Harbor View Homes for Sale in Jacksonville, FL

Established northwest Jacksonville resale market · Jacksonville · ZIP 32208

An established riverside neighborhood on the Ribault River in northwest Jacksonville, built out largely in the 1970s next to the city's Harborview Boat Ramp Park.

Established resaleNorthwest Jacksonville, Duval County1970s-era homes
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a settled resale neighborhood, not a new-construction release. Inventory is limited and individual, so condition, updates, lot, and any water access drive value more than a single headline number. Verify specifics by address.
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Unlock Off-Market Harbor View

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Harbor View is a resale play on an established 1970s neighborhood on the Ribault River in northwest Jacksonville, not a builder market. The value driver is the individual home, since original single-story homes trade on renovation upside while updated homes and any with genuine water access command the top of the range. The location thesis is the river itself, the community sits beside the city's Harborview Boat Ramp Park with access to the Ribault and Trout rivers, but that same proximity means flood zone and insurance need to be confirmed before you underwrite a purchase."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Harbor View is an established, single-family neighborhood in northwest Jacksonville, in Duval County, developed largely in the 1970s. Homes here are mostly single-story brick and frame construction on modest to mid-size lots, ranging roughly from smaller homes under 1,000 square feet to larger homes above 2,000 square feet. Because these are resale homes rather than new construction, each one trades on its own condition, updates, and lot rather than on a builder price sheet.

The neighborhood sits along Harbor View Drive next to Harborview Boat Ramp Park, a City of Jacksonville public park with a boat ramp, an accessible fishing pier, and a picnic shelter on the Ribault River, which connects downstream to the Trout River and the St. Johns River. Whether a given home has genuine, usable water access or view varies by lot and should be confirmed on the parcel rather than assumed from the area.

The bigger picture is location within northwest Jacksonville. The neighborhood sits inside the Trout River, College Park, and Ribault Manor planning area, with access to New Kings Road and I-95 toward downtown Jacksonville and Jacksonville International Airport to the north. As with many built-out mid-century and 1970s-era neighborhoods in this part of Duval County, value here turns on the condition of an individual resale home rather than on new competing supply.

Best for

  • Buyers who want an established single-story home near the Ribault River in northwest Jacksonville
  • Buyers comfortable updating or renovating an older home to build in value
  • Buyers who want boating or fishing access close to home via the public boat ramp

Probably not for

  • Buyers who need new construction with a builder warranty and modern systems
  • Anyone who wants a gated, amenitized HOA community with a pool and clubhouse
  • Buyers unwilling to verify flood zone, insurance cost, and the age of roof and systems on an older home

How Harbor View is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Harbor View update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 9, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Harbor View listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Harbor View buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Downtown Jacksonville15 to 20 min · approximate, via I-95
Jacksonville International Airport (JAX)15 to 20 min · approximate
Jacksonville Zoo and Gardens10 to 15 min · approximate
River City Marketplace15 to 20 min · approximate
Riverside and Avondale20 to 25 min · approximate
Jacksonville beaches35 to 45 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Harbor View Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Harbor View (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Harbor View is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Jean Ribault High School (Duval County Public Schools); verify by address

Middle

Jean Ribault Middle School (verify by address)

Elementary

Rutledge H. Pearson Elementary School (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Harbor View address.

The takeaway

The story here is the river. Harbor View sits directly beside the city-run Harborview Boat Ramp Park on the Ribault River, giving the neighborhood a direct water-access identity inside an otherwise built-out, established part of northwest Jacksonville.

Recent Developments in Harbor View

Our read on what is being built around Harbor View, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet stable for an established neighborhood, with the public boat ramp as a durable local amenity. Confirm flood zone and insurance for any home near the river before you rely on it.

Northwest Jacksonville reinvestment

Evergreen
NeutralNotable impact
SignificanceRadius: Area

Northwest Jacksonville, including the Trout River and New Kings Road corridors near Harbor View, has periodically drawn city and community redevelopment attention. Watch ongoing corridor investment as a factor in area demand rather than assuming steady change.

River proximity and flood insurance

Evergreen
NeutralNotable impact
SignificanceRadius: Community

Homes near the Ribault River, including those closest to Harborview Boat Ramp Park, sit in or near mapped flood zones. Confirm the FEMA flood zone and get a bindable insurance quote for the specific address before you commit.

Established market, limited new supply

Evergreen
BullishNotable impact
SignificanceRadius: Community

Harbor View is built out, so there is essentially no new-construction competition inside the neighborhood. Value turns on the condition and updates of individual 1970s-era resale homes rather than on builder releases.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Harbor View, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Harbor ViewGet a short monthly email when something new is approved, funded, or opens near Harbor View.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Harbor View, this is the order of operations we would run, and the one we run for our clients.

    1

    Pull the specific parcel's record with the Duval County Property Appraiser to confirm year built, square footage, any deed restrictions, and whether a voluntary association applies.

    2

    Confirm the FEMA flood zone for the exact address and get a bindable homeowners and, if applicable, flood insurance quote before you make an offer.

    3

    Get a thorough inspection focused on roof age, plumbing, electrical, and HVAC, since these vary widely across the neighborhood's 1970s-era homes.

