Island Cay
Homes for Sale in Apollo Beach, FL
All 382 homes for sale in Apollo Beach, FL · median $474,950 · 338 homes for sale in 33572 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 10 closed sales in Island Cay in Apollo Beach, FL since 2004, the most recent in January 2025. Across Apollo Beach as a whole, 358 homes closed in the last 12 months at a median of $501,250, 72 median days on market, with 344 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $7,880 ($7,260 with the full homestead exemption).
Island Cay sits in Apollo Beach, Hillsborough County, and the current MLS pull does not surface a defined amenity package for the community. That absence is worth noting rather than glossing over: buyers should confirm directly with a listing agent or the HOA whether the neighborhood carries a pool, clubhouse, or other shared facilities, since none show up in the data we can verify.
With no pricing, inventory, or pace-of-sale figures populated in this snapshot, we are not going to guess at a market temperature here. The honest posture is to treat Island Cay as a name-recognition search rather than a fully documented statistical market until listings populate with enough volume to read trends.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Island Cay is a residential community in Apollo Beach, within Hillsborough County, though the current MLS feed does not return enough listing activity or amenity detail to characterize it beyond that location.
Stellar MLS sales records identify 16 homes in Island Cay that have changed hands since 2005, built between 1996 and 2011 (median 2003), with a median living area of about 3,109 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Island Cay is best for.
Best for
- A buyer targeting Apollo Beach specifically and comfortable verifying HOA and amenity details directly rather than relying on a packaged listing sheet.
- A buyer who wants a straightforward home purchase without depending on shared community facilities.
- A buyer working with an agent willing to pull individual comparables rather than lean on a pre-built community pricing story.
Probably not for
- A buyer who wants a resort-style amenity package as a baseline requirement.
- A buyer who needs a well-established median price and days-on-market trend before making an offer.
- A buyer unwilling to do extra confirmation work on HOA rules and included features.
The market around Island Cay
Island Cay is too small for its own price trend, so here is the market around it.
In ZIP 33572, 442 homes are on the market and 19% are under contract — a steady corner of Apollo Beach.
Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).
In ZIP 33572 (Apollo Beach), 841 homes closed in the last 12 months at a median of $501K ($215/sq ft), up 0.3% year over year, with a median 72 days on market. Right now 145 active and 27 pending listings put supply at about 5.2 months — a buyer's market. See the live ZIP 33572 housing market and the Hillsborough County market.
ZIP and county figures describe the wider market, not Island Cay specifically. Momentum Research analysis of MLS records.
22% of homes for sale in ZIP 33572 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Island Cay Market Scorecard
Island Cay is currently a thin data market. Limited supply, a median asking price of $900,000, and homes go under contract in about 362 days.
Typical home value in the 33572 ZIP is $441,348, about 22.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Island Cay
Live MLS inventory for Island Cay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Island Cay listings as of 2026-09-17, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2025. Tap any home to ask about it.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Apollo Beach-HB · Elementary
- Lennard-HB · High
Zoned schools reflect the assignments reported on recent Island Cay listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Island Cay address.
Shop the zone: Homes zoned for Lennard-Hb High School
The Island Cay buying strategy.
If we were buying in Island Cay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Island Cay.
What the data doesn't say yet
When a community shows no identified amenities and no populated pricing or volume figures, it usually means one of two things: the neighborhood has very light current listing activity, or its features are documented outside the standard MLS fields. Either way, a buyer or seller working this address should ask pointed questions before assuming anything about what's included in the price or what shared spaces exist.
Apollo Beach itself carries broader context that Island Cay sits inside, but that is a location fact, not a substitute for this specific community having its own trackable resale pattern. Until enough listings move through Island Cay to build a real median, days-on-market read, or inventory count, any pricing conversation here should start with individual comparable homes rather than neighborhood averages.
The location and the amenities are priced into every listing in Island Cay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community where the MLS snapshot is this thin, the value of an agent is verification, not narration. We will pull the actual HOA documents, confirm what amenities exist on the ground versus what shows in feed data, and price a specific home against real comparables rather than a community-wide average that doesn't exist yet.
Island Cay in 15 seconds.
Email me new listings in Island CayHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Island CayHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Island CayHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $396/year (about $33/month) · median of 6 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $396 a year ($33 a month) — the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Island Cay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Island Cay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Island Cay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Island Cay home worth?
Get a no-obligation home value based on real comparable sales in Island Cay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Apollo Beach →
Should you buy in Island Cay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 17, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2004 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Island Cay
Development, infrastructure, retail, and school activity affecting Island Cay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Schools
New Wimauma middle school under construction, to open August 2027
A new grades 6 through 8 school on West Lake Drive in Wimauma is under construction, and the school board is set to choose its name from three finalists. It is intended as a pathway to Aquilla J. Morgan High School. Districtwide enrollment fell from 183,015 to 171,553 over the last year.
