Harbor Hills Homes for Sale in St. Petersburg, FL

Established residential neighborhood · St. Petersburg · ZIP 33704

An established residential neighborhood in Northeast St. Petersburg near Coffee Pot Bayou and the bayfront.

Established Northeast St. PeteNear Coffee Pot BayouWalkable to downtown and the waterfront

Live Market Pulse

38/100
Momentum

Buyer's Market (limited data)

Most homes here are established, so the read is the home's condition, elevation, and flood picture, not a headline price.

Free · No obligation

Unlock Off-Market Harbor Hills

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

$555K

Median Price

6.9mo

Supply

198days

Avg DOM

Soft

Seller Leverage

$280/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Harbor Hills is an established residential neighborhood in Northeast St. Petersburg, near Coffee Pot Bayou and the bayfront parks just north of downtown. The stock is older single-family homes on a walkable grid, prized for location, mature trees, and proximity to the water. The draw is the established, in-town setting; the read is condition and flood. Parts of Northeast St. Pete sit low and saw flooding in the 2024 storms, so elevation, flood zone, and insurance are central to the true carrying number for a specific home."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Harbor Hills market snapshot (as of June 25, 2026): the median sale price is about $555K ($280 per sq ft), with homes averaging 198 days on market and 6.9 months of supply, a buyer's market (limited data). Based on 7 recent closings in live Stellar MLS data.

Harbor Hills is an established residential neighborhood in Northeast St. Petersburg (ZIP 33704), set near Coffee Pot Bayou and the bayfront just north of downtown. It sits in the broader Coffee Pot and Old Northeast area, an in-town section prized for its location, mature tree canopy, and proximity to the water (source: Historic Old Northeast Neighborhood Association).

The housing is largely older single-family homes on a walkable grid, with a mix of styles and a number of homes dating back several decades. The spread between listings comes down to condition, lot, elevation, and how close a home sits to the water far more than a single price.

Because parts of Northeast St. Pete sit low near the bayou and Tampa Bay, flood and storm surge are real. St. Petersburg recorded a 6.3-foot surge peak during Hurricane Helene in September 2024, and low-lying areas across the Northeast saw flooding (source: Axios Tampa Bay, September 2024). Confirm the flood zone, base flood elevation, and insurance for any specific home.

For buyers who want an established, walkable in-town home near Coffee Pot Bayou and the bayfront, Harbor Hills is a strong option. The work is reading the home's condition and elevation honestly and budgeting flood insurance before you fall for a list price.

Quick Match

Who Harbor Hills is best for.

Best for

Buyers who want an established, walkable Northeast St. Pete home
Households drawn to Coffee Pot Bayou and the bayfront parks
Buyers who value mature trees and an in-town location near downtown
Buyers who will weigh flood and insurance into the true cost

Probably not for

Buyers who want a new-construction home with builder warranties
Those seeking to avoid any coastal or bayou flood exposure
Buyers who want a gated community with resort amenities
Anyone who needs the lowest possible insurance carrying cost

Market Pulse

How Harbor Hills is performing right now

38/100
momentum

Buyer's Market (limited data)

Seller's marketBalancedBuyer's market

6.9Months of supplytight

123Median days on marketdays

1 : 4Under contract vs for salestrong demand

7Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+26%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Harbor Hills listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Granada Terrace or St. Petersburg. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now4 : 1active : pending

For sale4

Pending1

Sold 12mo7

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Harbor Hills buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Harbor Hills

Live MLS inventory for Harbor Hills. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 83 daysTop listing

$819,000

4 bd · 2 ba · 2,232 sqft · built 1973

4415 Clearwater Harbor Drive, LARGO, 33770

Listed by PREMIER SOTHEBY'S INTL REALTY

Active · 479 days

$725,000

2 bd · 2 ba · 1,435 sqft · built 1964

4523 Clearwater Harbor Drive, LARGO, 33770

Renovated

Listed by HASENBECK & ASSOCIATES INC

Active · 164 days

$645,000

3 bd · 2 ba · 1,891 sqft · built 1970

1695 Clearwater Harbor Drive, LARGO, 33770

Strong resaleRenovatedBest value

Listed by COLDWELL BANKER REALTY

Active · 67 days

$499,000

2 bd · 2.5 ba · 1,735 sqft · built 1962

1768 Harbor Circle, LARGO, 33770

Reno opportunityBest valuePool

Listed by SMITH & ASSOCIATES REAL ESTATE

Pending · 68 days

$629,000

3 bd · 2 ba · 1,819 sqft · built 1963

4331 Harbor Hills Drive, LARGO, 33770

Reno opportunityBest value

Listed by SMITH & ASSOCIATES REAL ESTATE

Active and pending Harbor Hills listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Interactive Map

