Caribbean
Isles Homes for Sale in Apollo Beach, FL

Resident-owned 55+ co-op · Apollo Beach · ZIP 33572

A resident-owned, age-restricted manufactured-home cooperative in Apollo Beach, reported with a gated entrance, a clubhouse and pool, and canal access to Tampa Bay. The read is the cooperative share, the monthly maintenance fee, the home's age and condition, and the full carrying cost including flood and insurance.

Apollo Beach 55+Resident-owned co-opReported canal access

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

Resale here turns on the cooperative share, the fee structure, the home's age and condition, and the waterfront and flood picture; confirm the share, the monthly fee, the rules and the insurance before anchoring on a number.

Free · No obligation

Unlock Off-Market Caribbean Isles

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

n/a

Median Price

0mo

Supply

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Avg DOM

Soft

Seller Leverage

n/a

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Caribbean Isles is a resident-owned, age-restricted (55+) manufactured-home cooperative on Elsberry Road in Apollo Beach. Because it is a cooperative, a buyer typically purchases the home plus a share in the corporation that owns the land, which is a different ownership structure than fee-simple or a land-lease park, so the share, the monthly maintenance fee, and the cooperative rules drive the carrying cost and resale. Sources describe a gated entrance, a clubhouse, a heated pool, shuffleboard and bocce, RV and boat storage, and a private boat and kayak launch with canal access to Tampa Bay. Waterfront and flood exposure are real, parcel-specific cost layers. The read is the share and fee structure, the home's age and condition, the cooperative rules, and the full carrying cost including flood and insurance, confirmed in writing before you offer."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Caribbean Isles is a resident-owned, age-restricted (55+) manufactured-home cooperative on Elsberry Road in Apollo Beach (ZIP 33572), Hillsborough County. Profiles and the community site describe a gated, waterfront-oriented setting reported to have canal access to Tampa Bay, with manufactured and mobile homes on a network of streets that are described as golf cart and pet friendly.

Because it is a residential cooperative, the ownership structure differs from a typical subdivision. A buyer generally purchases the home along with a share in the cooperative corporation that owns the underlying land, and pays a monthly maintenance fee rather than separate lot rent. Confirm exactly how the share, the fee, and any approval process work for the specific home, since these define the carrying cost.

Amenities reported by the cooperative include a clubhouse with social events, a heated pool, shuffleboard and bocce courts, a dog park, RV and boat storage, and a private boat and kayak launch. Confirm the current amenity list, the fee inclusions, and any usage rules with the listing, since these change.

Confirm the cooperative share cost and the monthly maintenance fee in writing, the 55+ occupancy rules, the home's age, condition and tie-down status, the flood zone and insurance quotes, and any cooperative approval or rental restriction before you offer.

Quick Match

Who Caribbean Isles is best for.

Best for

Buyers 55 and older who want a resident-owned, low-lot-cost manufactured home
Buyers who value a gated, amenity-rich, waterfront-oriented setting
Buyers who want canal or boat access and an active social calendar
Buyers who will confirm the share, fee, rules, flood and insurance picture

Probably not for

Buyers who want fee-simple land ownership rather than a cooperative share
Buyers under 55 or who want no age restriction
Buyers unwilling to confirm cooperative rules and approval
Buyers who want new construction or a maintenance-free condo

Market Pulse

How Caribbean Isles is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

56Median days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Caribbean Isles listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Southshore Falls or Apollo Beach. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Caribbean Isles buys, holds, and resells. See the five factors.

Interactive Map

Caribbean Isles on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take

Amenities are reported to be cooperative-owned; confirm the current list with the listing
The monthly maintenance fee and share scope drive carrying cost; confirm in writing
The home's age, condition and lot drive resale here
Confirm 55+ occupancy and any rental restriction per home
No golf course or golf-club cost reported here

Caribbean Isles is a resident-owned, age-restricted (55+) manufactured-home cooperative on Elsberry Road in Apollo Beach (ZIP 33572), Hillsborough County, reported to feature a gated entrance, a clubhouse and heated pool, shuffleboard and bocce, a dog park, RV and boat storage, and a private boat and kayak launch with canal access to Tampa Bay. As a cooperative, a buyer purchases the home plus a share in the corporation that owns the land and pays a monthly maintenance fee. Confirm the cooperative share cost and monthly fee in writing, the 55+ occupancy and rental rules, the home's age, condition and tie-downs, the flood zone and insurance quotes, and any cooperative approval process, since details change.

