Cypress Hammock in Jacksonville

Cypress Hammock Homes for Sale in Jacksonville, FL

Established 1988 · Intracoastal West · ZIP 32224

An established, attainable single-family neighborhood on Jacksonville's Westside, with a homeowners association and 1990s homes.

Established WestsideHomeowners associationAttainable single-family
Live Market Pulse
48/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market Cypress Hammock

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$277K
Median Price
6mo
Supply
56days
Avg DOM
Soft
Seller Leverage
$174/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Cypress Hammock reads as an established, attainable single-family neighborhood on Jacksonville's Westside (32221), with a homeowners association and homes largely from the 1990s. The draw is value and a maintained, convenient setting near I-10 and the Clay County line. Homes vary in updates, so the buy is condition-and-lot rather than amenities. Confirm the HOA dues and scope, the Duval tax picture, and the exact zoned schools. Pricing context is third-party and illustrative, accessed June 2026; confirm per home."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Cypress Hammock market snapshot (as of June 25, 2026): the median sale price is about $277K ($174 per sq ft), with homes averaging 56 days on market and 6.0 months of supply, a buyer-leaning market (limited data). Based on 6 recent closings in live realMLS data.

Cypress Hammock is an established single-family neighborhood on Jacksonville's Westside, Duval County, ZIP 32221, with homes largely built in the 1990s and its own homeowners association (neighborhoods.com; cypresshammockhoa.com; accessed June 2026; confirm per home).

Homes are midsize single-family residences, commonly in the 1,287 to 1,776 square-foot range, that vary in updates, so the right comparison is house-by-house on lot, size, and condition. Recent third-party listings have run in roughly the $280,000s to low $320,000s; confirm current pricing per home.

The Westside location is convenient and attainable: close to I-10 and I-295 for access across the city, near the Clay County line, Oakleaf, and the Cecil commerce and recreation area, with everyday shopping along the Westside corridors.

As an established 1990s neighborhood with an HOA, the central diligence items are the HOA dues and exactly what they cover, the Duval County tax, the exact zoned schools by address, and the condition of the home, including roof and systems.

Best for

  • Value buyers who want an attainable, established Westside home with an HOA
  • Buyers who value quick I-10 and I-295 access across the city
  • Buyers comfortable inspecting 1990s homes and verifying schools and taxes

Probably not for

  • Buyers who want new construction or a gated amenity master plan
  • Buyers who want a waterfront or large-acreage lot
  • Anyone who wants no HOA at all

How Cypress Hammock is performing right now

48/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
6Months of supplytight
69Median days on marketdays
0 : 3Under contract vs for salestrong demand
6Sold in last 12 monthsliquidity
-3%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Cypress Hammock listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Cypress Hammock buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Cypress Hammock

Live MLS inventory for Cypress Hammock. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Cypress Hammock listings as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Interstate 10 access~5 to 10 min · east-west corridor
Interstate 295 (Westside)~5 to 12 min · beltway
Oakleaf Town Center~10 to 18 min · shopping to the south
Cecil Commerce / Recreation area~8 to 15 min · jobs and parks
Downtown Jacksonville~18 to 25 min · east via I-10
NAS Jacksonville~15 to 22 min · southeast for military commuters
Jacksonville Int'l Airport (JAX)~25 to 35 min · north via I-295

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Cypress Hammock Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

Caney Branch Plantation Homes for Sale in Jacksonville, FLCaney Branch Plantation Homes for Sale in Jacksonville, FLJacksonville, FL · 0.7 miEGEagles Glen: A New Dream Finders Community on the WestsideJacksonville, FL · 1.1 miWyndbrook Homes for Sale in Jacksonville, FLWyndbrook Homes for Sale in Jacksonville, FLJacksonville, FL · 1.2 miThe Villas at Bishop Oaks Homes for Sale in Jacksonville, FLThe Villas at Bishop Oaks Homes for Sale in Jacksonville, FLJacksonville, FL · 1.3 miWestview Manor Homes for Sale in Jacksonville, FLWestview Manor Homes for Sale in Jacksonville, FLJacksonville, FL · 1.4 miTrails at Bent Creek Homes for Sale in Jacksonville, FLTrails at Bent Creek Homes for Sale in Jacksonville, FLJacksonville, FL · 1.7 miSt James Place Homes for Sale in Jacksonville, FLSt James Place Homes for Sale in Jacksonville, FLJacksonville, FL · 1.8 miCopper Ridge Homes for Sale in Jacksonville, FLCopper Ridge Homes for Sale in Jacksonville, FLJacksonville, FL · 1.9 miYWYellow Water: Up to 550 New Homes Proposed in West JacksonvilleJacksonville, FL · 1.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Cypress Hammock (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Cypress Hammock is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Cypress Hammock address.

The takeaway

What is actually moving near Cypress Hammock, sourced and dated. We do not publish rumor.

