Franklin Square
Homes for Sale in Palm Harbor, FL
True comps, carrying-cost math, and listings before the portals.
Franklin Square is a small, established pocket of Palm Harbor - 99 homes built in a tight window between 1985 and 1989, with a median year built of 1987. That consistency means buyers are largely comparing similar-vintage construction rather than a mix of eras, so condition and updates (roof, HVAC, kitchen/bath work) do more to separate one listing from another than lot size or floor plan variety.
With zero active listings at this snapshot and a median of just three closings in the recent window, this is a thin market to read in real time. The median price of $267,500 and median price per square foot of $250.70 on a typical 1,309 square foot home give a working baseline, but with so few transactions, any single closing can swing the read. A median 38 days on market suggests homes here don't move instantly, but they also aren't sitting indefinitely - pricing at the level of comparable recent sales matters more than in a high-volume market.
The 60-Second Overview
Franklin Square market snapshot (as of July 15, 2026): the median sale price is about $268K ($251 per sq ft over the trailing 12 months of closed sales), and a median 38 days on market for closed sales.
Franklin Square is a community of 99 homes in Palm Harbor, Pinellas County, built between 1985 and 1989 (median 1987), with a median living area of about 1,309 square feet. 72% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Franklin Square is a compact, single-vintage community in Palm Harbor where nearly all homes were built within a four-year span in the late 1980s, giving the area a consistent housing stock rather than a mix of construction eras.
The setting & the homes.
Aerial and on-site photos of Franklin Square. Swipe to explore the community.
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Franklin SquareWho Franklin Square is best for.
Best for
- Buyers focused on a specific, established Palm Harbor location who are comfortable waiting for the right listing to appear
- Buyers comparing homes of a similar late-1980s vintage where renovation history matters more than architectural variety
- Buyers whose target budget aligns with the community's mid-$260s median and who prioritize the home itself over shared amenities
Probably not for
- Buyers who want to compare several active listings side by side before deciding
- Buyers seeking community-provided recreational amenities as part of the purchase
- Buyers on a tight timeline who can't wait for limited inventory to surface
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($268K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Franklin Square Market Scorecard
Franklin Square is currently a thin data market. Limited supply, a median asking price of n/a.
Go deeper: true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Franklin Square, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Franklin Square listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Franklin Square address.
The Franklin Square buying strategy.
If we were buying in Franklin Square today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Franklin Square.
A small, steady pocket of Palm Harbor
At 99 homes total, Franklin Square isn't a community that generates a high volume of turnover - the closings window here reflects just three sales, and there are currently no active listings to compare against. That combination means buyers interested in this specific community should expect to wait for the right listing to surface rather than choosing among several options at once, and sellers should recognize that pricing precedent is built from a small handful of recent transactions rather than a deep pool of comparables.
The homestead share of 71.7% indicates a meaningful portion of these homes are owner-occupied under Florida's homestead exemption, which typically points to longer average hold times rather than frequent investor turnover or short-term rental activity. No community amenities were identified from current MLS listings, so this reads as a straightforward residential pocket valued on the house and lot itself rather than shared recreational infrastructure.
The location and the amenities are priced into every listing in Franklin Square. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on active inventory and closings, pricing and timing decisions can't lean on a large comparable set - they require careful reading of the few recent transactions that exist. We track Franklin Square's data as it develops so buyers can move decisively when something does list, and sellers can price against the real, current baseline instead of guesswork.
Franklin Square in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA - confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Franklin Square buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Franklin Square sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Franklin Square, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Franklin Square home worth?
Get a no-obligation home value based on real comparable sales in Franklin Square, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Franklin Square on the map →
Frequently Asked Questions
What is the median home price in Franklin Square?
How long do homes in Franklin Square take to sell?
How many homes are in Franklin Square?
What share of Franklin Square is owner-occupied?
When were the homes in Franklin Square built?
Do cash buyers compete in Franklin Square?
What schools serve Franklin Square?
Who is the best real estate agent for Franklin Square?
How do I find a top Palm Harbor real estate agent who knows Franklin Square?
Can Momentum Realty connect me with an agent for Franklin Square?
Should you buy in Franklin Square?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 24, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (3 streets, ZIP 34683)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2004 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Franklin Square fits the bigger picture — live prices, inventory, and Momentum Scores: