CLUSTER HOMES
Homes for Sale in ST PETERSBURG, FL

Community in ST PETERSBURG · Pinellas County · ZIP 33703
71 homesBuilt 1984–1988
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Built fromLive Stellar MLS data11 years of closingsFL DOR public recordsUpdated twice daily
Live · CLUSTER HOMES Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
69%
Owner-occupied · CLUSTER HOMES
49 of 71 parcels homesteaded (FL DOR 2025)
31%
Non-owner-occupied · CLUSTER HOMES
incl. 11% trust or LLC-held · 8% out-of-state
67%
Cash buyers · CLUSTER HOMES
2 of 3 sales, 12 mo ending June 2025
71
Homes in the community
71 residential parcels (FL DOR 2025)
Track record · 11 years of records
Est. 1984
Community established
homes built 1984-1988, median 1987 (FL DOR 2025)
1
Failed listings · 2026
peaked at 3 in 2018
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cluster Homes is a compact, single-vintage pocket in St Petersburg — 71 homes built inside a tight window from 1984 to 1988, with a median around 1,210 square feet. When stock is this uniform in age and size, price is driven far less by floor plan and far more by condition and updates. Two homes on the same street can trade well apart depending on whether the kitchen, systems, and roof have been touched.

The median year built is 1987, so buyers should underwrite for age-appropriate maintenance and sellers should expect the updated homes to set the pace. With no recent closings in the current window here, there isn't fresh transaction data to anchor a number to, which puts more weight on condition and comparable evidence from the wider area. Come in with eyes open on inspections rather than on square footage alone.

The 60-Second Overview

This is a small, coherent community of similarly aged homes near the middle of the size spectrum — the kind of place where the value story is about how well an individual home has been maintained, not about which model you picked.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers wanting a manageable, roughly 1,200-square-foot home and willing to budget for age-appropriate updates
  • Owner-occupant buyers planning to hold, who value a stable, low-turnover community
  • Value-focused buyers ready to move quickly when a well-maintained home lists

Probably not for

  • Buyers who need substantially more living space than the median footprint here offers
  • Buyers wanting new construction or move-in-ready homes with no maintenance runway
  • Buyers who need constant inventory and many options to compare at once

The market around CLUSTER HOMES

CLUSTER HOMES is a small community — 12 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

In ZIP 33703, 344 homes are on the market and 25% are under contract — a steady corner of ST PETERSBURG.

Across Pinellas County, 6,999 homes are active and 1,872 pending (21% under contract).

The housing mix here is 48% condominium, 39% townhouse, 6% villa.

ZIP and county figures describe the wider market, not CLUSTER HOMES specifically. Momentum Research analysis of MLS records.

If we were buying in CLUSTER HOMES today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in CLUSTER HOMES.

Best Buy
Buyers who want an efficient, right-sized home in an established St Petersburg pocket.
Biggest Risk
1980s systems and roofs mean condition, not square footage, sets the true price.
Sweet Spot
A well-updated home priced against honest comps rather than a headline number.
Avoid If
You need large square footage or a steady stream of listings to choose from.

A single-vintage pocket where condition is the variable

With only 71 homes and a build range spanning just five years, Cluster Homes reads as one deliberate era rather than a patchwork of phases. The median living area of roughly 1,210 square feet points to efficient, right-sized floor plans — enough for comfortable living without the maintenance load of a larger footprint. Because the homes are so similar on paper, the differences that matter are the ones you find in person: roofs, HVAC, plumbing, electrical, and whether prior owners modernized or left things original.

About 69% of homes here carry a homestead exemption, which tells you this is a community held largely by owner-occupants rather than dominated by turnover or short-term holds. That tends to translate to steadier upkeep and a slower, more deliberate resale cadence. For a buyer, it means less frequent inventory and a premium on being ready to move when a well-kept home lists.

The location and the amenities are priced into every listing in CLUSTER HOMES. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small, low-turnover community with no recent closings to lean on, pricing has to be built from condition and the best available comparable evidence rather than from a convenient headline number. We do that work honestly — flagging the deferred-maintenance items that move value in 1980s homes and telling you when a listing's ask isn't supported. That candor protects both buyers underwriting an older home and sellers who want a price that actually holds.

CLUSTER HOMES in 15 seconds.

Best forBuyers who want an efficient, right-sized home in an established St Petersburg pocket.
Biggest advantageHigh owner-occupancy and a single build era make the community coherent and predictable.
Biggest risk1980s systems and roofs mean condition, not square footage, sets the true price.
Sweet spotA well-updated home priced against honest comps rather than a headline number.
Avoid ifYou need large square footage or a steady stream of listings to choose from.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed CLUSTER HOMES sales matched to your home.

What is your CLUSTER HOMES home worth?

Get a no-obligation home value based on real comparable sales in CLUSTER HOMES, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in CLUSTER HOMES on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in CLUSTER HOMES?
The Florida DOR 2025 assessment roll shows 71 homes in CLUSTER HOMES (public records).
What share of CLUSTER HOMES is owner-occupied?
69% of CLUSTER HOMES parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in CLUSTER HOMES built?
Homes in CLUSTER HOMES were built between 1984 and 1988, with a median year built of 1987 (FL DOR 2025 roll).
Do cash buyers compete in CLUSTER HOMES?
Cash buyers took 67% of CLUSTER HOMES sales in the 12 months ending June 2025 (2 of 3 closings, Stellar MLS).
Who is the best real estate agent for CLUSTER HOMES?
The best agent for CLUSTER HOMES is one who actively works ST PETERSBURG and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for CLUSTER HOMES.
How do I find a top ST PETERSBURG real estate agent who knows CLUSTER HOMES?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows CLUSTER HOMES and the wider ST PETERSBURG area.
Can Momentum Realty connect me with an agent for CLUSTER HOMES?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your CLUSTER HOMES purchase or sale - no call center and no pressure.
Buyers wanting a manageable, roughly 1,200-square-foot home and willing to budget for age-appropriate updatesExcellent fit
Owner-occupant buyers planning to hold, who value a stable, low-turnover communityExcellent fit
Value-focused buyers ready to move quickly when a well-maintained home listsExcellent fit
Buyers who need substantially more living space than the median footprint here offersProbably not
Buyers wanting new construction or move-in-ready homes with no maintenance runwayProbably not
Buyers who need constant inventory and many options to compare at onceProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (7 streets, ZIP 33703/34677))
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2015 (23 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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Thinking of selling in CLUSTER HOMES? See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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