Covina At Bay Park
Homes for Sale in Ruskin, FL
All 297 homes for sale in Ruskin, FL · median $335,000 · 226 homes for sale in 33570 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 2006 - 2006; 3 of 3 report an HOA (median $37/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft). As of October 2026, the MLS records 59 closed sales in Covina At Bay Park in Ruskin, FL since 2006, the most recent in August 2026. Recorded prices since 2024 ran from $241,500 to $425,000 (median $347,000), on homes of 1,742 to 2,525 sq ft. Across Ruskin as a whole, 376 homes closed in the last 12 months at a median of $322,000, 55 median days on market, with 273 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $5,460 ($4,830 with the full homestead exemption).
Part of the Bay Park master-planned community in Ruskin, FL — see all Bay Park homes for sale (12 listings across 7 villages and sections in the MLS).

Covina at Bay Park is a tightly built pocket of Ruskin - 155 homes, all raised between 2005 and 2008, with a median build year of 2006. That narrow construction window means the housing stock reads as a set: similar-generation systems, similar layouts, similar wear patterns. Condition and updates within that shared era, not lot size or era spread, are what will separate one listing from another here.
There are zero active listings in the community as of this snapshot, and the recent closings window covers just two sales. That is a thin data set to draw firm conclusions from, but it points toward a community where inventory turns over quietly and infrequently rather than in visible waves. A buyer who wants this specific street or subdivision should expect to wait for something to come up, and a seller should recognize that a well-presented listing here isn't competing against a deep shelf of alternatives inside the same community.
Figures in this note are as of July 20, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Covina At Bay Park right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Homes in Covina at Bay Park run to a fairly consistent size, with a median living area of 2,319 square feet, and just over half of homes (52.3%) carry a homestead exemption - a signal that owner-occupancy, not investor turnover, is the norm here.
Stellar MLS sales records identify 113 homes in Covina At Bay Park that have changed hands since 2006, built between 2005 and 2008 (median 2006), with a median living area of about 2,054 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 15 qualified sales in Covina At Bay Park across 2024 - 2025 (10 in 2024, 5 in 2025), median $299,900 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Covina At Bay Park. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Covina At Bay Park; content deemed reliable but not guaranteed.
Who Covina At Bay Park is best for.
Best for
- A buyer targeting a mid-2000s built home with a consistent, single-era feel
- A buyer comfortable operating under HOA deed restrictions and willing to confirm current terms directly
- A buyer prioritizing owner-occupied surroundings over rental-heavy turnover
Probably not for
- A buyer who needs to choose from several active listings within the same community right now
- A buyer on a tight closing timeline who cannot wait for inventory to surface
- A buyer seeking a wide range of home ages, layouts, or lot styles within one community
The market around Covina At Bay Park
Covina At Bay Park is too small for its own price trend, so here is the market around it.
In ZIP 33570, 284 homes are on the market and 23% are under contract — a steady corner of Ruskin.
Across Hillsborough County, 6,324 homes are active and 1,810 pending (22% under contract).
In ZIP 33570 (Ruskin), 552 homes closed in the last 12 months at a median of $321K ($171/sq ft), down 2.6% year over year, with a median 56 days on market. Right now 158 active and 45 pending listings put supply at about 6.4 months - a buyer's market. See the live ZIP 33570 housing market and the Hillsborough County market.
ZIP and county figures describe the wider market, not Covina At Bay Park specifically. Momentum Research analysis of MLS records.
Covina At Bay Park on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Covina At Bay Park
- Deed Restrictions · reported on 1 of 1 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hillsborough County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Covina At Bay Park listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Covina At Bay Park address.
Recent Developments in Covina At Bay Park
Development, infrastructure, retail, and school activity affecting Covina At Bay Park, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- August 2026Development
AECOM Hunt selected as construction manager for proposed $2.3 billion Rays ballpark in Tampa
AECOM Hunt joined the design team led by Populous for the proposed ballpark on a site that includes Hillsborough College property. The stadium would have at least 28,000 fixed seats, with a construction start targeted for September 2026 and completion by late 2028. Tampa's public contribution is up to $80 million and financing is not finalized.
What it may mean for the marketA large ballpark and surrounding mixed-use district would add construction jobs, event traffic and retail demand on the Dale Mabry corridor. The site is about 10 miles north of Covina At Bay Park.
Source: Tampa Bay Business and Wealth - August 2026Infrastructure
Four firms vie to build Tampa International Airport's $150 million control tower
TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.
What it may mean for the marketAirport capital spending supports construction employment and long-term air service capacity for the region. The site is about 9 miles north of Covina At Bay Park.
Source: Tampa Bay Business and Wealth - August 2026Development
ONE Tampa condo tower tops out at 42 stories with nearly 70% of units sold
Kolter Urban's 42-story tower at North Ashley Drive and East Twiggs Street has 225 residences and is capped at 649 feet by aviation limits. Closings are expected to begin in the third quarter of 2027. About 5,000 square feet of ground-floor restaurant space is planned.
What it may mean for the marketNew downtown condo inventory and ground-floor dining add housing choices and walkable amenities near Curtis Hixon Waterfront Park. The project is about 7 miles north of Covina At Bay Park, elsewhere in Hillsborough County.
