Harrison Cove
Homes for Sale in Fernandina Beach, FL
All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 53 condos for sale in Fernandina Beach · 237 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY · via realMLS
As of October 2026, the MLS records 30 closed sales in Harrison Cove in Fernandina Beach, FL since 2015, the most recent in June 2026. Across Fernandina Beach as a whole, 277 homes closed in the last 12 months at a median of $480,000, 48 median days on market, with 102 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,370 ($5,870 with the full homestead exemption).

In Harrison Cove, the median sits at $580,000, with a median of about $334 per square foot. That per-foot figure is doing most of the talking: price here tracks condition, finish level, and lot more than headline square footage. Two homes at similar sizes can land far apart depending on updates and siting.
Median days on market is running at 69 days, which is a measured, unhurried pace. That posture favors a prepared buyer who can take time to inspect and negotiate rather than one racing a crowd. For sellers, it means pricing to the per-foot reality and presenting the home well matters more than hoping momentum carries a stretch price.
Nearby homes for sale
No active listings inside Harrison Cove right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harrison Cove is a small-volume corner of Fernandina Beach in Nassau County where the median of $580,000 reflects a condition-driven market rather than a single uniform product. The current pace gives room to evaluate carefully.
realMLS (Northeast Florida) sales records identify 23 homes in Harrison Cove that have changed hands since 2015, built between 2001 and 2016 (median 2005), with a median living area of about 2,454 sq ft and a typical 3-bedroom, 3-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in Harrison Cove across 2024–2025 (2 in 2024, 1 in 2025), median $987,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Harrison Cove. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Harrison Cove; content deemed reliable but not guaranteed.
Who Harrison Cove is best for.
Best for
- Buyers comfortable near the $580,000 median who want a Fernandina Beach location
- Patient buyers who value time to inspect and negotiate over speed
- Buyers willing to underwrite each home individually on condition and finish
Probably not for
- Buyers who need a large pool of recent sales to feel confident on value
- Anyone needing to move quickly in a fast-turning market
- Buyers seeking a price well below the $580,000 median in this pocket
The market around Harrison Cove
Harrison Cove is too small for its own price trend, so here is the market around it.
In ZIP 32034, 329 homes are on the market and 26% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 532 homes are active and 186 pending (26% under contract).
In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Harrison Cove specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Harrison Cove, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Life at Harrison Cove
- Gated · reported on 3 of 3 listings
- Security Gate · reported on 3 of 3 listings
- Maintenance Grounds · reported on 1 of 3 listings
- Trash · reported on 1 of 3 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Harrison Cove buying strategy.
If we were buying in Harrison Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harrison Cove.
Reading a thin, condition-led market
This snapshot rests on a narrow closings window of just three sales, so treat the median of $580,000 as a directional signal, not a precise gauge. In low-volume pockets, a couple of atypical homes can pull the median in either direction, which is exactly why the per-foot number and time on market are useful cross-checks.
With a median around $334 per square foot and roughly 69 days to sell, the read is a spread market where finish and setting separate the winners. Buyers should underwrite each home on its own merits and lean on comparables carefully; sellers should expect scrutiny on updates and be ready to justify their price per foot.
The location and the amenities are priced into every listing in Harrison Cove. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Thin-data communities like Harrison Cove are where local judgment earns its keep. With only three recent closings behind the median, we build our pricing from the underlying comparables and per-foot reality instead of a single blended number, and we tell you plainly when a listing is priced ahead of what its condition supports.
Harrison Cove in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $90/month (about $1,080/yr) · median of 19 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $90 per month ($1,080 a year) — the median AssociationFee across 19 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harrison Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harrison Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harrison Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harrison Cove home worth?
Get a no-obligation home value based on real comparable sales in Harrison Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Harrison Cove
Homes in Harrison Cove that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 95024 Barclay Place #4A · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Harrison Cove?
What share of Harrison Cove is owner-occupied?
When were the homes in Harrison Cove built?
Who is the best real estate agent for Harrison Cove?
How do I find a top Fernandina Beach real estate agent who knows Harrison Cove?
Can Momentum Realty connect me with an agent for Harrison Cove?
Where is Harrison Cove, and what county is it in?
How far is Harrison Cove from downtown Jacksonville and the beach?
Should you buy in Harrison Cove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2015 (30 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Harrison Cove fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Harrison Cove with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Harrison Cove. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).












