Colonial Landing in Panama City Beach

Colonial Landing
Homes for Sale in Panama City Beach, FL

All 696 homes for sale in Panama City Beach, FL · median $369,000 · 380 homes for sale in 32407 · Bay County homes for sale

Community in Panama City Beach · Bay County · ZIP 32407
Median sale $350K
Free · No obligation
Talk to a Colonial Landing Expert

True comps, carrying-cost math, and listings before the portals.

Photo via CPAR MLS

Built fromLive CPAR MLS data2 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, Colonial Landing in Panama City Beach, FL has 15 homes for sale and 14 pending, asking from $275,636 to $471,900 (median $359,000). Over the 12 months ending 2026-09-20, 58 recorded sales closed at a median of $349,900 (-0% versus the prior year's median), a median 82 days on market, sellers accepting 94% of original asking. Homes listed or recently sold were built 2024–2026 with 28 new construction; 29 of 29 report an HOA (median $94/mo); 1 of the 29 geocoded homes sit in a FEMA special flood hazard zone (median elevation 12 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $4,300 ($3,810 with the full homestead exemption).

Last 30 days in Colonial Landing: 7 new listings (median asking $449,900), 14 under contract right now. As of November 9, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Colonial Landing Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$350K ▲
Median sold · 12 mo
up -0.0% vs the prior 12 months
-0.0% ▲
1-yr price change
n = 58 and 23 sales in the two windows
93.8%
Sale vs ask
Tempo
82days
Median DOM · closed
82 days at the 2026 low
38%
Under contract
Bay: 17% (528 of 3,043)
18 · 11
For sale · pending
live counts, refreshed twice daily
58
Sold · last 12 mo
10-yr average: about 27 a year
Ownership and context
0%
Owner-occupied · Colonial Landing
0 of 120 parcels homesteaded (FL DOR 2025)
100%
Non-owner-occupied · Colonial Landing
incl. 100% trust or LLC-held · 30% out-of-state

Homes For Sale Right Now in Colonial Landing

Live MLS inventory for Colonial Landing. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Colonial Landing listings as of 2026-11-09, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Colonial Landing Right Now (29)

All 29 active and pending Colonial Landing listings with a detail page, newest first, refreshed twice a day from the MLS.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Colonial Landing's median price sits at $350,000, and with year-over-year movement flat at 0.0%, this is a market that has settled rather than one still finding its level. The current snapshot shows no active MLS listings, which means pricing conversations here lean heavily on the closed data itself rather than what is sitting on the market today.

A median days-on-market figure of 77 tells you these homes are not moving in a rush. Sellers should price to the data rather than to hope, and buyers who do find a listing come to market have room to negotiate on terms and timeline rather than racing a bidding clock.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Colonial Landing Housing Pulse · Momentum Research · as of September 20, 2026

Colonial Landing right now

🟡 Still climbing. The trailing-12-month median ($350K) is up 0.0% from the prior 12 months ($350K). With about 27 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: High (58 and 23 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 9, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Colonial Landing market snapshot (as of September 20, 2026): the median sale price is about $350K, and a median 82 days on market for closed sales. The trailing-12-month median is up 0% from the prior 12 months, computed from record-level CPAR MLS closed sales (58 closings in the current window).

In ZIP 32407 (Panama City Beach), 1,458 homes closed in the last 12 months at a median of $398K ($183/sq ft), down 1.6% year over year, with a median 80 days on market. Right now 1,101 active and 151 pending listings. See the live ZIP 32407 housing market and the Bay County market.

CPAR sales records identify 54 homes in Colonial Landing that have changed hands since 2026, built between 2024 and 2026 (median 2026), with a median living area of about 1,513 sq ft and a typical 3-bedroom, 2.5-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Flood zones in Colonial Landing: of 20 listing addresses checked against the FEMA National Flood Hazard Layer, 95% sit outside the FEMA Special Flood Hazard Area (Zone X); 5% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Panama City Beach.

Colonial Landing is a Panama City Beach community in Bay County where the current MLS snapshot shows no listed community amenities and no active homes, so the market picture here is built entirely from recent closed activity.

Best for

  • A buyer comfortable pricing off recent closed sales rather than a live inventory board.
  • A buyer targeting a purchase around the $350,000 median with flexible timing.
  • An investor or secondary-residence buyer, given the low homestead share in the closed data.

Probably not for

  • A buyer who wants to walk multiple active listings before deciding.
  • A buyer working against a tight closing deadline, given the 77-day median days-on-market.
  • A buyer relying on listed community amenities as a deciding factor, since none are currently identified.

Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.

If we were buying in Colonial Landing today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Colonial Landing.