Harbor Hills on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

Harbor Hills trades the flood diligence of a near-water address for a walkable, in-town setting minutes from downtown and the bayfront.

Drive times from Harbor Hills. They are approximate and vary with traffic and your exact start point.

Coffee Pot Bayou / Park~3 min · ~1 mile

Downtown St. Petersburg~8 min · ~3 miles

St. Pete Pier~10 min · ~3 miles

Interstate 275~7 min · ~2 miles

St. Pete-Clearwater Airport~25 min · ~13 miles

Tampa Int'l Airport~30-35 min · ~22 miles

Distances and drive times are approximate. Confirm your real routine at your real departure time.

Nearby Communities

Explore more neighborhoods near Harbor Hills with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Harbor Hills (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Pinellas County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Harbor Hills is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Elementary

North Shore Elementary School

Middle

John Hopkins Middle School

High

St. Petersburg High School

Buying with schools in mind? We can confirm the exact zoned schools for any Harbor Hills address.

The takeaway

What actually shapes value in Harbor Hills: an established walkable Northeast setting, proximity to Coffee Pot Bayou and the bayfront, an in-town location near downtown, and near-water flood and insurance cost. Each item is sourced.

Recent Developments in Harbor Hills

Development Intelligence

Our read on what is being built around Harbor Hills, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishDurable in-town demand supports values, with flood, surge near the bayou, and the cost to insure as the main carrying-cost caveat for resale.

Established walkable Northeast neighborhood

Ongoing

BullishMajor impact

SignificanceRadius: Area

An in-town walkable grid with mature trees supports steady demand and a liquid resale market.

Near Coffee Pot Bayou and the bayfront

Ongoing

BullishNotable impact

SignificanceRadius: Area

Proximity to the bayou, parks, and the water is a durable draw newer inland subdivisions cannot match.

Close to downtown St. Petersburg

Ongoing

BullishNotable impact

SignificanceRadius: Area

A short hop to the downtown core and the Pier supports in-town demand and resale.

Near-water flood and storm surge

Since 2024

BearishMajor impact

SignificanceRadius: Area

Low-lying Northeast streets saw 2024 flooding; confirm flood zone and elevation per home.

Flood and wind insurance cost

Ongoing

NeutralNotable impact

SignificanceRadius: Area

Insurance is a real carrying cost near the water; get a quote for the specific home early.

Established-home condition and updates

Ongoing

NeutralMinor impact

SignificanceRadius: Area

Older homes vary in condition; budget for roof, systems, and any prior remediation.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Harbor Hills, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

September 2024
Storm
Hurricane Helene surge floods low-lying Northeast St. Petersburg
Hurricane Helene drove a 6.3-foot storm surge peak in St. Petersburg in September 2024, flooding low-lying areas across the Northeast and barrier islands. Why it matters: Near-water exposure is real in parts of the Northeast; confirm elevation, flood zone, and insurance per address. Source
January 2025
Community
Coffee Pot and Old Northeast hold their established character
The Historic Old Northeast Neighborhood Association documents the area's early twentieth-century homes, brick streets, and mature tree canopy near Coffee Pot Bayou. Why it matters: Established character and a walkable in-town setting are durable value drivers buyers should weigh alongside flood diligence. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Harbor Hills buying strategy.

If we were buying in Harbor Hills, this is the order of operations we would run, and the one we run for our clients.

Read the home's condition first. Roof, systems, and any prior flood remediation matter on established homes; budget for updates.

Confirm the flood zone and elevation. Pull the flood zone, base flood elevation, and any elevation certificate for the specific home.

Get a real insurance quote early. Near the bayou and bay, flood insurance is a central part of the true monthly cost.