Nearby & Commute

How far is everything?

The takeaway

The Apollo Beach location is the point: shopping, US-41, I-75 and the bay are all within a reasonable drive.

Drive times from the community area; the south Hillsborough location puts shopping, major roads, and the bay within reach.

Apollo Beach shopping and dining~6 to 12 min · ~3 to 6 miles

US-41 corridor~5 to 10 min · ~2 to 5 miles

I-75 interchange~8 to 14 min · ~4 to 7 miles

Ruskin and SouthShore services~10 to 16 min · ~5 to 8 miles

Brandon area shopping~25 to 35 min · ~16 to 24 miles

Tampa International Airport~35 to 50 min · ~25 to 35 miles

Drive times are approximate and vary with traffic and your exact departure point. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near CaribbeanIsles Homes for Sale in Apollo Beach, FL with Momentum Realty’s local guides.

TBTrevisoApollo BeachApollo Beach, FL · 0.5 mi HEHemingway Estates Homes for Sale in Apollo Beach, FLApollo Beach, FL · 0.5 mi SFSouthshore Falls Homes for Sale in Apollo Beach, FLApollo Beach, FL · 0.5 mi WCWatersetWolf Creek Homes for Sale in Apollo Beach, FLApollo Beach, FL · 0.5 mi SBSunset Bay TownhomesApollo Beach, FL · 0.6 mi BBBimini BayApollo Beach Homes for SaleApollo Beach, FL · 0.6 mi MMMangrove Manor Homes for Sale in Apollo Beach, FLApollo Beach, FL · 0.6 mi ABApollo BeachApollo Beach, FL · 0.7 mi BHBraemar Homes for Sale in Apollo Beach, FLApollo Beach, FL · 0.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Caribbean Isles (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Hillsborough County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Caribbean Isles is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating

By address

Confirm zoned elementary, middle, and high

Verifyrating

Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Caribbean Isles address.

The takeaway

What is actually shaping value in this Apollo Beach cooperative, sourced and dated. We do not publish rumor.

Recent Developments in Caribbean Isles

Development Intelligence

Our read on what is being built around Caribbean Isles, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a resident-owned, age-restricted manufactured-home cooperative where the share, the monthly fee, the rules and the waterfront and flood picture drive outcomes. Watch Tampa Bay flood and wind insurance costs and cooperative governance against durable demand for affordable 55+ waterfront living, and confirm the share, fee, rules and insurance per home.

Resident-owned cooperative structure

Ongoing

BullishNotable impact

SignificanceRadius: Community

A resident-owned co-op with reported no lot rent and a modest monthly fee can mean lower carry than land-lease parks, but the share and fee structure must be confirmed in writing per home.

Canal-access waterfront setting

Ongoing

BullishNotable impact

SignificanceRadius: Community

Reported canal access and a boat and kayak launch to Tampa Bay add appeal and homework; confirm water access, storage and the flood picture per parcel.

Tampa Bay insurance is a real cost layer

Ongoing

BearishNotable impact

SignificanceRadius: Area

Flood and wind insurance on a coastal Apollo Beach manufactured home can be substantial; confirm current quotes for the specific home before you offer.

Florida tightens manufactured-home tie-down rules

2025

NeutralMinor impact

SignificanceRadius: State

Storm-resilience and tie-down standards matter for older manufactured homes; confirm the home's anchoring, age and condition during inspection.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Caribbean Isles, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

October 2024
Storm
Hurricane Milton makes Florida landfall near Tampa Bay
The National Hurricane Center reported that Hurricane Milton made landfall near Siesta Key on October 9, 2024 and crossed the Tampa Bay region, driving widespread wind and storm-surge impacts across coastal Hillsborough and the wider bay area. Why it matters: Coastal, canal-oriented manufactured-home communities in the Tampa Bay area face real surge and wind exposure. Confirm the specific home's flood zone, elevation, tie-downs and current insurance quotes before you offer. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Caribbean Isles buying strategy.

If we were buying in Caribbean Isles, this is the order of operations we would run, and the one we run for our clients.

