Franklin Square
Homes for Sale in Palm Harbor, FL
All 552 homes for sale in PALM HARBOR, FL · median $375,250 · 162 homes for sale in 34683 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Franklin Square in Palm Harbor, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $383,000, $300 per square foot, a median 23 days on market, sellers accepting 99% of original asking (+4% versus the prior year). Homes listed or recently sold were built 1985 - 1990; 15 of 15 report an HOA (median $350/mo); none of the 14 geocoded homes sit in a FEMA special flood hazard zone (median elevation 34 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,420 ($6,610 with the full homestead exemption).
| Location | PALM HARBOR, Pinellas County, FL · ZIP 34683 |
|---|---|
| Homes in the community | 118 (FL DOR 2025 assessment roll) |
| Years built | 1985–1991 (median 1987.5) |
| Typical living area | 1,354 sq ft (median) |
| Home types (current listings and sales) | single-family 67%, villas 20%, townhouses 13% |
| Amenities listed by sellers | Pool, Deed Restrictions, Buyer Approval Required, Cable TV, Community Mailbox, Dog Park |
| Sale prices, last 12 months | $383,000 median across 5 closed sales · $300 per sq ft · +4.5% vs the prior 12 months |
| Days on market (closed sales) | 23 median |
| For sale right now | 2 active, 2 pending · median asking $337,500 · 2.0 months of supply |
| Owner-occupied (homestead) share | 74% |
| Zoned public schools | Pinellas County Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Franklin Square key facts,” movewithmomentum.com/neighborhoods/franklin-square-palm-harbor, data as of September 20, 2026.
Last 30 days in Franklin Square: 1 new listing (median asking $365,000), 2 under contract right now. As of September 28, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Franklin Square right now
🔴 Seller-leaning market. 2.0 months of supply and 50% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (4 active and pending listings, 5 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($383K) is up 4.5% from the prior 12 months ($366K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 6 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 28, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Franklin Square market snapshot (as of September 20, 2026): the median sale price is about $383K ($300 per sq ft over the trailing 12 months of closed sales), a median 23 days on market for closed sales, and 2.0 months of supply, a seller-leaning market. The trailing-12-month median is up 4% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).
In ZIP 34683 (PALM HARBOR), 544 homes closed in the last 12 months at a median of $492K ($285/sq ft), down 1.6% year over year, with a median 49 days on market. Right now 113 active and 31 pending listings put supply at about 3.9 months - a balanced market. See the live ZIP 34683 housing market and the Pinellas County market.
County records show 10 qualified sales in Franklin Square across 2024 - 2025 (4 in 2024, 6 in 2025), median $375,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Franklin Square: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm Harbor.
Franklin Square is a community of 118 homes in Palm Harbor, Pinellas County, built between 1985 and 1991 (median 1987.5), with a median living area of about 1,354 square feet. 74% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Franklin Square. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Franklin Square; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($383K) IS the median in the snapshot above, and the move from 2025 ($366K) IS the +4.5% one-year change.
Windows contain 0 to 15 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
Franklin Square Market Scorecard
Franklin Square is currently a strong seller's market. About 2.2 months of supply, a median asking price of $332,500, and homes go under contract in about 36 days.
Typical home value in the 34683 ZIP is $463,643, about 3.8% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Franklin Square, PALM HARBOR
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Franklin Square
Live MLS inventory for Franklin Square. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Franklin Square listings as of 2026-09-28, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.
Every Home for Sale in Franklin Square Palm Harbor Right Now (4)
All 4 active and pending Franklin Square Palm Harbor listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1465 Cairn Court · $415,000 · 4 bd / 3 ba · pending · listed Sep 8, 2026 · listed by Bhhs Florida Properties Group
- 864 Franklin Circle · $365,000 · 2 bd / 2 ba · listed Sep 3, 2026 · listed by Bhhs Florida Properties Group
- 888 Franklin Circle · $300,000 · 2 bd / 2 ba · listed Aug 7, 2026 · listed by Orchard Brokerage, Llc
- 852 Franklin Circle · $379,900 · 2 bd / 2 ba · pending · listed Aug 4, 2026 · listed by Venie Brinson Real Estate Inc
Franklin Square on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Franklin Square
- Pool · reported on 12 of 13 listings
- Deed Restrictions · reported on 5 of 13 listings
- Buyer Approval Required · reported on 4 of 13 listings
- Dog Park · reported on 3 of 13 listings
- Cable TV · reported on 3 of 13 listings
- Community Mailbox · reported on 2 of 13 listings
- Maintenance · reported on 2 of 13 listings
- Association Recreation - Owned · reported on 2 of 13 listings
- Clubhouse · reported on 1 of 13 listings
- Irrigation-Reclaimed Water · reported on 1 of 13 listings
- Recreation Facilities · reported on 1 of 13 listings
- Special Community Restrictions · reported on 1 of 13 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Franklin Square listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Franklin Square address.
Shop the zone: Homes zoned for Palm Harbor Univ High-Pn High School
The Franklin Square buying strategy.
If we were buying in Franklin Square today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Franklin Square.
A closer look at the Franklin Square market
At a median of $300 per square foot, Franklin Square prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 2.0 months of supply, a seller-leaning market and the trailing-12-month median up 4% year over year. Homes that do trade take a median 23 days on market, useful leverage on any listing that has lingered.
The housing stock is 118 homes built between 1985 and 1991, and 74% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Franklin Square. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Franklin Square buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.9). Basis: Recent Direction +4.5% year-over-year; Liquidity & Demand 2.0 months of supply; Owner Commitment 74% owner-occupied; Pricing Power 98.8% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $350/month (about $4,200/yr) · median of 221 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $350 per month ($4,200 a year) - the median AssociationFee across 221 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Franklin Square buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Franklin Square sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Franklin Square, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Franklin Square home worth?
Get a no-obligation home value based on real comparable sales in Franklin Square, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
Recently off market in Franklin Square
Homes in Franklin Square that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 933 Hamilton Court · off market
Frequently Asked Questions
What is the median home price in Franklin Square?
How long do homes in Franklin Square take to sell?
Is Franklin Square a buyer's or seller's market right now?
How many homes are in Franklin Square?
What share of Franklin Square is owner-occupied?
When were the homes in Franklin Square built?
What schools serve Franklin Square?
Who is the best real estate agent for Franklin Square?
How do I find a top Palm Harbor real estate agent who knows Franklin Square?
Can Momentum Realty connect me with an agent for Franklin Square?
Where is Franklin Square, and what county is it in?
Is Franklin Square in a flood zone?
Is Franklin Square a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 28, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 34683)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2004 (64 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Franklin Square fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Franklin Square with Momentum Realty’s local guides.
More on Franklin Square
- Home values · What homes in Franklin Square actually sell for