Carillon Beach
Homes for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of September 2026, Carillon Beach in Panama City Beach, FL has 7 homes for sale and 1 pending, asking from $319,000 to $4,750,000 (median $2,350,000). Over the 12 months ending 2026-07-28, 9 recorded sales closed at a median of $1,250,000, a median 62 days on market, sellers accepting 95% of original asking (-17% versus the prior year). Homes listed or recently sold were built 1997–2026 with 2 new construction; 8 of 8 report an HOA (median $478/mo); 5 of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $15,350 ($14,860 with the full homestead exemption).
Homes For Sale Right Now in Carillon Beach
Live MLS inventory for Carillon Beach. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Carillon Beach listings as of 2026-09-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Carillon Beach prices off condition and scale more than location alone. With a median living area near 2,852 square feet and homes built anywhere from 1991 to 2024, the $1,250,000 median masks a genuinely wide spread between older, unrenovated stock and newer or rebuilt homes closer to that upper year range. A 62-day median time on market says buyers here are not rushing; pricing has to be right, not just aspirational.
The market has cooled from where it was — prices are down 16.7% year over year — but that follows a long run, with values up 130% since 2012. That combination reads as a market resetting after an extended climb rather than one in distress. For sellers, it argues for pricing to current comparables instead of last year's numbers. For buyers, it's a window to negotiate in a community that has historically trended upward over the longer arc.
Carillon Beach right now
🔴 Off the recent peak. The trailing-12-month median ($1.25M) is down 16.7% from the prior 12 months ($1.50M) and up 130% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending July 28. Confidence: Medium (9 and 13 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 28, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Carillon Beach market snapshot (as of July 28, 2026): the median sale price is about $1.25M, and a median 62 days on market for closed sales. The trailing-12-month median is down 17% from the prior 12 months and up 130% since 2012, computed from record-level CPAR MLS closed sales (9 closings in the current window).
Carillon Beach is a community of 268 homes in Panama City Beach, Bay County, built between 1991 and 2024 (median 2004.0), with a median living area of about 2,852 square feet. 9% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Carillon Beach is a small, low-turnover enclave of 268 homes in Panama City Beach, built out mostly between the early 1990s and recent years, with a median year built of 2004. Only 8.6% of homes carry a homestead exemption, consistent with a market weighted toward second homes rather than primary residences.
The setting & the homes.
Aerial and on-site photos of Carillon Beach. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Carillon BeachPhotos from CPAR MLS listings in Carillon Beach; content deemed reliable but not guaranteed.
Who Carillon Beach is best for.
Best for
- Buyers purchasing a second home or investment property rather than a primary residence
- Buyers who want a newer-built or fully renovated home and are prepared to pay near or above the $1,250,000 median for it
- Buyers comfortable doing diligence on individual home condition in a market with a wide build-year range
Probably not for
- Buyers who need a fast close in a hot, competitive market — the current 62-day median DOM argues against urgency
- Buyers relying on a built-in amenity package, since none is identified from current listings
- Buyers with a tight budget below the community's price point, given the $1,250,000 median
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 28 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.25M) IS the median in the snapshot above, and the move from 2025 ($1.50M) IS the -16.7% one-year change.
Windows contain 3 to 40 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Carillon Beach Market Scorecard
Carillon Beach is currently a thin data market. Limited supply, a median asking price of $2,350,000, and homes go under contract in about 121 days.
Typical home value in the 32413 ZIP is $470,917, about 24.3% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Carillon Beach, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Carillon Beach on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Carillon Beach buying strategy.
If we were buying in Carillon Beach today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Carillon Beach.
A reset, not a collapse
A market heat score of 55 puts Carillon Beach in balanced territory — not a seller's sprint, not a buyer's free-for-all. Nine closings in the recent window is a small sample, typical for a community this size, which means individual sales can move the median more than they would in a larger market. Read any single closing here in context, not in isolation.
No community amenities are identified from current MLS listings, so whatever draws buyers to Carillon Beach is the home and its setting rather than a packaged amenity list. That puts more weight on inspecting individual homes carefully — age, updates, and square footage vary enough across a 1991-to-2024 build range that two listings at similar prices can differ substantially in what you're actually getting.
The location and the amenities are priced into every listing in Carillon Beach. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Carillon Beach buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.4). Basis: Long-Term Appreciation +130% since 2012; Recent Direction -16.7% year-over-year; Owner Commitment 9% owner-occupied; Pricing Power 95.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this small — 268 homes with limited amenity data on file — pricing a listing or evaluating an offer takes more than pulling a median. We look at each home's build year, size, and condition against actual recent closings, not broad averages, and we tell clients directly when a listing needs a lower ask or when an offer has room to work.
Carillon Beach in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Carillon Beach buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Carillon Beach sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Carillon Beach, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Carillon Beach home worth?
Get a no-obligation home value based on real comparable sales in Carillon Beach, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Carillon Beach on the map →
Frequently Asked Questions
What is the median home price in Carillon Beach?
How long do homes in Carillon Beach take to sell?
How many homes are in Carillon Beach?
What share of Carillon Beach is owner-occupied?
When were the homes in Carillon Beach built?
Have Carillon Beach home prices gone up?
Who is the best real estate agent for Carillon Beach?
How do I find a top Panama City Beach real estate agent who knows Carillon Beach?
Can Momentum Realty connect me with an agent for Carillon Beach?
Should you buy in Carillon Beach?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Carillon Beach with Momentum Realty’s local guides.
Data sources & freshness
| Community market stats | CPAR MLS closed sales, 12-month windows ending July 28, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (11 streets, ZIP 32013/32407/32413)) |
| Historical depth | Closed-sale records back to 2012 (225 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More Panama City Beach & Panama City & Bay County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Panama City & Bay County or the full Neighborhood Finder.
See how Carillon Beach fits the bigger picture — live prices, inventory, and Momentum Scores: