Harrison Cove
Homes for Sale in Fernandina Beach, FL
True comps, carrying-cost math, and listings before the portals.
In Harrison Cove, the median sits at $580,000, with a median of about $334 per square foot. That per-foot figure is doing most of the talking: price here tracks condition, finish level, and lot more than headline square footage. Two homes at similar sizes can land far apart depending on updates and siting.
Median days on market is running at 69 days, which is a measured, unhurried pace. That posture favors a prepared buyer who can take time to inspect and negotiate rather than one racing a crowd. For sellers, it means pricing to the per-foot reality and presenting the home well matters more than hoping momentum carries a stretch price.
Harrison Cove right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
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Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harrison Cove market snapshot (as of July 14, 2026): the median sale price is about $580K ($334 per sq ft over the trailing 12 months of closed sales), a median 69 days on market for closed sales, and 6.0 months of supply, a balanced market.
Harrison Cove is a small-volume corner of Fernandina Beach in Nassau County where the median of $580,000 reflects a condition-driven market rather than a single uniform product. The current pace gives room to evaluate carefully.
The setting & the homes.
Aerial and on-site photos of Harrison Cove. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Harrison CovePhotos from realMLS listings in Harrison Cove; content deemed reliable but not guaranteed.
Who Harrison Cove is best for.
Best for
- Buyers comfortable near the $580,000 median who want a Fernandina Beach location
- Patient buyers who value time to inspect and negotiate over speed
- Buyers willing to underwrite each home individually on condition and finish
Probably not for
- Buyers who need a large pool of recent sales to feel confident on value
- Anyone needing to move quickly in a fast-turning market
- Buyers seeking a price well below the $580,000 median in this pocket
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 14 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($580K) IS the median in the snapshot above.
Windows contain 0 to 5 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
25% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
Harrison Cove Market Scorecard
Harrison Cove is currently a balanced market. About 6.0 months of supply, a median asking price of $565,000, and homes go under contract in about 60 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Harrison Cove
Live MLS inventory for Harrison Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Harrison Cove listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Harrison Cove on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Harrison Cove
- Gated · reported on 3 of 3 listings
- Security Gate · reported on 3 of 3 listings
- Maintenance Grounds · reported on 1 of 3 listings
- Trash · reported on 1 of 3 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Harrison Cove buying strategy.
If we were buying in Harrison Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harrison Cove.
Reading a thin, condition-led market
This snapshot rests on a narrow closings window of just three sales, so treat the median of $580,000 as a directional signal, not a precise gauge. In low-volume pockets, a couple of atypical homes can pull the median in either direction, which is exactly why the per-foot number and time on market are useful cross-checks.
With a median around $334 per square foot and roughly 69 days to sell, the read is a spread market where finish and setting separate the winners. Buyers should underwrite each home on its own merits and lean on comparables carefully; sellers should expect scrutiny on updates and be ready to justify their price per foot.
The location and the amenities are priced into every listing in Harrison Cove. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Thin-data communities like Harrison Cove are where local judgment earns its keep. With only three recent closings behind the median, we build our pricing from the underlying comparables and per-foot reality instead of a single blended number, and we tell you plainly when a listing is priced ahead of what its condition supports.
Harrison Cove in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harrison Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harrison Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harrison Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harrison Cove home worth?
Get a no-obligation home value based on real comparable sales in Harrison Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Harrison Cove on the map →
Frequently Asked Questions
What is the median home price in Harrison Cove?
How long do homes in Harrison Cove take to sell?
Is Harrison Cove a buyer's or seller's market right now?
Do cash buyers compete in Harrison Cove?
Who is the best real estate agent for Harrison Cove?
How do I find a top Fernandina Beach real estate agent who knows Harrison Cove?
Can Momentum Realty connect me with an agent for Harrison Cove?
Should you buy in Harrison Cove?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Harrison Cove with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending July 14, 2026 |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2015 (30 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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