Florence Point
Homes for Sale in Fernandina Beach, FL
All 269 homes for sale in Fernandina Beach, FL · median $695,000 · 265 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via realMLS
As of October 2026, the MLS records 17 closed sales in Florence Point in Fernandina Beach, FL since 2002, the most recent in October 2026. Across Fernandina Beach as a whole, 249 homes closed in the last 12 months at a median of $465,000, 48 median days on market, with 284 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,170 ($5,670 with the full homestead exemption).
Last 30 days in Florence Point: 1 closed sale (median $1,098,000). As of October 20, 2026, realMLS.

Florence Point is a small, established pocket in Fernandina Beach — 66 homes built across a wide span, from 1981 through 2023, with the median vintage sitting back in the late 1980s. That mix is the story here. What sets price in a community like this is condition and updates, not a clean per-square-foot formula. Two homes of similar size can trade well apart depending on whether the systems and finishes have been touched since the original build. Our only hard price marker is the median, and around it you should expect a genuinely wide spread rather than a tight band.
With two-thirds of homes carrying a homestead exemption, this reads as an owner-occupied, low-churn community rather than a rental or flip market. Turnover is slow, so inventory tends to be thin and specific. For a buyer, that means patience and readiness to move when the right updated home surfaces. For a seller, it means a well-prepared, move-in-ready home stands out sharply against dated stock — condition is your leverage.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Florence Point right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A compact, largely owner-occupied enclave in Fernandina Beach where homes run generously sized — the median living area is just over 2,750 square feet — but vary widely in age and update level, so no two listings tell the same story.
County records show 10 qualified sales in Florence Point across 2024–2024, median $675,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Florence Point is best for.
Best for
- Buyers seeking a larger floor plan and willing to invest in updating an older home
- Long-hold owner-occupants who value a stable, low-turnover community over quick resale
- Buyers comfortable moving decisively when limited inventory produces the right listing
Probably not for
- Buyers who need a tight, predictable price band before touring
- Investors chasing quick flips in a slow-turnover market
- Buyers who want new construction as the default rather than the rare exception
The market around Florence Point
Florence Point is too small for its own price trend, so here is the market around it.
In ZIP 32034, 344 homes are on the market and 23% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 580 homes are active and 186 pending (24% under contract).
In ZIP 32034 (Fernandina Beach), 1,033 homes closed in the last 12 months at a median of $441K ($200/sq ft), up 0.4% year over year, with a median 51 days on market. Right now 226 active and 76 pending listings put supply at about 4.8 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Florence Point specifically. Momentum Research analysis of MLS records.
The Florence Point buying strategy.
If we were buying in Florence Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Florence Point.
Why condition drives everything here
The year-built range spans more than four decades, and with a median build year in the late 1980s, most of Florence Point predates current construction. That's not a knock — larger lots and generous floor plans are the payoff — but it does mean a serious buyer should budget attention for roofs, HVAC, and original finishes. The homes built closer to 2023 are the exception, not the norm, and they price accordingly.
At a median living area north of 2,750 square feet, this is a community of substantial homes rather than starter footprints. Combine that size with the high homestead share and you get a market where sellers have generally lived in and maintained their homes, but where updates are uneven. The practical takeaway: read each home on its own merits. The median price is a reference point, not a predictor for any single address.
The location and the amenities are priced into every listing in Florence Point. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 66-home community with slow turnover and a wide age range, the value is in judging condition correctly — what a dated system will actually cost you, and what a genuine update is worth. We track what moves here and help you price or offer against the real spread instead of the headline median. When inventory is this thin, being ready to act on the right home matters more than any general rule of thumb.
Florence Point in 15 seconds.
Tools for a Florence Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Florence Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Florence Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Florence Point home worth?
Get a no-obligation home value based on real comparable sales in Florence Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Florence Point
Homes in Florence Point that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 5383 Florence Point Drive · off market
Housing distress & ownership in Florence Point, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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Fernandina Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Email me new listings in Florence Point
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Florence Point
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Florence Point will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Florence Point?
What share of Florence Point is owner-occupied?
When were the homes in Florence Point built?
Who is the best real estate agent for Florence Point?
How do I find a top Fernandina Beach real estate agent who knows Florence Point?
Can Momentum Realty connect me with an agent for Florence Point?
Where is Florence Point, and what county is it in?
How far is Florence Point from downtown Jacksonville and the beach?
Should you buy in Florence Point?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 20, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2002 (17 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Florence Point fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Florence Point with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Florence Point. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).






