Aerial view of Harbor Isle

Harbor Isle
Homes for Sale in Marathon, FL

All 178 homes for sale in Marathon, FL · median $1,225,000 · 183 homes for sale in 33050 · Monroe County homes for sale

Community in Marathon · Monroe County · ZIP 33050
105 homesBuilt 1957–2022Median sale $628K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
25/100
Market Heat
Cooler than normal
2013 → 2026 · 90 at the 2013 peak
0 is Harbor Isle's coldest market since 2013, 100 its hottest. Today: 25. How it's scored
Built fromLive Florida Keys MLS data20 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $627,500, a median 94 days on market, sellers accepting 85% of original asking (-13% versus the prior year). At the median price and Monroe County's FY2025-26 rate of 8.816 mills, annual property tax runs about $5,530 ($5,180 with the full homestead exemption).

HARBOR ISLE key facts
LocationMarathon, Monroe County, FL · ZIP 33050
Homes in the community105 (FL DOR 2025 assessment roll)
Years built1957–2022 (median 1970)
Typical living area1,118 sq ft (median)
Sale prices, last 12 months$627,500 median across 6 closed sales · -12.8% vs the prior 12 months
Days on market (closed sales)94 median
Owner-occupied (homestead) share31%

Data as of September 20, 2026. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “HARBOR ISLE key facts,” movewithmomentum.com/neighborhoods/harbor-isle, data as of September 20, 2026.

Live · Harbor Isle Housing Pulse Florida Keys MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$628K
Median sold · 12 mo
down 12.8% vs the prior 12 months
-12.8%
1-yr price change
n = 6 and 5 sales in the two windows
85.1%
Sale vs ask
Monroe median: 96.7%
+337%
T12M median vs 2012
from a $144K median in 2012
Tempo
95days
Median DOM · closed
4 days at the 2018 low
6
Sold · last 12 mo
10-yr average: about 9 a year
Ownership and context
31%
Owner-occupied · Harbor Isle
33 of 108 parcels homesteaded (FL DOR 2025)
69%
Non-owner-occupied · Harbor Isle
incl. 21% trust or LLC-held · 28% out-of-state
105
Homes in the community
plus 3 vacant residential lots · 108 residential parcels (FL DOR 2025)
Track record · 20 years of records
7
Recorded sales · 2024-2025
median $675K · qualified sales on the county roll (FL DOR 2025)
Est. 1957
Community established
homes built 1957-2022, median 1970 (FL DOR 2025)
5.7%/yr
Turnover rate
about 6 of 105 homes trade a year
Harbor Isle Housing Pulse · Momentum Research · as of September 20, 2026

Harbor Isle right now

🔴 Off the recent peak. The trailing-12-month median ($628K) is down 12.8% from the prior 12 months ($720K) and up 337% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Keys MLS closed sales, 12-month windows ending September 20. Confidence: Low (6 and 5 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 21, 2026 · Live data: Florida Keys MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Nearby homes for sale

No active listings inside HARBOR ISLE right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

799 28Th Street Ocean
$1.27M · 0.1 mi away
3 bd · 2 ba
799 28Th Street Ocean
Listed by Coldwell Banker Schmitt Real Estate Co.
390 25Th Street Ocean
$725K · 0.1 mi away
3 bd · 2 ba
390 25Th Street Ocean
Listed by Coldwell Banker Schmitt Real Estate Co.
325 25Th Street
$545K · 0.1 mi away
3 bd · 2.5 ba
325 25Th Street
Listed by eXp Realty LLC
329 25th Street Ocean
$499K · 0.1 mi away
3 bd · 2.5 ba
329 25th Street Ocean
Listed by Coldwell Banker Schmitt Key Largo
320 24Th Street Ocean
$525K · 0.2 mi away
3 bd · 2.5 ba
320 24Th Street Ocean
Listed by Regional Trust Corporation
1099 24Th Street Ocean
$749K · 0.2 mi away
2 bd · 2 ba
1099 24Th Street Ocean
Listed by Florida Keys Real Estate Group

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Harbor Isle market snapshot (as of September 20, 2026): the median sale price is about $628K, and a median 95 days on market for closed sales. The trailing-12-month median is down 13% from the prior 12 months and up 337% since 2012, computed from record-level Florida Keys MLS closed sales (6 closings in the current window).