What it may mean for the marketA new public middle school adds local school capacity in one of southern Hillsborough's fastest-growing areas. The site is about 3 miles northwest of Island Cay.
Source: BayNews 9 - August 2026Development
ONE Tampa condo tower tops out at 42 stories with nearly 70% of units sold
Kolter Urban's 42-story tower at North Ashley Drive and East Twiggs Street has 225 residences and is capped at 649 feet by aviation limits. Closings are expected to begin in the third quarter of 2027. About 5,000 square feet of ground-floor restaurant space is planned.
What it may mean for the marketNew downtown condo inventory and ground-floor dining add housing choices and walkable amenities near Curtis Hixon Waterfront Park. The project is about 22 miles northwest of Island Cay, elsewhere in Hillsborough County.
Source: Tampa Bay Business and Wealth - August 2026Parks & Amenities
Tampa advances $1.999 million design contract for Picnic Island coastal restoration
Tampa selected HDR Engineering to design a nature-based shoreline plan including living breakwaters, a living shoreline and reinforced dunes. The contract covers design and permitting only, over 458 days, funded by a state resiliency grant. Construction is not yet funded or scheduled.
What it may mean for the marketShoreline work aims to reduce flood and erosion exposure for Port Tampa City and add park and trail amenities. The project is about 21 miles northwest of Island Cay, elsewhere in Hillsborough County.
Source: Tampa Bay Business and Wealth - July 2026Development
33-story tower planned for Water Street Tampa expansion
Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.
What it may mean for the marketAdds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 21 miles northwest of Island Cay, elsewhere in Hillsborough County.
Source: Florida YIMBY - July 2026Infrastructure
New Interstate 75 interchange planned for Parrish area access
A new Interstate 75 interchange is being planned to improve access for the Parrish area, primarily located in Hillsborough County and connecting to Manatee County through a possible Fort Hamer Road extension. The project is in the planning phase.
What it may mean for the marketPlans a new interstate interchange that would expand road capacity and connectivity for a growing area, potentially shaping future development patterns along the corridor. The project is about 8 miles southwest of Island Cay, elsewhere in Hillsborough County.
Source: Tampa Bay Times - July 2026Builder Activity
First 3D-printed affordable home nears completion in East Tampa
The nonprofit Corporation to Develop Communities of Tampa is completing Tampa's first 3D-printed affordable home on Lurline Circle in East Tampa, using a gantry-style printer that layers concrete for the walls. The house is expected to be finished within weeks and listed for sale in about two months, with down payment assistance and first time homebuyer programs available. The effort is part of a broader CDC initiative that includes more than 90 multifamily units in East Tampa.
What it may mean for the marketIntroduces 3D concrete printing construction to the local for sale housing market, with a new single family home and additional multifamily units planned. The method signals a new building technique entering the area home supply. The project is about 22 miles north of Island Cay, elsewhere in Hillsborough County.
Source: Bay News 9
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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See how Island Cay fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Island Cay
Where is Island Cay?
Island Cay is a community in Apollo Beach, Hillsborough County, Florida, ZIP 33572.
Are there homes for sale in Island Cay right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Island Cay have an HOA or CDD?
No HOA is on record for Island Cay in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Last 30 days in Island Cay: 1 new listing (median asking $1,400,000), 1 under contract right now. As of October 20, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
| Location | Apollo Beach, Hillsborough County, FL · ZIP 33572 |
|---|---|
| Homes in the community | 25 (FL DOR 2025 assessment roll) |
| Years built | 1996–2020 (median 2001) |
| Typical living area | 3,450 sq ft (median) |
| Amenities listed by sellers | Gated Community - No Guard, Deed Restrictions, Security Gate |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 84% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Island Cay key facts,” movewithmomentum.com/neighborhoods/island-cay, data as of September 20, 2026.
Every Home for Sale in Island Cay Right Now (2)
All 2 active and pending Island Cay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 416 Island Cay Way · $1,400,000 · 4 bd / 3 ba · listed Oct 19, 2026 · listed by Re/Max Bayside Realty Llc
- 424 Island Cay Way · $900,000 · 3 bd / 2 ba · pending · listed Jul 22, 2026 · listed by Agile Group Realty
More Apollo Beach home searches
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- Apollo Beach home values: what is my house worth?
- ZIP 33572 housing scorecard
Apollo Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Hillsborough County)
- Homestead exemption (Hillsborough County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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