Aerial view of Gum Creek East

Gum Creek East
Homes for Sale in Interlachen, FL

All 75 homes for sale in Interlachen, FL · median $209,000 · 95 homes for sale in 32148 · Putnam County homes for sale

Community in Interlachen · Putnam County · ZIP 32148
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Built fromLive realMLS data23 years of closingsUpdated twice daily

As of September 2026, the MLS records 6 closed sales in Gum Creek East Phase Ii in Interlachen, FL since 2003, the most recent in June 2021. Across Interlachen as a whole, 59 homes closed in the last 12 months at a median of $141,700, 49 median days on market, with 34 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $2,390 ($1,720 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Gum Creek East Phase II is a small pocket of 23 homes in Interlachen, and the thing that moves price here is condition, not location premium. With a build range spanning 1970 to 2022 and a median year built of 2000, you are looking at a genuinely mixed inventory — some homes have decades of updates behind them and some were put up recently. That spread means two houses with similar square footage can trade at very different numbers depending on roof, systems, and finishes.

At a median of about 1,431 living square feet, this is a modest-footprint community, so buyers should underwrite the actual house in front of them rather than the block. For sellers, the takeaway is the same from the other side: presentation and documented updates do the heavy lifting here, because there is no uniform product to anchor a buyer's expectations.

Nearby homes for sale

No active listings inside Gum Creek East Phase Ii right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

101 POND Circle
$289K · 0.2 mi away
3 bd · 2 ba · 1,456 sqft
101 POND Circle
Listed by NICOSIA REALTY INC.
203 POND Circle
$160K · 0.2 mi away
2 bd · 2 ba · 784 sqft
203 POND Circle
Listed by SOUTHERN HOMES REALTY AND PROPERTY MANAGEMENT
117 SUMAC Street
$150K · 1.0 mi away
3 bd · 2 ba · 1,296 sqft
117 SUMAC Street
Listed by HOMECOIN.COM
246 AZALEA Avenue
$250K · 1.2 mi away
3 bd · 2 ba · 1,512 sqft
246 AZALEA Avenue
Listed by FLORIDA HOMES REALTY & MTG LLC
106 LAKE SHORE Road
$75K · 1.2 mi away
2 ba · 1,896 sqft
106 LAKE SHORE Road
Listed by INTEGRITY KEY REALTY LLC
122 POPLAR Drive
$95K · 1.4 mi away
2 bd · 1 ba · 672 sqft
122 POPLAR Drive
Listed by TIMBER TO TIDES REALTY LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

A 23-home enclave in rural Putnam County where the housing stock ranges from early-1970s to nearly new construction, so no two listings are quite comparable without a close look at condition.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers wanting a smaller-footprint home who will inspect closely and pay for condition
  • Value hunters willing to take on an older home and budget for updates
  • Owner-occupants prioritizing a quieter rural Putnam County setting

Probably not for

  • Buyers who need standardized layouts and consistent, tightly clustered comps
  • Investors who want a large, liquid pool of interchangeable units to trade
  • Anyone needing a large living footprint well above the ~1,431 sqft median

The market around Gum Creek East

Gum Creek East is too small for its own price trend, so here is the market around it.

In ZIP 32148, 107 homes are on the market and 18% are under contract — a slower corner of Interlachen.

Across Putnam County, 701 homes are active and 163 pending (19% under contract).

In ZIP 32148 (Interlachen), 76 homes closed in the last 12 months at a median of $142K ($119/sq ft), up 9.9% year over year, with a median 49 days on market. Right now 34 active and 9 pending listings put supply at about 6.9 months — a buyer's market. See the live ZIP 32148 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not Gum Creek East specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Gum Creek East Phase Ii, Interlachen

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-13)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Gum Creek East today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Gum Creek East.

Best Buy
Buyers who want a modest-footprint home in rural Putnam County and are comfortable judging a house on its own condition.
Biggest Risk
With only 23 homes, a single sale can distort perceived value in either direction.
Sweet Spot
An updated home near the 2000 median build with documented recent work.
Avoid If
You need uniform, HOA-standardized housing or tight, predictable comps.

A mixed-vintage pocket, not a cookie-cutter subdivision

The five-decade build range is the defining feature. A median year built of 2000 tells you the middle of the community is solidly turn-of-the-millennium, but the tails matter: the oldest homes date to 1970 and the newest to 2022. That variety is an opportunity for a buyer willing to evaluate each property on its merits, and a caution for anyone expecting standardized layouts or shared HOA-grade uniformity.

Owner-occupancy sits at roughly 54 percent homestead, so a little over half the homes carry a homestead exemption. That is a fairly even split between owner-occupied and non-homestead property, which is worth weighing if you care about long-term stability of the surrounding parcels. With only 23 homes total, individual sales carry outsized weight in setting the tone for the whole community.

The location and the amenities are priced into every listing in Gum Creek East. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 23-home community with a five-decade age range and no tight price band, comps are thin and easily misread. We price and evaluate the actual house — its roof, systems, and updates — rather than leaning on a subdivision average that does not really exist here. That discipline protects buyers from overpaying for a tired home and helps sellers of updated homes avoid being dragged down by an unrelated sale down the street.

Gum Creek East in 15 seconds.

Best forBuyers who want a modest-footprint home in rural Putnam County and are comfortable judging a house on its own condition.
Biggest advantageA mixed-vintage inventory means real differences in value you can shop across.
Biggest riskWith only 23 homes, a single sale can distort perceived value in either direction.
Sweet spotAn updated home near the 2000 median build with documented recent work.
Avoid ifYou need uniform, HOA-standardized housing or tight, predictable comps.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Gum Creek East sales matched to your home.

What is your Gum Creek East home worth?

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Real comps, not an automated estimate.
Buyers wanting a smaller-footprint home who will inspect closely and pay for conditionExcellent fit
Value hunters willing to take on an older home and budget for updatesExcellent fit
Owner-occupants prioritizing a quieter rural Putnam County settingExcellent fit
Buyers who need standardized layouts and consistent, tightly clustered compsProbably not
Investors who want a large, liquid pool of interchangeable units to tradeProbably not
Anyone needing a large living footprint well above the ~1,431 sqft medianProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-12
Historical depthClosed-sale records back to 2003 (6 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Gum Creek East. These are the public schools most often assigned to other communities in ZIP 32148; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about Gum Creek East

Where is Gum Creek East?

Gum Creek East is a community in Interlachen, Putnam County, Florida, ZIP 32148.

Are there homes for sale in Gum Creek East right now?

No active listings inside Gum Creek East at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Gum Creek East have an HOA or CDD?

No HOA is on record for Gum Creek East in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

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