Kindlewood in Middleburg

Kindlewood Homes for Sale in Middleburg, FL

Median sale ~$350K · Middleburg, Clay · ZIP 32068

A built-out, no-CDD single-family pocket off Blanding, where the only hard part is pricing it past the name confusion.

Built about 2008 to 2014, all resaleNo CDD reported, modest HOA, pool3 to 5 bedrooms, ~1,272 to 3,319 sq ft
Live Market Pulse
56/100
Momentum
Balanced Market (limited data)
Portal estimates here are dragged by Kindlewood Forest townhome comps roughly $150,000 below this product and by American Homes 4 Rent portfolio sales. Price off verified Kindlewood Drive closings under both the Kindlewood and Kindle Wood spellings, not a portal number.
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Unlock Off-Market Kindlewood

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$234K
Median Price
1.8mo
Supply
50days
Avg DOM
Balanced
Seller Leverage
$189/sf
Median $/Sqft
-9%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Kindlewood is a clean, post-2008 single-family community on the Blanding corridor with two things working in its favor: no reported CDD on the tax bill and a young-enough build window that roofs and mechanicals are on their first or second cycle. The catch is data hygiene. The shared name with the Kindlewood Forest townhomes and the visible AMH rental presence corrupt automated valuations in both directions, so every comp here has to be verified by address and legal subdivision. Underwrite the all-in monthly against the CDD-loaded master plans nearby, confirm the HOA directly, and check the roof and HVAC ages on the specific home."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Kindlewood market snapshot (as of June 25, 2026): the median sale price is about $234K ($189 per sq ft), with homes averaging 50 days on market and 1.8 months of supply, a balanced market (limited data). Values are down 9% over the past year and up 25% since 2012, based on 13 recent closings in live realMLS data.

Kindlewood was built from about 2008 to 2014 along Kindlewood Drive, which places the entire community on the right side of the construction-quality line buyers and insurers care about: post-2002 Florida code at minimum, with much of the stock young enough that roofs, HVAC, and water heaters are on their first or second cycle rather than their third. The plans are conventional production single-family, one and two stories, 3 to 5 bedrooms, roughly 1,272 to 3,319 square feet, so the community serves both the starter buyer and the family that needs real space. There is no builder phase to wait on; the community is built out and trades entirely as resale, which makes the comp set stable once you are pulling it from the right addresses. The MLS frequently styles the subdivision Kindle Wood as two words, so search both spellings when you are hunting listings.

The location logic is Blanding corridor standard: Oakleaf Town Center is minutes away for retail and dining, the Argyle Forest strip adds groceries and medical, and the First Coast Expressway has shortened the run to the rest of the metro, all balanced against the peak-hour load Blanding carries for this whole side of Clay County. The local complication is nomenclature. Kindlewood Forest, a separate D.R. Horton townhome community nearby, shares most of the name and none of the product: attached townhomes in a price class roughly $150,000 below these single-family homes. Automated portals blend the two into one statistics bucket, which corrupts price-per-square-foot figures and valuation estimates in both directions. There are also Kindlewood-branded single-family rentals operated by American Homes 4 Rent in the area, so expect a visible rental presence in and around the community and verify the owner-occupancy picture on the specific street if that matters to you.

Best for

  • Buyers who want detached single-family space without a CDD line on the tax bill
  • Buyers who want newer-than-2008 construction at Middleburg pricing
  • Buyers stepping up from townhomes or rentals into a 3 to 5 bedroom plan
  • Buyers anchored to the Oakleaf, NAS Jacksonville, or First Coast Expressway commute

Probably not for

  • Buyers who want a big resort-style amenity center and master-plan programming
  • Buyers who want new construction with a builder warranty and design studio
  • Buyers who want a street with no investor-owned or rental presence
  • Buyers unwilling to verify comps by address against the name-twin community

