Plantation Point
Homes for Sale in Fernandina Beach, FL
All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 237 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 14 closed sales in Plantation Point in Fernandina Beach, FL since 2009, the most recent in April 2026. Across Fernandina Beach as a whole, 277 homes closed in the last 12 months at a median of $480,000, 48 median days on market, with 102 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,370 ($5,870 with the full homestead exemption).
Plantation Point is a small, established pocket of 69 homes in Fernandina Beach, built out over three-plus decades from 1990 through 2023. With a median build year of 1994, most of the housing stock is mature, and at a median of roughly 2,580 living square feet these are substantial homes rather than starter product. Price here is driven far more by condition and updating than by any single spec — an original 1990s home and a renovated one can sit far apart even at similar square footage.
Roughly 83% of homes carry a homestead exemption, which points to a community held largely by long-term owners rather than churned by investors. That tends to mean tighter supply and fewer distressed sales, so a seller who has kept the home current holds a real advantage. Buyers should expect to compete on the well-maintained inventory and budget for updates on the rest.
Nearby homes for sale
No active listings inside Plantation Point right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Plantation Point market snapshot (as of October 1, 2026): the median sale price is about $232K ($203 per sq ft over the trailing 12 months of closed sales), and a median 45 days on market for closed sales.
In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.
County records show 4 qualified sales in Plantation Point across 2025–2025, median $1.20M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Plantation Point is a community of 69 homes in Fernandina Beach, Nassau County, built between 1990 and 2023 (median 1994), with a median living area of about 2,579 square feet. 83% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Plantation Point is a compact Fernandina Beach community of established homes on Amelia Island's doorstep, where a high owner-occupancy rate keeps turnover low and condition, not size, sets the tone on price.
Who Plantation Point is best for.
Best for
- Buyers seeking a larger established home near Amelia Island and prepared to act quickly on limited inventory
- Long-hold owner-occupants who value a stable, low-turnover community over rapid resale churn
- Renovation-minded buyers willing to update a mature home and budget for systems in exchange for space
Probably not for
- Buyers who want brand-new construction or a fully modern finish package as a baseline
- Investors chasing quick flips or high rental turnover in a market dominated by long-term owners
- Buyers on a tight timeline who need consistent, always-available inventory rather than occasional listings
Price History: What Homes Here Have Actually Sold For
Closed sales in Plantation Point by trailing-12-month window ending October 1 of each year, from realMLS (Northeast Florida MLS) closing records. 3 homes closed in the current window at a median of $231,500. Aggregates only; individual closed sales are not shown.
| Window | Closings | Median sold | $ / sq ft | Median DOM | Typical size |
|---|---|---|---|---|---|
| 2026 | 3 | $231,500 | $203 | 45 days | 1,140 sq ft |
Source: realMLS closed listings, aggregated by Momentum Research. Deemed reliable but not guaranteed.
Plantation Point by the numbers
From county property records and closed MLS sales for the Plantation Point subdivision: 13 homes on record; built 1990–2003; typical size about 2,097 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2017 | 1 | $377,000 |
| 2018 | 1 | $485,000 |
| 2020 | 2 | $498,250 |
| 2022 | 1 | $1,080,000 |
| 2025 | 1 | $950,000 |
| 2026 | 1 | $650,000 |
Newest recorded sale: $650,000 on 2026-04-24.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
Housing distress & ownership in Plantation Point, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Plantation Point buying strategy.
If we were buying in Plantation Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Plantation Point.
A mature pocket where condition writes the price
The build range tells the story: homes were added from 1990 into 2023, but the median year built of 1994 means the bulk of the neighborhood is now a generation old. That age spread is the single most important thing a buyer should underwrite. A home that has had its roof, systems, kitchen, and baths brought current is a very different asset than one still wearing its original finishes, and in a community this small those differences show up clearly in what homes command.
At a median of about 2,579 living square feet, this is not a compact-home community — buyers are getting real interior space, which also means real cost to renovate and maintain. With only 69 homes total, listings are infrequent, so when a well-kept home comes up it deserves a fast, prepared response rather than a wait-and-see posture.
The location and the amenities are priced into every listing in Plantation Point. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 69-home community that trades infrequently, the edge comes from knowing what has actually sold, what condition it was in, and what is likely to surface next. We track this micro-market at the street level, help buyers separate updated homes from projects before they overpay, and help sellers position a well-maintained home against the age of the surrounding stock. That local read matters more here than any broad Fernandina Beach average.
Plantation Point in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Plantation Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Plantation Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Plantation Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Plantation Point home worth?
Get a no-obligation home value based on real comparable sales in Plantation Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
What is the median home price in Plantation Point?
How long do homes in Plantation Point take to sell?
How many homes are in Plantation Point?
What share of Plantation Point is owner-occupied?
When were the homes in Plantation Point built?
Who is the best real estate agent for Plantation Point?
How do I find a top Fernandina Beach real estate agent who knows Plantation Point?
Can Momentum Realty connect me with an agent for Plantation Point?
Where is Plantation Point, and what county is it in?
How far is Plantation Point from downtown Jacksonville and the beach?
Should you buy in Plantation Point?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending October 1, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2009 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Plantation Point fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Plantation Point with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Plantation Point. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).