Lake Tuscany in Stuart

Lake Tuscany

Established 1988 · Stuart · Martin County

A small gated lakefront community of mid-2000s pool homes in Stuart, west of I-95 in Martin County.

Gated lakefrontMid-2000s pool homesLow HOA
Live Market Pulse
56/100
Momentum
Balanced Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market Lake Tuscany

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive BeachesMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseBeachesMLS
$732K
Median Price
0mo
Supply
n/a
Avg DOM
Balanced
Seller Leverage
$230/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Lake Tuscany is a small gated community of roughly 98 single-family homes built in the mid-2000s on a central lake west of I-95 in Stuart. Reported HOA dues are modest and cover lake upkeep, common areas, and some services. The read is straightforward: this is a condition-and-lot buy where lakefront position and the level of updating drive the number more than the headline price. Confirm the current HOA amount and inclusions, read the roof and systems on a roughly twenty-year-old home, and comp lakefront against interior within the community."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Lake Tuscany market snapshot (as of June 15, 2026): the median sale price is about $732K ($230 per sq ft), a balanced market (limited data). Based on 6 recent closings in live BeachesMLS data.

Lake Tuscany is a small gated community of single-family homes in Stuart, west of I-95 in Martin County (ZIP 34997), built around a central lake. Reporting describes roughly 98 homes, most arranged along Panther Trace circling the water.

The homes were built largely in 2004 and 2005 by a regional builder, ranging from about 2,084 to nearly 5,000 square feet, with three-bedroom plans at the smaller end and larger six-bedroom homes with lofts, pools, and three-car garages at the top.

Reported HOA dues are modest, around 140 dollars per month per third-party listings, covering gated security, common areas, lake upkeep, basic cable, trash, and front landscaping. Confirm the current amount and inclusions for a specific home, and budget for the upkeep of a roughly twenty-year-old house.

Value here turns on the lot and the condition. A lakefront pool home that has been updated and a dated interior home can list close yet represent very different true costs once you price the modernization. This guide reflects the community's general character; confirm the specifics for a particular property.

Best for

  • Buyers who want a gated lakefront pool home west of I-95 in Stuart
  • Buyers who value a small, low-traffic community with modest HOA dues
  • Buyers comfortable reading roof and systems on a mid-2000s home
  • Buyers who want Martin County schools and a central Treasure Coast location

Probably not for

  • Buyers who want new construction with a builder warranty
  • Buyers who want a large acreage lot or direct ocean access
  • Buyers who want resort-scale amenities and a large clubhouse
  • Buyers unwilling to budget updates on a roughly twenty-year-old home

How Lake Tuscany is performing right now

56/100
momentum
Balanced Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
70Median days on marketdays
2 : 0Under contract vs for salestrong demand
6Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from BeachesMLS, as of June 15, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Lake Tuscany listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Lake Tuscany buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Lake Tuscany

Live MLS inventory for Lake Tuscany. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Lake Tuscany right now, so its recent closed sales are shown, as of 2026-06-15, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.. Tap any home to ask about it.

Listing locations from BeachesMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Interstate 95 (Martin Hwy or Kanner)~8 to 12 min · north-south interstate
Downtown Stuart~15 to 20 min · east
Cleveland Clinic Martin North Hospital~15 to 20 min · Stuart
Treasure Coast Square / shopping~15 to 20 min · Jensen Beach
Stuart and Hutchinson Island beaches~25 to 30 min · Atlantic coast
Palm Beach International (PBI)~50 to 60 min · south via I-95

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Lake Tuscany with Momentum Realty’s local guides.

CamelliaCamelliaStuart, FL · 0.8 miCrane Creek Country ClubCrane Creek Country ClubPalm City, FL · 1.0 miFour RiversFour RiversPalm City, FL · 1.0 miThe Florida ClubThe Florida ClubStuart, FL · 1.1 miBanyan BayBanyan BayStuart, FL · 1.1 miPalm CoveGolf & Yacht ClubPalm CoveGolf & Yacht ClubPalm City, FL · 1.1 miSeagate HarborSeagate HarborPalm City, FL · 1.2 miWhitemarsh ReserveWhitemarsh ReserveStuart, FL · 1.5 miRiver MarinaRiver MarinaStuart, FL · 1.5 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Lake Tuscany (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Martin County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Lake Tuscany is served by Martin County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Lake Tuscany address.

The takeaway

What is actually shaping value at Lake Tuscany, sourced and dated. We do not publish rumor.

Recent Developments in Lake Tuscany

Our read on what is being built around Lake Tuscany, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is steady demand for gated, lakefront single-family homes in Martin County, where the county's market has held values broadly steady into 2025 even as homes take longer to sell. The watch items are condition on a mid-2000s housing stock and the cost of insurance.

