Cluster Homes
Homes for Sale in St. Petersburg, FL

Community in St Petersburg · Pinellas County · ZIP 33703
70 homesBuilt 1984–1988
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Photo via Stellar MLS

Built fromLive Stellar MLS data11 years of closingsFL DOR public recordsUpdated twice daily

Homes listed or recently sold were built 1986–1988; 2 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft). As of October 2026, the MLS records 25 closed sales in Cluster Homes in St Petersburg, FL since 2015, the most recent in August 2026. Across St Petersburg as a whole, 3,867 homes closed in the last 12 months at a median of $439,000, 43 median days on market, with 1,068 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $8,510 ($7,700 with the full homestead exemption).

Cluster Homes key facts
LocationSt Petersburg, Pinellas County, FL · ZIP 33703
Homes in the community70 (FL DOR 2025 assessment roll)
Years built1984–1988 (median 1987.0)
Typical living area1,210 sq ft (median)
Amenities listed by sellersPool, Buyer Approval Required, Community Mailbox, Gated Community - Guard, Irrigation-Reclaimed Water, No Truck/RV/Motorcycle Parking
For sale right now0 active, 0 pending
Owner-occupied (homestead) share69%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cluster Homes key facts,” movewithmomentum.com/neighborhoods/cluster-homes, data as of September 20, 2026.

Live · Cluster Homes Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
69%
Owner-occupied · Cluster Homes
48 of 70 parcels homesteaded (FL DOR 2025)
31%
Non-owner-occupied · Cluster Homes
incl. 11% trust or LLC-held · 9% out-of-state
70
Homes in the community
70 residential parcels (FL DOR 2025)
Track record · 11 years of records
11
Recorded sales · 2024-2025
median $386K · qualified sales on the county roll (FL DOR 2025)
Est. 1984
Community established
homes built 1984-1988, median 1987 (FL DOR 2025)
2.9%/yr
Turnover rate
about 2 of 70 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cluster Homes is a compact, single-vintage pocket in St Petersburg — 71 homes built inside a tight window from 1984 to 1988, with a median around 1,210 square feet. When stock is this uniform in age and size, price is driven far less by floor plan and far more by condition and updates. Two homes on the same street can trade well apart depending on whether the kitchen, systems, and roof have been touched.

The median year built is 1987, so buyers should underwrite for age-appropriate maintenance and sellers should expect the updated homes to set the pace. With no recent closings in the current window here, there isn't fresh transaction data to anchor a number to, which puts more weight on condition and comparable evidence from the wider area. Come in with eyes open on inspections rather than on square footage alone.

Nearby homes for sale

No active listings inside Cluster HomesHomes for Sale in St. Petersburg, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

4731 COCONUT PALM CIRCLE
$1.30M · 0.1 mi away
3 bd · 2.5 ba · 3,069 sqft
4731 COCONUT PALM CIRCLE
Listed by A BETTER LIFE REALTY
495 ST TROPEZ CIRCLE
$425K · 0.1 mi away
2 bd · 2 ba · 1,061 sqft
495 ST TROPEZ CIRCLE
Listed by KELLER WILLIAMS ST PETE REALTY
491 ST TROPEZ CIRCLE
$565K · 0.1 mi away
3 bd · 2 ba · 1,516 sqft
491 ST TROPEZ CIRCLE
Listed by ASSURANCE PROPERTY & REALTY SERVICES, INC.
4660 LAUREL OAK LANE
$1.65M · 0.1 mi away
4 bd · 2.5 ba · 3,055 sqft
4660 LAUREL OAK LANE
Listed by SMITH & ASSOCIATES REAL ESTATE
777 CATTAIL COURT
$1.29M · 0.2 mi away
4 bd · 3.5 ba · 3,230 sqft
777 CATTAIL COURT
Listed by SMITH & ASSOCIATES REAL ESTATE
355 RED CEDAR COURT
$825K · 0.2 mi away
3 bd · 2.5 ba · 2,146 sqft
355 RED CEDAR COURT
Listed by RE/MAX ACTION FIRST OF FLORIDA

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

This is a small, coherent community of similarly aged homes near the middle of the size spectrum — the kind of place where the value story is about how well an individual home has been maintained, not about which model you picked.

Stellar MLS sales records identify 24 homes in Cluster Homes that have changed hands since 2014, built between 1984 and 1988 (median 1986), with a median living area of about 1,210 sq ft and a typical 2-bedroom, 2.5-bath layout. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 11 qualified sales in Cluster Homes across 2024–2025 (9 in 2024, 2 in 2025), median $386,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers wanting a manageable, roughly 1,200-square-foot home and willing to budget for age-appropriate updates
  • Owner-occupant buyers planning to hold, who value a stable, low-turnover community
  • Value-focused buyers ready to move quickly when a well-maintained home lists

Probably not for

  • Buyers who need substantially more living space than the median footprint here offers
  • Buyers wanting new construction or move-in-ready homes with no maintenance runway
  • Buyers who need constant inventory and many options to compare at once

The market around Cluster Homes

Cluster Homes is too small for its own price trend, so here is the market around it.

