Covina At Bay Park
Homes for Sale in Ruskin, FL
All 275 homes for sale in RUSKIN, FL · median $339,000 · 221 homes for sale in 33570 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 2006 - 2006; 4 of 4 report an HOA (median $37/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft). As of September 2026, the MLS records 59 closed sales in Covina At Bay Park in Ruskin, FL since 2006, the most recent in August 2026. Recorded prices since 2024 ran from $241,500 to $425,000 (median $347,000), on homes of 1,742 to 2,525 sq ft. Across Ruskin as a whole, 376 homes closed in the last 12 months at a median of $322,000, 55 median days on market, with 148 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $5,460 ($4,830 with the full homestead exemption).
Part of the Bay Park master-planned community in Ruskin, FL — see all Bay Park homes for sale (12 listings across 7 villages and sections in the MLS).
| Location | RUSKIN, Hillsborough County, FL · ZIP 33570 |
|---|---|
| Homes in the community | 263 (FL DOR 2025 assessment roll) |
| Years built | 1964–2024 (median 2007) |
| Typical living area | 2,220 sq ft (median) |
| Amenities listed by sellers | Cable TV, Deed Restrictions, Security System, Security System Leased |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 60% |
| Zoned public schools | Hillsborough County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Covina At Bay Park key facts,” movewithmomentum.com/neighborhoods/covina-at-bay-park-ruskin, data as of September 20, 2026.
Covina at Bay Park is a tightly built pocket of Ruskin - 155 homes, all raised between 2005 and 2008, with a median build year of 2006. That narrow construction window means the housing stock reads as a set: similar-generation systems, similar layouts, similar wear patterns. Condition and updates within that shared era, not lot size or era spread, are what will separate one listing from another here.
There are zero active listings in the community as of this snapshot, and the recent closings window covers just two sales. That is a thin data set to draw firm conclusions from, but it points toward a community where inventory turns over quietly and infrequently rather than in visible waves. A buyer who wants this specific street or subdivision should expect to wait for something to come up, and a seller should recognize that a well-presented listing here isn't competing against a deep shelf of alternatives inside the same community.
Nearby homes for sale
No active listings inside Covina At Bay Park right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Homes in Covina at Bay Park run to a fairly consistent size, with a median living area of 2,319 square feet, and just over half of homes (52.3%) carry a homestead exemption - a signal that owner-occupancy, not investor turnover, is the norm here.
Stellar MLS sales records identify 113 homes in Covina At Bay Park that have changed hands since 2006, built between 2005 and 2008 (median 2006), with a median living area of about 2,054 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 15 qualified sales in Covina At Bay Park across 2024 - 2025 (10 in 2024, 5 in 2025), median $299,900 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Covina At Bay Park. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Covina At Bay Park; content deemed reliable but not guaranteed.
Who Covina At Bay Park is best for.
Best for
- A buyer targeting a mid-2000s built home with a consistent, single-era feel
- A buyer comfortable operating under HOA deed restrictions and willing to confirm current terms directly
- A buyer prioritizing owner-occupied surroundings over rental-heavy turnover
Probably not for
- A buyer who needs to choose from several active listings within the same community right now
- A buyer on a tight closing timeline who cannot wait for inventory to surface
- A buyer seeking a wide range of home ages, layouts, or lot styles within one community
The market around Covina At Bay Park
Covina At Bay Park is too small for its own price trend, so here is the market around it.
In ZIP 33570, 284 homes are on the market and 23% are under contract — a steady corner of Ruskin.
Across Hillsborough County, 6,324 homes are active and 1,810 pending (22% under contract).
In ZIP 33570 (RUSKIN), 552 homes closed in the last 12 months at a median of $321K ($171/sq ft), down 2.6% year over year, with a median 56 days on market. Right now 158 active and 45 pending listings put supply at about 6.4 months - a buyer's market. See the live ZIP 33570 housing market and the Hillsborough County market.
ZIP and county figures describe the wider market, not Covina At Bay Park specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Covina At Bay Park, RUSKIN
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Covina At Bay Park on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Covina At Bay Park
- Deed Restrictions · reported on 1 of 1 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hillsborough County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Covina At Bay Park listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Covina At Bay Park address.
The Covina At Bay Park buying strategy.
If we were buying in Covina At Bay Park today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Covina At Bay Park.
One build era, one HOA, consistent housing stock
Because every home in Covina at Bay Park was built within a three-year window, the community doesn't have the layered mix of eras you see in older, in-fill Ruskin neighborhoods. What you're evaluating is closer to a single generation of construction: same-vintage roofs, HVAC systems, and floor plans reaching a similar age at roughly the same time. That makes maintenance history and any completed updates the real differentiator between homes, more than square footage or design.
The community carries deed restrictions, which typically govern exterior appearance, lot use, and community standards - buyers should confirm current rules and any associated fees directly with the HOA rather than assume terms from listing history. With no active listings at this snapshot, there isn't a live comp to look toward beyond it; the two recent closings inside the window give some signal, but not enough for a confident read on directional price movement.
The location and the amenities are priced into every listing in Covina At Bay Park. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this size with this little active inventory, most of the useful information lives in closed sales and HOA documentation rather than on the open market. We track when something in Covina at Bay Park actually comes up, pull the deed restriction and homestead detail before you write an offer, and help you weigh a single-era home against the update history that actually matters.
Covina At Bay Park in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $37/month (about $444/yr) · median of 60 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $37 per month ($444 a year) - the median AssociationFee across 60 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Covina At Bay Park buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Covina At Bay Park sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Covina At Bay Park, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Covina At Bay Park home worth?
Get a no-obligation home value based on real comparable sales in Covina At Bay Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Ruskin →
Recently off market in Covina At Bay Park
Homes in Covina At Bay Park that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1225 Barclay Wood Drive · off market
Frequently Asked Questions
How many homes are in Covina At Bay Park?
What share of Covina At Bay Park is owner-occupied?
When were the homes in Covina At Bay Park built?
What schools serve Covina At Bay Park?
Who is the best real estate agent for Covina At Bay Park?
How do I find a top Ruskin real estate agent who knows Covina At Bay Park?
Can Momentum Realty connect me with an agent for Covina At Bay Park?
Where is Covina At Bay Park, and what county is it in?
Should you buy in Covina At Bay Park?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 33570)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2006 (59 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Nearby Communities
Explore more neighborhoods near Covina At Bay Park with Momentum Realty’s local guides.