Mariners Walk Villas in Fernandina Beach

Mariners Walk Villas
Homes for Sale in Fernandina Beach, FL

All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 53 condos for sale in Fernandina Beach · 237 homes for sale in 32034 · Nassau County homes for sale

Community in Fernandina Beach · Nassau County · ZIP 32034
30 homesBuilt 1974–1974Median sale $540K
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Photo courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA · via realMLS

Built fromLive realMLS data10 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-10-01, 3 recorded sales closed at a median of $540,000, $379 per square foot, a median 201 days on market, sellers accepting 87% of original asking. Homes listed or recently sold were built 1974–1974; 3 of 3 report an HOA (median $428/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 19 ft). At the median price and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $7,170 ($6,660 with the full homestead exemption).

Live · Mariners Walk Villas Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$540K
Median sold · 12 mo
$379/sf
Sold $/sqft · 12 mo
peak $379 in 2026
87.3%
Sale vs ask
Nassau median: 96.0%
Tempo
201days
Median DOM · closed
15 days at the 2020 low
0 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
43%
Owner-occupied · Mariners Walk Villas
13 of 30 parcels homesteaded (FL DOR 2025)
57%
Non-owner-occupied · Mariners Walk Villas
incl. 13% trust or LLC-held · 40% out-of-state
30
Homes in the community
30 residential parcels (FL DOR 2025)
Track record · 10 years of records
3
Recorded sales · 2024-2024
median $615K · qualified sales on the county roll (FL DOR 2025)
Est. 1974
Community established
homes built 1974-1974, median 1974 (FL DOR 2025)
1,379sqft
Median sold home size
12-mo windows, closed sales
10.0%/yr
Turnover rate
about 3 of 30 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Mariners Walk Villas is a small villa community in Fernandina Beach, and the pricing here is driven by condition and location on the island far more than by square footage alone. The median sits at $540,000 against a median of about $379/sqft, which tells you this is a market where the finish level and how updated a given villa is will swing the number well above or below that midpoint.

The posture right now favors patient buyers. Median days on market is 201 — homes are sitting for well over six months — so there is room to negotiate and little reason to rush an offer. Sellers should price honestly to condition from day one; the data does not reward optimism, and a stale listing here gets more stale, not more valuable.

Nearby homes for sale

No active listings inside Mariners Walk Villas right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

5072 SUMMER BEACH Boulevard
$1.24M · 0.2 mi away
3 bd · 2 ba · 1,871 sqft
5072 SUMMER BEACH Boulevard
Listed by NUVIEW REALTY
96143 HANGING MOSS Drive
$785K · 0.2 mi away
3 bd · 2.5 ba · 2,064 sqft
96143 HANGING MOSS Drive
Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
96121 HANGING MOSS Drive
$799K · 0.2 mi away
3 bd · 2.5 ba · 1,987 sqft
96121 HANGING MOSS Drive
Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
96122 RODDENBERRY Way
$829K · 0.2 mi away
4 bd · 3.5 ba · 2,282 sqft
96122 RODDENBERRY Way
Listed by ONE SOTHEBY'S INTERNATIONAL REALTY
95984 MIMOSA Drive
$675K · 0.3 mi away
2 bd · 2 ba · 1,360 sqft
95984 MIMOSA Drive
Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
5012 KAREN Street
$879K · 0.3 mi away
3 bd · 2 ba · 2,172 sqft
5012 KAREN Street
Listed by FERNANDINA BEACH REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Mariners Walk Villas market snapshot (as of October 1, 2026): the median sale price is about $540K ($379 per sq ft over the trailing 12 months of closed sales), and a median 201 days on market for closed sales.

In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.

County records show 3 qualified sales in Mariners Walk Villas across 2024–2024, median $615,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Mariners Walk Villas is a community of 30 homes in Fernandina Beach, Nassau County, built between 1974 and 1974 (median 1974.0), with a median living area of about 1,450 square feet. 43% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

This is a compact, low-turnover villa pocket on the Fernandina Beach side of Nassau County, where a small number of closings and long marketing times mean each sale carries outsized weight in how the community reads.

Best for

  • Buyers seeking a lower-maintenance villa on the island who can wait for the right unit and negotiate on price
  • Value-focused buyers comfortable underwriting condition themselves rather than relying on a crowd of comps
  • Downsizers targeting a compact footprint around the mid-$500s who prioritize location over size

Probably not for

  • Buyers who need to close quickly or expect a fast-moving, competitive market
  • Anyone wanting a large single-family home or expansive lot
  • Buyers who want deep comparable data to validate value before committing

Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
024201620182020202220242026
0 to 4 a year; 3 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,866/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

26% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Mariners Walk Villas Market Scorecard

Balanced

Mariners Walk Villas is currently a balanced market..

$540,000
Median sold
0/0/3
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Mariners Walk Villas, Fernandina Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 7 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Mariners Walk Villas today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mariners Walk Villas.