Ask about 2024 storm flooding. Low-lying Northeast streets saw water in 2024; ask about prior flooding for the exact address.

Walk the block and the bayfront. The in-town, walkable setting is the draw; confirm the routine you actually want.

The Quick Decision

Best Buy

An updated or elevated home on higher ground near the bayou, priced to real comps

Biggest Risk

Underbudgeting flood insurance and storm exposure near the water

Best Lot

Higher-elevation lots near the bayou over the lowest-lying streets

Smart Timing

Weigh insurance quotes and flood history before you commit to a number

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Harbor Hills is an established residential neighborhood in Northeast St. Petersburg, near Coffee Pot Bayou and the bayfront just north of downtown, within the broader Coffee Pot and Old Northeast area. The housing is largely older single-family homes on a walkable grid with mature trees. There is no golf course or HOA in the traditional sense for most homes. As an in-town area near the bayou and bay, flood zone, base flood elevation, and insurance are central; confirm all three per home.

Harbor Hills Homes For Sale

What your money buys in Harbor Hills.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Harbor Hills today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Home

$380K to $478K

Smaller established homes or those needing updates, the value way into the neighborhood.

Lowest entry

The Core Home

$478K to $815K

Updated single-family homes on solid lots, the heart of the Harbor Hills market.

Most inventory

The Top

$815K to $1.02M

Larger renovated or higher-elevation homes nearest the bayou and bayfront, the strongest resale here.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$555K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$380K to $478K

The Entry Home

Smaller established homes or those needing updates, the value way into the neighborhood.

$478K to $815K

The Core Home

Updated single-family homes on solid lots, the heart of the Harbor Hills market.

$815K to $1.02M

The Top

Larger renovated or higher-elevation homes nearest the bayou and bayfront, the strongest resale here.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Harbor Hills, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Updated homes ask about 22% more per square foot than original-condition homes, and they tend to sell faster. In an all-resale market, condition is the single biggest swing in value, which is why reading the renovation math is the whole game.

Asking price per square foot

Renovated$423

Original$346

Median days on market

Renovated322

Original68

From current Harbor Hills listings (renovated 2, original 3); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Harbor Hills holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central St. Petersburg locationStrong

Scarce, established homesitesStrong

Established, in-demand locationPositive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Harbor Hills

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The in-town location and the bayfront are priced into every listing. The deal is won or lost on the home's condition, the elevation, and an honest read of flood and insurance.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

8.3B+ · Buy Score

Resale Strength8.4/10

Renovation Risk5.5/10

Location Efficiency8.6/10

Long-Term Defensibility8.0/10

Carrying Cost Advantage6.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Harbor Hills is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

Golf, lake, and preserve lots hold value best
Interior lots are where buyers overpay
The lot cannot be renovated, the house can
Premium homesites resell faster
~3% asking premium for premium lots today

In a built-out club community, the lot is the resale insurance

The houses can be renovated, but the lot and view cannot. Golf frontage, lakefront, and preserve lots consistently command higher premiums and resell faster than interior lots backing to another home. The premium you pay for a great homesite is the discount you avoid when you sell.

The mistake is paying an estate price for a base interior lot. We help buyers spot which homesites carry real, durable premiums and which are dressed-up interiors, so your money lands where the market will give it back.

Strongest resale Golf frontage and lakefront homesites at Harbor Hills

Golf & lakefront lots

Open views over the course or the 26 community lakes. The scarcest, most in-demand homesites; they command the highest premiums and resell fastest.

Strong resale Preserve-backing homesites at Harbor Hills

Preserve lots

Backing to protected preserve means privacy with no rear neighbor. A consistent favorite that holds value well above a standard interior lot.

Moderate resale Cul-de-sac and larger interior homesites at Harbor Hills

Cul-de-sac & larger lots

Less traffic, more yard, and an easy walk to the club for some streets. A real but smaller premium that depends on the street and parcel size.

Value tier Standard interior homesites at Harbor Hills

Standard interior lots

The most affordable way through the gates, and the best renovation value. Just do not pay a golf or lake price for one, this is where buyers most often overpay.

