Edge Water Reserve in Safety Harbor

Edge Water Reserve
Homes for Sale in Safety Harbor, FL

All 96 homes for sale in SAFETY HARBOR, FL · median $529,500 · 59 homes for sale in 34695 · Pinellas County homes for sale

Community in Safety Harbor · Pinellas County · ZIP 34695
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Built fromLive Stellar MLS data3 years of closingsUpdated twice daily

As of September 2026, Edge Water Reserve in Safety Harbor, FL has 2 homes for sale. As of September 2026, the MLS records 2 closed sales in Edge Water Reserve in Safety Harbor, FL since 2023, the most recent in April 2024. Across Safety Harbor as a whole, 184 homes closed in the last 12 months at a median of $533,750, 43 median days on market, with 45 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $10,350 ($9,540 with the full homestead exemption).

Live · Edge Water Reserve Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Pinellas: 21% (1,729 of 8,357)
2 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Edge Water Reserve is a small, new-construction enclave in Safety Harbor - nine homes total, built between 2020 and 2024, with a median year built of 2022. With only two active listings at any given time, this is not a market where trends form from volume; each sale is closer to a data point than a pattern. Pricing here is going to be driven by the individual home - lot position, finish level, upgrades - more than by any broad community curve.

The homes themselves run large, with a median living area of 3,330 square feet, which puts this community in a different category than typical Safety Harbor product. Just under half of homes (44.4%) carry a homestead exemption, which tells us a meaningful share of owners are not claiming it as a primary residence - worth knowing if you are trying to read resale timing or owner motivation on a specific listing.

The 60-Second Overview

A tightly held, recently built enclave of nine homes in Safety Harbor, with construction dates clustered between 2020 and 2024 and a footprint skewed toward larger, higher-square-footage floor plans.

Stellar MLS sales records identify 5 homes in Edge Water Reserve that have changed hands since 2020, built between 2019 and 2026 (median 2023), with a median living area of about 3,179 sq ft and a typical 4-bedroom, 4-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing new construction over an established, amenity-rich subdivision
  • Buyers who want a larger square-footage home and are comfortable evaluating each listing on its own merits
  • Buyers comfortable with a very small, low-turnover inventory and the patience that requires

Probably not for

  • Buyers who want a community pool, clubhouse, or organized recreation as part of the purchase
  • Buyers who want a wide selection of active listings to compare in real time
  • Buyers seeking an older, established neighborhood with a long resale history to draw pricing patterns from

The market around Edge Water Reserve

Edge Water Reserve is too small for its own price trend, so here is the market around it.

In ZIP 34695, 114 homes are on the market and 23% are under contract — a steady corner of Safety Harbor.

Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).

In ZIP 34695 (SAFETY HARBOR), 224 homes closed in the last 12 months at a median of $520K ($307/sq ft), up 0.5% year over year, with a median 44 days on market. Right now 47 active and 11 pending listings put supply at about 5.2 months - a balanced market. See the live ZIP 34695 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Edge Water Reserve specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Edge Water Reserve

Live MLS inventory for Edge Water Reserve. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Edge Water Reserve listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2024. Tap any home to ask about it.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Pinellas County Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent Edge Water Reserve listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Edge Water Reserve address.

If we were buying in Edge Water Reserve today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Edge Water Reserve.

Best Buy
Buyers seeking a newer-construction, larger-format home in Safety Harbor without a large subdivision around it.
Biggest Risk
With only nine homes total and two active listings, comparables are thin and pricing has to be judged home-by-home.
Sweet Spot
Buyers who want a larger floor plan (median 3,330 sqft) and don't need built-in community amenities.
Avoid If
You are counting on community amenities - none have been identified from current MLS listings.

Small, new, and large-format

With only nine homes in the entire community and typically one or two on the market at a time, Edge Water Reserve does not behave like a conventional subdivision with a pricing curve you can chart. Anyone evaluating a listing here is really evaluating that specific home - its build quality, lot, and condition - against a very short list of comparables, most of which are also newer construction from the same narrow 2020 - 2024 build window.

The median living size of 3,330 square feet signals this community skews toward larger homes than the Safety Harbor norm, which matters for anyone comparing price per square foot against other nearby options. No community amenities have been identified from current MLS listings, so buyers should treat this as a home-and-lot purchase rather than an amenity-driven one, and confirm directly what, if anything, is included at the HOA or community level before assuming a clubhouse, pool, or shared recreation space exists.

The location and the amenities are priced into every listing in Edge Water Reserve. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A nine-home community with two active listings is not a market you can read from a portal search - you need someone tracking every sale as it happens and pulling the actual comparables, not averages from a wider Safety Harbor dataset. We watch this inventory closely enough to tell you, honestly, whether a specific listing is priced in line with what this small pool of homes has actually supported.

Edge Water Reserve in 15 seconds.

Best forBuyers seeking a newer-construction, larger-format home in Safety Harbor without a large subdivision around it.
Biggest advantageEvery home is recently built (2020 - 2024), reducing the deferred-maintenance risk common in older Safety Harbor stock.
Biggest riskWith only nine homes total and two active listings, comparables are thin and pricing has to be judged home-by-home.
Sweet spotBuyers who want a larger floor plan (median 3,330 sqft) and don't need built-in community amenities.
Avoid ifYou are counting on community amenities - none have been identified from current MLS listings.

HOA, CDD & Fees

In short
  • HOA dues reported around $200/month (about $2,400/yr) · median of 6 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $200 per month ($2,400 a year) - the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Edge Water Reserve sales matched to your home.

What is your Edge Water Reserve home worth?

Get a no-obligation home value based on real comparable sales in Edge Water Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Safety Harbor →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,297/mo
Pinellas County typical true cost to own
$159/mo
Pinellas County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Edge Water Reserve Market Scorecard

Thin data

Edge Water Reserve is currently a thin data market. Limited supply, a median asking price of $1,923,450, and homes go under contract in about 266 days.

n/a
Months supply
$1,923,450
Median list
n/a
Median sold
$518
Per sqft
266
Days on mkt
2/0/0
Active/Pend/Sold

Typical home value in the 34695 ZIP is $506,185, about 5.6% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What schools serve Edge Water Reserve?
Edge Water Reserve is served by Pinellas County Public Schools, typically Pinellas County Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Edge Water Reserve?
The best agent for Edge Water Reserve is one who actively works Safety Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Edge Water Reserve.
How do I find a top Safety Harbor real estate agent who knows Edge Water Reserve?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Edge Water Reserve and the wider Safety Harbor area.
Can Momentum Realty connect me with an agent for Edge Water Reserve?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Edge Water Reserve purchase or sale - no call center and no pressure.
Buyers prioritizing new construction over an established, amenity-rich subdivisionExcellent fit
Buyers who want a larger square-footage home and are comfortable evaluating each listing on its own meritsExcellent fit
Buyers comfortable with a very small, low-turnover inventory and the patience that requiresExcellent fit
Buyers who want a community pool, clubhouse, or organized recreation as part of the purchaseProbably not
Buyers who want a wide selection of active listings to compare in real timeProbably not
Buyers seeking an older, established neighborhood with a long resale history to draw pricing patterns fromProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 12, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2023 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Edge Water Reserve with Momentum Realty’s local guides.

Gull Aire Village0.2 mi away · 419 homes, built 1972–18, 16 for saleGAGull Aire Village0.3 mi awayBMBayside Meadows0.4 mi awayBayside Meadows0.4 mi away · median $260K, 4 sales/12 moSVSheffield Village At Bayside Meadows Oldsmar0.4 mi away · median $226K, 6 sales/12 mo

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