Keystone Palms
Homes for Sale in Tarpon Springs, FL
All 298 homes for sale in TARPON SPRINGS, FL · median $429,900 · 50 homes for sale in 34688 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 6 closed sales in Keystone Palms in Tarpon Springs, FL since 2023, the most recent in June 2026. Across Tarpon Springs as a whole, 391 homes closed in the last 12 months at a median of $425,000, 63 median days on market, with 115 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $8,240 ($7,430 with the full homestead exemption).
Keystone Palms is a small, gated enclave in Tarpon Springs with only nine homes on record and zero active listings as of this snapshot. That scarcity is the market story here: there is no current inventory to compare against, so pricing conversations have to lean on recent closed activity and the physical profile of the homes themselves rather than an open list of competing options.
The homes built here run from 2006 through 2024, with a median year built of 2019 and a median living area of 4,362 square feet - this is a large-format, newer-construction pocket, not a starter community. With homestead exemptions on record for only about 22% of homes, the ownership mix leans toward non-primary or investment use, which can affect how often homes actually come to market and how negotiable a seller may be when one does.
Nearby homes for sale
No active listings inside Keystone Palms right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Keystone Palms is a gated, no-guard community of nine homes built between 2006 and 2024, centered on larger-footprint construction with a median living area over 4,300 square feet.
Stellar MLS sales records identify 7 homes in Keystone Palms that have changed hands since 2018, built between 2006 and 2026 (median 2024), with a median living area of about 3,642 sq ft and a typical 4-bedroom, 3.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Keystone Palms is best for.
Best for
- Buyers seeking a larger, newer-built home behind a gate and willing to wait for the right listing.
- Buyers comfortable acting quickly once a rare listing surfaces in a nine-home community.
- Buyers or investors interested in a low-turnover pocket where a non-primary ownership pattern may open room to negotiate.
Probably not for
- Buyers who need to compare multiple active listings side by side before deciding.
- Buyers on a tight timeline who cannot wait for inventory to appear.
- Buyers specifically wanting guarded (not just gated) access.
The market around Keystone Palms
Keystone Palms is too small for its own price trend, so here is the market around it.
In ZIP 34688, 70 homes are on the market and 19% are under contract — a steady corner of Tarpon Springs.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 34688 (TARPON SPRINGS), 275 homes closed in the last 12 months at a median of $248K ($192/sq ft), up 3.6% year over year, with a median 39 days on market. Right now 35 active and 9 pending listings put supply at about 5.8 months - a balanced market. See the live ZIP 34688 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Keystone Palms specifically. Momentum Research analysis of MLS records.
Life at Keystone Palms
- Gated Community - No Guard · reported on 2 of 2 listings
- Gated Community · reported on 1 of 2 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Keystone Palms listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Keystone Palms address.
The Keystone Palms buying strategy.
If we were buying in Keystone Palms today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Keystone Palms.
A tight, low-turnover pocket of larger homes
With only nine homes total and no active listings at the time of this snapshot, Keystone Palms is not a community where buyers browse a rotating list of options. Anyone interested should expect to wait for a listing to surface, or work with an agent who can flag one the moment it hits the MLS feed.
The construction span - 2006 to 2024, with a median year built of 2019 - means most homes here are relatively recent, and the median living area of 4,362 square feet points to larger-format design rather than compact or entry-level product. The low homestead share (about 22%) suggests a meaningful share of these homes are held as non-primary residences, which can mean slower turnover but also more room to negotiate terms when an owner does decide to sell.
The location and the amenities are priced into every listing in Keystone Palms. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a nine-home, zero-inventory community like this, timing and access matter more than browsing a list. We track this feed closely so a listing here doesn't get missed, and we go into any showing or offer with a clear read on how the gated, no-guard access, the newer construction profile, and the low homestead share should shape both price expectations and negotiating strategy.
Keystone Palms in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $300/month (about $3,600/yr) · median of 6 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $300 per month ($3,600 a year) - the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Keystone Palms buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Keystone Palms sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Keystone Palms, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Keystone Palms home worth?
Get a no-obligation home value based on real comparable sales in Keystone Palms, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Tarpon Springs →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Keystone Palms Market Scorecard
Keystone Palms is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34688 ZIP is $577,909, about 4.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What schools serve Keystone Palms?
Who is the best real estate agent for Keystone Palms?
How do I find a top Tarpon Springs real estate agent who knows Keystone Palms?
Can Momentum Realty connect me with an agent for Keystone Palms?
Should you buy in Keystone Palms?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2023 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Keystone Palms fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Keystone Palms with Momentum Realty’s local guides.