In ZIP 33050 (Marathon), 209 homes closed in the last 12 months at a median of $799K, up 6.4% year over year, with a median 87 days on market. See the live ZIP 33050 housing market and the Monroe County market.

County records show 7 qualified sales in HARBOR ISLE across 2024–2025 (4 in 2024, 3 in 2025), median $675,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Harbor Isle is a community of 105 homes in Marathon, Monroe County, built between 1957 and 2022 (median 1970), with a median living area of about 1,118 square feet. 31% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 4 to 15 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K$600K20122014201620182020202220242026
Down 12.8% year over year; up 337% since 2012.
Median days on market · closed sales
010020020122014201620182020202220242026
4 days at the 2018 low; 95 now.
Sale price vs original ask · median
80%90%20122014201620182020202220242026
85.1% now vs Monroe 96.7%.
Homes sold per 12-mo window
05101520122014201620182020202220242026
4 to 15 a year; 6 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
90 at the 2013 peak, 25 in the troughs, 25 now. Same score as the hero card, full history.
How much local inventory is already under contract

14% of homes for sale in ZIP 33050 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).

Housing distress & ownership in HARBOR ISLE, Marathon

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 13 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Harbor Isle today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Isle.

A closer look at the Harbor Isle market

Homes in Harbor Isle trade around a median of $628K, where condition and lot do more to set the final number than the asking price does.

The trailing-12-month median down 13% year over year. Homes that do trade take a median 95 days on market, useful leverage on any listing that has lingered.

The housing stock is 105 homes built between 1957 and 2022, and 31% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in Harbor Isle. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
4.0C- · Buy Score
Long-Term Appreciation10.0/10
Recent Direction2.8/10
Owner Commitment3.1/10
Pricing Power0.1/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.0). Basis: Long-Term Appreciation +337% since 2012; Recent Direction -12.8% year-over-year; Owner Commitment 31% owner-occupied; Pricing Power 85.1% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harbor Isle homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harbor Isle.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Isle sales matched to your home.

What is your Harbor Isle home worth?

Get a no-obligation home value based on real comparable sales in Harbor Isle, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Marathon →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Harbor Isle?
The median sale price in Harbor Isle was $628K over the 12 months ending September 20, 2026 (6 closed sales, Florida Keys MLS).
How long do homes in Harbor Isle take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 95 days on market (6 sales, Florida Keys MLS).
How many homes are in Harbor Isle?
The Florida DOR 2025 assessment roll shows 105 homes plus 3 vacant residential lots in Harbor Isle (public records).
What share of Harbor Isle is owner-occupied?
31% of Harbor Isle parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Harbor Isle built?
Homes in Harbor Isle were built between 1957 and 2022, with a median year built of 1970 (FL DOR 2025 roll).
Have Harbor Isle home prices gone up?
The trailing-12-month median is up 337% since 2012, from $144K to $628K (Florida Keys MLS closed records).
Who is the best real estate agent for Harbor Isle?
The best agent for Harbor Isle is one who actively works Marathon and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbor Isle.
How do I find a top Marathon real estate agent who knows Harbor Isle?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbor Isle and the wider Marathon area.
Can Momentum Realty connect me with an agent for Harbor Isle?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbor Isle purchase or sale - no call center and no pressure.
Where is Harbor Isle, and what county is it in?
Harbor Isle is in Marathon, Monroe County, FL, ZIP 33050.
Is Harbor Isle a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Harbor Isle: the median sale price over the last 12 months was $628K (6 sales), 12% below the Marathon median of $715K; homes took a median 94 days to go under contract; the assessment roll counts 105 homes, 31% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Community market statsFlorida Keys MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 33050))
Under-contract sharesFlorida Keys MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2006 (120 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Keys MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Keys MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Nearby Communities

Explore more neighborhoods near Harbor Isle with Momentum Realty’s local guides.

Sombrero0.1 mi away · median $630K, 5 sales/12 moTranquility Bay0.2 mi away · median $375K, 3 sales/12 moR R Subdivision0.2 mi awayFaro Blanco0.3 mi away · median $594K, 4 sales/12 moHalls0.5 mi awayCobia Point Condo0.6 mi awayLady Alexander0.6 mi awaySpanish Galleon0.7 mi away

Browse all neighborhood guides →

Thinking of selling in HARBOR ISLE? 6 recorded closings; median 94 days on market (window ending 2026-09-20). See the Monroe County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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