Cluster Homes
Homes for Sale in St. Petersburg, FL
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 1986–1988. As of September 2026, the MLS records 25 closed sales in Cluster Homes in St Petersburg, FL since 2015, the most recent in August 2026. Across St Petersburg as a whole, 3,719 homes closed in the last 12 months at a median of $435,000, 44 median days on market, with 1,078 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $8,430 ($7,620 with the full homestead exemption).
Cluster Homes is a compact, single-vintage pocket in St Petersburg — 71 homes built inside a tight window from 1984 to 1988, with a median around 1,210 square feet. When stock is this uniform in age and size, price is driven far less by floor plan and far more by condition and updates. Two homes on the same street can trade well apart depending on whether the kitchen, systems, and roof have been touched.
The median year built is 1987, so buyers should underwrite for age-appropriate maintenance and sellers should expect the updated homes to set the pace. With no recent closings in the current window here, there isn't fresh transaction data to anchor a number to, which puts more weight on condition and comparable evidence from the wider area. Come in with eyes open on inspections rather than on square footage alone.
The 60-Second Overview
This is a small, coherent community of similarly aged homes near the middle of the size spectrum — the kind of place where the value story is about how well an individual home has been maintained, not about which model you picked.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Cluster Homes is best for.
Best for
- Buyers wanting a manageable, roughly 1,200-square-foot home and willing to budget for age-appropriate updates
- Owner-occupant buyers planning to hold, who value a stable, low-turnover community
- Value-focused buyers ready to move quickly when a well-maintained home lists
Probably not for
- Buyers who need substantially more living space than the median footprint here offers
- Buyers wanting new construction or move-in-ready homes with no maintenance runway
- Buyers who need constant inventory and many options to compare at once
The market around Cluster Homes
Cluster Homes is too small for its own price trend, so here is the market around it.
In ZIP 33703, 313 homes are on the market and 28% are under contract — a steady corner of St Petersburg.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
ZIP and county figures describe the wider market, not Cluster Homes specifically. Momentum Research analysis of MLS records.
Cluster Homes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
The Cluster Homes buying strategy.
If we were buying in Cluster Homes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cluster Homes.
A single-vintage pocket where condition is the variable
With only 71 homes and a build range spanning just five years, Cluster Homes reads as one deliberate era rather than a patchwork of phases. The median living area of roughly 1,210 square feet points to efficient, right-sized floor plans — enough for comfortable living without the maintenance load of a larger footprint. Because the homes are so similar on paper, the differences that matter are the ones you find in person: roofs, HVAC, plumbing, electrical, and whether prior owners modernized or left things original.
About 69% of homes here carry a homestead exemption, which tells you this is a community held largely by owner-occupants rather than dominated by turnover or short-term holds. That tends to translate to steadier upkeep and a slower, more deliberate resale cadence. For a buyer, it means less frequent inventory and a premium on being ready to move when a well-kept home lists.
The location and the amenities are priced into every listing in Cluster Homes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, low-turnover community with no recent closings to lean on, pricing has to be built from condition and the best available comparable evidence rather than from a convenient headline number. We do that work honestly — flagging the deferred-maintenance items that move value in 1980s homes and telling you when a listing's ask isn't supported. That candor protects both buyers underwriting an older home and sellers who want a price that actually holds.
Cluster Homes in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cluster Homes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cluster Homes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cluster Homes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cluster Homes home worth?
Get a no-obligation home value based on real comparable sales in Cluster Homes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cluster Homes on the map →
Should you buy in Cluster Homes?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Cluster Homes with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (25 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Cluster Homes fits the bigger picture — live prices, inventory, and Momentum Scores:
Cluster Homes Market Scorecard
Cluster Homes is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 33703 ZIP is $401,003, about 17.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.