Cross Creek
Homes for Sale in Orange Park, FL
All 259 homes for sale in Orange Park, FL · median $360,000 · 134 homes for sale in 32073 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-09-14, 52 recorded sales closed at a median of $296,000, $164 per square foot, a median 44 days on market, sellers accepting 97% of original asking (-10% versus the prior year). At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,460 ($3,860 with the full homestead exemption).
Cross Creek Replat sits in Orange Park, in Clay County, and the honest starting point is that we're working from a thin snapshot here. Without live inventory, days-on-market, or a current median in hand, I won't manufacture one. What I can tell you is that pricing in a small replat like this tends to be driven less by any headline figure and more by the condition of the specific house, its lot, and how it stacks against the handful of comparable sales nearby.
For a buyer, that means the community is worth watching rather than reacting to — a single well-priced listing can set the tone for the whole street. For a seller, it means your number will come from your home's actual condition and updates, not from a neighborhood average. Come to the table with recent, close comps and a realistic read on where your property lands on the condition spectrum.
Cross Creek right now
🔴 Off the recent peak. The trailing-12-month median ($296K) is down 10.2% from the prior 12 months ($329K).Momentum Research, record-level realMLS closed sales, 12-month windows ending September 13. Confidence: Very High (52 and 148 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 16, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Cross Creek Replat right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Cross Creek market snapshot (as of September 13, 2026): the median sale price is about $296K ($164 per sq ft over the trailing 12 months of closed sales), and a median 44 days on market for closed sales. The trailing-12-month median is down 10% from the prior 12 months, computed from record-level realMLS closed sales (52 closings in the current window).
In ZIP 32073 (Orange Park), 991 homes closed in the last 12 months at a median of $300K ($172/sq ft), down 2.8% year over year, with a median 36 days on market. Right now 189 active and 82 pending listings put supply at about 3.2 months — a balanced market. See the live ZIP 32073 housing market and the Clay County market.
County records show 5 qualified sales in Cross Creek across 2024–2025 (3 in 2024, 2 in 2025), median $360,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Cross Creek is a community of 70 homes in Orange Park, Clay County, built between 1964 and 2015 (median 1977.0), with a median living area of about 1,798 square feet. 79% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Cross Creek Replat is a defined pocket within Orange Park in Clay County, the kind of small-footprint community where the specific home and lot matter more than any neighborhood-wide statistic.
Who Cross Creek is best for.
Best for
- Buyers targeting Orange Park and comfortable evaluating a home on condition and lot
- Buyers on a defined budget who want to anchor an offer to close comparable sales
- Buyers who value a smaller, contained community over sprawl and want a Clay County location
Probably not for
- Buyers who need a large, active inventory with many options at once
- Buyers who want to move immediately and can't wait for the right listing to surface
- Buyers who rely on a single headline market number to make a decision
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 13 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($296K) IS the median in the snapshot above, and the move from 2025 ($329K) IS the -10.2% one-year change.
Windows contain 0 to 365 sales each (52 in the current window); every figure carries its sample size. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
27% of homes for sale in ZIP 32073 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
The Cross Creek buying strategy.
If we were buying in Cross Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cross Creek.
A small pocket in Orange Park
Orange Park's appeal is largely about position — you're in Clay County with reach toward the wider Jacksonville metro, commuter corridors, and the retail and service clusters that ring the area. Cross Creek Replat is a discrete slice of that, and in a community this contained the value conversation is granular: which street, which lot, what's been updated, what hasn't.
Because we're not citing live market figures here, the practical move is to treat each listing on its own merits. Pull the closest recent sales, weigh condition honestly, and don't let a stale or aspirational number anchor your expectations in either direction.
The location and the amenities are priced into every listing in Cross Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cross Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.4). Basis: Recent Direction -10.2% year-over-year; Owner Commitment 79% owner-occupied; Pricing Power 96.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
We're a Northeast Florida brokerage and we track Clay County and Orange Park closely enough to know when a snapshot is too thin to trade on. Rather than sell you a number we can't stand behind, we'll build the picture from the ground up — the specific home, the nearest comparable sales, and a plain read on condition — so your offer or list price rests on something real.
Cross Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cross Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cross Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cross Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cross Creek home worth?
Get a no-obligation home value based on real comparable sales in Cross Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Orange Park →
Frequently Asked Questions
What is the median home price in Cross Creek?
How long do homes in Cross Creek take to sell?
How many homes are in Cross Creek?
What share of Cross Creek is owner-occupied?
When were the homes in Cross Creek built?
Who is the best real estate agent for Cross Creek?
How do I find a top Orange Park real estate agent who knows Cross Creek?
Can Momentum Realty connect me with an agent for Cross Creek?
Should you buy in Cross Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 13, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32043/32073)) |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2001 (1,400 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Cross Creek Replat fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Cross Creek. These are the public schools most often assigned to other communities in ZIP 32073; zones change and vary by address, so confirm with the district before you buy.
- Orange Park High School · 9-12, zoned (confirm by address at oneclay.net) · FLDOE grade B (assigned to 29 nearby communities)
- Orange Park Junior High School · 7-8, zoned (confirm by address at oneclay.net) · FLDOE grade B (assigned to 11 nearby communities)
- Orange Park Junior High School or your address-zoned middle school · Middle (assigned to 10 nearby communities)
- Lakeside Junior High School · junior high (zoned, confirm by address) · FLDOE grade A (assigned to 8 nearby communities)
- Orange Park Elementary School or your address-zoned elementary school · Elementary (assigned to 8 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Cross Creek with Momentum Realty’s local guides.