Harrison Cove in Fernandina Beach

Harrison Cove
Homes for Sale in Fernandina Beach, FL

All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 53 condos for sale in Fernandina Beach · 237 homes for sale in 32034 · Nassau County homes for sale

Community in Fernandina Beach · Nassau County · ZIP 32034
35 homesBuilt 2001–2017
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Photo courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY · via realMLS

Built fromLive realMLS data11 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 30 closed sales in Harrison Cove in Fernandina Beach, FL since 2015, the most recent in June 2026. Across Fernandina Beach as a whole, 277 homes closed in the last 12 months at a median of $480,000, 48 median days on market, with 102 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,370 ($5,870 with the full homestead exemption).

Live · Harrison Cove Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
83%
Owner-occupied · Harrison Cove
30 of 36 parcels homesteaded (FL DOR 2025)
17%
Non-owner-occupied · Harrison Cove
incl. 19% trust or LLC-held · 6% out-of-state
35
Homes in the community
plus 1 vacant residential lots · 36 residential parcels (FL DOR 2025)
Track record · 11 years of records
3
Recorded sales · 2024-2025
median $987K · qualified sales on the county roll (FL DOR 2025)
Est. 2001
Community established
homes built 2001-2017, median 2003 (FL DOR 2025)
5.7%/yr
Turnover rate
about 2 of 35 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

In Harrison Cove, the median sits at $580,000, with a median of about $334 per square foot. That per-foot figure is doing most of the talking: price here tracks condition, finish level, and lot more than headline square footage. Two homes at similar sizes can land far apart depending on updates and siting.

Median days on market is running at 69 days, which is a measured, unhurried pace. That posture favors a prepared buyer who can take time to inspect and negotiate rather than one racing a crowd. For sellers, it means pricing to the per-foot reality and presenting the home well matters more than hoping momentum carries a stretch price.

Nearby homes for sale

No active listings inside Harrison Cove right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

5383 FLORENCE POINT Drive
$1.15M · 0.2 mi away
3 bd · 2 ba · 1,835 sqft
5383 FLORENCE POINT Drive
Listed by SUMMER HOUSE REALTY
95141 AMALFI Drive #2C
$665K · 0.3 mi away
3.5 ba · 2,093 sqft
95141 AMALFI Drive #2C
Listed by PINEYWOODS REALTY LLC
96143 HANGING MOSS Drive
$785K · 0.5 mi away
3 bd · 2.5 ba · 2,064 sqft
96143 HANGING MOSS Drive
Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
96122 RODDENBERRY Way
$829K · 0.5 mi away
4 bd · 3.5 ba · 2,282 sqft
96122 RODDENBERRY Way
Listed by ONE SOTHEBY'S INTERNATIONAL REALTY
96121 HANGING MOSS Drive
$799K · 0.5 mi away
3 bd · 2.5 ba · 1,987 sqft
96121 HANGING MOSS Drive
Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
95984 MIMOSA Drive
$675K · 0.6 mi away
2 bd · 2 ba · 1,360 sqft
95984 MIMOSA Drive
Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Harrison Cove is a small-volume corner of Fernandina Beach in Nassau County where the median of $580,000 reflects a condition-driven market rather than a single uniform product. The current pace gives room to evaluate carefully.

realMLS (Northeast Florida) sales records identify 23 homes in Harrison Cove that have changed hands since 2015, built between 2001 and 2016 (median 2005), with a median living area of about 2,454 sq ft and a typical 3-bedroom, 3-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 3 qualified sales in Harrison Cove across 2024–2025 (2 in 2024, 1 in 2025), median $987,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers comfortable near the $580,000 median who want a Fernandina Beach location
  • Patient buyers who value time to inspect and negotiate over speed
  • Buyers willing to underwrite each home individually on condition and finish

Probably not for

  • Buyers who need a large pool of recent sales to feel confident on value
  • Anyone needing to move quickly in a fast-turning market
  • Buyers seeking a price well below the $580,000 median in this pocket

The market around Harrison Cove

Harrison Cove is too small for its own price trend, so here is the market around it.

In ZIP 32034, 329 homes are on the market and 26% are under contract — a steady corner of Fernandina Beach.

Across Nassau County, 532 homes are active and 186 pending (26% under contract).

In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.

ZIP and county figures describe the wider market, not Harrison Cove specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Harrison Cove, Fernandina Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Harrison Cove today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harrison Cove.

