Island Cay
Homes for Sale in Apollo Beach, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Island Cay in Apollo Beach, FL has 1 home for sale. As of September 2026, the MLS records 10 closed sales in Island Cay in Apollo Beach, FL since 2004, the most recent in January 2025. Across Apollo Beach as a whole, 323 homes closed in the last 12 months at a median of $501,250, 71 median days on market, with 137 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $7,880 ($7,260 with the full homestead exemption).
Island Cay sits in Apollo Beach, Hillsborough County, and the current MLS pull does not surface a defined amenity package for the community. That absence is worth noting rather than glossing over: buyers should confirm directly with a listing agent or the HOA whether the neighborhood carries a pool, clubhouse, or other shared facilities, since none show up in the data we can verify.
With no pricing, inventory, or pace-of-sale figures populated in this snapshot, we are not going to guess at a market temperature here. The honest posture is to treat Island Cay as a name-recognition search rather than a fully documented statistical market until listings populate with enough volume to read trends.
The 60-Second Overview
Island Cay is a residential community in Apollo Beach, within Hillsborough County, though the current MLS feed does not return enough listing activity or amenity detail to characterize it beyond that location.
Stellar MLS sales records identify 16 homes in Island Cay that have changed hands since 2005, built between 1996 and 2011 (median 2003), with a median living area of about 3,109 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Island Cay is best for.
Best for
- A buyer targeting Apollo Beach specifically and comfortable verifying HOA and amenity details directly rather than relying on a packaged listing sheet.
- A buyer who wants a straightforward home purchase without depending on shared community facilities.
- A buyer working with an agent willing to pull individual comparables rather than lean on a pre-built community pricing story.
Probably not for
- A buyer who wants a resort-style amenity package as a baseline requirement.
- A buyer who needs a well-established median price and days-on-market trend before making an offer.
- A buyer unwilling to do extra confirmation work on HOA rules and included features.
The market around Island Cay
Island Cay is too small for its own price trend, so here is the market around it.
In ZIP 33572, 442 homes are on the market and 19% are under contract — a steady corner of Apollo Beach.
Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).
In ZIP 33572 (Apollo Beach), 843 homes closed in the last 12 months at a median of $501K ($216/sq ft), down 0.5% year over year, with a median 71 days on market. Right now 137 active and 29 pending listings put supply at about 5.3 months — a balanced market. See the live ZIP 33572 housing market and the Hillsborough County market.
ZIP and county figures describe the wider market, not Island Cay specifically. Momentum Research analysis of MLS records.
Island Cay Market Scorecard
Island Cay is currently a thin data market. Limited supply, a median asking price of $900,000, and homes go under contract in about 362 days.
Typical home value in the 33572 ZIP is $441,348, about 22.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Island Cay
Live MLS inventory for Island Cay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Island Cay listings as of 2026-09-13, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2025. Tap any home to ask about it.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Apollo Beach-HB · Elementary
- Lennard-HB · High
Zoned schools reflect the assignments reported on recent Island Cay listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Island Cay address.
Shop the zone: Homes zoned for Lennard-Hb High School
The Island Cay buying strategy.
If we were buying in Island Cay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Island Cay.
What the data doesn't say yet
When a community shows no identified amenities and no populated pricing or volume figures, it usually means one of two things: the neighborhood has very light current listing activity, or its features are documented outside the standard MLS fields. Either way, a buyer or seller working this address should ask pointed questions before assuming anything about what's included in the price or what shared spaces exist.
Apollo Beach itself carries broader context that Island Cay sits inside, but that is a location fact, not a substitute for this specific community having its own trackable resale pattern. Until enough listings move through Island Cay to build a real median, days-on-market read, or inventory count, any pricing conversation here should start with individual comparable homes rather than neighborhood averages.
The location and the amenities are priced into every listing in Island Cay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community where the MLS snapshot is this thin, the value of an agent is verification, not narration. We will pull the actual HOA documents, confirm what amenities exist on the ground versus what shows in feed data, and price a specific home against real comparables rather than a community-wide average that doesn't exist yet.
Island Cay in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Island Cay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Island Cay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Island Cay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Island Cay home worth?
Get a no-obligation home value based on real comparable sales in Island Cay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Apollo Beach →
Should you buy in Island Cay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 13, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2004 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Island Cay fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Island Cay
Where is Island Cay?
Island Cay is a community in Apollo Beach, Hillsborough County, Florida, ZIP 33572.
Are there homes for sale in Island Cay right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Island Cay have an HOA or CDD?
No HOA is on record for Island Cay in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Island Cay with Momentum Realty’s local guides.