Best Buy
Buyers who want a smaller villa footprint on the Fernandina Beach side and have patience to negotiate.
Biggest Risk
A thin comp set makes valuation less certain and demands careful underwriting.
Sweet Spot
An updated villa priced honestly near the mid-$500s median that has been on market long enough to negotiate.
Avoid If
You need a fast, competitive closing or a large single-family layout.

Reading a thin market

With only three closings in the window, every comparable matters and no single sale should be treated as gospel. A villa that closed after a full renovation and one sold as-is can both be legitimate data points and still land far apart on price per foot — which is exactly why the median here is a starting reference, not a ceiling or a floor.

The long days-on-market figure is the more actionable signal. At 201 days, this is not a community where you win by moving fast on the first listing you see; it is one where you underwrite the specific villa, inspect it hard, and let the timeline work in your favor. For sellers, that same number is a warning to lead with condition and realistic pricing rather than testing the market.

“

The location and the amenities are priced into every listing in Mariners Walk Villas. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a thin, slow-moving villa market, the value we add is reading the few comparables honestly and telling you what a given unit's condition is actually worth against the median. We will not talk you into overpaying because a listing photographs well, and we will not let a seller sit stale by ignoring the days-on-market reality.

Mariners Walk Villas in 15 seconds.

Best forBuyers who want a smaller villa footprint on the Fernandina Beach side and have patience to negotiate.
Biggest advantageA long-sitting market gives buyers real leverage at the offer stage.
Biggest riskA thin comp set makes valuation less certain and demands careful underwriting.
Sweet spotAn updated villa priced honestly near the mid-$500s median that has been on market long enough to negotiate.
Avoid ifYou need a fast, competitive closing or a large single-family layout.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Mariners Walk Villas homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Mariners Walk Villas.
In short
  • HOA dues reported around $428/month (about $5,136/yr) · median of 57 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $428 per month ($5,136 a year) — the median AssociationFee across 57 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mariners Walk Villas sales matched to your home.

What is your Mariners Walk Villas home worth?

Get a no-obligation home value based on real comparable sales in Mariners Walk Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Mariners Walk Villas

Homes in Mariners Walk Villas that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.

Frequently Asked Questions

What is the median home price in Mariners Walk Villas?
The median sale price in Mariners Walk Villas was $540K over the 12 months ending October 1, 2026 (3 closed sales, realMLS).
How long do homes in Mariners Walk Villas take to sell?
Homes that closed in the 12 months ending October 1, 2026 took a median 201 days on market (3 sales, realMLS).
How many homes are in Mariners Walk Villas?
The Florida DOR 2025 assessment roll shows 30 homes in Mariners Walk Villas (public records).
What share of Mariners Walk Villas is owner-occupied?
43% of Mariners Walk Villas parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Mariners Walk Villas built?
Homes in Mariners Walk Villas were built between 1974 and 1974, with a median year built of 1974.0 (FL DOR 2025 roll).
Who is the best real estate agent for Mariners Walk Villas?
The best agent for Mariners Walk Villas is one who actively works Fernandina Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Mariners Walk Villas.
How do I find a top Fernandina Beach real estate agent who knows Mariners Walk Villas?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Mariners Walk Villas and the wider Fernandina Beach area.
Can Momentum Realty connect me with an agent for Mariners Walk Villas?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Mariners Walk Villas purchase or sale - no call center and no pressure.
Where is Mariners Walk Villas, and what county is it in?
Mariners Walk Villas is in Fernandina Beach, Nassau County, FL, ZIP 32034. The community's center is about 5 miles east of the center of Fernandina Beach (straight-line).
How far is Mariners Walk Villas from downtown Jacksonville and the beach?
About 21 miles from downtown Jacksonville and about 1 miles from the Atlantic beach at Amelia Island (south end), both straight-line; driving distance is usually 15 to 30 percent more.
Buyers seeking a lower-maintenance villa on the island who can wait for the right unit and negotiate on priceExcellent fit
Value-focused buyers comfortable underwriting condition themselves rather than relying on a crowd of compsExcellent fit
Downsizers targeting a compact footprint around the mid-$500s who prioritize location over sizeExcellent fit
Buyers who need to close quickly or expect a fast-moving, competitive marketProbably not
Anyone wanting a large single-family home or expansive lotProbably not
Buyers who want deep comparable data to validate value before committingProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Community market statsrealMLS closed sales, 12-month windows ending October 1, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32034))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2016 (17 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Mariners Walk Villas? 3 recorded closings; median 201 days on market (window ending 2026-10-01). See the Nassau County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Mariners Walk Villas with Momentum Realty’s local guides.

5P5115 Parkway0.1 mi away · 84 homes, built 1940–24Ocean Village0.3 mi away · median $1.50M, 3 sales/12 moSailmaker0.3 mi awayOcean Village Club Amelia Island0.3 mi away · median $330K, 8 sales/12 moOcean Side0.4 mi awayAmerican Beach0.4 mi away · 93 homes, built 1930–24Ocean Walk0.4 mi away · 40 homes, built 1994–17River Place Amelia Island0.4 mi away · 22 homes, built 2003–04

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Mariners Walk Villas. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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