How Kindlewood is performing right now

56/100
momentum
Balanced Market (limited data)
Seller's marketBalancedBuyer's market
1.8Months of supplytight
50Median days on marketdays
0 : 2Under contract vs for salestrong demand
13Sold in last 12 monthsliquidity
+25%Median price since 2012appreciation
-2%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Kindlewood listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Kindlewood buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Kindlewood

Live MLS inventory for Kindlewood. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Kindlewood listings as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Oakleaf Town Center (retail, dining)About 10 to 15 minutes
Argyle Forest corridorAbout 10 to 15 minutes
St. Vincent's Clay County (Middleburg)About 10 to 15 minutes
NAS JacksonvilleAbout 25 to 35 minutes
Downtown JacksonvilleAbout 35 to 45 minutes
Jacksonville International AirportAbout 50 to 60 minutes

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Kindlewood Homes for Sale in Middleburg, FL with Momentum Realty’s local guides.

Longbay Townhomes in Middleburg, FLLongbay Townhomes in Middleburg, FLMiddleburg, FL · 0.4 miThe Landing at Brannan Field Homes for Sale in Middleburg, FLThe Landing at Brannan Field Homes for Sale in Middleburg, FLMiddleburg, FL · 0.9 miMurray Farms Homes for Sale in Middleburg, FLMurray Farms Homes for Sale in Middleburg, FLMiddleburg, FL · 1.0 miCoppergate Estates Homes for Sale in Middleburg, FLCoppergate Estates Homes for Sale in Middleburg, FLMiddleburg, FL · 1.2 miGlen Laurel Homes for Sale in Middleburg, FLGlen Laurel Homes for Sale in Middleburg, FLMiddleburg, FL · 1.2 miKindlewood Forest Homes for Sale in Middleburg, FLKindlewood Forest Homes for Sale in Middleburg, FLMiddleburg, FL · 1.2 miAtlantis Pointe Homes for Sale in Middleburg, FLAtlantis Pointe Homes for Sale in Middleburg, FLMiddleburg, FL · 1.3 miWestfield Park Homes for Sale in Middleburg, FLWestfield Park Homes for Sale in Middleburg, FLMiddleburg, FL · 1.5 miWhisper Creek Homes for Sale in Middleburg, FLWhisper Creek Homes for Sale in Middleburg, FLMiddleburg, FL · 1.7 mi

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Kindlewood (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Kindlewood is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public K-6

Tynes Elementary (Clay County, verify zoning by address)

Public K-6

Middleburg Elementary (Clay County, verify; some addresses zone here)

Public 7-8

Wilkinson Junior High (Clay County, verify)

Public 9-12

Middleburg High School (Clay County, verify)

Private PreK-8

Grace Episcopal Day School, Orange Park

Private PreK-12

St. Johns Country Day School, Orange Park

Buying with schools in mind? We can confirm the exact zoned schools for any Kindlewood address.

The takeaway

The story shaping value around Kindlewood is access, not the community itself. A new 18-mile segment of the First Coast Expressway opened in August 2025 from State Road 21 (Blanding Boulevard) at Middleburg south to U.S. 17 in Green Cove Springs, reordering the commute math for this whole corridor. Layered on top is Clay County's continued A-rated school district, which supports demand on the residential side.

Recent Developments in Kindlewood

Our read on what is being built around Kindlewood, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet positive for value: the expressway gives this side of Clay County a faster connection to the rest of the metro and diverts traffic off Blanding Boulevard, while a built-out, no-CDD community with a strong school district holds its appeal. The honest tempering factor is local, not macro, the name-confusion and rental-presence noise that distorts portal valuations and demands verified-address pricing.

First Coast Expressway segment opens at Middleburg

2025
BullishMajor impact
SignificanceRadius: Corridor

The new SR-21 (Blanding) to U.S. 17 segment opened ahead of schedule in August 2025, diverting an estimated 5,000 to 8,000 cars off Blanding Boulevard and shortening the run to the rest of the metro from this side of Clay County.

Clay County District Schools earn a sixth straight A

2025
BullishNotable impact
SignificanceRadius: County

Clay County held its A district grade in the 2025 state report, with most schools graded A or B; a strong district supports residential demand, though attendance zoning should be verified by address.