Recent Developments in Cypress Hammock

Our read on what is being built around Cypress Hammock, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe Westside is an attainable, growing Duval area near the Cecil jobs corridor, so the story for an established HOA neighborhood like Cypress Hammock is value, condition, and the convenient setting rather than new construction.

Attainable Westside value near jobs

BullishNotable impact
SignificanceRadius: Westside / Jacksonville

An attainable, maintained HOA neighborhood near I-10, I-295, and the Cecil commerce area holds steady demand from value buyers and commuters.

HOA upkeep and dues

NeutralNotable impact
SignificanceRadius: Cypress Hammock

The HOA maintains common areas; confirm the current dues, exactly what they cover, and any rules, since the maintained setting is part of the value.

Duval millage and the tax bill

NeutralMinor impact
SignificanceRadius: Duval County

Property taxes follow City of Jacksonville and Duval County millage on the assessed value; read the actual figure for the specific parcel (Duval County Property Appraiser, 2024).

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Cypress Hammock, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Duval County millage and assessments

    Property taxes in Cypress Hammock follow City of Jacksonville and Duval County millage applied to the assessed value, with the HOA billed separately; the authoritative figure is the specific parcel's record. Why it matters: Pull the actual Duval County Property Appraiser record for the exact home, since assessed value and any homestead cap differ from a community estimate. Source

Development alerts for Cypress HammockGet a short monthly email when something new is approved, funded, or opens near Cypress Hammock.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Cypress Hammock, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA dues and what they cover. Get the current figure, the inclusions, and any rules in writing, since the maintained setting is part of the value.

2

Verify the exact zoned schools by address. Duval assignment is by address; confirm the current elementary, middle, and high with the district.

3

Inspect the 1990s basics. Roof age, HVAC, and systems drive the real cost on a 1990s home; budget them before you write.

4

Pull the Duval tax record and FEMA flood zone. Read the actual assessed tax and confirm flood exposure for the specific parcel.

5

Comp house-by-house. Price the specific home on its size, lot, and condition against the closest comparable Cypress Hammock sale, not a Westside average.

Best Buy
A well-kept, updated 1990s home with a newer roof on a good lot, priced to its condition and a clear HOA picture.
Biggest Risk
Deferred maintenance on an older home, or an HOA scope that differs from expectations.
Best Lot
The lot and the home's condition are the value here; the maintained HOA setting is the differentiator.
Smart Timing
A steady, attainable Westside market gives a prepared buyer who has inspected the home room to negotiate on condition.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Cypress Hammock is an established single-family neighborhood on Jacksonville's Westside, Duval County, ZIP 32221, with homes largely from the 1990s and its own homeowners association. Homes are midsize single-family residences, commonly 1,287 to 1,776 square feet, that vary in updates, with recent third-party listings in roughly the $280,000s to low $320,000s. The Westside location is convenient and attainable, near I-10 and I-295, the Clay County line, Oakleaf, and the Cecil commerce and recreation area. The central diligence items are the HOA dues and scope, the Duval County tax, the exact zoned schools by address, and the condition of the home.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: smaller original-condition homes
$248K to $275K

Smaller 1990s homes in original condition are the value entry. Budget the updates and confirm the HOA before you write (third-party context, June 2026, not MLS).

Lowest entry
Mid: updated three-bedroom homes
$275K to $285K

Updated three-bedroom homes are the core of the neighborhood. Condition, lot, and updates separate these; price on the closest comparable Cypress Hammock sale.

Most inventory
High: larger or fully renovated homes
$285K to $300K

Larger or fully renovated homes sit at the top of the neighborhood. Price each on its updates, lot, and condition, not a Westside average.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$248K to $275K
Entry: smaller original-condition homes
Smaller 1990s homes in original condition are the value entry. Budget the updates and confirm the HOA before you write (third-party context, June 2026, not MLS).
$275K to $285K
Mid: updated three-bedroom homes
Updated three-bedroom homes are the core of the neighborhood. Condition, lot, and updates separate these; price on the closest comparable Cypress Hammock sale.
$285K to $300K
High: larger or fully renovated homes
Larger or fully renovated homes sit at the top of the neighborhood. Price each on its updates, lot, and condition, not a Westside average.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Cypress Hammock

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Cypress Hammock is about an attainable, well-kept Westside home in a maintained HOA setting, not amenities. The deal is read in the condition, the lot, the HOA, and the verified schools, not the sticker.

Jon Brooks · Founder, Momentum Realty
6.0B- · Buy Score
Resale Strength6.0/10
Renovation Risk5.4/10
Location Efficiency6.6/10
Long-Term Defensibility5.8/10
Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Cypress Hammock is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the home's condition are the value; the maintained HOA setting is the differentiator.
  • Confirm the HOA scope and dues, and check the FEMA flood zone per parcel.
  • Roof age and systems drive cost more than square footage on a 1990s home.

