Buying or selling? Call (904) 351-6461
Franklin Square in Palm Harbor

Franklin Square
Homes for Sale in Palm Harbor, FL

Buying in Palm Harbor? Get matched with a local agent →Selling? Get your Palm Harbor home value →or call (904) 351-6461

All 585 homes for sale in Palm Harbor, FL · median $379,900 · 183 homes for sale in 34683 · Pinellas County homes for sale

Community in Palm Harbor · Pinellas County · ZIP 34683
118 homesBuilt 1985–1991Median sale $383K
Free · No obligation
Talk to a Franklin Square Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data22 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Franklin Square in Palm Harbor, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $383,000, $300 per square foot, a median 23 days on market, sellers accepting 99% of original asking (+4% versus the prior year). Homes listed or recently sold were built 1985 - 1990; 16 of 16 report an HOA (median $350/mo); none of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 34 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,420 ($6,610 with the full homestead exemption).

Last 30 days in Franklin Square: 2 under contract right now, 1 closed sale (median $418,000). As of October 17, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Franklin Square Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$383K ▲
Median sold · 12 mo
up 4.5% vs the prior 12 months
+4.5% ▲
1-yr price change
n = 5 and 6 sales in the two windows
$300/sf
Sold $/sqft · 12 mo
peak $300 in 2026
98.8%
Sale vs ask
Tempo
2.0mo
Supply
3 to 6 months is the balanced band
23days
Median DOM · closed
3 days at the 2021 low
50%
Under contract
Pinellas: 20% (1,627 of 8,166)
2 · 2
For sale · pending
live counts, refreshed twice daily
5
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
74%
Owner-occupied · Franklin Square
87 of 118 parcels homesteaded (FL DOR 2025)
26%
Non-owner-occupied · Franklin Square
incl. 3% trust or LLC-held · 5% out-of-state
118
Homes in the community
118 residential parcels (FL DOR 2025)
Track record · 22 years of records
10
Recorded sales · 2024-2025
median $375K · qualified sales on the county roll (FL DOR 2025)
Est. 1985
Community established
homes built 1985-1991, median 1988 (FL DOR 2025)
1,263sqft
Median sold home size
12-mo windows, closed sales
4.2%/yr
Turnover rate
about 5 of 118 homes trade a year
Franklin Square Housing Pulse · Momentum Research · as of September 20, 2026

Franklin Square right now

🔴 Seller-leaning market. 2.0 months of supply and 50% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (4 active and pending listings, 5 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($383K) is up 4.5% from the prior 12 months ($366K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 6 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

By , Co-Founder, Momentum Realty · Updated October 18, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Franklin Square market snapshot (as of September 20, 2026): the median sale price is about $383K ($300 per sq ft over the trailing 12 months of closed sales), a median 23 days on market for closed sales, and 2.0 months of supply, a seller-leaning market. The trailing-12-month median is up 4% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).

In ZIP 34683 (Palm Harbor), 544 homes closed in the last 12 months at a median of $492K ($285/sq ft), down 1.6% year over year, with a median 49 days on market. Right now 113 active and 31 pending listings put supply at about 3.9 months - a balanced market. See the live ZIP 34683 housing market and the Pinellas County market.

County records show 10 qualified sales in Franklin Square across 2024 - 2025 (4 in 2024, 6 in 2025), median $375,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Franklin Square: of 13 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm Harbor.

Franklin Square is a community of 118 homes in Palm Harbor, Pinellas County, built between 1985 and 1991 (median 1987.5), with a median living area of about 1,354 square feet. 74% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 0 to 15 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K20122014201620182020202220242026
Up 4.5% year over year.
Every sale since 2004 · price vs size
$0$200K$400K1k1k2k
64 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$200$30020122014201620182020202220242026
Up from $108 in 2012 to a $300 peak in 2026; $300 now.
Median days on market · closed sales
05020122014201620182020202220242026
3 days at the 2021 low; 23 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
98.8% now.
Homes sold per 12-mo window
05101520122014201620182020202220242026
0 to 15 a year; 5 in the current window.

