Aerial view of 32583, Florida

32583 (Milton)
Housing Market & Home Values

ZIP code market report · Santa Rosa County, FL

Median sale price $319,900, up 2.0% year over year, with homes going under contract in about 63 days, 144 homes on the market.

29 communities reporting617 sales analyzedRefreshed twice dailyMomentum Score 67
Live Market Pulse
67/100
Momentum
Healthy Market
611 homes sold here in the last 12 months. Recalculated every day from licensed MLS data · last refresh October 3, 2026 at 11:31 AM ET.
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Live · 32583 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$320K ▲
Median sold · 12 moConfidence: High
up 2.0% vs the prior 12 months
+2.0% ▲
1-yr price change
n = 617 recent sales
$172/sf ▼
Sold $/sqft · 12 mo
Santa Rosa County: $177 · -3.9% vs prior yr
96.2% ▼
Sale vs ask
Santa Rosa County: 96.6% · -0.3pp vs prior yr
$351K ▲
Santa Rosa County home value
Zillow ZHVI, monthly · +1.3% vs a year ago
Tempo
2.9mo
Supply
3 to 6 months is the balanced band
63days ▼
Median DOM · closed
Santa Rosa County: 55 days · -28.0 days vs prior yr
42%
Under contract
Santa Rosa County: 40%
144 · 100 ▼2
For sale · pending
live counts, refreshed twice daily
611 ▲
Sold · last 12 mo
closed across all tracked communities · +27.2% vs prior yr
Market context
27% ▲
Listings with price cuts
Santa Rosa County · Zillow · +0.5pp vs prior month
1,318 ▼
County for-sale inventory
Zillow, monthly · -0.2% vs prior month
75% ▲
New construction
share of recent sales · +3.7pp vs prior yr
67/100
Momentum score
Healthy Market
29
Communities reporting
of 38 tracked in 32583
Economy & people · county layer
$88,968
Median household income
U.S. Census ACS, county
193,719
County population
+13.7% since 2018
3.9×
Price to income
county home value vs median income
80%
Owner-occupied
U.S. Census ACS, county
$1,809/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 3, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 2.9 months of supply — tight by the 3-to-6-month balanced benchmark, and 42% of listed homes are already under contract. Prices are up 2.0% versus the prior year and sellers are still collecting 96.2% of asking. Taken together, the data points to a seller-leaning market.

What It Means

Who has leverage right now

BUYER'S SELLER'S 67
Momentum Score
Buyer leverage33
Seller leverage67

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — pressure remains upward while supply stays this thin.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 42% of inventory sits under contract.
  • Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.

Derived from current 32583 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
2.5 mo · seller-tilted · 60 active
$300K–$500K
3.1 mo · balanced band · 83 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 32583 is hot — and where it isn't

Each dot is a community (29 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32583 (Milton)

The median sale price across 32583 currently stands at $319,900, up 2.0% from a year ago. Buyers are paying a median of $172 per square foot. The typical home goes under contract in about 63 days. Sellers are capturing 96.2% of their original asking price on average.

There are 144 active listings on the market, with 100 more already under contract. At the current sales pace that works out to 2.9 months of supply — a seller-leaning market by the standard six-month benchmark. 611 homes closed here over the trailing 12 months.

Zillow's home value index for Santa Rosa County stands at $350,816. About 27% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32583 is 67 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 3, 2026.

Trends & History

32583 since 2012 — and where it’s heading

A median home here sold for $121,453 in 2012 and $309,242 over the last recorded year — 155% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (4,389 recorded sales)

$118K$215K$313K$309K2012: $121K2013: $126K2014: $139K2015: $128K2016: $147K2017: $156K2018: $164K2019: $181K2020: $204K2021: $251K2022: $285K2023: $304K2024: $302K2025: $304K2026: $309K20122015201920232026

Days on market by year

5d64d123d63d2012: 121d2013: 83d2014: 80d2015: 63d2016: 79d2017: 47d2018: 44d2019: 31d2020: 33d2021: 8d2022: 11d2023: 33d2024: 53d2025: 91d2026: 63d20122015201920232026

Home value trend · Santa Rosa County (Zillow ZHVI)

$346K$348K$351K$351KAug '25: $346KSep '25: $346KOct '25: $346KNov '25: $346KDec '25: $347KJan '26: $348KFeb '26: $349KMar '26: $350KApr '26: $350KMay '26: $350KJun '26: $350KJul '26: $351KAug '26: $351KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

1,1391,2561,3721,318Aug '25: 1,368Sep '25: 1,325Oct '25: 1,309Nov '25: 1,276Dec '25: 1,225Jan '26: 1,179Feb '26: 1,144Mar '26: 1,183Apr '26: 1,219May '26: 1,270Jun '26: 1,296Jul '26: 1,321Aug '26: 1,318Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Santa Rosa County (MLS)