Small gated lakefront community

BullishA small gated community of lakefront pool homes is a scarce, defensible product west of I-95 in Stuart. impact
SignificanceRadius: Community

Small gated lakefront community

Martin County values broadly steady into 2025

NeutralCounty-level data shows a median around 529,000 dollars, roughly flat year over year, with longer days on market. impact
SignificanceRadius: County

Martin County values broadly steady into 2025

Mid-2000s stock means condition varies

NeutralHomes built largely in 2004 and 2005 carry roofs and systems nearing typical replacement windows; condition drives value. impact
SignificanceRadius: Community

Mid-2000s stock means condition varies

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Lake Tuscany, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. November 2025
    Market

    Martin County median holds near steady into late 2025

    Market reporting put the Martin County median sale price around 529,000 dollars in late 2025, down about 1.5 percent year over year, with homes taking longer to sell as inventory stabilized. Why it matters: A broadly steady county market means condition and the lakefront lot, not timing, drive where a Lake Tuscany home lands. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Lake Tuscany, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA in writing. Verify the current monthly dues, what they cover, and any pending special assessments for lake or road work.

2

Read the roof and systems. On a home built around 2004 to 2005, confirm roof age, HVAC, and pool equipment and budget accordingly.

3

Price the lakefront premium. A lakefront pool home holds value over an interior lot; pay an interior price for an interior lot.

4

Confirm school zoning by address. Verify the exact Martin County School District assignment for a specific home.

5

Comp within the community. Price against the closest Lake Tuscany sale by lot and condition, not a Stuart-wide average.

Best Buy
An updated lakefront pool home priced to recent Lake Tuscany comps, with the HOA confirmed.
Biggest Risk
Underbudgeting roof, HVAC, and pool equipment on a roughly twenty-year-old home.
Best Lot
Lakefront over interior; the view is the part of your money the market gives back.
Smart Timing
County demand is steady; condition and the lot matter more than timing.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Lake Tuscany is a small gated community of roughly 98 single-family homes in Stuart, west of I-95 in Martin County, built around a central lake with most homes arranged along Panther Trace circling the water. The homes were built largely in 2004 and 2005 by a regional builder, ranging from about 2,084 to nearly 5,000 square feet, with three-bedroom plans at the smaller end and larger homes with lofts, pools, and three-car garages at the top. Reported HOA dues are modest. This guide reflects the community's general character; value turns on the home's condition and the lakefront position, so confirm the HOA amount and inclusions, the roof and systems, flood considerations, and the school assignment by address for a specific home before relying on them.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: interior, original homes
$675K to $700K

Original or lightly updated three to four bedroom homes on interior lots, the more attainable way into the gates. The cost to update drives value.

Lowest entry
Core: updated pool homes
$700K to $817K

Renovated pool homes with newer kitchens, baths, and systems on solid lots, the heart of the community. Condition sets where these land.

Most inventory
High: large lakefront homes
$817K to $880K

Larger five to six bedroom lakefront homes with lofts and three-car garages, the top of the local range. The lake view and move-in condition drive the premium.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$675K to $700K
Entry: interior, original homes
Original or lightly updated three to four bedroom homes on interior lots, the more attainable way into the gates. The cost to update drives value.
$700K to $817K
Core: updated pool homes
Renovated pool homes with newer kitchens, baths, and systems on solid lots, the heart of the community. Condition sets where these land.
$817K to $880K
High: large lakefront homes
Larger five to six bedroom lakefront homes with lofts and three-car garages, the top of the local range. The lake view and move-in condition drive the premium.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Stuart locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Lake Tuscany

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The gates, the lake, and the location are priced into every listing. The deal is won or lost on condition, the lot, and the lakefront premium.

Jon Brooks · Founder, Momentum Realty
7.8B+ · Buy Score
Resale Strength7.8/10
Renovation Risk5.8/10
Location Efficiency8.0/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage7.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Lake Tuscany is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live BeachesMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live BeachesMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from BeachesMLS; for orientation, not an appraisal.

15-Second Take
  • Lakefront lots hold value best
  • Interior lots are where buyers overpay
  • The lake view cannot be renovated, the house can
  • Condition is the biggest swing on a mid-2000s home
  • Comp within the community and confirm specifics

At Lake Tuscany the value drivers are the lakefront position and the home's condition, in a small gated community of mid-2000s pool homes. Lakefront lots hold value over interior ones, and the view is the part of your money the market gives back at resale. Because the homes are roughly twenty years old, confirm the roof, systems, and pool equipment for a specific home, and compare against the closest Lake Tuscany sale rather than a city-wide average.

Lake Tuscany in 15 seconds.