Best Buy
Buyers who want a coastal Fernandina Beach address and can evaluate homes on their individual merits.
Biggest Risk
A three-sale window makes the median directional, not precise.
Sweet Spot
An updated home whose per-foot value holds up against close comparables.
Avoid If
You need deep comps and predictable, fast-moving pricing.

Reading a thin, condition-led market

This snapshot rests on a narrow closings window of just three sales, so treat the median of $580,000 as a directional signal, not a precise gauge. In low-volume pockets, a couple of atypical homes can pull the median in either direction, which is exactly why the per-foot number and time on market are useful cross-checks.

With a median around $334 per square foot and roughly 69 days to sell, the read is a spread market where finish and setting separate the winners. Buyers should underwrite each home on its own merits and lean on comparables carefully; sellers should expect scrutiny on updates and be ready to justify their price per foot.

“

The location and the amenities are priced into every listing in Harrison Cove. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Thin-data communities like Harrison Cove are where local judgment earns its keep. With only three recent closings behind the median, we build our pricing from the underlying comparables and per-foot reality instead of a single blended number, and we tell you plainly when a listing is priced ahead of what its condition supports.

Harrison Cove in 15 seconds.

Best forBuyers who want a coastal Fernandina Beach address and can evaluate homes on their individual merits.
Biggest advantageThe unhurried pace around 69 days gives room to inspect and negotiate.
Biggest riskA three-sale window makes the median directional, not precise.
Sweet spotAn updated home whose per-foot value holds up against close comparables.
Avoid ifYou need deep comps and predictable, fast-moving pricing.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harrison Cove homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harrison Cove.
In short
  • HOA dues reported around $90/month (about $1,080/yr) · median of 19 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $90 per month ($1,080 a year) — the median AssociationFee across 19 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harrison Cove sales matched to your home.

What is your Harrison Cove home worth?

Get a no-obligation home value based on real comparable sales in Harrison Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Harrison Cove

Homes in Harrison Cove that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,866/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Harrison Cove?
The Florida DOR 2025 assessment roll shows 35 homes plus 1 vacant residential lots in Harrison Cove (public records).
What share of Harrison Cove is owner-occupied?
83% of Harrison Cove parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Harrison Cove built?
Homes in Harrison Cove were built between 2001 and 2017, with a median year built of 2003 (FL DOR 2025 roll).
Who is the best real estate agent for Harrison Cove?
The best agent for Harrison Cove is one who actively works Fernandina Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harrison Cove.
How do I find a top Fernandina Beach real estate agent who knows Harrison Cove?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harrison Cove and the wider Fernandina Beach area.
Can Momentum Realty connect me with an agent for Harrison Cove?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harrison Cove purchase or sale - no call center and no pressure.
Where is Harrison Cove, and what county is it in?
Harrison Cove is in Fernandina Beach, Nassau County, FL, ZIP 32034. The community's center is about 4 miles southeast of the center of Fernandina Beach (straight-line).
How far is Harrison Cove from downtown Jacksonville and the beach?
About 21 miles from downtown Jacksonville and about 2 miles from the Atlantic beach at Amelia Island (south end), both straight-line; driving distance is usually 15 to 30 percent more.
Buyers comfortable near the $580,000 median who want a Fernandina Beach locationExcellent fit
Patient buyers who value time to inspect and negotiate over speedExcellent fit
Buyers willing to underwrite each home individually on condition and finishExcellent fit
Buyers who need a large pool of recent sales to feel confident on valueProbably not
Anyone needing to move quickly in a fast-turning marketProbably not
Buyers seeking a price well below the $580,000 median in this pocketProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: September 12, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32034))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2015 (30 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Harrison Cove? 2 recorded closings (window ending 2026-10-01). See the Nassau County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Harrison Cove with Momentum Realty’s local guides.

Florence Point0.1 mi away · 66 homes, built 1981–23Leeward Cove Amelia Island0.2 mi awayPlantation Point0.3 mi away · 69 homes, built 1990–23SOSweetwater Oak0.5 mi away · 26 homes, built 1989–23River Place Amelia Island0.5 mi away · 22 homes, built 2003–04American Beach0.5 mi away · 93 homes, built 1930–24MWMariners Walk Villas0.6 mi away · median $540K, 3 sales/12 moOcean Village Club Amelia Island0.6 mi away · median $330K, 8 sales/12 mo

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Harrison Cove. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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