No CDD keeps the all-in monthly clean

Ongoing
BullishNotable impact
SignificanceRadius: Community

With no CDD assessment reported, Kindlewood's carrying cost compares favorably to the CDD-loaded master plans nearby; confirm the tax-bill structure on the specific parcel.

Name confusion and rental presence distort valuations

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Kindlewood Forest townhome comps roughly $150,000 below this product and American Homes 4 Rent portfolio sales blend into automated estimates; price off verified single-family closings only.

Oldest homes reaching first roof and HVAC replacement

Ongoing
NeutralNotable impact
SignificanceRadius: Community

The 2008 to 2014 build window is now old enough that system ages are the real negotiation lever; a new roof versus original everything can be the same list price and a very different deal.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Kindlewood, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. August 2025
    Infrastructure

    First Coast Expressway opens from Blanding to U.S. 17 in Clay County

    FDOT opened a new 18-mile segment of the First Coast Expressway from State Road 21 (Blanding Boulevard) at Middleburg to U.S. 17 in Green Cove Springs in August 2025, ahead of its original spring 2026 schedule, with tolls beginning September 15, 2025. Why it matters: The segment shortens the run from this side of Clay County to the rest of the metro and pulls thousands of cars off Blanding Boulevard, the corridor that gates every Kindlewood commute, a structural plus for value here. Source

Development alerts for KindlewoodGet a short monthly email when something new is approved, funded, or opens near Kindlewood.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Kindlewood, this is the order of operations we would run, and the one we run for our clients.

1

Build the comp set from verified addresses, not portal estimates: keep Kindlewood Forest townhomes and AMH portfolio sales out, and search both Kindlewood and Kindle Wood spellings.

2

Confirm the HOA dues and pool reserves directly with the association; portal HOA figures for Kindlewood do not reconcile and are not a number to write an offer on.

3

Verify the no-CDD tax structure on the specific parcel, then project the second-year bill after the Save Our Homes reset, not the seller's current taxes.

4

Pull the roof and HVAC ages with permit history on the specific home; in a 2008 to 2014 community, system age is the real negotiation lever.

5

Pull the FEMA flood designation for the exact address and get a bindable insurance quote during the inspection period, since Zone X and Zone AE carry very different costs.

Best Buy
A 2008 to 2014 home with a verified-address comp set, a confirmed no-CDD tax bill, and updated roof and mechanicals, bought with your own representation
Biggest Risk
Pricing off blended portal data that mixes in Kindlewood Forest townhomes and AMH rental transactions instead of verified single-family closings
Best Lot
Avoid streets with heavy investor-owned or rental turnover if owner-occupancy matters to you; drive the specific street at different hours
Smart Timing
Move on the verified-address comp and a bindable insurance quote in hand; confirm HOA, CDD status, and system ages before contract, not after
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Product

Production single-family, one and two stories, 3 to 5 bedrooms, roughly 1,272 to 3,319 square feet

Built

About 2008 to 2014 along Kindlewood Drive; fully built out, trades entirely as resale

Spelling

The MLS frequently styles the subdivision Kindle Wood as two words; search both spellings

Rental note

American Homes 4 Rent operates Kindlewood-branded single-family rentals in the area; verify owner-occupancy on the specific street

Costs & Fees

HOA

Modest; portals report mixed tiers that do not reconcile, so confirm the current amount and schedule directly with the association

CDD

No CDD assessment has been reported for Kindlewood; confirm the tax-bill structure on the specific parcel

Club

No club membership; a community pool and common areas are HOA-maintained resident amenities

Amenities

Community pool

The anchor amenity, funded and maintained by the HOA; ask about condition and reserve funding

Common areas

Maintained common areas and entry landscaping inside the community

Nearby

Oakleaf Town Center retail and dining, the Argyle Forest strip, and St. Vincent's Clay County minutes away

