Covina At Bay Park
Homes for Sale in Ruskin, FL
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $315,000, $153 per square foot, a median 41 days on market, sellers accepting 98% of original asking (-9% versus the prior year). Homes listed or recently sold were built 2006 - 2006; 4 of 4 report an HOA (median $37/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft). At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $4,950 ($4,330 with the full homestead exemption).
Part of the Bay Park master-planned community in Ruskin, FL — see all Bay Park homes for sale (11 listings across 7 villages and sections in the MLS).

Covina at Bay Park is a tightly built pocket of Ruskin - 155 homes, all raised between 2005 and 2008, with a median build year of 2006. That narrow construction window means the housing stock reads as a set: similar-generation systems, similar layouts, similar wear patterns. Condition and updates within that shared era, not lot size or era spread, are what will separate one listing from another here.
There are zero active listings in the community as of this snapshot, and the recent closings window covers just two sales. That is a thin data set to draw firm conclusions from, but it points toward a community where inventory turns over quietly and infrequently rather than in visible waves. A buyer who wants this specific street or subdivision should expect to wait for something to come up, and a seller should recognize that a well-presented listing here isn't competing against a deep shelf of alternatives inside the same community.
Covina At Bay Park right now
🔴 Off the recent peak. The trailing-12-month median ($315K) is down 9.2% from the prior 12 months ($347K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Low (3 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Covina At Bay Park right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Covina At Bay Park market snapshot (as of September 12, 2026): the median sale price is about $315K ($153 per sq ft over the trailing 12 months of closed sales), and a median 41 days on market for closed sales. The trailing-12-month median is down 9% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 33570 (RUSKIN), 552 homes closed in the last 12 months at a median of $317K ($168/sq ft), down 4.5% year over year, with a median 56 days on market. Right now 144 active and 37 pending listings put supply at about 6.3 months - a buyer's market. See the live ZIP 33570 housing market and the Hillsborough County market.
Covina At Bay Park is a community of 123 homes in Ruskin, Hillsborough County, built between 2005 and 2020 (median 2006), with a median living area of about 2,309 square feet. 58% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Homes in Covina at Bay Park run to a fairly consistent size, with a median living area of 2,319 square feet, and just over half of homes (52.3%) carry a homestead exemption - a signal that owner-occupancy, not investor turnover, is the norm here.
The setting & the homes.
Aerial and on-site photos of Covina At Bay Park. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Covina At Bay Park; content deemed reliable but not guaranteed.
Who Covina At Bay Park is best for.
Best for
- A buyer targeting a mid-2000s built home with a consistent, single-era feel
- A buyer comfortable operating under HOA deed restrictions and willing to confirm current terms directly
- A buyer prioritizing owner-occupied surroundings over rental-heavy turnover
Probably not for
- A buyer who needs to choose from several active listings within the same community right now
- A buyer on a tight closing timeline who cannot wait for inventory to surface
- A buyer seeking a wide range of home ages, layouts, or lot styles within one community
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($315K) IS the median in the snapshot above, and the move from 2025 ($347K) IS the -9.2% one-year change.
Windows contain 0 to 10 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Deemed reliable but not guaranteed.
Covina at Bay Park Market Scorecard
Covina at Bay Park is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 33570 ZIP is $314,373, about 8.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Covina At Bay Park Ruskin, RUSKIN
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Covina At Bay Park on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Covina At Bay Park
- Deed Restrictions · reported on 1 of 1 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hillsborough County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Covina At Bay Park listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Covina At Bay Park address.
The Covina At Bay Park buying strategy.
If we were buying in Covina At Bay Park today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Covina At Bay Park.
One build era, one HOA, consistent housing stock
Because every home in Covina at Bay Park was built within a three-year window, the community doesn't have the layered mix of eras you see in older, in-fill Ruskin neighborhoods. What you're evaluating is closer to a single generation of construction: same-vintage roofs, HVAC systems, and floor plans reaching a similar age at roughly the same time. That makes maintenance history and any completed updates the real differentiator between homes, more than square footage or design.
The community carries deed restrictions, which typically govern exterior appearance, lot use, and community standards - buyers should confirm current rules and any associated fees directly with the HOA rather than assume terms from listing history. With no active listings at this snapshot, there isn't a live comp to look toward beyond it; the two recent closings inside the window give some signal, but not enough for a confident read on directional price movement.
The location and the amenities are priced into every listing in Covina At Bay Park. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Covina At Bay Park buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.0). Basis: Recent Direction -9.2% year-over-year; Owner Commitment 58% owner-occupied; Pricing Power 97.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this size with this little active inventory, most of the useful information lives in closed sales and HOA documentation rather than on the open market. We track when something in Covina at Bay Park actually comes up, pull the deed restriction and homestead detail before you write an offer, and help you weigh a single-era home against the update history that actually matters.
Covina At Bay Park in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $37/month (about $444/yr) · median of 8 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $37 per month ($444 a year) - the median AssociationFee across 8 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Covina At Bay Park buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Covina At Bay Park sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Covina At Bay Park, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Covina At Bay Park home worth?
Get a no-obligation home value based on real comparable sales in Covina At Bay Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Ruskin →
Recently off market in Covina At Bay Park
Homes in Covina At Bay Park that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1225 Barclay Wood Drive · off market
Frequently Asked Questions
What is the median home price in Covina At Bay Park?
How long do homes in Covina At Bay Park take to sell?
How many homes are in Covina At Bay Park?
What share of Covina At Bay Park is owner-occupied?
When were the homes in Covina At Bay Park built?
What schools serve Covina At Bay Park?
Who is the best real estate agent for Covina At Bay Park?
How do I find a top Ruskin real estate agent who knows Covina At Bay Park?
Can Momentum Realty connect me with an agent for Covina At Bay Park?
Should you buy in Covina At Bay Park?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 13, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 33570)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2006 (59 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Covina At Bay Park fits the bigger picture — live prices, inventory, and Momentum Scores:
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