Best Buy
Buyers and sellers comfortable working from closed-sale data rather than a visible active inventory.
Biggest Risk
With zero active listings, there is currently nothing to compare a new listing against in real time.
Sweet Spot
A move built around the $350,000 median and a patient, 77-day timeline expectation.
Avoid If
You need to see active competing listings before committing to a price.

What the closed data tells us

With 51 closings feeding this window and a median price of $350,000, Colonial Landing has enough sales volume to read as a real, active micro-market even though the live inventory count is at zero right now. That gap between recent closings and current listings is worth noting for anyone watching this community closely: homes have been trading, they are just not sitting visibly on market at this moment.

The homestead share reads at 0.0%, meaning essentially none of the tracked ownership here is claimed under a primary-residence exemption. That is a tax-status fact, not a judgment, but it does suggest this community's ownership pattern skews toward non-primary use, which is useful context for anyone trying to understand demand patterns and how quickly a future listing might move.

“

The location and the amenities are priced into every listing in Colonial Landing. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
3.9D · Buy Score
Recent Direction6.0/10
Owner Commitment0.0/10
Pricing Power5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (3.9). Basis: Recent Direction -0.0% year-over-year; Owner Commitment 0% owner-occupied; Pricing Power 93.8% sale-to-list. Refreshed with each data update.

Why work with Momentum here

A community with zero active listings and a 77-day median days-on-market is not one where you want to guess. We track the closed-sale data behind Colonial Landing directly so buyers know what a fair offer looks like even without live comps to point to, and sellers know how to price into a market that has been slow but steady.

Colonial Landing in 15 seconds.

Best forBuyers and sellers comfortable working from closed-sale data rather than a visible active inventory.
Biggest advantageA flat, stable price trend with no year-over-year swing to price around.
Biggest riskWith zero active listings, there is currently nothing to compare a new listing against in real time.
Sweet spotA move built around the $350,000 median and a patient, 77-day timeline expectation.
Avoid ifYou need to see active competing listings before committing to a price.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Colonial Landing sales matched to your home.

What is your Colonial Landing home worth?

Get a no-obligation home value based on real comparable sales in Colonial Landing, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Panama City Beach →

Real comps, not an automated estimate.

Recently off market in Colonial Landing

Homes in Colonial Landing that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 19 on record.

Colonial Landing key facts
LocationPanama City Beach, Bay County, FL · ZIP 32407
Home types (current listings and sales)attached 55%, singlefamilyresidence 45%
Sale prices, last 12 months$349,900 median across 58 closed sales · +-0.0% vs the prior 12 months
Days on market (closed sales)82 median
For sale right now18 active, 11 pending · median asking $349,900
Owner-occupied (homestead) share0%

Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Colonial Landing key facts,” movewithmomentum.com/neighborhoods/colonial-landing, data as of September 20, 2026.

Housing distress & ownership in Colonial Landing, Panama City Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 21 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-11-08)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Just listed in Colonial Landing

The newest homes for sale in Colonial Landing right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

How much local inventory is already under contract

48% of homes for sale in Colonial Landing are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-09).

What it really costs to own in Colonial Landing

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $351/yr across 18 listings here (MLS tax records, 2026-11-09).
HOA duesMedian $94/month across 34 MLS listings (most billed quarterly; 2026-11-09). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 20 listing addresses checked against the FEMA flood map, 95% sit outside the high-risk zone and 5% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 2026 across 58 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes.

Estimated carrying cost at the median asking price, before the mortgage: about $284/month (tax $29, HOA $94, insurance $161). An estimate from the sources above, not a quote.

Email me new listings in Colonial Landing

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Colonial Landing

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Colonial Landing will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Recent Developments in Colonial Landing

Development, infrastructure, retail, and school activity affecting Colonial Landing, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Retail & Dining

    Boots on the Beach western wear store opens in Panama City Beach

    The store held its grand opening on October 28 near Joan Avenue and Thomas Drive, selling men's and women's western clothing and boots and offering a custom hat bar. Co-owner Jo Cochran said Pier Park's only western option is Dillard's.

    What it may mean for the marketA specialty apparel shop broadens local shopping choices outside the Pier Park retail core. The project is about 5 miles east of Colonial Landing, elsewhere in Bay County.

    Source: WJHG
  2. October 2026
    Parks & Amenities

    Bay County wraps up second phase of Island View Park renovations

    Phase two, costing about $40,000 from the county general budget, adds two pavilions, a basketball court and sidewalks, following a May playground replacement. A new fence is already in. Completion is expected within a few weeks.

    What it may mean for the marketAdded courts, shade structures and walkways improve everyday recreation options in the surrounding neighborhood. The project is about 11 miles east of Colonial Landing, elsewhere in Bay County.