Location

Setting

Off the Blanding Boulevard corridor near Oakleaf, southeastern Clay County in Middleburg

Access

First Coast Expressway on-ramps shorten the run to the rest of the metro; Blanding carries peak-hour load

County

Clay County taxes and Clay County District Schools; verify zoning by address

The Homes & Style

The recent picture: median sale around $350,000 and closings roughly $220,000 to $400,000 (neighborhoods.com, June 2026), with area listing ranges quoted around $289,900 to $489,900 (BEX Realty, June 2026). The wide spread is plan size and condition, not volatility; a 2008-2014 community trades on roof age, mechanical condition, and updates more than on vintage.

The buyer pool is the no-CDD corridor shopper: first-time buyers stepping up from townhomes or rentals who want detached space without a CDD line, buyers sizing into the 4 and 5 bedroom plans, and households anchored to Oakleaf, NAS Jacksonville, or the First Coast Expressway commute pattern who want newer-than-2008 construction at Middleburg pricing.

The structural quirks to respect: the naming confusion with Kindlewood Forest suppresses and distorts automated valuations in both communities, which cuts both ways at listing and appraisal time, and the AMH rental presence in the area means some streets carry more tenant turnover than others. Both are manageable with verified-address comps and a street-level look, and both are why a portal estimate is a starting point here, not an answer.

One built-out community, one product type, and a comp set that only works if you keep the neighbors with similar names out of it. Figures below are from neighborhoods.com and BEX Realty (June 2026); verify against current closings for the comparable plan before you price anything.

The median sale has recently been around $350,000, with closed sales spanning roughly $220,000 to $400,000 (neighborhoods.com, June 2026). That spread maps mostly to size: the 1,272 square foot three-bedrooms anchor the bottom of the range and the 3,000-plus square foot five-bedrooms the top. Comp by plan size, not by community average.

Broader single-family listing ranges for the Kindlewood area have been quoted around $289,900 to $489,900 (BEX Realty, June 2026). Treat the top of that band carefully, because area-based portal searches sweep in nearby communities; a verified Kindlewood Drive address and a recent closing are the only numbers that count.

The single most expensive data error here: blending Kindlewood single-family comps with Kindlewood Forest townhome comps. The product types are different, the price classes sit roughly $150,000 apart, and portals and even MLS records mix them. Pull comps by verified address and legal subdivision, search both Kindlewood and Kindle Wood spellings, and exclude AMH rental-portfolio transactions, which do not trade like owner-occupant sales.

Living Here

The amenity package is deliberately simple, which is part of how the fees stay modest.

The anchor amenity: a community pool funded by the HOA. For a community in this fee class it is the amenity that matters most in a Florida summer, and it is also the main line item the dues maintain, so ask about its condition and reserve funding during diligence.

Maintained common areas and entry landscaping round out the package inside the community, while the real lifestyle amenities sit minutes away: Oakleaf Town Center retail and dining, the Argyle Forest strip, and the First Coast Expressway on-ramps.

Less an amenity than a structural feature: no CDD assessment has been reported for Kindlewood, which keeps the tax bill clean against the CDD-loaded master plans nearby. Confirm the tax bill structure on the specific parcel during diligence.

The 2008-2014 build window is itself a quiet amenity: newer codes, younger roofs and mechanicals on average, and insurance conversations that go easier than they do in 1980s Middleburg. Verify the roof and system ages on the specific home, because the early-2008 builds are now old enough for first replacements.

Oakleaf Town Center does the heavy lifting about 10 to 15 minutes away, with big-box anchors, restaurants, and services, and the Argyle Forest corridor adds groceries and medical depth. Closer in, the Blanding corridor through Middleburg covers daily errands, and St. Vincent's Clay County puts a full hospital within minutes, which is worth more than most buyers price until the day they need it.