    4

    Verify the zoned elementary, middle, and high schools by the home's address with Duval County Public Schools, since attendance zones change.

    5

    If river access or view matters, confirm on the parcel and by survey whether the home actually has usable frontage on the Ribault River, rather than assuming it from the area.

    Best Buy
    A structurally sound single-story home with updatable systems on a good lot, priced to leave room for renovation.
    Biggest Risk
    Underestimating the cost of updating an older home, or overlooking flood zone and insurance near the river.
    Best Lot
    Prioritize a usable, well-positioned lot; verify any claimed river frontage on the parcel and survey.
    Smart Timing
    Resale-driven. Inventory is thin and individual, so move when the right home condition and lot appear.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established single-family resale

    Era

    Largely built in the 1970s

    Construction

    Predominantly single-story brick and frame ranch

    Lots

    Modest to mid-size lots; some homes near the Ribault River

    Costs & Fees

    HOA

    No mandatory HOA identified; confirm any deed restrictions on the parcel

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primary residences

    Amenities

    Public

    Harborview Boat Ramp Park (boat ramp, fishing pier, picnic shelter)

    Status

    City park, not an HOA amenity; verify hours with JaxParks

    Location

    Area

    Northwest Jacksonville, Duval County

    Downtown Jacksonville

    About 15 to 20 min (approximate)

    Airport (JAX)

    About 15 to 20 min (approximate)

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    At the entry tier you are generally looking at original-condition, smaller single-story homes under about 1,200 square feet that have not been updated, where the value is in the bones and the renovation upside. Expect to budget for roof, systems, and cosmetic updates.

    Lowest entry
    The Core

    In the core of the market you find updated single-story homes in the roughly 1,200 to 1,800 square foot range, with refreshed kitchens, baths, and mechanicals on solid lots. This is the typical move-in resale in the neighborhood.

    Most inventory
    The Top

    At the top are the larger homes above roughly 2,000 square feet, more fully renovated, and any with genuine frontage or a clear view of the Ribault River. Confirm the condition, square footage, and any water access on the specific parcel.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    At the entry tier you are generally looking at original-condition, smaller single-story homes under about 1,200 square feet that have not been updated, where the value is in the bones and the renovation upside. Expect to budget for roof, systems, and cosmetic updates.
    The Core
    In the core of the market you find updated single-story homes in the roughly 1,200 to 1,800 square foot range, with refreshed kitchens, baths, and mechanicals on solid lots. This is the typical move-in resale in the neighborhood.
    The Top
    At the top are the larger homes above roughly 2,000 square feet, more fully renovated, and any with genuine frontage or a clear view of the Ribault River. Confirm the condition, square footage, and any water access on the specific parcel.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home conditionVaries by home
    Roof and systems ageVerify age
    Renovation upsideStrong on 1970s homes
    Lot and river proximityEstablished
    Flood zone exposureVerify by parcel

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Harbor View

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not a builder price sheet, it is the individual home: its condition, its updates, and its lot.

    Jon Brooks · Founder, Momentum Realty
    6.2C+ · Buy Score
    Resale Strength6.0/10
    Renovation Risk5.5/10
    Location Efficiency6.6/10
    Long-Term Defensibility5.8/10
    Carrying Cost Advantage6.0/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Harbor View is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Lots are generally modest to mid-size; condition of the home varies.
    • The lot and any usable river frontage are the durable differentiators here.
    • Verify claimed Ribault River frontage on the parcel and by survey.
    • Check the FEMA flood zone; river proximity affects insurance cost.
    • Corner and quieter interior lots away from the boat ramp entrance tend to hold appeal.

    In an established, built-out neighborhood the building is decades old, so the durable difference between two homes is the lot and its position. Larger, well-positioned lots with any usable, verified river frontage hold value best, while homes on busier streets or in flood-prone spots tend to lag. Because this is a resale market, treat the lot and the FEMA flood zone as core parts of your value math alongside the home's condition, and confirm any claimed Ribault River frontage on the parcel and survey rather than assuming it from the area.

    Harbor View in 15 seconds.

    Best forBuyers who want an established single-story home near the Ribault River in northwest Jacksonville.
    Biggest advantageA built-out riverside location next to a public boat ramp, with renovation upside on solid 1970s-era homes.
    Biggest riskOlder-home costs (roof, systems) and flood or insurance exposure near the Ribault River.
    Sweet spotA sound single-story home with updatable systems on a good lot, priced with room to renovate.
    Avoid ifYou need new construction, modern systems, or a gated, amenitized HOA community.

    HOA, CDD & Fees

    15-Second Take
    • No mandatory HOA identified; confirm deed restrictions on the parcel.
    • No CDD was identified, but confirm it on the parcel tax record.
    • Harborview Boat Ramp Park is a public city park, not an HOA amenity.
    • Older homes mean roof and systems age vary; inspect carefully.
    • Check the FEMA flood zone and insurance cost near the river.

    No mandatory homeowners association was identified for Harbor View, which is typical of Jacksonville neighborhoods platted in the 1970s. Confirm whether any voluntary neighborhood association or recorded deed restrictions apply to the specific parcel before you rely on it.

