Cluster Homes Condo
Homes for Sale in St Petersburg, FL

Community in St Petersburg · Pinellas County
37 homesBuilt 1986–1988
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Built fromLive Stellar MLS data21 years of closingsFL DOR public recordsUpdated twice daily
Live · Cluster Homes Condo Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
68%
Owner-occupied · Cluster Homes Condo
25 of 37 parcels homesteaded (FL DOR 2025)
32%
Non-owner-occupied · Cluster Homes Condo
incl. 11% trust or LLC-held · 11% out-of-state
37
Homes in the community
37 residential parcels (FL DOR 2025)
Track record · 21 years of records
Est. 1986
Community established
homes built 1986-1988, median 1987 (FL DOR 2025)
0
Failed listings · 2021
peaked at 2 in 2008
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cluster Homes Condo is a small, tightly built pocket of 37 units, all dating to a narrow construction window between 1986 and 1988, with a median build year of 1987. That consistency means age and finish condition — not lot size or amenity tier — do most of the work in separating one unit's value from another here. Because current MLS listings show no identified community amenities, buyers are pricing the unit itself: layout, updates, and building condition, not a clubhouse or pool.

The homestead share sits at roughly 68 percent, which points to a base of owner-occupancy rather than a market dominated by investor turnover. For sellers, that generally means fewer competing units cycling onto the market at once. For buyers, it means patience: with only 37 homes total, inventory here moves in small batches, and finding the right unit condition may take longer than in a larger complex.

Best for

  • A buyer prioritizing a compact, lower-maintenance condo footprint over shared recreational amenities
  • A buyer comfortable evaluating unit-by-unit condition in a building stock from a single, narrow construction era
  • A buyer looking for a smaller-scale condo association rather than a large multi-phase complex

Probably not for

  • A buyer who wants on-site amenities such as a pool, gym, or clubhouse
  • A buyer who needs a wide selection of active listings to choose from at any given time
  • A buyer seeking a larger living footprint beyond a compact condo-style unit

The market around Cluster Homes Condo

Cluster Homes Condo is a small community — 10 recorded sales on file, most recently in 2021 — too few for its own price trend. Here is the market around it.

Across Pinellas County, 6,909 homes are active and 1,852 pending (21% under contract).

The housing mix here is 91% condominium, 9% ?.

ZIP and county figures describe the wider market, not Cluster Homes Condo specifically. Momentum Research analysis of MLS records.

If we were buying in Cluster Homes Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cluster Homes Condo.

Best Buy
Buyers seeking a compact, low-frills condo purchase in St Petersburg without amenity overhead.
Biggest Risk
With only 37 units built in a tight 1986-1988 window, limited inventory and shared building-age issues can surface at once.
Sweet Spot
Best suited to a unit-focused buyer evaluating condition and finishes over community perks.
Avoid If
Skip this one if you're expecting clubhouse-style amenities — current listings show none identified.

A small, owner-held cluster

With only 37 units and a construction span of just two years, Cluster Homes Condo reads as a single-phase development rather than a sprawling complex built out over multiple eras. That narrow build window (1986-1988, median 1987) means most units share a similar structural age, so differences in value tend to trace back to renovation history and unit-level upkeep rather than which building or phase a unit sits in.

The median living area of about 1,210 square feet suggests a compact footprint typical of condo-style living from this era — worth confirming against the specific unit's layout before assuming it matches a single-family expectation. With no community amenities identified in current listings, buyers should treat this as a straightforward housing purchase: verify condo association details, maintenance responsibilities, and any deferred building maintenance directly, since the value proposition here is the unit and its location, not shared recreational infrastructure.

The location and the amenities are priced into every listing in Cluster Homes Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a complex this small, with only 37 units and no listed amenities to lean on for comps, pricing accuracy depends on knowing which specific units have been updated and how condo association terms differ unit to unit. We pull the current Stellar MLS data directly, compare unit condition and homestead status, and help you avoid overpaying for age alone or underpricing a recently updated unit.

Cluster Homes Condo in 15 seconds.

Best forBuyers seeking a compact, low-frills condo purchase in St Petersburg without amenity overhead.
Biggest advantageA high owner-occupancy share suggests steadier occupancy patterns than investor-heavy complexes.
Biggest riskWith only 37 units built in a tight 1986-1988 window, limited inventory and shared building-age issues can surface at once.
Sweet spotBest suited to a unit-focused buyer evaluating condition and finishes over community perks.
Avoid ifSkip this one if you're expecting clubhouse-style amenities — current listings show none identified.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cluster Homes Condo sales matched to your home.

What is your Cluster Homes Condo home worth?

Get a no-obligation home value based on real comparable sales in Cluster Homes Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Cluster Homes Condo?
The Florida DOR 2025 assessment roll shows 37 homes in Cluster Homes Condo (public records).
What share of Cluster Homes Condo is owner-occupied?
68% of Cluster Homes Condo parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cluster Homes Condo built?
Homes in Cluster Homes Condo were built between 1986 and 1988, with a median year built of 1987 (FL DOR 2025 roll).
Who is the best real estate agent for Cluster Homes Condo?
The best agent for Cluster Homes Condo is one who actively works St Petersburg and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cluster Homes Condo.
How do I find a top St Petersburg real estate agent who knows Cluster Homes Condo?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cluster Homes Condo and the wider St Petersburg area.
Can Momentum Realty connect me with an agent for Cluster Homes Condo?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cluster Homes Condo purchase or sale - no call center and no pressure.
A buyer prioritizing a compact, lower-maintenance condo footprint over shared recreational amenitiesExcellent fit
A buyer comfortable evaluating unit-by-unit condition in a building stock from a single, narrow construction eraExcellent fit
A buyer looking for a smaller-scale condo association rather than a large multi-phase complexExcellent fit
A buyer who wants on-site amenities such as a pool, gym, or clubhouseProbably not
A buyer who needs a wide selection of active listings to choose from at any given timeProbably not
A buyer seeking a larger living footprint beyond a compact condo-style unitProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (3 streets, ZIP 33703))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2005 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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