Kindlewood and Kindlewood Forest share a name and a corridor and almost nothing else: detached single-family versus D.R. Horton townhomes, roughly $150,000 apart in price class. Portals blend them, automated valuations average them, and MLS records sometimes misfile them, with the subdivision itself often styled Kindle Wood as two words. The buyers and sellers who lose money here are the ones who trusted a blended number. Comp by verified Kindlewood Drive address and legal subdivision, every time.

American Homes 4 Rent operates Kindlewood-branded single-family rentals in the area, which means some streets have more tenant turnover and corporate-maintained yards than others. That is not a verdict on the community, but it does affect street-level feel and the comp tape, because portfolio transactions do not trade like owner-occupant sales. Drive the specific street at different hours and ask your agent to flag investor-owned parcels around the home you are pricing.

The oldest homes here are now in roof and HVAC replacement territory, and the youngest are approaching it. That makes system ages the real negotiation lever in this community: a 2009 build with a new roof and a 2014 build with original everything can be the same list price and very different deals. Get the permit history and the four-point inspection early, and price the replacement timeline into the offer.

Before You Offer

Clay County flooding concentrates near Black Creek, Doctors Lake, and low-lying and wetland areas, while many newer inland communities sit in lower-risk zones.

The reliable move is to pull the FEMA flood designation for the exact Kindlewood address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.

The populated Clay County corridors are served by AT&T and Xfinity (Comcast), with fiber expanding and some gaps in the more rural western areas. If working from home matters, confirm the options, and fiber in particular, at the specific Kindlewood address rather than assuming.

Clay County total millage is generally lower than the City of Jacksonville, though it varies by district and any CDD is billed separately. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.

The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.

Comparisons

The realistic cross-shop list on this corridor is short, and the trade is almost always amenities and fee structure against entry price and a clean tax bill.

CommunityTypeFeesThe honest one-liner
Azalea RidgeMaster plan, resale and newerHOA plus CDDThe bigger amenity center on the same corridor, with a CDD on the tax bill to fund it.
Whisper CreekNewer single-familyHOA, no-CDD pitchThe other no-CDD cross-shop nearby; compare total carrying cost, not labels.
Kindlewood ForestD.R. Horton townhomesHOAThe name twin, roughly $150,000 below in price class; lower maintenance, attached product.

Kindlewood's case is the post-2008 vintage, the 3 to 5 bedroom size range, and the clean fee math at a modest entry price. It loses to Azalea Ridge if you want a real amenity campus, and it loses to the townhomes if you want lower maintenance. Run the all-in monthly, taxes plus HOA plus any CDD plus insurance, on each before you decide which one is actually cheaper.

Who It Fits

A guide that only sells you is an advertisement. The honest cut on who this community fits.

Kindlewood fits if you want

  • Detached single-family space without a CDD line on the tax bill
  • Post-2008 construction at Middleburg pricing
  • A 3 to 5 bedroom plan, starter size up to larger
  • A modest, low-maintenance fee package with a community pool
  • Blanding-corridor and First Coast Expressway access

Consider elsewhere if you want

  • A resort-style amenity center and master-plan programming
  • New construction with a builder warranty and design studio
  • A street with no investor-owned or rental presence
  • Turnkey systems with no roof or HVAC age to price in
  • A simple portal estimate you can trust without verifying comps
The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry
$200K to $229K

The smaller one-story plans near the bottom of the range, around the 1,272 square foot three-bedrooms, with closed sales recently anchoring near $220,000 (neighborhoods.com, June 2026, dated); the most likely to need a roof or mechanical update priced in.

Lowest entry
The Core
$229K to $285K

The bread-and-butter plans around the median, recently near $350,000 (neighborhoods.com, June 2026, dated), typically a four-bedroom in solid condition; the all-in monthly stays clean against nearby master plans because there is no reported CDD.

