KNov 08: $320KNov 09: $320KNov 10: $320KNov 11: $320KNov 12: $320KSep 12Sep 25Oct 10Oct 29Nov 12
Local Economics · county layer

What’s driving 32583

Who’s moving here
+3,756 net residents/yr

Top inbound states: TX, AL, VA, CA. Movers arriving report ~$80,188 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$3,599/yr avg Citizens premium

4,471 Citizens personal-lines policies in Santa Rosa County; average premium $3,668 before the 2026 change, $3,599 after (-1.9%). Citizens is the state-backed insurer of last resort; budget insurance into any Santa Rosa purchase. Source: Citizens Property Insurance Corporation, 2026 Approved Rate Changes by County (ALL PERSONAL LINES COMBINED table).

Building pipeline
1,929 units permitted -3% YoY

1,929 single-family · 0 multi-family · 9.7 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest risk buyers are ignoring
$300K–$500K: 2.3 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 32583 right now.

Biggest opportunity
Under $300K: 2.1 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Santa Rosa

MarketMedianActiveScore
32583 ← this page$320K9559
32566$480K3963Open →
32570$274K3656Open →
32571$375K3375Open →
32563$417K2974Open →
32561$768K1066Open →
Community Movers

Neighborhoods on the move

Most homes for sale
Hidden Pines EstatesMilton$341K16
Marlin Place At AvalonMilton$320K14
Blackwater ReserveMilton$326K13
Avalon BeachMilton$269K12
Yellow River RanchMilton$386K10
Selling fastest
Horizons EdgeMilton$280K31 days
Avalon BeachMilton$269K40 days
Liberty FarmsMilton$303K50 days
Hidden Pines EstatesMilton$341K57 days
Marlin Place At AvalonMilton$320K65 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32583 right now?

The data says conditions currently favor neither side decisively in 32583 — the Momentum Score reads 59/100 with 5.8 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Which 32583 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Horizons Edge (31 days); Avalon Beach (40 days); Liberty Farms (50 days) — homes there go under contract well ahead of the market-wide pace of 62 days.

Questions

32583 (Milton) housing market FAQ

How is the housing market in 32583 right now?

As of November 12, 2026, the 32583 housing market favors sellers: the median sale price is $319,900, 95 homes are for sale against 198 sales in the last 12 months, which is 5.8 months of supply, and the typical home goes under contract in about 62 days.

How much is a house in 32583?

The median home sold for $319,900 in 32583 over the last 12 months, about $170 per square foot; asking prices on the 95 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 32583?

By the numbers, sellers in 32583 are getting 98.2% of asking price and going under contract in about 62 days with 5.8 months of supply. Under three months of supply generally favors sellers, three to six is balanced, and over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the median home price in 32583?

The median sale price in 32583 is currently $319,900, based on MLS sales data updated November 12, 2026.

Is 32583 a buyer's or seller's market right now?

The data currently favors sellers. 32583 scores 59 of 100 on the Momentum Score, with 5.8 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 32583?

The typical home in 32583 goes under contract in about 62 days, per current MLS data.

How many homes are for sale in 32583?

There are approximately 95 active listings in 32583 as of November 12, 2026.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32583 (Milton). Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use the MLS listing counts from the last data refresh (date below); the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: November 12, 2026 at 5:37 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

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Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.