Franklin Square Market Scorecard

Strong seller's market

Franklin Square is currently a strong seller's market. About 2.0 months of supply, a median asking price of $332,500, and homes go under contract in about 59 days.

2.0
Months supply
$332,500
Median list
$345,000
Median sold
$288
Per sqft
59
Days on mkt
2/2/12
Active/Pend/Sold

Typical home value in the 34683 ZIP is $461,597, about 3.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Franklin Square

Live MLS inventory for Franklin Square. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

864 FRANKLIN CIRCLE home for sale in Franklin SquareActive · 44 daysTop listing
$365,000
2 bd · 2 ba · 1,152 sqft · built 1988
864 FRANKLIN CIRCLE, Palm Harbor, 34683
Listed by BHHS FLORIDA PROPERTIES GROUP
888 FRANKLIN CIRCLE home for sale in Franklin SquareActive · 51 days
$300,000
2 bd · 2 ba · 1,154 sqft · built 1987
888 FRANKLIN CIRCLE, Palm Harbor, 34683
Listed by ORCHARD BROKERAGE, LLC
852 FRANKLIN CIRCLE home for sale in Franklin SquarePending · 39 days
$379,900
2 bd · 2 ba · 1,152 sqft · built 1987
852 FRANKLIN CIRCLE, Palm Harbor, 34683
Listed by VENIE BRINSON REAL ESTATE INC
933 HAMILTON COURT home for sale in Franklin SquarePending · 124 days
$325,000
3 bd · 2.5 ba · 1,253 sqft · built 1985
933 HAMILTON COURT, Palm Harbor, 34683
Listed by SIGNATURE REALTY ASSOCIATES

Active and pending Franklin Square listings as of 2026-10-17, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.

Interactive Map

Franklin Square on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

Community & Amenities

Life at Franklin Square

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Pinellas County Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent Franklin Square listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Franklin Square address.

Shop the zone: Homes zoned for Palm Harbor Univ High-Pn High School

The Strategy

The Franklin Square buying strategy.

If we were buying in Franklin Square today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Franklin Square.

The Deep Dive

A closer look at the Franklin Square market

At a median of $300 per square foot, Franklin Square prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

Inventory runs at 2.0 months of supply, a seller-leaning market and the trailing-12-month median up 4% year over year. Homes that do trade take a median 23 days on market, useful leverage on any listing that has lingered.

The housing stock is 118 homes built between 1985 and 1991, and 74% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Franklin Square. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the factors that decide how a home in Franklin Square buys, holds, and resells. Momentum Research; not an appraisal.

7.9B+ · Buy Score
Recent Direction7.1/10
Liquidity & Demand8.0/10
Owner Commitment7.4/10
Pricing Power9.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.9). Basis: Recent Direction +4.5% year-over-year; Liquidity & Demand 2.0 months of supply; Owner Commitment 74% owner-occupied; Pricing Power 98.8% sale-to-list. Refreshed with each data update.

What it really costs to own in Franklin Square

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

HOA duesMedian $350/month across 14 MLS listings (most billed monthly; 2026-10-18). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 13 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 1987 across 14 listings. An original roof here would be about 39 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Franklin Square

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Franklin Square

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Franklin Square will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Franklin Square homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Franklin Square.
In short
  • HOA dues reported around $350/month (about $4,200/yr) · median of 14 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $350 per month ($4,200 a year) — the median AssociationFee across 14 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Flood & Insurance Context

Of 13 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).

Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.

Source: FEMA National Flood Hazard Layer, address-level lookups (n=13) · as of 2026-10

Run Your Numbers

Tools for a Franklin Square buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPinellas County millage and the homestead picture.Rent vs buyThe breakeven on owning in Franklin Square.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Franklin Square sales matched to your home.

Selling in Franklin Square

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Franklin Square, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Franklin Square home worth?

Get a no-obligation home value based on real comparable sales in Franklin Square, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Palm Harbor →

Real comps, not an automated estimate.