Best forBuyers who want a gated lakefront pool home west of I-95 in Stuart.
Strong onA small, low-traffic community, modest reported HOA dues, and a central Martin County location.
WatchThe roof and systems on a mid-2000s home and the cost of insurance.
Not forBuyers who want new construction, a large acreage lot, or resort-scale amenities.
The edgeA scarce gated lakefront product in a steady county market holds value when the condition checks out.

HOA, CDD & Fees

15-Second Take
  • Small gated lakefront community of about 98 homes
  • Reported HOA around 140 dollars per month
  • Dues reported to include lake upkeep and basic cable
  • Budget roof and systems on a mid-2000s home
  • Lakefront position drives the premium

Third-party listings report HOA dues around 140 dollars per month. Confirm the current amount and inclusions for a specific home, and budget for the upkeep of a roughly twenty-year-old house.

Reported to cover gated security, common areas, lake upkeep, basic cable, trash collection, and front landscaping. Confirm the exact inclusions and any pending assessments for a specific home.

A small gated lakefront community rather than a large amenity club; confirm the current common-area features for the specific section.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Lake Tuscany, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Lake Tuscany, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Lake Tuscany home worth?

Get a no-obligation home value based on real comparable sales in Lake Tuscany matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Lake Tuscany on the map →
Or get your Lake Tuscany home value & selling guide →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Lake Tuscany year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Lake Tuscany Market Scorecard

Balanced Market (limited data)

Lake Tuscany is currently a balanced market (limited data). Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$732,500
Median sold
$230
Per sqft
n/a
Days on mkt
0/2/6
Active/Pend/Sold

Typical home value in the 34997 ZIP is $427,090, about 13.5% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Lake Tuscany a gated community?
Yes. Lake Tuscany is a small gated community of single-family homes in Stuart, west of I-95, with controlled access and a central lake.
How many homes are in Lake Tuscany?
Reporting describes roughly 98 homes, most arranged along Panther Trace circling the central lake.
When were the homes built?
The homes were built largely in 2004 and 2005 by a regional builder, so most are roughly twenty years old; confirm the roof and systems on a specific home.
What are the HOA fees in Lake Tuscany?
Third-party listings report HOA dues around 140 dollars per month, reported to cover gated security, common areas, lake upkeep, basic cable, trash, and front landscaping. Confirm the current amount and inclusions for a specific home.
How big are the homes?
Homes range from about 2,084 to nearly 5,000 square feet, with three-bedroom plans at the smaller end and larger homes with lofts, pools, and three-car garages at the top.
Is there a CDD fee?
Confirm whether any CDD or special assessment applies to a specific parcel as a matter of course; reporting centers on the HOA rather than a CDD.
What schools serve Lake Tuscany?
The community is part of the Martin County School District. Assignment is by address and changes periodically, so confirm the exact zoned schools for a specific home with the district.
Does Lake Tuscany allow pets and rentals?
Reporting describes it as a pet-friendly community that allows rentals with some restrictions. Confirm the current rules and any leasing restrictions with the association for a specific home.
How far is Lake Tuscany from I-95?
It sits west of I-95 with the interstate roughly eight to twelve minutes away, putting Stuart, Jensen Beach, and the wider Treasure Coast within an easy drive.
Is Lake Tuscany on the water?
The community is built around a central freshwater lake, with many homes on lakefront lots; it is not on the Intracoastal or ocean. The beaches are roughly a 25 to 30 minute drive.
What is the median home price in Lake Tuscany?
Lake Tuscany is a condition-driven market where the lakefront premium and the level of updating set the number. The right read is the comparable-sales analysis on a specific home rather than a single figure.
Is Lake Tuscany a good investment?
A scarce gated lakefront product in a broadly steady Martin County market supports resale, with value turning on condition and the lot. This is not a guarantee of future value.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. Because condition and the lakefront lot swing value, having your own representation to read the home and the comps is the highest-leverage decision you make.
What is the area like?
It is a small, quiet, gated lakefront community west of I-95 in Stuart, low-traffic and central to the Treasure Coast, with shopping, hospitals, and the beaches a short drive away.
You want a gated lakefront pool home west of I-95 in StuartExcellent fit
You value a small, low-traffic community with modest HOA duesExcellent fit
You are comfortable reading roof and systems on a mid-2000s homeExcellent fit
You want Martin County schools and a central Treasure Coast locationExcellent fit
You will price the lakefront premium and confirm the specificsExcellent fit
You want new construction with a builder warrantyProbably not
You want a large acreage lot or direct ocean accessProbably not
You want resort-scale amenities and a large clubhouseProbably not
You are unwilling to budget updates on a roughly twenty-year-old homeProbably not
You want a high-profile, name-recognition addressProbably not

Get the inside read on Lake Tuscany

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Lake Tuscany home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Lake Tuscany specialist will reach out personally, usually the same day.

BeachesMLS logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing photos provided by BeachesMLS, Inc. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Martin County market guide or every community in the Neighborhood Finder.

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