In an attainable, established Westside neighborhood, value comes down to the lot, the home's condition, and the maintained setting. At Cypress Hammock, the 1990s homes are driven by roof age, systems, and updates, and the homeowners association keeps common areas tidy, so confirming its scope and dues matters. The honest approach is to verify the HOA, the schools, and the flood zone, then price the specific home on its condition against the closest comparable Cypress Hammock sale rather than a Westside median.

Cypress Hammock in 15 seconds.

Best forValue buyers who want an attainable, established Westside home in a maintained HOA neighborhood.
Strong onValue and access: a tidy 1990s neighborhood near I-10, I-295, and the Cecil jobs area.
WatchOlder-home condition and confirming the HOA scope and dues.
Not forBuyers who want new construction, a gated amenity master plan, or no HOA at all.
The edgeAn attainable Westside address with a maintained HOA setting near major corridors and jobs.

HOA, CDD & Fees

15-Second Take
  • Confirm the HOA dues and exactly what they cover.
  • No CDD is expected; confirm per parcel.
  • Budget insurance and 1990s-home maintenance alongside the HOA.

Cypress Hammock has a homeowners association that maintains common areas; confirm the current dues, exactly what they cover, and any rules for the specific home. No CDD is expected in an established 1990s neighborhood; confirm per parcel.

The dues fund common-area upkeep; verify exactly what is included and any reserves for the specific home.

There is no reported private club or mandatory membership beyond the homeowners association; the draw is the maintained, convenient Westside setting.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Cypress Hammock, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Arlington Hills, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Cypress Hammock home worth?

Get a no-obligation home value based on real comparable sales in Cypress Hammock matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Cypress Hammock on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,609/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Cypress Hammock Market Scorecard

Buyer's market

Cypress Hammock is currently a buyer's market. About 6.0 months of supply, a median asking price of $274,900, and homes go under contract in about 70 days.

6.0
Months supply
$274,900
Median list
$277,450
Median sold
$169
Per sqft
70
Days on mkt
3/0/6
Active/Pend/Sold

Typical home value in the 32257 ZIP is $347,667, about 7.0% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Cypress Hammock?
Cypress Hammock is an established single-family neighborhood on Jacksonville's Westside, Duval County, ZIP 32221, near I-10 and the Clay County line.
What kind of homes are in Cypress Hammock?
Midsize single-family homes, largely from the 1990s, commonly 1,287 to 1,776 square feet, that vary in updates. Compare house-by-house (third-party data, June 2026).
Is there an HOA?
Yes. Cypress Hammock has a homeowners association that maintains common areas. Confirm the current dues, what they cover, and any rules in writing.
What do homes cost in Cypress Hammock?
Recent third-party listings have run in roughly the $280,000s to low $320,000s (June 2026, not MLS); pricing is best confirmed per home because condition and size vary.
What schools serve Cypress Hammock?
It is in Duval County Public Schools, assigned by address. Confirm the current elementary, middle, and high for the specific home with the district.
Is Cypress Hammock in a flood zone?
Exposure varies by parcel. The FEMA map is authoritative, so confirm the determination for the specific home and how it affects insurance.
Is there a CDD?
No CDD is expected in an established 1990s neighborhood like Cypress Hammock, but confirm per parcel as a matter of course.
What should I check before buying a 1990s home here?
Inspect the roof age, HVAC, plumbing, and electrical first, since those drive the real cost on a 1990s home, and confirm the HOA scope.
How are property taxes here?
Property taxes follow City of Jacksonville and Duval County millage on the assessed value, with the HOA billed separately. Pull the actual Duval County Property Appraiser record for the parcel (2024).
What is nearby?
I-10 and I-295 access, Oakleaf Town Center, the Cecil commerce and recreation area, NAS Jacksonville, and downtown a short drive east.
Is Cypress Hammock a good value?
It offers an attainable, maintained Westside address near major corridors and jobs. The value depends on the specific home's condition, so inspect and price house-by-house.
Should I use the listing agent to buy in Cypress Hammock?
No. The listing agent works for the seller. Having your own representation, which costs you nothing as the buyer, to read the inspection, the HOA, and comps is the highest-leverage decision you make.
Who is the best real estate agent for Cypress Hammock?
The best agent for Cypress Hammock is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cypress Hammock.
How do I find a top Jacksonville real estate agent who knows Cypress Hammock?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cypress Hammock and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Cypress Hammock?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cypress Hammock purchase or sale - no call center and no pressure.
You want an attainable, established Westside home with an HOAExcellent fit
You value quick I-10 and I-295 access across the cityExcellent fit
You will inspect 1990s homes and verify the schools and taxesExcellent fit
You want new construction or a gated amenity master planProbably not
You want a waterfront or large-acreage lotProbably not
You want no HOA at allProbably not

Get the inside read on Cypress Hammock

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Cypress Hammock home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Cypress Hammock specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Cypress Hammock - what to look for, questions to ask, and your local expert.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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