Most inventory
The Top
$285K to $291K

The largest two-story five-bedroom plans pushing past 3,000 square feet, with recent closings toward the $400,000 end of the range (neighborhoods.com, June 2026, dated) and updated systems; verify against current verified-address closings, not portal estimates.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$200K to $229K
The Entry
The smaller one-story plans near the bottom of the range, around the 1,272 square foot three-bedrooms, with closed sales recently anchoring near $220,000 (neighborhoods.com, June 2026, dated); the most likely to need a roof or mechanical update priced in.
$229K to $285K
The Core
The bread-and-butter plans around the median, recently near $350,000 (neighborhoods.com, June 2026, dated), typically a four-bedroom in solid condition; the all-in monthly stays clean against nearby master plans because there is no reported CDD.
$285K to $291K
The Top
The largest two-story five-bedroom plans pushing past 3,000 square feet, with recent closings toward the $400,000 end of the range (neighborhoods.com, June 2026, dated) and updated systems; verify against current verified-address closings, not portal estimates.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No reported CDD, modest HOA, clean fee stackStrong
Post-2008 construction under newer Florida codesStrong
Blanding-corridor access, improved by First Coast ExpresswayPositive
Range of plans, 3 to 5 bedrooms, starter to largerPositive
Name confusion and rental presence distort valuationsManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Kindlewood

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Kindlewood is a clean, post-2008 community wrapped in a messy data problem. The house is fine; the comp set is where buyers and sellers lose money.

Jon Brooks · Founder, Momentum Realty
7.2B · Buy Score
Resale Strength7.0/10
Renovation Risk7.8/10
Location Efficiency7.2/10
Long-Term Defensibility6.6/10
Carrying Cost Advantage8.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Kindlewood is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Drive the specific street at different hours, turnover varies block to block
  • Ask your agent to flag investor-owned and AMH parcels near the home you are pricing
  • Pull the FEMA flood designation for the exact address before you offer
  • Confirm the no-CDD tax structure on the specific parcel
  • Comp by verified Kindlewood Drive address, not by community average

This is a built-out community of conventional production lots, not a master plan with a premium map, so lot value here is mostly about the street and the home, not water or preserve frontage. The variables that move money are street-level: some blocks carry more tenant turnover and corporate-maintained yards than others because American Homes 4 Rent operates Kindlewood-branded single-family rentals in the area, so drive the specific street at different hours and have your agent flag investor-owned parcels around the home you are pricing. Flood is the other lot-level check: Clay County flooding concentrates near Black Creek, Doctors Lake, and low-lying and wetland areas, and two homes in the same area can fall in different FEMA zones, so pull the designation for the exact address and a bindable insurance quote before you commit. Because there is no reported CDD, confirm the tax-bill structure on the parcel and project the second-year bill after the Save Our Homes reset rather than trusting the seller's current taxes.

Kindlewood in 15 seconds.

Best forBuyers who want detached, no-CDD single-family space on the Blanding corridor at Middleburg pricing.
Biggest advantageA post-2008 build window and a clean fee stack: no reported CDD, a modest HOA, and younger roofs and mechanicals on average.
Biggest riskCorrupted portal data: Kindlewood Forest townhome comps and AMH rental sales blend in and distort valuations in both directions.
Sweet spotAn owner-occupied 2008 to 2014 home with updated systems and a verified-address comp set, on a low-turnover street.
Avoid ifYou want a big master-plan amenity center, new construction, or a street with zero rental presence.

HOA, CDD & Fees

15-Second Take
  • Portal HOA figures do not reconcile, confirm the current amount and schedule with the association
  • The pool is the main line item the dues maintain, ask about its condition and reserves
  • No CDD reported, so the HOA is the community-level line item, not a second one
  • No club or golf membership, just HOA-maintained pool and common areas
  • Project the second-year tax bill after the Save Our Homes reset, not the seller's current taxes

The HOA here needs a flagged caveat: portals report the dues in mixed tiers, roughly $55 to $75 a month on some sites and annual ranges on others, and those figures do not reconcile cleanly. Treat every portal HOA number for Kindlewood as unverified. The community runs a deliberately simple amenity package, a community pool and maintained common areas, which is part of how the dues stay modest, and the pool is the main line item those dues maintain. Before you write an offer or build a payment estimate, confirm the current amount, the payment schedule, the coverage, and the pool's reserve funding directly with the association. There is no CDD assessment reported here, so the HOA is the community-level line item, not a second one stacked on top.