4747811,087Aug 03 · Active: 1,069Aug 04 · Active: 1,062Aug 05 · Active: 1,059Aug 06 · Active: 1,058Aug 07 · Active: 1,075Aug 08 · Active: 1,075Aug 09 · Active: 1,070Aug 10 · Active: 1,066Aug 11 · Active: 1,050Aug 12 · Active: 1,053Aug 13 · Active: 1,054Aug 15 · Active: 1,053Aug 17 · Active: 1,044Aug 19 · Active: 1,036Aug 22 · Active: 1,056Aug 23 · Active: 1,047Aug 28 · Active: 1,042Aug 29 · Active: 1,052Aug 30 · Active: 1,038Aug 31 · Active: 1,038Sep 07 · Active: 1,040Sep 09 · Active: 1,028Sep 11 · Active: 1,041Sep 12 · Active: 1,040Sep 13 · Active: 1,032Sep 14 · Active: 1,029Sep 15 · Active: 1,033Sep 16 · Active: 1,023Sep 17 · Active: 1,023Sep 19 · Active: 1,035Sep 20 · Active: 1,032Sep 21 · Active: 1,032Sep 22 · Active: 1,035Sep 23 · Active: 1,034Sep 24 · Active: 1,037Sep 25 · Active: 1,047Sep 26 · Active: 1,050Sep 28 · Active: 1,043Sep 29 · Active: 1,037Oct 01 · Active: 1,035Aug 03Sep 07Oct 01ActivePending

Median price · daily recalculation

$306K$320K$333K$320KSep 12: $320KSep 13: $320KSep 14: $320KSep 15: $320KSep 16: $320KSep 17: $320KSep 19: $320KSep 20: $320KSep 21: $320KSep 22: $320KSep 23: $320KSep 24: $320KSep 25: $320KSep 26: $320KSep 28: $320KSep 29: $320KSep 30: $320KOct 01: $320KOct 03: $320KSep 12Sep 16Sep 22Sep 28Oct 03
Local Economics · county layer

What’s driving 32583

Who’s moving here
+3,756 net residents/yr

Top inbound states: TX, AL, VA, CA. Movers arriving report ~$80,188 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,444/yr avg premium

876 Citizens policies in force in Santa Rosa County — the state-backed insurer of last resort. Budget insurance into any Santa Rosa purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,929 units permitted -3% YoY

1,929 single-family · 0 multi-family · 10.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Rivers Cove ▲ 15%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$300K–$500K: 3.1 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 32583 right now.

Biggest opportunity
Under $300K: 2.5 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Santa Rosa

MarketMedianActiveScore
32583 ← this page$320K14467
32571$370K9869Open →
32563$420K8167Open →
32570$298K7772Open →
32566$397K6465Open →
32561$605K3961Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Rivers CoveMilton$287K▲ 15%
Ventura EstatesMilton$332K▲ 8%
Avalon BeachMilton$270K▲ 8%
Plantation WoodsMilton$370K▲ 6%
CambriaMilton$300K▲ 3%
Prices cooling fastest
Marlin Place At AvalonMilton$320K▼ 8%
Blackwater ReserveMilton$320K▼ 5%
Horizons EdgeMilton$275K▼ 5%
Skyline HeightsMilton$185K▼ 0%
Yellow River RanchMilton$410K▼ 2%
Most homes for sale
Blackwater ReserveMilton$320K22
Marlin Place At AvalonMilton$320K18
Rivers CoveMilton$287K18
Hidden Pines EstatesMilton$332K14
Avalon BeachMilton$270K13
Selling fastest
Horizons EdgeMilton$275K20 days
Harvest PointMilton$274K24 days
Skyline HeightsMilton$185K37 days
Avalon BeachMilton$270K56 days
Plantation WoodsMilton$370K56 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32583 right now?

The data says conditions currently favor sellers in 32583 — the Momentum Score reads 67/100 with 2.9 months of supply. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32583 becoming more affordable?

No — the median sale price in 32583 is $319,900, up 2.0% versus the prior year, while sellers still capture 96.2% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 32583?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Marlin Place At Avalon (-8%); Blackwater Reserve (-5%); Horizons Edge (-5%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32583 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Horizons Edge (20 days); Harvest Point (24 days); Skyline Heights (37 days) — homes there go under contract well ahead of the market-wide pace of 63 days.

Questions

32583 (Milton) housing market FAQ

How is the housing market in 32583 right now?

As of October 3, 2026, the 32583 housing market favors sellers: the median sale price is $319,900 (up 2.0% year over year), 144 homes are for sale against 611 sales in the last 12 months, which is 2.9 months of supply, and the typical home goes under contract in about 63 days.

How much is a house in 32583?

The median home sold for $319,900 in 32583 over the last 12 months, about $172 per square foot; asking prices on the 144 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 32583?

By the numbers, sellers in 32583 are getting 96.2% of asking price and going under contract in about 63 days with 2.9 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 32583 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 32583 median sale prices are up 2.0% year over year, inventory stands at 2.9 months of supply, and 42% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 32583?

The median sale price in 32583 is currently $319,900, up 2.0% from a year ago, based on MLS sales data updated October 3, 2026.

Is 32583 a buyer's or seller's market right now?

The data currently favors sellers. 32583 scores 67 of 100 on the Momentum Score, with 2.9 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 32583?

The typical home in 32583 goes under contract in about 63 days, per current MLS data.

How many homes are for sale in 32583?

There are approximately 144 active listings in 32583 as of October 3, 2026.

Are home prices in 32583 rising or falling?

Median sale prices are up 2.0% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32583 (Milton). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 3, 2026 at 11:31 AM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.