Source: Tampa Bay Business and Wealth - August 2026Parks & Amenities
Tampa advances $1.999 million design contract for Picnic Island coastal restoration
Tampa selected HDR Engineering to design a nature-based shoreline plan including living breakwaters, a living shoreline and reinforced dunes. The contract covers design and permitting only, over 458 days, funded by a state resiliency grant. Construction is not yet funded or scheduled.
What it may mean for the marketShoreline work aims to reduce flood and erosion exposure for Port Tampa City and add park and trail amenities. The site is about 4 miles west of Covina At Bay Park.
Source: Tampa Bay Business and Wealth - July 2026Development
33-story tower planned for Water Street Tampa expansion
Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.
What it may mean for the marketAdds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 6 miles north of Covina At Bay Park, elsewhere in Hillsborough County.
Source: Florida YIMBY - July 2026Builder Activity
First 3D-printed affordable home nears completion in East Tampa
The nonprofit Corporation to Develop Communities of Tampa is completing Tampa's first 3D-printed affordable home on Lurline Circle in East Tampa, using a gantry-style printer that layers concrete for the walls. The house is expected to be finished within weeks and listed for sale in about two months, with down payment assistance and first time homebuyer programs available. The effort is part of a broader CDC initiative that includes more than 90 multifamily units in East Tampa.
What it may mean for the marketIntroduces 3D concrete printing construction to the local for sale housing market, with a new single family home and additional multifamily units planned. The method signals a new building technique entering the area home supply. The project is about 10 miles northeast of Covina At Bay Park, elsewhere in Hillsborough County.
Source: Bay News 9
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Covina At Bay Park buying strategy.
If we were buying in Covina At Bay Park today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Covina At Bay Park.
One build era, one HOA, consistent housing stock
Because every home in Covina at Bay Park was built within a three-year window, the community doesn't have the layered mix of eras you see in older, in-fill Ruskin neighborhoods. What you're evaluating is closer to a single generation of construction: same-vintage roofs, HVAC systems, and floor plans reaching a similar age at roughly the same time. That makes maintenance history and any completed updates the real differentiator between homes, more than square footage or design.
The community carries deed restrictions, which typically govern exterior appearance, lot use, and community standards - buyers should confirm current rules and any associated fees directly with the HOA rather than assume terms from listing history. With no active listings at this snapshot, there isn't a live comp to look toward beyond it; the two recent closings inside the window give some signal, but not enough for a confident read on directional price movement.
The location and the amenities are priced into every listing in Covina At Bay Park. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this size with this little active inventory, most of the useful information lives in closed sales and HOA documentation rather than on the open market. We track when something in Covina at Bay Park actually comes up, pull the deed restriction and homestead detail before you write an offer, and help you weigh a single-era home against the update history that actually matters.
Covina At Bay Park in 15 seconds.
What it really costs to own in Covina At Bay Park
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $37/month across 3 MLS listings (most billed quarterly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Hillsborough County is $1,816/yr (6,518 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2006 across 3 listings. An original roof here would be about 20 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Covina At Bay Park
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Covina At Bay Park
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Covina At Bay Park will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $37/month (about $442/yr) · median of 3 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $37 per month ($442 a year) - the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Covina At Bay Park buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Covina At Bay Park sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Covina At Bay Park, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Covina At Bay Park home worth?
Get a no-obligation home value based on real comparable sales in Covina At Bay Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Ruskin →
Recently off market in Covina At Bay Park
Homes in Covina At Bay Park that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1225 Barclay Wood Drive · off market
| Location | Ruskin, Hillsborough County, FL · ZIP 33570 |
|---|---|
| Homes in the community | 263 (FL DOR 2025 assessment roll) |
| Years built | 1964–2024 (median 2007) |
| Typical living area | 2,220 sq ft (median) |
| Amenities listed by sellers | Cable TV, Security System, Security System Leased |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 60% |
| Zoned public schools | Hillsborough County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Covina At Bay Park key facts,” movewithmomentum.com/neighborhoods/covina-at-bay-park-ruskin, data as of September 20, 2026.
Housing distress & ownership in Covina At Bay Park, Ruskin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
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- ZIP 33570 housing scorecard
Ruskin guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Hillsborough County)
- Homestead exemption (Hillsborough County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Barclay Wood Drive (46 homes on record)
- Delwood Breck Street (20 homes on record)
- Delwood Breck Street (4 homes on record)
- Barclay Wood Drive (2 homes on record)
- Delwood Breck Street (2 homes on record)
- Barclay Wood Drive (1 homes on record)
- Delwood Breck Street (1 homes on record)
- Delwood Breck Street (1 homes on record)
Frequently Asked Questions
How many homes are in Covina At Bay Park?
What share of Covina At Bay Park is owner-occupied?
When were the homes in Covina At Bay Park built?
What schools serve Covina At Bay Park?
Who is the best real estate agent for Covina At Bay Park?
How do I find a top Ruskin real estate agent who knows Covina At Bay Park?
Can Momentum Realty connect me with an agent for Covina At Bay Park?
Where is Covina At Bay Park, and what county is it in?
Should you buy in Covina At Bay Park?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 19, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 33570)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2006 (59 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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