Relative resale strength by lot and view, illustrative of how Harbor Hills homesites trade. The exact premium depends on the specific home, the view, and the street.

The 15-Second Verdict

Harbor Hills in 15 seconds.

Best forBuyers who want an established, walkable in-town home near Coffee Pot Bayou and the bayfront.

Biggest advantageLocation and walkability with mature trees, close to downtown and the waterfront parks.

Biggest riskFlood, surge, and insurance for low-lying homes near the bayou and bay.

Sweet spotAn updated or higher-elevation home near the bayou, matched to comps.

Avoid ifYou want new construction, no flood exposure, or a gated resort community.

Taxes, Insurance & Carrying Cost

15-Second Take

Most homes carry no mandatory HOA fee
Flood and wind insurance are the real driver
Confirm the flood zone and a real quote
Budget for established-home upkeep
Near the bayou and bay, elevation matters

Most homes in Harbor Hills are single-family and not in a mandatory HOA, so there is typically no monthly association due. The bigger carrying-cost driver in this in-town area near the water is flood and wind insurance, along with the property tax bill. Confirm the flood zone, an insurance quote, and the tax picture for a specific home.

There is generally no HOA fee on these single-family homes. Budget instead for flood and wind insurance, property taxes, and the upkeep that established homes require. Verify the flood zone and current premiums for the specific address.

No golf or country club tied to the neighborhood. The amenities here are the bayfront parks, the walkability, and proximity to downtown St. Petersburg.

Run Your Numbers

Tools for a Harbor Hills buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPinellas County millage and the homestead picture.Rent vs buyThe breakeven on owning in Harbor Hills.Save Our HomesProject your homestead tax cap over time.

The takeaway

Buyers weigh condition, elevation, and the flood and insurance story closely in this in-town area, so an honest read of those sets your number.

Selling in Harbor Hills

Price it to the condition, the elevation, and the comps, not the Zestimate.

If you are selling in Harbor Hills, the right list price comes from recent comparable sales matched to your home's condition, lot, elevation, and proximity to the water, not an automated estimate.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Harbor Hills, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Granada Terrace, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Harbor Hills home worth?

Get a no-obligation home value based on real comparable sales in Harbor Hills matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Harbor Hills on the map →
Or get your Harbor Hills home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,026/mo

Pinellas County typical true cost to own

$159/mo

Pinellas County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

28% of homes for sale in ZIP 33770 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Harbor Hills Market Scorecard

Buyer's market

Harbor Hills is currently a buyer's market. About 6.9 months of supply, a median asking price of $685,000, and homes go under contract in about 124 days.

6.9

Months supply

$685,000

Median list

$555,000

Median sold

$354

Per sqft

124

Days on mkt

4/1/7

Active/Pend/Sold

Typical home value in the 33770 ZIP is $373,447, about 29.4% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Harbor Hills located?

Harbor Hills is in Northeast St. Petersburg, Pinellas County, Florida (ZIP 33704), near Coffee Pot Bayou and the bayfront just north of downtown, within the broader Coffee Pot and Old Northeast area.

What kind of homes are in Harbor Hills?

Largely established single-family homes on a walkable grid, with a mix of styles and many homes dating back several decades. Condition and updates vary, so read each home on its merits.

Is Harbor Hills in a flood zone?

Parts of Northeast St. Pete sit low near the bayou and bay, so flood and surge are real. Confirm the flood zone, base flood elevation, and any elevation certificate for the specific home.

Did Harbor Hills flood in recent hurricanes?

Low-lying Northeast streets saw flooding during the 2024 storms, when St. Petersburg recorded a 6.3-foot surge peak in Hurricane Helene (source: Axios Tampa Bay, September 2024). Ask about prior flooding for the exact address.

Does Harbor Hills have an HOA?

Most single-family homes here are not in a mandatory HOA, so there is typically no monthly association due. The bigger carrying cost is flood and wind insurance; confirm both for a specific home.

What does insurance cost in Harbor Hills?

It varies by elevation, construction, and storm history, but near the bayou and bay it is a central part of the true monthly cost. Get a real quote for the specific home before you offer.

Is Harbor Hills walkable?

Yes. It is an in-town Northeast neighborhood on a walkable grid, close to the bayfront parks, Coffee Pot Bayou, and downtown St. Petersburg.