Confirm the cooperative share cost and monthly maintenance fee first. In a co-op, the share and the fee define ownership and carrying cost, so get them in writing for the specific home.

Read the cooperative rules and approval process, including any 55+ occupancy, pet, rental and resale restrictions, before you offer.

Confirm the flood zone and insurance, since a canal-access Apollo Beach setting can carry meaningful flood and wind insurance costs.

Inspect the home's age, condition and tie-downs, and budget any roof, HVAC or skirting work on an older manufactured home.

Weigh the nearby alternative, Southshore Falls, on ownership structure, fees and total carrying cost.

The Quick Decision

Best Buy

An updated, well-tied-down home on a desirable lot with the cooperative share, the monthly fee, the rules, the flood zone and the insurance all confirmed in writing.

Biggest Risk

Treating a cooperative share like fee-simple land, or anchoring on price without confirming the fee, the rules, the home's age and condition, or the flood and insurance math.

Best Lot

Waterfront or canal-access lots and updated homes defend value best; interior and more original homes are the entry tier.

Smart Timing

Co-op manufactured-home inventory turns over steadily; the right home at the right share and fee is worth waiting for, with rules and insurance confirmed first.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Caribbean Isles Homes For Sale

What your money buys in Caribbean Isles.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Caribbean Isles today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: interior or original homes

The interior lots and more original manufactured homes, the entry door into a resident-owned 55+ cooperative. Confirm the share, fee and current pricing on the live listings below.

Lowest entry

Core: updated homes on good lots

The updated, well-tied-down homes on desirable lots, the core of the community. Confirm the share, fee and current pricing on the live listings below.

Most inventory

High: waterfront or canal-access homes

The waterfront or canal-access homes with the best lots and updates. Water access and condition separate these most. Confirm the share, fee and current pricing on the live listings below.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

Entry: interior or original homes

The interior lots and more original manufactured homes, the entry door into a resident-owned 55+ cooperative. Confirm the share, fee and current pricing on the live listings below.

Core: updated homes on good lots

The updated, well-tied-down homes on desirable lots, the core of the community. Confirm the share, fee and current pricing on the live listings below.

High: waterfront or canal-access homes

The waterfront or canal-access homes with the best lots and updates. Water access and condition separate these most. Confirm the share, fee and current pricing on the live listings below.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Caribbean Isles, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Golf and lake lots resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Caribbean Isles is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On golf, lake, and preserve frontage, the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Caribbean Isles holds value.

Our read on the factors that protect resale here, and the one to manage.

Resident-owned cooperative structureConfirm it

Apollo Beach waterfront-oriented locationStrong

Age and condition of manufactured homeWatch it

Confirm 55+ and cooperative rulesManage it

Confirm flood zone and insuranceWatch it

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Caribbean Isles

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Ignoring the optional club cost
Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

Golf frontage, lakefront, and preserve lots carry real, durable premiums. Pay an estate price for an interior lot and you are buying the weakest version of the value.

Ignoring the club decision

The club is optional and separate, so two similar homes can cost very differently to own. Buyers who do not price the membership they will actually use misread their real monthly number.

Skipping the systems check

A 1990s home means 1990s-era systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Caribbean Isles is about the share, the fee and the rules, not just a sticker price. The deal is won or lost on the cooperative structure, the monthly maintenance fee, and the flood and insurance math, confirmed before you offer.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.2B · Buy Score

Resale Strength7.0/10

Renovation Risk6.4/10

Location Efficiency7.8/10

Long-Term Defensibility7.4/10

Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Caribbean Isles is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

The lot and water exposure drive resale alongside the home's condition
Confirm the homesite, any canal or water access and storage rules
Read the age, condition and tie-downs on the specific home
Confirm flood zone and insurance for the specific lot
Comp the specific home and share, not the area average

In a cooperative like this, the homesite and its water exposure set part of the floor on resale while the home itself can be updated, all within the cooperative share and fee structure. Read the lot, any canal or water access and the storage rules first, confirm the flood and insurance picture, then price the age and condition of the home against the closest comparable cooperative sale rather than an area average.

The 15-Second Verdict

Caribbean Isles in 15 seconds.

Best forBuyers 55+ who want a resident-owned, amenity-rich manufactured home in a gated Apollo Beach co-op.

Strong onResident ownership, a clubhouse and pool, reported canal access to Tampa Bay, and a low monthly cost relative to fee-simple homes.