    With no mandatory HOA identified, there are generally no association dues or association-run amenities to budget for here. The nearby Harborview Boat Ramp Park is a public City of Jacksonville park, not an HOA facility. Confirm any voluntary dues or deed restrictions on the parcel.

    There is no golf course or private country club in the neighborhood. Recreation nearby is the public Harborview Boat Ramp Park, with a boat ramp, fishing pier, and picnic shelter.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Harbor View, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Panama Park, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Harbor View home worth?

    Get a no-obligation home value based on real comparable sales in Harbor View matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Harbor View on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Harbor View year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,614/mo
    Duval County typical true cost to own
    $110/mo
    Duval County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Harbor View are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Harbor View a new-construction community?
    No. It is an established northwest Jacksonville neighborhood developed largely in the 1970s. Homes here are resales, predominantly single-story brick and frame construction.
    What kind of homes are in Harbor View?
    Predominantly single-story homes on modest to mid-size lots, ranging roughly from under 1,000 to above 2,000 square feet. Condition ranges from original to fully renovated, so each home should be judged on its own.
    Is there an HOA?
    No mandatory homeowners association was identified for Harbor View, which is typical of Jacksonville neighborhoods platted in the 1970s. Confirm any voluntary association or recorded deed restrictions on the specific parcel before you rely on it.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this neighborhood, which predates the CDD era. Confirm CDD status on the specific parcel's tax record with the Duval County Property Appraiser before you rely on it.
    Are the homes on the river?
    The neighborhood sits along the Ribault River next to Harborview Boat Ramp Park, but direct, usable water access or view varies lot by lot. Confirm on the specific parcel and by survey rather than assuming it from the area.
    What should I check before buying an older home here?
    Focus on roof age, plumbing, electrical, and HVAC, since these vary widely across the neighborhood's 1970s-era homes. Get a thorough inspection and budget for updates, as this is where resale value is won or lost.
    Is the area in a flood zone?
    Parts of the neighborhood sit near the Ribault River. Flood zone designation and flood insurance cost are address-specific, so confirm the FEMA flood zone and get a bindable insurance quote for the exact home.
    What is Harborview Boat Ramp Park?
    Harborview Boat Ramp Park is a City of Jacksonville public park at 4100 Harbor View Drive, with a boat ramp, an accessible fishing pier, and a picnic shelter on the Ribault River. It is a public park, not an HOA amenity.
    What schools serve the neighborhood?
    It is in Duval County Public Schools, with Jean Ribault High School serving the area at the high-school level. The zoned elementary and middle schools, and the high school, should be verified by the specific address, since attendance zones change.
    How is the commute to downtown Jacksonville?
    Downtown Jacksonville is roughly a 15 to 20 minute drive via I-95, depending on the exact location and traffic. Other drive times on this page are approximate estimates.
    How far is Jacksonville International Airport?
    Jacksonville International Airport is roughly a 15 to 20 minute approximate drive, since the neighborhood sits in northwest Jacksonville not far from the airport corridor.
    Is the area seeing reinvestment?
    Parts of northwest Jacksonville, including corridors near the Trout River and New Kings Road, have periodically drawn city and community redevelopment attention. Confirm current activity rather than relying on this page for the latest status.
    Is Harbor View gated or age-restricted?
    There is no verified information that the neighborhood is gated, and it is not marketed as age-restricted or 55 plus. It is an established, open residential neighborhood.
    What is the biggest risk of buying here?
    Underestimating the cost of updating an older home, or overlooking flood zone and insurance exposure near the Ribault River. Both are manageable with a thorough inspection and address-specific insurance quotes.
    Should I get my own agent to buy a resale here?
    Yes. In a resale market an experienced agent helps you judge condition, updates, lot, and flood exposure against genuinely comparable sales and represents your interests in the negotiation.
    How current is the market data on this page?
    This page will fill in with live realMLS data as sales in the neighborhood accrue. Until then, treat market figures as thin, and always confirm price and condition against genuinely comparable homes before you make an offer.
    Who is the best real estate agent for Harbor View?
    The best agent for Harbor View is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbor View.
    How do I find a top Jacksonville real estate agent who knows Harbor View?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbor View and the wider Jacksonville area.
    Can Momentum Realty connect me with an agent for Harbor View?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbor View purchase or sale - no call center and no pressure.
    You want an established single-story home near the Ribault River in northwest Jacksonville.Excellent fit
    You are comfortable updating or renovating a solid older home to build in value.Excellent fit
    You want direct access to a public boat ramp for boating or fishing close to home.Excellent fit
    You will do the homework on flood zone, insurance, and the age of roof and systems.Excellent fit
    You need new construction with a builder warranty and modern systems.Probably not
    You want a gated, amenitized HOA community with a pool and clubhouse.Probably not
    You cannot budget for updates on an older home or absorb flood and insurance costs near the river.Probably not
    You need a large pool of identical new homes for easy price comparison.Probably not

    Get the inside read on Harbor View

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Harbor View home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Harbor View specialist will reach out personally, usually the same day.

    Median sale price in Harbor View, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

    Get my Duval County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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