Does Harbor Hills have a golf course?

No. It is a residential in-town neighborhood; the amenities are the bayfront parks, the walkability, and proximity to downtown.

What schools serve Harbor Hills?

It is served by Pinellas County Schools. Assignment is by address, so confirm the current zoned elementary, middle, and high school for a specific home with the district.

How far is Harbor Hills from downtown St. Petersburg?

It is just north of downtown, a short drive or a long walk to the waterfront, the Pier, and the downtown core. We will map your real routine.

Is Harbor Hills a good investment?

It has durable in-town demand from its location and walkability, but the home's condition, the flood and insurance picture, and the price you pay decide the outcome. We give you the honest trade-offs.

What is the minimum lease term in Harbor Hills?

There is generally no neighborhood-wide lease minimum on these single-family homes, though city rules apply. Confirm any restrictions for the specific property before buying as a rental.

How do I see homes for sale in Harbor Hills?

Tell us your budget and timeline and we will send live Harbor Hills listings, true comparable sales, and the flood and insurance read on any home, before the portals.

Should I have my own agent in Harbor Hills?

Yes. Established in-town homes near the water carry real condition, flood, and insurance questions. Having your own representation, at no cost to you, protects your interests on price and contract terms.

Who is the best real estate agent for Harbor Hills?

The best agent for Harbor Hills is one who actively works St. Petersburg and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbor Hills.

How do I find a top St. Petersburg real estate agent who knows Harbor Hills?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbor Hills and the wider St. Petersburg area.

Can Momentum Realty connect me with an agent for Harbor Hills?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbor Hills purchase or sale — no call center and no pressure.

The Verdict

Should you buy in Harbor Hills?

An honest fit check. We will tell you when it is not your community.

Buyers who want an established, walkable Northeast St. Pete homeExcellent fit

Households drawn to Coffee Pot Bayou and the bayfront parksExcellent fit

Buyers who value mature trees and an in-town location near downtownExcellent fit

Buyers who will budget flood and wind insurance into the true costExcellent fit

Buyers who read condition and elevation before the priceExcellent fit

Buyers who want a new-construction home with builder warrantiesProbably not

Those seeking to avoid any coastal or bayou flood exposureProbably not

Buyers who want a gated community with resort amenitiesProbably not

Anyone who needs the lowest possible insurance carrying costProbably not

Get the inside read on Harbor Hills

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Harbor Hills home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Harbor Hills specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Harbor Hills — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Harbor Hills Homes for Sale in St. Petersburg, FL

The 60-Second Overview

Who Harbor Hills is best for.

Best for

Probably not for

How Harbor Hills is performing right now

Homes For Sale Right Now in Harbor Hills

Harbor Hills on the map.

How far is everything?

Nearby Communities

Schools

North Shore Elementary School

John Hopkins Middle School

St. Petersburg High School

Recent Developments in Harbor Hills

Established walkable Northeast neighborhood

Near Coffee Pot Bayou and the bayfront

Close to downtown St. Petersburg

Near-water flood and storm surge

Flood and wind insurance cost

Established-home condition and updates

Hurricane Helene surge floods low-lying Northeast St. Petersburg

Coffee Pot and Old Northeast hold their established character

The Harbor Hills buying strategy.

The full read, only if you want it.

What your money buys in Harbor Hills.

What ~$555K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Harbor Hills holds value.

5 Mistakes Buyers Make in Harbor Hills

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Harbor Hills is different.

Which Lots & Views Hold Value Best

In a built-out club community, the lot is the resale insurance

Golf & lakefront lots

Preserve lots

Cul-de-sac & larger lots

Standard interior lots

Harbor Hills in 15 seconds.

Taxes, Insurance & Carrying Cost

Tools for a Harbor Hills buy.

Price it to the condition, the elevation, and the comps, not the Zestimate.

In Harbor Hills, condition and view decide your number

What is your Harbor Hills home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Harbor Hills Market Scorecard

Frequently Asked Questions

Should you buy in Harbor Hills?

Get the inside read on Harbor Hills

You are all set.

Need to sell fast in Pinellas County?

You just read the data. Now see what your home is worth.