WatchThe cooperative share, the monthly fee, the rules, and flood and insurance. Confirm every structure and carrying-cost layer in writing.

Sweet spotAn updated, well-tied-down home with the share, fee, rules and insurance confirmed and a desirable lot.

Not forBuyers who want fee-simple land, no age restriction, new construction, or a maintenance-free condo.

HOA, CDD & Fees

15-Second Take

Confirm the cooperative share cost in writing
Confirm the exact monthly maintenance fee and inclusions
Confirm the 55+ occupancy and any rental or pet rules
Confirm the cooperative approval and resale process
Budget flood and wind insurance separately

Caribbean Isles is a residential cooperative, so instead of a typical HOA a buyer purchases a share in the cooperative and pays a monthly maintenance fee reported in the area of the low two hundreds, with no separate lot rent or CDD reported. Treat that figure as reported, confirm the current share cost, the exact monthly fee and what it covers in writing for the specific home before you offer; we pull the cooperative documents for any home you consider.

The monthly maintenance fee is reported to cover the community amenities, gated entrance and professional management, with reported amenities including a clubhouse, a heated pool, shuffleboard and bocce, a dog park, RV and boat storage, and a private boat and kayak launch. Confirm exactly what the fee covers, and what the share buys, in writing.

Run Your Numbers

Tools for a Caribbean Isles buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxHillsborough County millage and the homestead picture.Rent vs buyThe breakeven on owning in Caribbean Isles.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Caribbean Isles

Price it to your home, share and fee structure, with the carrying cost shown.

If you are selling in Caribbean Isles, the right list price comes from recent cooperative sales matched to your home's age and condition, your lot, and the share and fee structure, in an age-restricted, resident-owned community where ownership structure shapes value. Clear share, fee, rules and insurance information is a real asset.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Caribbean Isles, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Southshore Falls, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Caribbean Isles home worth?

Get a no-obligation home value based on real comparable sales in Caribbean Isles matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Caribbean Isles on the map →
Or get your Caribbean Isles home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Hillsborough County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,065/mo

Hillsborough County typical true cost to own

$151/mo

Hillsborough County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Hillsborough County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Caribbean Isles Market Scorecard

Thin data

Caribbean Isles is currently a thin data. Limited supply, a median asking price of n/a.

n/a

Months supply

n/a

Median list

n/a

Median sold

n/a

Per sqft

n/a

Days on mkt

0/0/0

Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Caribbean Isles located?

Caribbean Isles is a resident-owned 55+ manufactured-home cooperative on Elsberry Road in Apollo Beach, FL (ZIP 33572), Hillsborough County, in the Tampa Bay area south of Tampa.

What kind of community is Caribbean Isles?

It is an age-restricted (55+) residential cooperative of manufactured and mobile homes. Instead of buying the land outright, a buyer purchases the home plus a share in the cooperative corporation that owns the land, and pays a monthly maintenance fee.

Is Caribbean Isles a 55+ community?

Sources and the community describe it as an age-restricted 55+ community. Confirm the exact occupancy rules, including any age and number-of-occupants requirements, in writing for the specific home before you offer.

Do you own the land at Caribbean Isles, or is it a lease?

As a residential cooperative, a buyer typically owns the home and a share in the cooperative that owns the land, rather than leasing a lot. Some third-party sites describe land-lease figures, so confirm the exact ownership and fee structure for the specific home in writing.

What is the monthly fee at Caribbean Isles?

It is structured as a cooperative monthly maintenance fee, reported in the area of the low two hundreds with no separate lot rent or CDD reported, but figures vary and change. Treat any number as reported and confirm the current share cost and monthly fee in writing before you offer.

What amenities does Caribbean Isles have?

Reported amenities include a gated entrance, a clubhouse with social events, a heated pool, shuffleboard and bocce courts, a dog park, RV and boat storage, and a private boat and kayak launch. Confirm the current list and any usage rules with the listing.

Does Caribbean Isles have water or boat access?

Sources describe canal access with a private boat and kayak launch reported to reach Tampa Bay. Confirm the exact water access, any storage or launch fees, and the flood picture for the specific home.

Is Caribbean Isles in a flood zone?