Recently off market in Franklin Square

Homes in Franklin Square that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Franklin Square key facts
LocationPalm Harbor, Pinellas County, FL · ZIP 34683
Homes in the community118 (FL DOR 2025 assessment roll)
Years built1985–1991 (median 1987.5)
Typical living area1,354 sq ft (median)
Home types (current listings and sales)single-family 62%, townhouses 19%, villas 19%
Amenities listed by sellersPool, Deed Restrictions, Buyer Approval Required, Cable TV, Community Mailbox, Dog Park
Sale prices, last 12 months$383,000 median across 5 closed sales · $300 per sq ft · +4.5% vs the prior 12 months
Days on market (closed sales)23 median
For sale right now2 active, 2 pending · median asking $337,500 · 2.0 months of supply
Owner-occupied (homestead) share74%
Zoned public schoolsPinellas County Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Franklin Square key facts,” movewithmomentum.com/neighborhoods/franklin-square-palm-harbor, data as of September 20, 2026.

Housing distress & ownership in Franklin Square, Palm Harbor

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 9 listings
Distress share trend - 0.0% now (2026-08-10 → 2026-10-14)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Just listed in Franklin Square

The newest homes for sale in Franklin Square right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS Oct 18, 2026. All new listings in this market.

Every Home for Sale in Franklin Square Palm Harbor Right Now (4)

All 4 active and pending Franklin Square Palm Harbor listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Frequently Asked Questions

What is the median home price in Franklin Square?
The median sale price in Franklin Square was $383K over the 12 months ending September 20, 2026 (5 closed sales, Stellar MLS).
How long do homes in Franklin Square take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 23 days on market (5 sales, Stellar MLS).
Is Franklin Square a buyer's or seller's market right now?
As of September 20, 2026, Franklin Square leans toward sellers: 2.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Franklin Square?
The Florida DOR 2025 assessment roll shows 118 homes in Franklin Square (public records).
What share of Franklin Square is owner-occupied?
74% of Franklin Square parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Franklin Square built?
Homes in Franklin Square were built between 1985 and 1991, with a median year built of 1987.5 (FL DOR 2025 roll).
What schools serve Franklin Square?
Franklin Square is served by Pinellas County Public Schools, typically Pinellas County Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Franklin Square?
The best agent for Franklin Square is one who actively works Palm Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Franklin Square.
How do I find a top Palm Harbor real estate agent who knows Franklin Square?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Franklin Square and the wider Palm Harbor area.
Can Momentum Realty connect me with an agent for Franklin Square?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Franklin Square purchase or sale - no call center and no pressure.
Where is Franklin Square, and what county is it in?
Franklin Square is in Palm Harbor, Pinellas County, FL, ZIP 34683. The community's center is about 2 miles southwest of the center of Palm Harbor (straight-line).
Is Franklin Square in a flood zone?
No, for the homes we can see: all 13 homes we sampled in Franklin Square sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Franklin Square a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Franklin Square: the median sale price over the last 12 months was $383K (5 sales), 5% above the Palm Harbor median of $365K; homes took a median 23 days to go under contract; the assessment roll counts 118 homes, 74% of them homesteaded (owner-occupied); listings report Pinellas County Schools (verify by address), Confirm zoned elementary, middle, and high, Magnet and choice options may apply as the zoned schools; supply is 2.0 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 17, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 34683))
Under-contract sharesStellar MLS records, as of 2026-09-20
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2004 (64 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

More on Franklin Square

Nearby Communities

Explore more neighborhoods near Franklin Square with Momentum Realty’s local guides.

FSFranklin Square0.0 mi away · 68 homes, built 1985–89HAHarbourtowne At Country0.2 mi awayWaterford Crossing0.2 mi away · median $715K, 7 sales/12 moEAEnclave At0.2 mi away · 24 homes, built 2019–20WCWaterford Crossing P0.2 mi away · 71 homes, built 1988–95MOManning Oaks0.4 mi away · 43 homes, built 2002–13

Browse all neighborhood guides →

Thinking of selling in Franklin Square? 5 recorded closings; median 23 days on market (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
Talk to a Local Franklin Square Expert
Call Get Listings