    Source: WJHG
  3. October 2026
    Infrastructure

    West Beach Drive and Mulberry Avenue water, sewer and sidewalk work set to begin in Panama City

    The project covers West Beach Drive from Sixth to Fourth Street and Mulberry Avenue, adding water lines, sewer lines and sidewalks in three phases to keep businesses open. Chevron has agreed to cover extra disposal costs if contaminated soil is found. Crews were expected to mobilize within about a week.

    What it may mean for the marketUpgraded utilities and sidewalks support the west-side commercial area, with some construction disruption during phasing. The project is about 12 miles east of Colonial Landing, elsewhere in Bay County.

    Source: WJHG
  4. October 2026
    Infrastructure

    Panama City Beach advances Clara Avenue and Cobb Road sidewalks to engineering

    City council voted to move sidewalk enhancements on Clara Avenue and Cobb Road into the engineering phase. Mayor Stuart Tettemer hopes to receive engineering work in early to mid 2027 before the next phase. No cost was stated.

    What it may mean for the marketPlanned sidewalks would improve walking connections along two local streets, though construction is still more than a year off. The project is about 5 miles east of Colonial Landing, elsewhere in Bay County.

    Source: WJHG
  5. September 2026
    Development

    Panama City Beach council upholds approval of Palmhaven development on Front Beach Road

    The Panama City Beach City Council voted to uphold the Planning Board approval of Palmhaven, about 160 homes by Fischer Homes at 12610 Front Beach Road, with added conditions. The developer must build a multi-use trail, public park area and 40 public golf cart parking spaces, and a final development order is required before construction.

    What it may mean for the marketAdds roughly 160 homes of new housing supply on the west Front Beach Road corridor, along with a new public park, trail and parking amenities. The site is about 5 miles east of Colonial Landing.

    Source: WJHG
  6. July 2026
    Parks & Amenities

    Panama City Beach approves $1.25 million to rehabilitate Conservation Park boardwalks

    The Panama City Beach city council approved a budget of $1.25 million to rehabilitate more than one mile of boardwalks at Conservation Park. The funding covers rehabilitation of the park's boardwalk system.

    What it may mean for the marketInvestment in Conservation Park boardwalks upgrades a recreational amenity in Panama City Beach. The project is about 7 miles north of Colonial Landing, elsewhere in Bay County.

    Source: WJHG News Channel 7

Development alerts for Colonial LandingGet a short monthly email when something new is approved, funded, or opens near Colonial Landing.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

Frequently Asked Questions

What is the median home price in Colonial Landing?
The median sale price in Colonial Landing was $350K over the 12 months ending September 20, 2026 (58 closed sales, CPAR MLS).
How long do homes in Colonial Landing take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 82 days on market (58 sales, CPAR MLS).
What share of Colonial Landing is owner-occupied?
0% of Colonial Landing parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
Who is the best real estate agent for Colonial Landing?
The best agent for Colonial Landing is one who actively works Panama City Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Colonial Landing.
How do I find a top Panama City Beach real estate agent who knows Colonial Landing?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Colonial Landing and the wider Panama City Beach area.
Can Momentum Realty connect me with an agent for Colonial Landing?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Colonial Landing purchase or sale - no call center and no pressure.
Where is Colonial Landing, and what county is it in?
Colonial Landing is in Panama City Beach, Bay County, FL, ZIP 32407. The community's center is about 53 miles northwest of the center of Panama City Beach (straight-line).
Is Colonial Landing in a flood zone?
Partly. Of 20 homes we sampled in Colonial Landing, 95% sit outside a FEMA Special Flood Hazard Area (Zone X) and 5% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
A buyer comfortable pricing off recent closed sales rather than a live inventory board.Excellent fit
A buyer targeting a purchase around the $350,000 median with flexible timing.Excellent fit
An investor or secondary-residence buyer, given the low homestead share in the closed data.Excellent fit
A buyer who wants to walk multiple active listings before deciding.Probably not
A buyer working against a tight closing deadline, given the 77-day median days-on-market.Probably not
A buyer relying on listed community amenities as a deciding factor, since none are currently identified.Probably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: November 9, 2026)
Community market statsCPAR MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32407))
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2024 (81 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

Nearby Communities

Explore more neighborhoods near Colonial Landing with Momentum Realty’s local guides.

Colony0.5 mi away · 2 for saleNorth Beach Estates0.5 mi away · 116 homes, built 1971–22, 1 for saleTrieste (Bay)0.6 mi away · 27 homes, built 2005–23, 4 for saleBay West Estates0.6 mi awayLeisure 1 Condo0.7 mi away · median $170K, 5 sales/12 moEmerald Lake Estates0.8 mi awayNorth Colony Club Estates0.8 mi away · 39 homes, built 2001–16, 1 for saleNautilus Cove Condo0.8 mi away · median $175K, 7 sales/12 mo

Browse all neighborhood guides →

Talk to a Local Colonial Landing Expert
Call Get Listings