A canal-access Apollo Beach setting is often in or near a flood zone, and zones are parcel-specific. Confirm the flood zone and current flood and wind insurance quotes for the specific home.

What does a home in Caribbean Isles cost?

We do not publish a price figure here. Pricing tracks the home's age and condition, the lot, and the cooperative share and fee structure. Confirm current pricing on the live listings on this page; we pull exact comps before you offer.

Can I rent out a home in Caribbean Isles?

Cooperatives commonly restrict rentals and require board approval, and this is a 55+ community. Confirm the current rental, approval and resale rules in writing before you offer, since these directly affect use and value.

What schools serve Caribbean Isles?

The community is in Hillsborough County Public Schools, with assignment by address, though as a 55+ community it is oriented to age-qualified residents. Confirm current zoned campuses by address with the district if relevant.

Is now a good time to buy in Caribbean Isles?

Cooperative manufactured-home inventory turns over steadily, so it depends on the specific home, share and fee. We pull live inventory and comps so you can judge value and the full carrying cost.

Is Caribbean Isles a good place to buy?

It can be, for a buyer 55 or older who wants a resident-owned, amenity-rich manufactured home and who confirms the share, the fee, the rules, and the flood and insurance picture. We pull live inventory and comps so you can judge value on the actual home.

Do I need my own agent to buy in Caribbean Isles?

Yes. The listing agent works for the seller. Your own agent confirms the cooperative share and fee, the 55+ and resale rules, the home's age and condition, and the flood and insurance picture, pulls true comps, and negotiates for you. Momentum Realty represents you, not the seller.

Who is the best real estate agent for Caribbean Isles?

The best agent for Caribbean Isles is one who actively works Apollo Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Caribbean Isles.

How do I find a top Apollo Beach real estate agent who knows Caribbean Isles?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Caribbean Isles and the wider Apollo Beach area.

Can Momentum Realty connect me with an agent for Caribbean Isles?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Caribbean Isles purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Caribbean Isles?

An honest fit check. We will tell you when it is not your community.

You are 55 or older and want a resident-owned manufactured homeExcellent fit

You value a gated, amenity-rich, waterfront-oriented settingExcellent fit

You want canal or boat access and an active social calendarExcellent fit

You will confirm the share, fee, rules, flood and insurance pictureExcellent fit

You want a lower monthly cost than a fee-simple homeExcellent fit

You want fee-simple land ownership rather than a cooperative shareProbably not

You are under 55 or want no age restrictionProbably not

You will not confirm cooperative rules and approvalProbably not

You want new construction or a maintenance-free condoProbably not

You want to rent the home out without restrictionProbably not

Get the inside read on Caribbean Isles

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Caribbean Isles home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Caribbean Isles specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Caribbean Isles — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

CaribbeanIsles Homes for Sale in Apollo Beach, FL

The 60-Second Overview

Who Caribbean Isles is best for.

Best for

Probably not for

How Caribbean Isles is performing right now

Caribbean Isles on the map.

The Club & Membership

How far is everything?

Nearby Communities

Schools

Hillsborough County Public Schools (verify by address)

Confirm zoned elementary, middle, and high

Magnet and choice options may apply

Recent Developments in Caribbean Isles

Resident-owned cooperative structure

Canal-access waterfront setting

Tampa Bay insurance is a real cost layer

Florida tightens manufactured-home tie-down rules

Hurricane Milton makes Florida landfall near Tampa Bay

The Caribbean Isles buying strategy.

The full read, only if you want it.

What your money buys in Caribbean Isles.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Caribbean Isles holds value.

5 Mistakes Buyers Make in Caribbean Isles

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Ignoring the club decision

Skipping the systems check

Momentum Buy Score.

Why our read on Caribbean Isles is different.

Which Lots & Views Hold Value Best

Caribbean Isles in 15 seconds.

HOA, CDD & Fees

Tools for a Caribbean Isles buy.

Price it to your home, share and fee structure, with the carrying cost shown.

In Caribbean Isles, condition and view decide your number

What is your Caribbean Isles home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Caribbean Isles Market Scorecard

Frequently Asked Questions

Should you buy in Caribbean Isles?

Get the inside read on Caribbean Isles

You are all set.

Need to sell fast in Hillsborough County?

You just read the data. Now see what your home is worth.

Caribbean
Isles Homes for Sale in Apollo Beach, FL