In ZIP 33703, 271 homes are on the market and 29% are under contract — a steady corner of St Petersburg.

Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).

In ZIP 33703 (St Petersburg), 892 homes closed in the last 12 months at a median of $415K ($322/sq ft), up 7.2% year over year, with a median 47 days on market. Right now 172 active and 62 pending listings put supply at about 4.6 months — a balanced market. See the live ZIP 33703 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Cluster Homes specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Cluster Homes, St Petersburg

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 8 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-09-21)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Cluster Homes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cluster Homes.

Best Buy
Buyers who want an efficient, right-sized home in an established St Petersburg pocket.
Biggest Risk
1980s systems and roofs mean condition, not square footage, sets the true price.
Sweet Spot
A well-updated home priced against honest comps rather than a headline number.
Avoid If
You need large square footage or a steady stream of listings to choose from.

A single-vintage pocket where condition is the variable

With only 71 homes and a build range spanning just five years, Cluster Homes reads as one deliberate era rather than a patchwork of phases. The median living area of roughly 1,210 square feet points to efficient, right-sized floor plans — enough for comfortable living without the maintenance load of a larger footprint. Because the homes are so similar on paper, the differences that matter are the ones you find in person: roofs, HVAC, plumbing, electrical, and whether prior owners modernized or left things original.

About 69% of homes here carry a homestead exemption, which tells you this is a community held largely by owner-occupants rather than dominated by turnover or short-term holds. That tends to translate to steadier upkeep and a slower, more deliberate resale cadence. For a buyer, it means less frequent inventory and a premium on being ready to move when a well-kept home lists.

“

The location and the amenities are priced into every listing in Cluster Homes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small, low-turnover community with no recent closings to lean on, pricing has to be built from condition and the best available comparable evidence rather than from a convenient headline number. We do that work honestly — flagging the deferred-maintenance items that move value in 1980s homes and telling you when a listing's ask isn't supported. That candor protects both buyers underwriting an older home and sellers who want a price that actually holds.

Cluster Homes in 15 seconds.

Best forBuyers who want an efficient, right-sized home in an established St Petersburg pocket.
Biggest advantageHigh owner-occupancy and a single build era make the community coherent and predictable.
Biggest risk1980s systems and roofs mean condition, not square footage, sets the true price.
Sweet spotA well-updated home priced against honest comps rather than a headline number.
Avoid ifYou need large square footage or a steady stream of listings to choose from.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Cluster Homes homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Cluster Homes.
In short
  • HOA dues reported around $814/month (about $9,768/yr) · median of 38 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $814 per month ($9,768 a year) — the median AssociationFee across 38 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cluster Homes sales matched to your home.

What is your Cluster Homes home worth?

Get a no-obligation home value based on real comparable sales in Cluster Homes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Cluster Homes on the map →

Real comps, not an automated estimate.

Recently off market in Cluster Homes

Homes in Cluster Homes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

How many homes are in Cluster Homes?
The Florida DOR 2025 assessment roll shows 70 homes in Cluster Homes (public records).
What share of Cluster Homes is owner-occupied?
69% of Cluster Homes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cluster Homes built?
Homes in Cluster Homes were built between 1984 and 1988, with a median year built of 1987.0 (FL DOR 2025 roll).
Who is the best real estate agent for Cluster Homes?
The best agent for Cluster Homes is one who actively works St Petersburg and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cluster Homes.
How do I find a top St Petersburg real estate agent who knows Cluster Homes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cluster Homes and the wider St Petersburg area.
Can Momentum Realty connect me with an agent for Cluster Homes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cluster Homes purchase or sale - no call center and no pressure.
Where is Cluster Homes, and what county is it in?
Cluster Homes is in St Petersburg, Pinellas County, FL, ZIP 33703. The community's center is about 2 miles north of the center of St Petersburg (straight-line).
Buyers wanting a manageable, roughly 1,200-square-foot home and willing to budget for age-appropriate updatesExcellent fit
Owner-occupant buyers planning to hold, who value a stable, low-turnover communityExcellent fit
Value-focused buyers ready to move quickly when a well-maintained home listsExcellent fit
Buyers who need substantially more living space than the median footprint here offersProbably not
Buyers wanting new construction or move-in-ready homes with no maintenance runwayProbably not
Buyers who need constant inventory and many options to compare at onceProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (6 streets, ZIP 33703))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2015 (25 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Schools serving nearby communities

We do not have a confirmed school assignment for Cluster Homes. These are the public schools most often assigned to other communities in ZIP 33703; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Thinking of selling in Cluster Homes? 2 recorded closings (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Cluster Homes with Momentum Realty’s local guides.

CHCluster Homes Condo0.0 mi away · 13 homes, built 1988–88CHCluster Homes I Condo Andorra0.1 mi awayCHCluster Homes Placido Bayou0.1 mi away · 14 homes, built 1985–85Placido Bayou0.1 mi away · 559 homes, built 1984–06PVPlaza Villas One Condo0.2 mi away · median $195K, 4 sales/12 moCMCrisp Manor0.2 mi away · 519 homes, built 1925–24

Browse all neighborhood guides →

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