HOA dues fund the community pool, maintained common areas, and entry landscaping. The pool is the anchor amenity and the main thing the dues maintain, so reserve funding for it is worth a direct question. There is no club membership and no reported CDD; the heavier lifestyle amenities sit minutes away at Oakleaf Town Center and the Argyle Forest corridor rather than inside the gates.

There is no private club or golf membership. Kindlewood's amenities are HOA-maintained resident amenities, a community pool and common areas, not a member-owned club, and there is no separate club due on top of the HOA.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Kindlewood, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Azalea Ridge, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Kindlewood home worth?

Get a no-obligation home value based on real comparable sales in Kindlewood matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Kindlewood year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,805/mo
Clay County typical true cost to own
$99/mo
Clay County typical home insurance
No CDD
No community development district bond

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

30% of homes for sale in ZIP 32068 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-28).

Kindlewood Market Scorecard

Strong seller's market

Kindlewood is currently a strong seller's market. About 1.8 months of supply, a median asking price of $340,000, and homes go under contract in about 52 days.

1.8
Months supply
$340,000
Median list
$234,490
Median sold
$184
Per sqft
52
Days on mkt
2/0/13
Active/Pend/Sold

Typical home value in the 32068 ZIP is $327,207, about 20.1% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What is Kindlewood?
A single-family community in Middleburg, Florida 32068, Clay County, built from about 2008 to 2014 along Kindlewood Drive off the Blanding Boulevard corridor near Oakleaf Town Center. Homes run 3 to 5 bedrooms from roughly 1,272 to 3,319 square feet around a community pool, with a modest HOA and no CDD reported. The MLS often styles the subdivision Kindle Wood as two words.
Is Kindlewood the same as Kindlewood Forest?
No, and this is the most important fact on the page. Kindlewood Forest is a separate D.R. Horton townhome community nearby with its own guide on this site: attached townhomes in a price class roughly $150,000 below Kindlewood single-family homes. Portals, automated valuations, and even MLS records mix the two, so verify the address and legal subdivision on any listing or comp before you rely on it.
How much do homes in Kindlewood cost?
The median sale has recently been around $350,000, with closed sales spanning roughly $220,000 to $400,000 (neighborhoods.com, June 2026), and broader area listing ranges have been quoted around $289,900 to $489,900 (BEX Realty, June 2026). The spread maps mostly to plan size and condition; verify against current verified-address closings before pricing anything, because blended portal data here is unreliable.
When was Kindlewood built?
From about 2008 to 2014, which puts the entire community on post-bubble construction under newer Florida codes. The community is fully built out and trades entirely as resale. The oldest homes are now reaching first roof and HVAC replacement age, so check system ages on the specific home.
Is there a CDD fee in Kindlewood?
No CDD assessment has been reported for Kindlewood, which keeps the tax bill clean against the CDD master plans nearby and is a meaningful part of the all-in monthly comparison. Confirm the tax bill structure on the specific parcel during diligence.
What are the HOA fees in Kindlewood?
Portals report the HOA in mixed tiers, roughly $55 to $75 a month on some sites and annual ranges on others, and the figures do not reconcile cleanly. Treat every portal number as unverified and confirm the current amount, payment schedule, and coverage directly with the association before you write an offer or build a payment estimate.
What amenities does Kindlewood have?
A community pool and maintained common areas inside the community, with the heavier lifestyle amenities minutes away: Oakleaf Town Center retail and dining, the Argyle Forest corridor, and St. Vincent's Clay County hospital. The modest package is part of how the fees stay light.
How big are the homes in Kindlewood?
Roughly 1,272 to 3,319 square feet, 3 to 5 bedrooms, in one- and two-story production plans. The range serves both starter buyers at the three-bedroom end and buyers needing the larger five-bedroom plans; verify the exact square footage and plan on the specific home.
Are there rentals in Kindlewood?
Yes, there is a visible rental presence: American Homes 4 Rent operates Kindlewood-branded single-family rentals in the area, and some streets carry more tenant turnover than others. That is not a verdict on the community, but walk the specific street, ask your agent to flag investor-owned parcels nearby, and ask the association about any leasing restrictions.
What schools serve Kindlewood?
Clay County District Schools, with attendance zones set by home address. This side of Clay County is growing and the district adjusts boundaries and capacity over time, so confirm the exact current zoning and ratings for the specific address with the district before you buy.
How is the commute from Kindlewood?
Oakleaf Town Center, the Argyle Forest corridor, and St. Vincent's Clay County are each about 10 to 15 minutes, NAS Jacksonville about 25 to 35, downtown Jacksonville about 35 to 45, and the airport about 50 to 60. Peak-hour Blanding Boulevard is the honest variable in all of it; drive your route at your actual hour.
Why do portal price estimates for Kindlewood look strange?
Because the data is polluted from two directions: Kindlewood Forest townhome comps roughly $150,000 below this product get blended in under the shared name, and AMH portfolio rental transactions add noise that does not trade like owner-occupant sales. The fix is verified-address comps in the legal subdivision, searched under both the Kindlewood and Kindle Wood spellings.
What should I verify before buying in Kindlewood?
Five things: the current HOA dues and pool reserves directly with the association, the no-CDD tax structure on the parcel, the roof and mechanical ages with permit history on the specific home, current school zoning with the district, and your real Blanding commute at peak hours. Each is a quick check that moves real money.
How does Kindlewood compare to Azalea Ridge or Whisper Creek?
Azalea Ridge is the established master plan on the same corridor with a bigger amenity center and its own fee structure; Whisper Creek is the other Middleburg cross-shop for the no-CDD corridor buyer. Kindlewood argues its case on post-2008 vintage, the size range, and the clean fee math at a modest entry price. Run the all-in monthly on each and the trade gets clear.
Who should I call about Kindlewood?
Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with the right agent.
Do I need my own agent to buy here?
Yes, and in Kindlewood specifically the agent earns it on data hygiene: building the comp set from verified addresses instead of blended portal numbers, separating Kindlewood from Kindlewood Forest, flagging investor-owned parcels, verifying the HOA directly, and pulling the permit history on the systems. Representation typically costs you nothing as the buyer, and here it is the difference between pricing off the real market and pricing off corrupted data.
Who is the best real estate agent for Kindlewood?
The best agent for Kindlewood is one who actively works Middleburg and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Kindlewood.
How do I find a top Middleburg real estate agent who knows Kindlewood?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Kindlewood and the wider Middleburg area.
Can Momentum Realty connect me with an agent for Kindlewood?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Kindlewood purchase or sale — no call center and no pressure.
Buyers who want detached single-family space without a CDD line on the tax billExcellent fit
Buyers who want newer-than-2008 construction at Middleburg pricingExcellent fit
Buyers stepping up from townhomes or rentals into a 3 to 5 bedroom planExcellent fit
Buyers anchored to the Oakleaf, NAS Jacksonville, or First Coast Expressway commuteExcellent fit
Buyers who want a modest, low-maintenance fee package over a big amenity centerExcellent fit
Buyers who want a resort-style amenity center and master-plan programmingProbably not
Buyers who want new construction with a builder warranty and design studioProbably not
Buyers who want a street with no investor-owned or rental presenceProbably not
Buyers unwilling to verify comps by address against the name-twin communityProbably not
Buyers who need turnkey systems and will not price in roof or HVAC ageProbably not

Get the inside read on Kindlewood

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Kindlewood home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Kindlewood specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Kindlewood — what to look for, questions to ask, and your local expert.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.
Kindlewood Middleburg median home price history from 2012 to 2025, chart by Momentum Realty
Median sale price in Kindlewood Middleburg, Florida by year (2012 to 2025). Source: Momentum Realty.

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